46 Otsego Ave San Francisco, CA 94112
Mission Terrace Neighborhood
2
Beds
1
Bath
1,450
Sq Ft
3,150
Sq Ft Lot
Highlights
- Wood Flooring
- 4-minute walk to San Jose Ave & Santa Rosa Ave
- Breakfast Room
- Hoover (Herbert) Middle School Rated A-
- Main Floor Bedroom
- Enclosed Parking
About This Home
As of July 2025Welcome to 46 Otsego Avenue, a charming home situated on one of the most desirable blocks of Mission Terrace. This lovely residence offers 2 spacious bedrooms on the main level & 2 versatile bonus rooms downstairs, perfect for crafting your own office, art studio or guest space. A graceful entryway beautifully framed by lush wisteria leads to the main level, which features a bright & spacious living room flooded w/ natural light with large picture window and an inviting period brick fireplace. Spacious primary bedroom features large walk-in closet. Also on main level are a second generously sized bedroom & updated bathroom. Well-appointed eat-in chef's kitchen features stainless steel appliances, granite counters & custom wood cabinetry. Adjoining dining room opens to spacious walkout deck set against backdrop of serene, enchanting garden w/ fragrant flowers, blooming trees & lush greenery. Secluded & peaceful garden features sunny patio & multiple sitting areas. Beautiful hardwood floors, freshly painted walls & modern light fixtures. Garage features parking for 2 cars & laundry along w/ ample storage & expansion potential. Large driveway provides parking for add'l car. Walking distance to neighborhood restaurant/shops, public transit including BART/Muni and easy freeway access.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $9,603
Year Built
- Built in 1913
Parking
- 2 Car Garage
- Enclosed Parking
- Tandem Garage
Interior Spaces
- 1,450 Sq Ft Home
- Breakfast Room
- Wood Flooring
Kitchen
- Built-In Gas Oven
- Built-In Gas Range
- Range Hood
- Dishwasher
Bedrooms and Bathrooms
- Main Floor Bedroom
- Walk-In Closet
- 1 Full Bathroom
Laundry
- Laundry in Garage
- Dryer
- Washer
Additional Features
- 3,150 Sq Ft Lot
- Central Heating
Listing and Financial Details
- Assessor Parcel Number 3151010
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 20, 2025
Closed on
Jul 2, 2025
Sold by
Fajardo Rhean and Nguyen Vilaska
Bought by
Mccourt Erin and Segna Kimberly
Seller's Agent
Ly Ly
Compass
Buyer's Agent
Dpaul Brown
Compass
List Price
$1,095,000
Sold Price
$1,425,000
Premium/Discount to List
$330,000
30.14%
Views
45
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-89.07%
Original Mortgage
$1,140,000
Outstanding Balance
$1,139,036
Interest Rate
6.84%
Mortgage Type
New Conventional
Estimated Equity
$2,953
Purchase Details
Closed on
Nov 8, 2010
Sold by
Castro David A
Bought by
Fajardo Rhean and Nguyen Vilaska
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$583,815
Interest Rate
4.37%
Mortgage Type
FHA
Purchase Details
Closed on
Jul 15, 2010
Sold by
Castro David A and Castro David A T
Bought by
Castro David A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$380,100
Interest Rate
4.68%
Mortgage Type
New Conventional
Purchase Details
Closed on
Nov 21, 2001
Sold by
Lopez Frank T and Lopez Donna F
Bought by
Castro David A T
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$359,200
Interest Rate
6%
Similar Homes in San Francisco, CA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | -- | Chicago Title | |
| Grant Deed | $599,000 | First American Title Company | |
| Interfamily Deed Transfer | -- | Pacific Coast Title Division | |
| Grant Deed | $449,000 | First American Title Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $1,140,000 | New Conventional | |
| Previous Owner | $48,000 | New Conventional | |
| Previous Owner | $825,000 | New Conventional | |
| Previous Owner | $150,000 | Credit Line Revolving | |
| Previous Owner | $645,000 | New Conventional | |
| Previous Owner | $112,300 | Future Advance Clause Open End Mortgage | |
| Previous Owner | $571,924 | FHA | |
| Previous Owner | $583,815 | FHA | |
| Previous Owner | $380,100 | New Conventional | |
| Previous Owner | $397,000 | New Conventional | |
| Previous Owner | $100,000 | Credit Line Revolving | |
| Previous Owner | $60,000 | Credit Line Revolving | |
| Previous Owner | $439,500 | Unknown | |
| Previous Owner | $359,200 | No Value Available | |
| Previous Owner | $247,000 | Balloon | |
| Previous Owner | $65,000 | Unknown | |
| Previous Owner | $38,000 | Credit Line Revolving | |
| Previous Owner | $24,000 | Credit Line Revolving | |
| Previous Owner | $223,500 | Unknown | |
| Closed | $44,850 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/25/2025 07/25/25 | Sold | $1,425,000 | +30.1% | $983 / Sq Ft |
| 07/01/2025 07/01/25 | Pending | -- | -- | -- |
| 06/20/2025 06/20/25 | For Sale | $1,095,000 | -- | $755 / Sq Ft |
Source: San Francisco Association of REALTORS® MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $9,603 | $767,410 | $537,191 | $230,219 |
| 2024 | $9,603 | $752,363 | $526,658 | $225,705 |
| 2023 | $9,453 | $737,612 | $516,332 | $221,280 |
| 2022 | $9,538 | $723,150 | $506,208 | $216,942 |
| 2021 | $9,097 | $708,972 | $496,283 | $212,689 |
| 2020 | $9,066 | $701,704 | $491,195 | $210,509 |
| 2019 | $8,756 | $687,946 | $481,564 | $206,382 |
| 2018 | $8,461 | $674,458 | $472,122 | $202,336 |
| 2017 | $8,061 | $661,234 | $462,865 | $198,369 |
| 2016 | $7,914 | $648,270 | $453,790 | $194,480 |
| 2015 | $7,814 | $638,533 | $446,974 | $191,559 |
| 2014 | $7,607 | $626,026 | $438,219 | $187,807 |
Source: Public Records
Agents Affiliated with this Home
-
Ly Ly
Seller's Agent in 2025
Ly Ly
Compass
(415) 660-9955
3 in this area
49 Total Sales
-
Michael Lee
Seller Co-Listing Agent in 2025
Michael Lee
Compass
(415) 830-0984
3 in this area
34 Total Sales
-
Dpaul Brown
D
Buyer's Agent in 2025
Dpaul Brown
Compass
(415) 706-6684
2 in this area
59 Total Sales
-
Trudi Michael
T
Buyer Co-Listing Agent in 2025
Trudi Michael
Compass
(415) 272-4188
2 in this area
24 Total Sales
Map
Source: San Francisco Association of REALTORS® MLS
MLS Number: 425049476
APN: 3151-010
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