$125,000
SOLD DEC 4, 2020

46 E Ruby Ave Wilmington, OH 45177

3 Beds
1 Bath
1,724 Sq Ft
7,405 Sq Ft Lot

Recently Sold

$73 Per Sq Ft

4% Below List Price

18 Days on Market

Highlights

  • Craftsman Architecture
  • No HOA
  • Double Pane Windows
  • Main Floor Bedroom
  • Porch
  • Solid Wood Cabinet

About This Home

As of December 2020

Beautifully kept and updated craftsman style home on quiet city street. New floor coverings throughout. Close to downtown amenities with unfinished basement and attic flex space.

Last Agent to Sell the Property

Kristi Watkins

Here To Serve Real Estate Prof License #2020005969 Listed on: 10/07/2020

Last Buyer's Agent

Timothy Ross

ERA Donald Fender Classic Real License #2004003976

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,190

Year Built

  • Built in 1970

Lot Details

  • 7,405 Sq Ft Lot
  • Lot Dimensions are 50x155
  • Privacy Fence

Parking

  • Driveway

Home Design

  • Craftsman Architecture
  • Block Foundation
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 1,724 Sq Ft Home
  • Double Pane Windows
  • Vinyl Clad Windows

Kitchen

  • Oven or Range
  • Dishwasher
  • Solid Wood Cabinet

Flooring

  • Laminate
  • Concrete

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Main Floor Bedroom
  • 1 Full Bathroom

Laundry

  • Dryer
  • Washer

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump

Outdoor Features

  • Shed
  • Porch

Utilities

  • Heating System Uses Gas
  • Gas Water Heater

Community Details

  • No Home Owners Association

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,190

Year Built

Built in 1970

Lot Details

0

Listing Details

  • Suburb: Wilmington
  • Buildings: Shed
  • Land Description: Less than .5 Acre
  • Access: City Street
  • Broker Approved: Yes
  • Miscellaneous: Attic Storage,Cable
  • Basement Sq Ft: 932
  • Census Tract Realist: 9645.00
  • Cooling: Window Unit
  • Heating: Gas
  • Lot Area Realist: 7750.00
  • Sub Lease Expiration Date: 1800-01-01T00:00:00-05:00
  • Suburb S I C: Wilmington
  • Price Per Acre: 735294.12
  • Basement Features: Concrete Floor,Unfinished
  • Level 1 Bathroom Type: Full
  • Level 1 Bathroom: Yes
  • Level 1 Bedroom: Yes
  • Dining Room Feat: Built-ins,Laminate Floor
  • Entry Foyer: Laminate Floor
  • Living Great Rm Area: 144
  • Living Great Rm Dim: 12 x 12
  • Living Great Rm Len: 12
  • Living Great Rm Wid: 12
  • Living Room Feat: WW Carpet
  • Mechanical Systems: Sump Pump
  • Single Family Desc: Single Family
  • Study Lib Den Dim: 0 x 0
  • Water Heating: Gas
  • Year Built: 1970
  • School 1 Type: District Phone
  • Architecture: Craftsman/Bungalow
  • Full Bathrooms: 1
  • Bedrooms: 3
  • Directions: SR 68 to N South St. Right on E Ruby Ave.
  • Lot Measurement: Acres
  • Status: Sold
  • Showing Start Date: 2020-10-07
  • Property Subtype 1: Single Family Residence
  • Street Direction: E
  • Occupancy: At Closing
  • Second Floor Area: 792
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Bedroom 2: 11x9 Level: 1
  • Bedroom 3: 10x9 Level: 1
  • Dining Room: 11x12 Level: 1
  • Living Room: 12x12 Level: 1
  • Flex Rooms: Bonus Room
  • Property Type: Residential
  • Reciprocal Listing: No
  • School Name1: Call SD 937-382-1641
  • Semi Annual Taxes: $595.49
  • Kitchen: 9x12 Level: 1
  • Appliances: Dishwasher, Dryer, Oven/Range, Refrigerator, Washer
  • Kitchen Features: Laminate Floor,Wood Cabinets
  • Bedroom 2 Area: 99
  • Basement: Full
  • Bedroom 3 Area: 90
  • Bathrooms: 1.00
  • Kitchen Area: 108
  • Kitchen Dim: 9 x 12
  • Levels: OneandOneHalf
  • Zero Selling Price: No
  • Bathroom 1: Full
  • Level 1 Bath: 1
  • Diningroom Area: 132
  • Laundry Room: 10x4 Level: Basement
  • Laundry Room Area: 40
  • Laundryroom Dim: 10 x 4
  • Recreation Room Dim: 0 x 0
  • Available for Lease: No
  • Bldg Sq Ft (Realist): 1724.00
  • Total Rooms: 7
  • Windows: Double Pane, Vinyl, Wood
  • PrimaryBedroomArea: 117
  • PrimaryBedroomDim: 13 x 9
  • PrimaryBedroomLen: 13
  • PrimaryBedFeat: WW Carpet
  • P R I M A R Y B E D R O O M: 13x9 Level: 1

Exterior Features

  • Fencing: Privacy
  • Roof: Composition
  • Construction: Stone, Vinyl Siding
  • Outside Features: Porch
  • Foundation: Block
  • Listing Price: 125900.00
  • Acres: 0.1700
  • New Construction: No

Garage/Parking

  • Garage Carport: None
  • Parking: Driveway

Utilities

  • Gas: Natural
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Yes/No: No
  • Association: Cincinnati Area Multiple Listing Service

Schools

  • District: Wilmington City SD

Green Features

  • Energy Green Features: No

Lot Info

  • Lot Dimensions: 50x155
  • Lot Size Sq Ft: 7405.00
  • Total Assessed Value: $15.94
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Abatement: No

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 7, 2020
Closed on
Dec 4, 2020
Sold by
Bolden Cody D and Bolden Brooke
Bought by
Pratt Betty L
Seller's Agent
Kristi Watkins
Here To Serve Real Estate Prof
Buyer's Agent
Timothy Ross
ERA Donald Fender Classic Real
List Price
$129,900
Sold Price
$125,000
Premium/Discount to List
-$4,900
-3.77%
Current Estimated Value
$209,853

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$84,853
Avg. Annual Appreciation
11.84%
Original Mortgage
$118,750
Outstanding Balance
$106,391
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$103,462

Purchase Details

Listed on
Oct 15, 2015
Closed on
Jul 19, 2016
Sold by
Columbus Retail Ventures Limited
Bought by
Bolden Cody D
Seller's Agent
Sheri McIntosh
McIntosh Real Estate Services
Buyer's Agent
Deb Watters
Coldwell Banker Heritage
List Price
$69,900
Sold Price
$69,300
Premium/Discount to List
-$600
-0.86%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
14.42%
Original Mortgage
$71,876
Interest Rate
3.54%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 5, 2009
Sold by
Deutsche Bank National Trust Co
Bought by
Long Joseph W and Long Elizabeth M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$52,150
Interest Rate
5.08%

Purchase Details

Closed on
Jan 23, 2009
Sold by
Deutsche Bank National Trust Company
Bought by
Long Jospeh W and Long Elizabeth M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$52,150
Interest Rate
5.08%

Purchase Details

Closed on
Apr 29, 2008
Sold by
Smallwood High and Smallwood Rhonda A
Bought by
Deutsche Bank National Trust Co

Purchase Details

Closed on
Jul 5, 2000
Sold by
Berwanger Raymond J
Bought by
Smallwood Jr High Rhonda A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$64,880
Interest Rate
8.64%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 13, 1992
Bought by
Berwanger Raymond J
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- None Listed On Document
Warranty Deed $125,000 None Available
Warranty Deed $69,900 None Available
Warranty Deed $27,200 --
Warranty Deed -- --
Sheriffs Deed $54,483 --
Deed $81,100 --
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $118,750 New Conventional
Closed $118,750 New Conventional
Previous Owner $71,876 New Conventional
Previous Owner $52,150 No Value Available
Previous Owner $105,000 Fannie Mae Freddie Mac
Previous Owner $64,880 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/14/2021 03/14/21 Off Market $125,000 -- --
12/04/2020 12/04/20 Sold $125,000 -0.7% $73 / Sq Ft
10/25/2020 10/25/20 Pending -- -- --
10/22/2020 10/22/20 Price Changed $125,900 -3.1% $73 / Sq Ft
10/07/2020 10/07/20 For Sale $129,900 +87.4% $75 / Sq Ft
10/17/2016 10/17/16 Off Market $69,300 -- --
07/19/2016 07/19/16 Sold $69,300 -0.9% $40 / Sq Ft
05/16/2016 05/16/16 Pending -- -- --
05/06/2016 05/06/16 For Sale $69,900 0.0% $41 / Sq Ft
03/28/2016 03/28/16 Pending -- -- --
03/02/2016 03/02/16 Price Changed $69,900 -6.8% $41 / Sq Ft
01/11/2016 01/11/16 Price Changed $75,000 -1.3% $44 / Sq Ft
01/05/2016 01/05/16 Price Changed $76,000 +1.3% $44 / Sq Ft
11/10/2015 11/10/15 Price Changed $75,000 -5.7% $44 / Sq Ft
10/15/2015 10/15/15 For Sale $79,500 -- $46 / Sq Ft
Source: MLS of Greater Cincinnati (CincyMLS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,191 $45,080 $6,510 $38,570
2023 $1,191 $45,080 $6,510 $38,570
2022 $718 $28,700 $5,930 $22,770
2021 $974 $28,700 $5,930 $22,770
2020 $974 $28,700 $5,930 $22,770
2019 $861 $23,180 $6,340 $16,840
2018 $870 $23,180 $6,340 $16,840
2017 $422 $23,180 $6,340 $16,840
2016 $817 $21,540 $6,630 $14,910
2015 $804 $21,540 $6,630 $14,910
2013 $838 $22,170 $6,630 $15,540
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MLS of Greater Cincinnati (CincyMLS)

MLS Number: 1678876

MLS of Greater Cincinnati (CincyMLS)

APN: 290-16-13-01-0015-00