NOT LISTED FOR SALE

46 E Montgomery St Coldwater, MI 49036

Estimated Value: $168,000 - $228,000

4 Beds
2 Baths
1,538 Sq Ft
$130/Sq Ft Est. Value

Last Sold July 30, 2020

Last sale price $130,000 $85 Per Sq Ft

Est. 54% increase in value since last sale

Current estimated payment $1,252/month

43 Days on Market

Highlights

  • Corner Lot: Yes
  • Porch
  • Forced Air Heating System
  • 2 Car Detached Garage
  • Window Unit Cooling System

About This Home

As of July 2020

This great 3 or 4 bedroom home with 2 baths and a nice kitchen is waiting for it's new family! Includes a 2 car garage all setting on a corner lot. Make this your new home!
North side neighbor has landscaping about 4 or 5 inches on this property; looks nice.


This company makes no warranty or representations about the contents of this data. It is the responsibility of the parties looking at the property to satisfy themselves as to the accuracy of this information. Taxes were obtained from the local assessor and the taxes could change for the buyer after a closed transaction.

Last Agent to Sell the Property

Ken Keeton

Real Estate Elite Team License #6502133399 Listed on: 05/16/2020

Last Buyer's Agent

Lisa Marelli

CENTURY 21 Affiliated

CENTURY 21 Affiliated

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,171

Year Built

  • Built in 1900

Lot Details

  • 7,280 Sq Ft Lot
  • Lot Dimensions are 104 x 70
  • Corner Lot: Yes

Parking

  • 2 Car Detached Garage

Home Design

  • Metal Roof
  • HardiePlank Siding

Interior Spaces

  • 1,538 Sq Ft Home
  • 2-Story Property
  • Laundry on main level

Kitchen

  • Range
  • Microwave

Bedrooms and Bathrooms

  • 4 Bedrooms | 1 Main Level Bedroom
  • 2 Full Bathrooms

Basement

  • Basement Fills Entire Space Under The House
  • Crawl Space

Outdoor Features

  • Porch

Utilities

  • Window Unit Cooling System
  • Forced Air Heating System
  • Heating System Uses Natural Gas
  • Window Unit Heating System
  • Natural Gas Water Heater

Listing and Financial Details

  • Home warranty included in the sale of the property

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,171

Year Built

Built in 1900

Lot Details

0

Parking

2

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Other
  • Stories: 2
  • Year Built: 1900
  • ResoPropertyType: Residential
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 104 x 70
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 1538.0
  • General Property Info:Main Level Primary: No
  • General Property Info:Main Level Laundry: Yes
  • Tax Info:Annual Property Tax: 1171.39
  • Waterfront Options:Water Access YN: No
  • Heat Type:Forced Air: Yes
  • Manufactured:Manufactured YN: No
  • Substructure:Full: Yes
  • Appliances Refrigerators: Yes
  • Heat Source:Natural Gas3: Yes
  • Utilities Attached:Natural Gas: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • Lot Description:Corner Lot: Yes
  • General Property Info:Fireplace: No
  • Appliances Microwave: Yes
  • Water Heater:Natural Gas4: Yes
  • Additional Items:Home Warranty: Yes
  • Air Conditioning:Window Unit(s): Yes
  • Roofing:Metal: Yes
  • Substructure:Crawl Space: Yes
  • General Property Info:SqFt Above Grade: 1538.0
  • General Property Info Garage YN: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Microwave, Range, Refrigerator
  • Fireplace: No
  • Total Bedrooms: 4
  • Main Level Bedrooms: 1
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Basement: Crawl Space, Full
  • LivingArea: 1538.0
  • General Property Info:Stories2: 2.0
  • Basement Rooms:Total Basement SQFT: 624.0
  • Appliances Range: Yes

Exterior Features

  • Construction Materials: HardiPlank Type
  • Home Warranty: Yes
  • List Price: 133000.0
  • Lot Features: Corner Lot
  • Patio and Porch Features: Porch(es)
  • Roof: Metal
  • Waterfront: No
  • Access Feat:Accessibility Features2: No
  • Exterior Material:HardPlankCement Board: Yes
  • Patio and Porch Features:Porch(es): Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Detached
  • Parking Features:Detached2: Yes
  • General Property Info:Garage Spaces: 2.0

Utilities

  • Cooling: Window Unit(s)
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Sewer: Public
  • Utilities: Natural Gas Connected
  • Water Source: Public

Lot Info

  • Lot Size Acres: 0.17
  • Lot Size Area: 0.17
  • Lot Dimensions: 104 x 70
  • Lot Size Sq Ft: 7280.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 1171.39
  • Tax Year: 2019

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 16, 2020
Closed on
Jul 30, 2020
Sold by
Spragg Samuel C and Spragg Kimberly S
Bought by
Hall Shannon R
Seller's Agent
Ken Keeton
Real Estate Elite Team
Buyer's Agent
Lisa Marelli
CENTURY 21 Affiliated
List Price
$133,000
Sold Price
$130,000
Premium/Discount to List
-$3,000
-2.26%
Current Estimated Value
$200,283

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$70,283
Avg. Annual Appreciation
8.70%
Original Mortgage
$126,100
Outstanding Balance
$112,066
Interest Rate
3.1%
Mortgage Type
New Conventional
Estimated Equity
$88,217

Purchase Details

Closed on
Nov 13, 2017
Sold by
Esterline Candice K and Thatcjher Candice K
Bought by
Spragg Samuel C and Spragg Kimberly S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$20,000
Interest Rate
3.85%
Mortgage Type
Commercial

Purchase Details

Closed on
May 16, 2017
Sold by
Spragg Samuel C and Kowalski Kimberly S
Bought by
Spragg Samuel C and Spragg Kimberly S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$56,000
Interest Rate
4.5%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Apr 26, 2007
Sold by
Spragg Samuel C and Kowalski Kimberly S
Bought by
Spragg Samuel C and Kowalski Kimberly S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$48,000
Interest Rate
6.18%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 24, 2007
Sold by
Kowalski Kimberly S and Kowalski Janice L
Bought by
Spragg Samuel C and Kowalski Kimberly S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$48,000
Interest Rate
6.18%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 7, 2005
Sold by
Adams Laurie A and Ludlow Mark R
Bought by
Kowalski Kimberly S and Kowalski Martin L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$84,671
Interest Rate
5.9%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 8, 2001
Sold by
Adams Laurie A
Bought by
Adams Laurie A and Ludlow Mark R

Purchase Details

Closed on
Jul 7, 1995
Sold by
Adams Wade A
Bought by
Adams Laurie Ann

Purchase Details

Closed on
Jun 12, 1989
Sold by
Adams W
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Hall Shannon R $130,000 Branch Cnty Abstract & Ttl I
Spragg Samuel C $12,000 None Available
Spragg Samuel C -- Branch Cnty Abstract & Title
Spragg Samuel C -- Branch County Abstract & Tit
Spragg Samuel C -- Branch County Abstract & Tit
Kowalski Kimberly S $86,000 Branch County Abstract & Tit
Adams Laurie A -- --
Adams Laurie Ann -- --
-- $28,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Hall Shannon R $126,100
Previous Owner Spragg Samuel C $20,000
Previous Owner Spragg Samuel C $56,000
Previous Owner Spragg Samuel C $48,000
Previous Owner Kowalski Kimberly S $84,671
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/30/2020 07/30/20 Sold $130,000 -2.3% $85 / Sq Ft
06/28/2020 06/28/20 Pending -- -- --
05/16/2020 05/16/20 For Sale $133,000 -- $86 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,235 $81,500 $0 $0
2024 $2,146 $84,700 $0 $0
2023 $1,500 $58,900 $0 $0
2022 $2,146 $50,750 $0 $0
2021 $2,285 $53,250 $0 $0
2020 -- $32,500 $0 $0
2019 -- $31,450 $0 $0
2018 -- $30,550 $0 $0
2017 -- $28,850 $0 $0
2016 -- $30,650 $0 $0
2015 -- $29,700 $0 $0
2014 -- $26,200 $0 $0
2013 -- $28,850 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 20016781

Southwestern Michigan Association of REALTORS®

APN: 302-000-000-240-00