$520,000
SOLD NOV 4, 2020

45990 Private Shore Dr Chesterfield, MI 48047

3 Beds
2 Baths
2,117 Sq Ft
0.25 Acres

Recently Sold

$246 Per Sq Ft

29% Below List Price

104 Days on Market

Highlights

  • Boat Facilities
  • Access To Lake
  • Home fronts a canal
  • Pier or Dock
  • Second Garage
  • Ranch Style House

About This Home

As of June 2022

Amazing Brick 3 Bdrm 2 Bath 2117 sqft Ranch offers Panoramic Views of Lake St. Clair & Anchor Bay! Best of Lake Living-Lakefront Home Has Additional Canal Lot w/Det'd 2 car Gar & BoatHouse(w/ roll up door) is a Man Cave w/Heat & A/C! 2 Boat Hoists-Boathouse(12,000# Capacity) & Canal(16,000# capacity)(Canal Lot/Boathouse SOLD SEPARATELY $125,000). Home is designed for entertaining & enjoying the views w/Open Concept Living Area, Huge Kit. Island(8x6) & Wood flooring T/O. Easy to maintain lakefront home. Kitchen boasts Real Butcher Block Counters & S/S Appls. Commanding Lake views while entertaining,cooking or just relaxing. Kitchen flows in an “L” to Sitting Rm & Living Rm. Sitting Rm offers 180 degree views of the lake & lake activities. Living Rm w/Stone wall accents for the fireplace & TV/Entertaining Area. Huge Master Suite w/Large WIC(10x7) is warm & cozy. NEW Master Bath(10x9) w/jetted soaker tub & sep. shower. Bdrms 2 & 3 newly painted & updated!All NEW Trim & Moldings T/O.

Last Agent to Sell the Property

Joseph A. Iacona

Keller Williams Realty Lakeside License #MISPE-6501229629 Listed on: 06/02/2020

Keller Williams Realty Lakeside

Last Buyer's Agent

Kyle Desmond

The Agency Hall & Hunter License #6501396738

The Agency Hall & Hunter

Home Details

Home Type

  • Single Family

Est. Annual Taxes

Year Built

  • Built in 1976

Lot Details

  • 0.25 Acre Lot
  • 50 Ft Wide Lot
  • Home fronts a canal
  • Cul-De-Sac
  • Sprinkler System

Home Design

  • Ranch Style House
  • Brick Exterior Construction
  • Slab Foundation

Interior Spaces

  • 2,117 Sq Ft Home
  • Ceiling Fan
  • Living Room
  • Sun or Florida Room
  • Crawl Space

Kitchen

  • Oven or Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms
  • Whirlpool Bathtub

Laundry

  • Laundry Room
  • Dryer
  • Washer

Parking

  • 2 Car Direct Access Garage
  • Second Garage
  • Heated Garage
  • Workshop in Garage
  • Garage Door Opener
  • Off-Street Parking

Outdoor Features

  • Access To Lake
  • Seawall
  • Boat Facilities
  • Patio
  • Porch

Utilities

  • Central Air
  • Heating Available
  • Gas Water Heater

Community Details

  • Pier or Dock

Listing and Financial Details

  • Assessor Parcel Number 15-09-33-155-013

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,370

Year Built

Built in 1976

Lot Details

0

Listing Details

  • Originating MLS: MiRealSource
  • Class: RESIDENTIAL CONDO
  • Type Of Property: Residential
  • Architecture Style: Ranch
  • Structure Style: 1 Story
  • Total Tax Amount: 4370.19
  • Year Built: 1976
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range/Oven, Refrigerator, Washer
  • Bedrooms: 3
  • Bedroom 1: On Entry Level, Dimensions: 18 x 13
  • Bedroom 2: On Entry Level, Dimensions: 16 x 14
  • Bedroom 3: On Entry Level, Dimensions: 13 x 11
  • Bathrooms Description: MstrBdrm Full Bathroom, Whirlpool/Hot Tub, First Flr Full Bathroom
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Bathroom 1: On Level: Entry
  • Bathroom 2: On Level: Entry
  • Room Types: First Floor Bedroom, First Floor Laundry, First Floor Mstr Bedroom, Living Room, Sun/Florida Room, Utility/Laundry Room, Master Bedroom, Master Bathroom
  • Kitchen: On Entry Level, Dimensions: 18 x 13
  • Kitchen Features: Breakfast Nook/Room, Pantry, Dining "L", Eat-In Kitchen
  • Laundry: On Entry Level, Dimensions: 7 x 5
  • Living Room: On Entry Level, Dimensions: 18 x 15
  • Sun Room: On Entry Level, Dimensions: 18 x 10
  • Above Grade Finished Sq Ft: 2117
  • Total Finished Sq Ft: 2117

Exterior Features

  • Exterior: Brick
  • Exterior Features: Lawn Sprinkler, Patio, Porch
  • Foundation: Crawl, Slab
  • Frontage: 50
  • Lake Name: Lake St. Clair
  • Road: Paved Street
  • Water Features: All Sports Lake, Boat Facility, Canal Frontage, Dock/Pier Facility, Lake Frontage, Lake/River Access, Sea Wall, Water View, Waterfront
  • Waterfront: Yes
  • Frontage Type: Water

Garage/Parking

  • Garage: Additional Garage(s), Attached Garage, Combination, Detached Garage, Electric in Garage, Gar Door Opener, Heated Garage, Off Street, Workshop, Direct Access
  • Garage Spaces: 2
  • Parking: 3 or More Spaces, Garage
  • Garage: Yes

Utilities

  • Heating Fuel: Electric
  • Sewer: Public Sanitary
  • Water: Public Water
  • Water Heater: Gas
  • Cooling: Ceiling Fan(s), Central A/C

Lot Info

  • Assessor Parcel Number: 15-09-33-155-013
  • Location: Cul-De-Sac
  • Lot Description: Deep Lot - 150+ Ft.
  • Lot Dimensions: 50x176 & 50x30
  • Acreage: 0.25
  • Geo Subdivision: MI

Tax Info

  • Summer Tax: Year: 2019, Amount: $2,912.51
  • Winter Tax: Year: 2019, Amount: $1,457.68
  • Total Tax: Amount: $4,370.19

MLS Schools

  • School District: L'anse Creuse Public Schools

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 19, 2022
Closed on
Jun 10, 2022
Sold by
Hopkins Kimberly
Bought by
Mcnally Jason and Mcnally Jessica
Seller's Agent
Lori Chattinger
Berkshire Hathaway HomeServices Kee Realty NB
Buyer's Agent
Don Alcorn
Coldwell Banker Professionals-GPF
List Price
$590,000
Sold Price
$625,000
Premium/Discount to List
$35,000
5.93%
Current Estimated Value
$659,926

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$34,926
Avg. Annual Appreciation
0.75%
Original Mortgage
$500,000
Outstanding Balance
$477,882
Interest Rate
5.3%
Mortgage Type
New Conventional
Estimated Equity
$162,091

Purchase Details

Listed on
Jun 2, 2020
Closed on
Nov 3, 2020
Sold by
Harris Gregory and Harris Donna
Bought by
Hopkins Kimberly
Seller's Agent
Joseph A. Iacona
Keller Williams Realty Lakeside
Buyer's Agent
Kyle Desmond
The Agency Hall & Hunter
List Price
$729,900
Sold Price
$520,000
Premium/Discount to List
-$209,900
-28.76%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.18%
Original Mortgage
$468,000
Interest Rate
2.8%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 14, 2015
Sold by
Dibella Robert S and Dibella Laura A
Bought by
Harris Gregory and Harris Donna

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$275,793
Interest Rate
4.09%
Mortgage Type
FHA

Purchase Details

Closed on
Jan 6, 2012
Sold by
Dibella Robert S and Dibella Laura A
Bought by
Harris Gregory C and Harris Donna L

Purchase Details

Closed on
Jun 28, 2005
Sold by
Kehrig James and Kehrig Diane
Bought by
Dibella Robert S and Dibella Laura A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$267,000
Interest Rate
5%
Mortgage Type
Fannie Mae Freddie Mac
Source: Public Records

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $625,000 Premier Title
Warranty Deed $625,000 Premier Title
Warranty Deed $520,000 Fpt
Warranty Deed $290,000 None Available
Land Contract -- Cislo Title Company
Warranty Deed $490,000 Metropolitan Title Company
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $500,000 New Conventional
Closed $500,000 New Conventional
Previous Owner $468,000 New Conventional
Previous Owner $40,000 Future Advance Clause Open End Mortgage
Previous Owner $278,074 FHA
Previous Owner $275,793 FHA
Previous Owner $245,400 New Conventional
Previous Owner $267,000 Fannie Mae Freddie Mac
Previous Owner $100,000 Credit Line Revolving
Previous Owner $175,000 Balloon
Previous Owner $94,600 Credit Line Revolving
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/10/2022 06/10/22 Sold $625,000 +5.9% $322 / Sq Ft
05/03/2022 05/03/22 Pending -- -- --
04/23/2022 04/23/22 For Sale $590,000 +13.5% $304 / Sq Ft
11/04/2020 11/04/20 Sold $520,000 -4.6% $246 / Sq Ft
09/14/2020 09/14/20 Pending -- -- --
09/03/2020 09/03/20 Price Changed $544,900 -0.9% $257 / Sq Ft
08/14/2020 08/14/20 Price Changed $549,900 -15.4% $260 / Sq Ft
07/31/2020 07/31/20 Price Changed $649,900 -3.7% $307 / Sq Ft
07/23/2020 07/23/20 Price Changed $674,900 -2.2% $319 / Sq Ft
07/12/2020 07/12/20 Price Changed $689,900 -1.4% $326 / Sq Ft
06/30/2020 06/30/20 Price Changed $699,900 -1.4% $331 / Sq Ft
06/22/2020 06/22/20 Price Changed $709,900 -2.7% $335 / Sq Ft
06/02/2020 06/02/20 For Sale $729,900 -- $345 / Sq Ft
Source: Michigan Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $9,459 $290,600 $0 $0
2024 $6,476 $279,900 $0 $0
2023 $6,141 $262,900 $0 $0
2022 $8,332 $249,100 $0 $0
2021 $8,104 $236,000 $0 $0
2020 $3,213 $201,700 $0 $0
2019 $4,370 $192,500 $0 $0
2018 $4,257 $182,600 $74,200 $108,400
2017 $4,197 $172,150 $66,750 $105,400
2016 $4,191 $172,150 $0 $0
2015 $1,414 $146,800 $0 $0
2014 $1,414 $130,650 $64,250 $66,400
2012 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Michigan Multiple Listing Service

MLS Number: 50013122

Michigan Multiple Listing Service

APN: 15-09-33-155-013