$512,500
SOLD AUG 25, 2025
4 Beds
2.5 Baths
2,562 Sq Ft
2001 Built

Recently Sold

$200 Per Sq Ft

3% Below List Price

16 Days on Market

Highlights

  • Landscaped Professionally
  • Property is near a park
  • Wood Flooring
  • Oswego High School Rated A-
  • Georgian Architecture
  • 5-minute walk to Pearce's Ford Park

About This Home

As of August 2025

Luxury Living: Beautifully maintained 4-bedroom, 2.5-bath semi-custom home in the sought-after Mill Race Creek community, featuring full front brick and cedar siding for standout curb appeal and professional LED landscaping lights in front. The large, professionally landscaped backyard is a private retreat with mature trees, a spacious Unilock patio, fire-pit, privacy landscaping, and black aluminum fencing. Premium updates are noticed throughout, including updated lighting, hardwood floors, iron spindle railings, archways, and 9/10-foot ceilings. First-floor highlights include a formal living room, dining room, office/den, and a spacious, vaulted family room with a wood-burning fireplace and gas starter-ideal for relaxing or entertaining. The custom kitchen shines with maple cabinets, granite counters, stone backsplash, stainless steel appliances, a large island, built-in desk, and recessed lighting. The vaulted master suite offers skylights, a soaker tub, and a walk-in closet. Additional highlights include a high-efficiency furnace and water heater (2019), A/C (2015), roof (2017), exterior staining and painting (2024), and a finished garage with interlock flooring. This home is move-in ready with comfort, quality, and style throughout.

Last Agent to Sell the Property

jeremy mccalmont

HomeLITE Real Estate Services License #471008100 Listed on: 06/18/2025

Last Buyer's Agent

Gina Swanson

RE/MAX All Pro - St Charles License #475134569

RE/MAX All Pro - St Charles

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,529

Year Built

  • Built in 2001

Lot Details

  • Lot Dimensions are 80x153
  • Fenced
  • Landscaped Professionally
  • Paved or Partially Paved Lot

HOA Fees

  • $55 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Driveway

Home Design

  • Georgian Architecture
  • Brick Exterior Construction
  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,562 Sq Ft Home
  • 2-Story Property
  • Skylights
  • Wood Burning Fireplace
  • Fireplace With Gas Starter
  • Entrance Foyer
  • Family Room with Fireplace
  • Living Room
  • Breakfast Room
  • Formal Dining Room
  • Den
  • Unfinished Attic

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Walk-In Closet
  • Dual Sinks
  • Soaking Tub
  • Separate Shower

Laundry

  • Laundry Room
  • Dryer
  • Washer

Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump

Location

  • Property is near a park

Schools

  • Old Post Elementary School
  • Thompson Junior High School
  • Oswego High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • 200+ Amp Service
  • Cable TV Available

Listing and Financial Details

  • Homeowner Tax Exemptions

Community Details

Overview

  • Association fees include insurance
  • Mill Race Creek Subdivision, Legend II Floorplan

Recreation

  • Tennis Courts

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,529

Year Built

Built in 2001

Lot Details

0

HOA Fees

$55 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • ArchitecturalStyle: Georgian
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Mill Race Creek
  • Year Built: 2001
  • Age: 21-25 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal
  • Basement: Crawl Space, Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: Wood Burning, Gas Starter
  • Fireplaces: 1
  • Flooring: Hardwood
  • Interior Amenities: Cathedral Ceiling(s)
  • LivingArea: 2562
  • Other Equipment: TV-Cable, Sump Pump
  • Room Type: Breakfast Room, Den, Foyer, Walk In Closet
  • Window Features: Skylight(s)
  • Estimated Total Finished Sq Ft: 0
  • Assessed Sq Ft: 2562
  • Bathroom Amenities: Separate Shower,Double Sink,Soaking Tub
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 0
  • Fireplace Location: Family Room
  • Total Sq Ft: 0
  • Attic: Unfinished
  • Flooring: Carpet

Exterior Features

  • Construction Materials: Brick, Cedar
  • Fencing: Fenced
  • Foundation Details: Concrete Perimeter
  • List Price: 529900
  • Lot Features: Landscaped
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Asphalt, Garage Door Opener, On Site, Garage Owned, Attached, Garage
  • ParkingTotal: 2

Utilities

  • Sewer: Public Sewer, Storm Sewer
  • Cooling: Central Air
  • Electric: 200+ Amp Service
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Main Level
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 658
  • Association Fee Frequency: Annually
  • Community Features: Park, Tennis Court(s), Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: Insurance, Other

Schools

  • Elementary School: Old Post Elementary School
  • High School: Oswego High School
  • Middle/Junior School: Thompson Junior High School
  • Middle/Junior School District: 308

Lot Info

  • Lot Dimensions: 80X153
  • Lot Size: .25-.49 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10

Tax Info

  • Tax Annual Amount: 10529
  • Tax Year: 2023
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 18, 2025
Closed on
Aug 8, 2025
Sold by
Petzke Scott M and Petzke Jennifer A
Bought by
Leisio Wayne Albert and Leisio Barbara Ann
Seller's Agent
jeremy mccalmont
HomeLITE Real Estate Services
Buyer's Agent
Gina Swanson
RE/MAX All Pro - St Charles
List Price
$529,900
Sold Price
$512,500
Premium/Discount to List
-$17,400
-3.28%
Views
52

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.07%

Purchase Details

Closed on
Jul 26, 2002
Sold by
Farrell Kenneth R and Farrell Danette M
Bought by
Petzke Scott M and Petzke Jennifer A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$226,400
Interest Rate
6.62%
Mortgage Type
Balloon

Purchase Details

Closed on
Feb 1, 2001
Sold by
Oliver Hoffmann Corp
Bought by
Farrell Kenneth R and Farrell Danette M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$246,474
Interest Rate
6.75%

Purchase Details

Closed on
Oct 1, 1992
Bought by
Oliver -Hoffmann Corp
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $512,500 First American Title
Warranty Deed $283,000 Fox Title Company
Corporate Deed $259,500 --
Deed $2,988,600 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $226,400 Balloon
Previous Owner $246,474 No Value Available
Closed -- No Value Available
Closed $36,600 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
08/25/2025 08/25/25 Sold $512,500 -3.3% $200 / Sq Ft
07/04/2025 07/04/25 Pending -- -- --
06/18/2025 06/18/25 For Sale $529,900 -- $207 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $10,589 $137,580 $29,094 $108,486
2023 $10,110 $126,220 $26,692 $99,528
2022 $10,110 $117,963 $24,946 $93,017
2021 $9,473 $107,239 $22,678 $84,561
2020 $8,815 $99,295 $20,998 $78,297
2019 $8,464 $94,173 $20,998 $73,175
2018 $9,437 $100,408 $24,292 $76,116
2017 $9,282 $96,546 $23,358 $73,188
2016 $9,125 $93,734 $22,678 $71,056
2015 $9,273 $91,003 $22,017 $68,986
2014 -- $86,670 $20,969 $65,701
2013 -- $87,546 $21,181 $66,365
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12394389

Midwest Real Estate Data (MRED)

APN: 03-09-423-021