NOT LISTED FOR SALE

46 Finn St Winsted, CT 06098

Estimated Value: $193,000 - $266,000

2 Beds
1 Bath
1,984 Sq Ft
$118/Sq Ft Est. Value

Last Sold July 21, 2020

Last sale price $75,000 $38 Per Sq Ft

Est. 212% increase in value since last sale

Current estimated payment $1,480/month

11 Days on Market

Highlights

  • Ranch Style House
  • 1 Fireplace
  • Baseboard Heating
  • Attic
  • No HOA
  • Level Lot

About This Home

As of July 2020

Ranch home offering 2 Bedrooms and 1 Full Bathroom. Living room with fireplace, dining space off kitchen. Minutes away from Lake. *** HUD Home. Disclosures: All showings are subject to the state’s COVID-19 orders, recommendations, guidance, MLS board guidelines, and all CDC and local health mandates and/or guidance regarding listing showings, Buyer is responsible for determining property’s water source and sanitary system or sanitary sewer public provider, Property is NOT located in a FEMA Special Flood Hazard Area but is listed as a moderate to low flood risk. Buyer to verify additional information regarding flood zones and insurance. Please refer to website for additional information regarding flood zones and insurance, State law requires Smoke/ Carbon Monoxide detectors be installed for properties having combustible fuel heaters/furnaces, fireplaces, hot water heaters, clothes dryers, cooking appliances, or an attached garage, but seller (HUD) is exempt from this requirement as a Federal Entity, Has a heating oil storage tank. Any required system repairs will be the buyer's expense. Repairs: Repair damaged front walk and steps, Repair damaged chimney pointing, Repair damaged siding and trim, Defective paint surfaces.

Last Agent to Sell the Property

Ed Villeda

William Pitt Sotheby's Int'l License #RES.0756839 Listed on: 04/10/2020

William Pitt Sotheby's Int'l

Last Buyer's Agent

Austin Brochu

Sullivan Real Estate Inc License #RES.0812923

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,693

Year Built

  • Built in 1957

Lot Details

  • 0.28 Acre Lot
  • Level Lot
  • Property is zoned TSF

Home Design

  • Ranch Style House
  • Concrete Foundation
  • Block Foundation
  • Frame Construction
  • Asphalt Shingled Roof
  • Wood Siding

Interior Spaces

  • 1 Fireplace
  • Unfinished Basement
  • Basement Fills Entire Space Under The House
  • Attic or Crawl Hatchway Insulated

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Parking

  • Driveway
  • Off-Street Parking

Utilities

  • Baseboard Heating
  • Heating System Uses Natural Gas
  • Cable TV Available

Community Details

  • No Home Owners Association

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,693

Year Built

Built in 1957

Lot Details

0

Listing Details

  • Neighborhood: Winsted
  • Property Type: Single Family For Sale
  • Style: Ranch
  • Sq Ft Est Heated Above Grade: 992
  • Public Record Living Room Sq Ft: 992
  • Sq Ft Est Heated Below Grade: 992
  • Total Sq Ft: 1984
  • Year Built: 1957
  • Direct Waterfront: No
  • Home Warranty Offered: No
  • Radon Mitigation Air Ynu: Unknown
  • Radon Mitigation Water Ynu: Unknown
  • Public Record Gross Sq Ft: 2032
  • Tax Year Updated Dt: 07/20/2020
  • Directions: Birdsall St, Turn right onto Finn St
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Total Bedrooms: 2
  • Total Bathrooms: 1.00
  • Full Bathrooms: 1
  • Fireplaces: 1
  • Attic Description: Access Via Hatch
  • Basement Description: Full, Unfinished
  • Interior Amenities: Cable - Available
  • Attic: Yes
  • Street Number Modifier: 46

Exterior Features

  • Exterior Siding: Wood
  • Foundation Type: Block, Concrete
  • Roof Information: Asphalt Shingle
  • Swimming Pool: No
  • Construction Description: Frame

Garage/Parking

  • Garage Parking Info: Off Street Parking
  • Driveway Type: Asphalt

Utilities

  • Heat Type: Baseboard
  • Heat Fuel Type: Natural Gas
  • Hot Water Description: Natural Gas
  • Water Source: Public Water Connected
  • Sewer: Public Sewer Connected

Condo/Co-op/Association

  • HOA: No
  • Special Association Assessment Y: No

Schools

  • Elementary School: Per Board of Ed
  • Middle School: Per Board of Ed
  • High School: Per Board of Ed
  • Intermediate School: Per Board of Ed

Lot Info

  • Acres: 0.2800
  • Lot Description: Level Lot
  • Zoning: TSF

Tax Info

  • Tax Year: July 2020-June 2021
  • Property Tax: 2693
  • Total Assessed Value: 80290
  • Mil Rate Base: 33.540
  • Mil Rate Total: 33.540
  • Assessor Parcel Number: 928999

MLS Schools

  • Elementary School: Per Board of Ed
  • Middle Jr High School: Per Board of Ed
  • High School: Per Board of Ed

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 10, 2020
Closed on
Jul 14, 2020
Sold by
Usa Hud
Bought by
Price Steve F
Seller's Agent
Ed Villeda
William Pitt Sotheby's Int'l
Buyer's Agent
Austin Brochu
Sullivan Real Estate Inc
List Price
$75,000
Sold Price
$75,000
Current Estimated Value
$234,313

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$159,313
Avg. Annual Appreciation
24.60%
Original Mortgage
$81,526
Outstanding Balance
$72,744
Interest Rate
3.2%
Mortgage Type
VA
Estimated Equity
$161,569

Purchase Details

Closed on
Mar 6, 2020
Sold by
Pennymac Loan Svcs Llc
Bought by
Usa Hud

Purchase Details

Closed on
Jan 15, 2020
Sold by
Zibell Joseph H
Bought by
Pennymac Loan Services

Purchase Details

Closed on
Nov 2, 2016
Sold by
Zibell Susan
Bought by
Zibell Joseph

Purchase Details

Closed on
Jul 10, 2008
Sold by
Est Groppo Ann T and Seaback Rachel
Bought by
Zibell Joseph H and Kacerguis Susan

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$127,991
Interest Rate
6.13%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Price Steve F $75,000 None Available
Price Steve F $75,000 None Available
Usa Hud -- None Available
Usa Hud -- None Available
Pennymac Loan Services -- None Available
Pennymac Loan Services -- None Available
Zibell Joseph -- --
Zibell Joseph -- --
Zibell Joseph H $130,000 --
Zibell Joseph H $130,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Price Steve F $81,526
Closed Price Steve F $81,526
Previous Owner Zibell Susan $119,741
Previous Owner Zibell Joseph H $127,991
Previous Owner Zibell Joseph H $4,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/21/2020 07/21/20 Sold $75,000 0.0% $38 / Sq Ft
04/21/2020 04/21/20 Pending -- -- --
04/10/2020 04/10/20 For Sale $75,000 -- $38 / Sq Ft
Source: SmartMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,920 $100,100 $32,900 $67,200
2024 $2,727 $100,100 $32,900 $67,200
2023 $2,642 $100,100 $32,900 $67,200
2022 $2,693 $80,290 $23,870 $56,420
2021 $2,693 $80,290 $23,870 $56,420
2020 $2,693 $80,290 $23,870 $56,420
2019 $2,693 $80,290 $23,870 $56,420
2018 $2,693 $80,290 $23,870 $56,420
2017 $2,620 $78,120 $23,870 $54,250
2016 $2,622 $78,190 $23,870 $54,320
2015 $2,557 $78,190 $23,870 $54,320
2014 $2,495 $78,190 $23,870 $54,320
Source: Public Records

Agents Affiliated with this Home

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Map

Source: SmartMLS

MLS Number: 170287809

SmartMLS

APN: WINC-000115-000087-000032A