$625,000
SOLD JUN 10, 2022

45990 Private Shore Dr Chesterfield, MI 48047

3 Beds
2 Baths
1,943 Sq Ft
8,712 Sq Ft Lot

Recently Sold

$322 Per Sq Ft

6% Above List Price

9 Days on Market

Highlights

  • Waterfront
  • Wood Flooring
  • Living Room
  • Ranch Style House
  • 2 Car Attached Garage
  • Bathroom on Main Level

About This Home

As of June 2022

Multiple offers. Deadline 4/26/2022 12 pm Enjoy some of the most beautiful views of Lake St. Clair from this peaceful, lakefront maintenance free yard. This home is designed for entertaining with Open Concept living while admiring the Lake Views year round. Large kitchen with island, bamboo flooring, SS appliances. Dining room provides panoramic views of the beautiful Lake. All year round enjoyable home, long summer days, spring flowers, fall colors and winter views of the frozen lake while keeping warm around the electric fireplace. Large Primary suite with walk in closet, stand up shower and a soaker tub. Hardwood flooring in all the bedrooms, crown molding throughout the home. Insulated garage door along with extra parking. Friendly, tight nit community. Recently updated landscaping and the seller has a pre-paid leased boat slip from their neighbor for the 2022 boat season if the buyer chooses; and the best part is, the new homeowner will not have to pay taxes on a canal side property.

Last Agent to Sell the Property

Lori Chattinger

Berkshire Hathaway HomeServices Kee Realty NB License #MISPE-6501389175 Listed on: 04/19/2022

Berkshire Hathaway HomeServices Kee Realty NB

Last Buyer's Agent

Don Alcorn

Coldwell Banker Professionals-GPF License #6501313190

Home Details

Home Type

  • Single Family

Est. Annual Taxes

Year Built

  • Built in 1976

Lot Details

  • 8,712 Sq Ft Lot
  • Lot Dimensions are 50x176
  • Waterfront

Parking

  • 2 Car Attached Garage

Home Design

  • Ranch Style House
  • Brick Exterior Construction
  • Slab Foundation

Interior Spaces

  • 1,943 Sq Ft Home
  • Ceiling Fan
  • Great Room with Fireplace
  • Living Room
  • Wood Flooring
  • Crawl Space

Kitchen

  • Oven or Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Bathroom on Main Level
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Seawall

Utilities

  • Forced Air Heating and Cooling System
  • Boiler Heating System
  • Heating System Uses Natural Gas

Community Details

  • Anchor Bay Shores Subdivision

Listing and Financial Details

  • Assessor Parcel Number 15-09-33-155-013

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,104

Year Built

Built in 1976

Lot Details

0

Listing Details

  • Originating MLS: MiRealSource
  • Class: RESIDENTIAL
  • Type Of Property: Single Family
  • Architecture Style: Ranch
  • Structure Style: 1 Story
  • Total Tax Amount: 8104.12
  • Year Built: 1976
  • Mail City: Chesterfield
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Appliances: Dishwasher, Dryer, Microwave, Range/Oven, Refrigerator, Washer
  • Fireplace: Yes
  • Fireplaces: Grt Rm Fireplace
  • Bedrooms: 3
  • Bedroom 1: On 1st Floor, Dimensions: 17 x 12
  • Bedroom 1 Floor Covering: Wood
  • Bedroom 2: On 1st Floor, Dimensions: 14 x 12
  • Bedroom 2 Floor Covering: Wood
  • Bedroom 3: On 1st Floor, Dimensions: 12 x 10
  • Bedroom 3 Floor Covering: Wood
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Bathroom 1: Dimensions: 9 x 9, On Level: First, Flooring: Ceramic
  • Bathroom 2: Dimensions: 7 x 7, On Level: First, Flooring: Ceramic
  • Room Types: First Floor Laundry, First Flr Primary Bedroom, Living Room, First Flr Full Bathroom, Primarybdrm Lavatory
  • Dining Room: On 1st Floor, Dimensions: 18 x 10
  • Kitchen: On 1st Floor, Dimensions: 17 x 13
  • Laundry: On 1st Floor
  • Living Room: On 1st Floor, Dimensions: 18 x 13
  • Above Grade Finished Sq Ft: 1943
  • Total Finished Sq Ft: 1943

Exterior Features

  • Exterior: Brick
  • Foundation: Crawl, Slab
  • Frontage: 50
  • Lake Name: Lake St. Clair
  • Water Features: All Sports Lake, Lake Frontage, Sea Wall, Water View, Waterfront
  • Waterfront: Yes
  • Frontage Type: Water

Garage/Parking

  • Garage: Attached Garage
  • Garage Spaces: 2
  • Garage: Yes

Utilities

  • Heating: Boiler, Forced Air
  • Heating Fuel: Natural Gas
  • Sewer: Public Sanitary
  • Water: Public Water
  • Cooling: Ceiling Fan(s), Central A/C

Lot Info

  • Assessor Parcel Number: 15-09-33-155-013
  • Zoning: Residential
  • Lot Dimensions: 50x176
  • Acreage: 0.2
  • Geo Subdivision: MI

Tax Info

  • Summer Tax: Year: 2021, Amount: $5,541.57
  • Winter Tax: Year: 2021, Amount: $2,562.55
  • Taxable Value: 243788
  • Total Tax: Amount: $8,104.12
  • SEV Year: 2022

MLS Schools

  • School District: L'anse Creuse Public Schools

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 19, 2022
Closed on
Jun 10, 2022
Sold by
Hopkins Kimberly
Bought by
Mcnally Jason and Mcnally Jessica
Seller's Agent
Lori Chattinger
Berkshire Hathaway HomeServices Kee Realty NB
Buyer's Agent
Don Alcorn
Coldwell Banker Professionals-GPF
List Price
$590,000
Sold Price
$625,000
Premium/Discount to List
$35,000
5.93%
Current Estimated Value
$659,926

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$34,926
Avg. Annual Appreciation
0.75%
Original Mortgage
$500,000
Outstanding Balance
$477,882
Interest Rate
5.3%
Mortgage Type
New Conventional
Estimated Equity
$162,091

Purchase Details

Listed on
Jun 2, 2020
Closed on
Nov 3, 2020
Sold by
Harris Gregory and Harris Donna
Bought by
Hopkins Kimberly
Seller's Agent
Joseph A. Iacona
Keller Williams Realty Lakeside
Buyer's Agent
Kyle Desmond
The Agency Hall & Hunter
List Price
$729,900
Sold Price
$520,000
Premium/Discount to List
-$209,900
-28.76%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.18%
Original Mortgage
$468,000
Interest Rate
2.8%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 14, 2015
Sold by
Dibella Robert S and Dibella Laura A
Bought by
Harris Gregory and Harris Donna

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$275,793
Interest Rate
4.09%
Mortgage Type
FHA

Purchase Details

Closed on
Jan 6, 2012
Sold by
Dibella Robert S and Dibella Laura A
Bought by
Harris Gregory C and Harris Donna L

Purchase Details

Closed on
Jun 28, 2005
Sold by
Kehrig James and Kehrig Diane
Bought by
Dibella Robert S and Dibella Laura A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$267,000
Interest Rate
5%
Mortgage Type
Fannie Mae Freddie Mac
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $625,000 Premier Title
Warranty Deed $625,000 Premier Title
Warranty Deed $520,000 Fpt
Warranty Deed $290,000 None Available
Land Contract -- Cislo Title Company
Warranty Deed $490,000 Metropolitan Title Company
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $500,000 New Conventional
Closed $500,000 New Conventional
Previous Owner $468,000 New Conventional
Previous Owner $40,000 Future Advance Clause Open End Mortgage
Previous Owner $278,074 FHA
Previous Owner $275,793 FHA
Previous Owner $245,400 New Conventional
Previous Owner $267,000 Fannie Mae Freddie Mac
Previous Owner $100,000 Credit Line Revolving
Previous Owner $175,000 Balloon
Previous Owner $94,600 Credit Line Revolving
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/10/2022 06/10/22 Sold $625,000 +5.9% $322 / Sq Ft
05/03/2022 05/03/22 Pending -- -- --
04/23/2022 04/23/22 For Sale $590,000 +13.5% $304 / Sq Ft
11/04/2020 11/04/20 Sold $520,000 -4.6% $246 / Sq Ft
09/14/2020 09/14/20 Pending -- -- --
09/03/2020 09/03/20 Price Changed $544,900 -0.9% $257 / Sq Ft
08/14/2020 08/14/20 Price Changed $549,900 -15.4% $260 / Sq Ft
07/31/2020 07/31/20 Price Changed $649,900 -3.7% $307 / Sq Ft
07/23/2020 07/23/20 Price Changed $674,900 -2.2% $319 / Sq Ft
07/12/2020 07/12/20 Price Changed $689,900 -1.4% $326 / Sq Ft
06/30/2020 06/30/20 Price Changed $699,900 -1.4% $331 / Sq Ft
06/22/2020 06/22/20 Price Changed $709,900 -2.7% $335 / Sq Ft
06/02/2020 06/02/20 For Sale $729,900 -- $345 / Sq Ft
Source: Michigan Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $9,459 $290,600 $0 $0
2024 $6,476 $279,900 $0 $0
2023 $6,141 $262,900 $0 $0
2022 $8,332 $249,100 $0 $0
2021 $8,104 $236,000 $0 $0
2020 $3,213 $201,700 $0 $0
2019 $4,370 $192,500 $0 $0
2018 $4,257 $182,600 $74,200 $108,400
2017 $4,197 $172,150 $66,750 $105,400
2016 $4,191 $172,150 $0 $0
2015 $1,414 $146,800 $0 $0
2014 $1,414 $130,650 $64,250 $66,400
2012 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Michigan Multiple Listing Service

MLS Number: 50071391

Michigan Multiple Listing Service

APN: 15-09-33-155-013