NOT LISTED FOR SALE

460 Insull Ct Port Charlotte, FL 33954

Estimated Value: $176,000 - $244,000

2 Beds
2 Baths
934 Sq Ft
$237/Sq Ft Est. Value

Last Sold July 27, 2022

Last sale price $240,000 $257 Per Sq Ft

Est. 8% decrease in value since last sale

Current estimated payment $1,431/month

Highlights

  • Fitness Center
  • Florida Architecture
  • Recreation Facilities
  • Open Floorplan
  • Community Pool
  • Oversized Lot

About This Home

As of July 2022

This adorable bungalow style home is a must see! Located in the desirable Community of The Woodlands of Oak Hollow in Port Charlotte. 460 Insull Court is located on a cul-de-sac with an oversized lot and newly planted Mandarin and Kumquat trees. The home has 2 bedrooms/2 baths and an open concept kitchen, living room and dining room area. The lanai is screened in where you will be able to enjoy your morning coffee or sit out at night enjoying conversation with your family and friends. Whether you are newly retired, looking for a seasonal home, just starting a family or looking to begin a Real Estate Investment portfolio you will find this home will meet your needs. This community is great for taking daily walks, runs or going to the Community center and enjoying the recreational facilities with a community pool. Close to shopping, restaurants and entertainment. Short drive to either Punta Gorda for their great restaurants as well as Englewood Florida for their beaches. Come take a look at this home you will not be disappointed. It will not last long at this price.

Last Agent to Sell the Property

Mary Jo Claudius

MICHAEL SAUNDERS & COMPANY License #3444308 Listed on: 07/01/2022

MICHAEL SAUNDERS & COMPANY

Last Buyer's Agent

Brett Palma

EXP REALTY LLC License #3507651

EXP REALTY LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,084

Year Built

  • Built in 1987

Lot Details

  • 0.28 Acre Lot
  • Southeast Facing Home
  • Oversized Lot
  • Level Lot
  • Property is zoned PD

HOA Fees

  • $62 Monthly HOA Fees

Parking

  • 1 Car Attached Garage
  • Garage Door Opener
  • Open Parking

Home Design

  • Florida Architecture
  • Bungalow
  • Slab Foundation
  • Wood Frame Construction
  • Shingle Roof

Interior Spaces

  • 934 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Sliding Doors
  • Combination Dining and Living Room
  • Laundry in Garage

Kitchen

  • Range
  • Microwave
  • Dishwasher

Flooring

  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Schools

  • Liberty Elementary School
  • Murdock Middle School
  • Port Charlotte High School

Additional Features

  • Enclosed Patio or Porch
  • Central Heating and Cooling System

Listing and Financial Details

Community Details

Overview

  • Association fees include community pool, manager, pool maintenance
  • Oak Hollow Poa, Inc Association, Phone Number (941) 624-3451
  • Visit Association Website
  • Port Charlotte Community
  • Port Charlotte Sec 96 02 Subdivision
  • The community has rules related to deed restrictions
  • Rental Restrictions

Recreation

  • Recreation Facilities
  • Shuffleboard Court
  • Community Playground
  • Fitness Center
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,084

Year Built

Built in 1987

Lot Details

0

HOA Fees

$62 per month

Parking

1

Listing Details

  • HOA Fee Includes: Community Pool, Manager, Pool Maintenance
  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Bungalow, Florida
  • Construction Materials: Wood Frame
  • Fireplace: No
  • Living Area: 934
  • Lot Size Acres: 0.28
  • New Construction: No
  • Year Built: 1987
  • Building Area Total: 1346
  • Lot Size Sq Ft: 12256
  • Directions to Property: Take 41 South to Veterans Blvd. in Port Charlotte then take left turn. Take a right onto Cochran Blvd. and left onto Peachland Blvd. Left on Bachmann Blvd. Left on Isobar Ave and right on Insull Ct.
  • Status: Sold
  • Down Payment Resource URL: https://www.workforce-resource.com/dpr/listing/MFRMLS/D6126359?w=Agent&skip_sso=true
  • Down Payment Resource URL 2: https://www.workforce-resource.com/dpr/listing/MFRMLS/D6126359?w=Customer
  • Homestead Y N: Yes
  • Total Acreage: 1/4 to less than 1/2
  • Unit Number Y N: No
  • Home Warranty Y N: No
  • Call Center Phone Number: 941-308-7777
  • Ratio: Close Price\List Price: 1.04348
  • Price per Sq Ft: 256.96
  • Close to Original List Price Ratio: 1.04348
  • Ratio: Current Price\Building Area Total: 178.31
  • View: No
  • Ownership: Fee Simple
  • Tax Year: 2021
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile, Laminate
  • Full Bathrooms: 2
  • Interior Amenities: Living Room/Dining Room Combo, Open Floorplan
  • Appliances Included: Dishwasher, Microwave, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 2
  • Levels: One
  • Spa Yn: No
  • Stories: 1
  • Street Number Modifier: 460
  • Room Count: 7

Exterior Features

  • Direction Faces: Southeast
  • Exterior Features: Sliding Doors
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Patio and Porch Features: Enclosed, Rear Porch, Screened
  • Road Surface Type: Paved
  • Water View Y N: No
  • Water Access Y N: No
  • Water Extras Y N: No
  • Flood Zone Panel: 12015C0063F
  • Disclosures: HOA/PUD/Condo Disclosure, Seller Property Disclosure

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 1
  • Garage Yn: Yes
  • Parking Features: Garage Door Opener
  • Covered Parking Spaces: 1
  • Open Parking: Yes

Utilities

  • Utilities: Public, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: In Garage
  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Deed Restrictions, Playground, Pool
  • Association Amenities: Fitness Center, Pool, Recreation Facilities, Shuffleboard Court
  • Association Fee: 185
  • Association Fee Frequency: Quarterly
  • Association Name: Oak Hollow POA, Inc
  • Phone: 941-624-3451
  • Association: Yes
  • Senior Community: No
  • Association Website: oakhollowpoa.com
  • Association Email: oakhollowstaff@comcast.net
  • Association Fee Requirement: Required
  • Association Approval Required YN: Yes

Fee Information

  • Total Annual Fees: 740
  • Monthly HOA Fee: 61.67
  • Total Monthly Fees: 61.67

Schools

  • Elementary School: Liberty Elementary
  • High School: Port Charlotte High
  • Middle Or Junior School: Murdock Middle

Lot Info

  • Zoning: PD
  • Parcel Number: 402204352014
  • Additional Parcels: No
  • Lot Features: In County, Level, Oversized Lot
  • Property Attached Yn: No
  • Flood Zone Code: X
  • Flood Zone Date: 2022-06-20
  • Zoning Compatible Y N: Yes

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Minimum Lease: No Minimum
  • Approval Process: Contact HOA
  • Lease Restrictions Y N: Yes
  • Additional Lease Restrictions: Contact HOA

Tax Info

  • Tax Annual Amount: 2084.35
  • Tax Block: 5296
  • Tax Book Number: 16-22A
  • Tax Lot: 19

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 1, 2022
Closed on
Jul 27, 2022
Sold by
Tviley and Adelia
Bought by
Roman Jorge and Roman Benigna
Seller's Agent
Mary Jo Claudius
MICHAEL SAUNDERS & COMPANY
Buyer's Agent
Brett Palma
EXP REALTY LLC
List Price
$230,000
Sold Price
$240,000
Premium/Discount to List
$10,000
4.35%
Current Estimated Value
$221,544

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$18,456
Avg. Annual Appreciation
-2.69%
Original Mortgage
$105,000
Outstanding Balance
$100,726
Interest Rate
5.78%
Mortgage Type
New Conventional
Estimated Equity
$119,824

Purchase Details

Listed on
May 24, 2021
Closed on
Jul 23, 2021
Sold by
Carmichael Weldon
Bought by
Wiley Brian and Wiley Adelia
Seller's Agent
Carol St. Germain
RE/MAX ALLIANCE GROUP
Buyer's Agent
Mary Jo Claudius
MICHAEL SAUNDERS & COMPANY
List Price
$177,500
Sold Price
$177,500

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
35.21%
Original Mortgage
$134,400
Interest Rate
2.96%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 11, 2014
Sold by
Padula Casey D
Bought by
Carmichael Weldon

Purchase Details

Listed on
Jan 5, 2014
Closed on
Feb 18, 2014
Sold by
Federal National Mortgage Association
Bought by
Padula Casey D
Seller's Agent
Kathey Gamiotea
COLDWELL BANKER SUNSTAR REALTY
Buyer's Agent
Marlene Tovar
List Price
$64,900
Sold Price
$63,500
Premium/Discount to List
-$1,400
-2.16%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.39%

Purchase Details

Closed on
Dec 2, 2013
Sold by
Jamie Cernaro
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Oct 30, 2006
Sold by
Lewis Joseph A and Lewis Patricia A
Bought by
Cernaro Jamie M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$133,250
Interest Rate
6.39%
Mortgage Type
Unknown

Purchase Details

Closed on
Jan 3, 2005
Sold by
Matteson William H and Matteson Margaret E
Bought by
Lewis Joseph A and Lewis Patricia A

Purchase Details

Closed on
Oct 17, 1995
Sold by
Natl Bk Canada
Bought by
Matteson William H and Matteson Margaret E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$32,400
Interest Rate
7.58%

Purchase Details

Closed on
Jun 1, 1995
Sold by
Clerk Circuit Court
Bought by
Natl Bk Canada
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Roman Jorge $240,000 New Title Company Name
Wiley Brian $177,500 Msc Title Inc
Carmichael Weldon $61,000 Stewart Title Company
Padula Casey D $63,500 Equity Land Title
Federal National Mortgage Association -- Attorney
Cernaro Jamie M $139,000 Attorney
Lewis Joseph A $70,000 --
Matteson William H $36,000 --
Natl Bk Canada -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Roman Jorge $105,000
Previous Owner Wiley Brian $134,400
Previous Owner Cernaro Jamie M $133,250
Previous Owner Matteson William H $32,400
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/27/2022 07/27/22 Sold $240,000 +4.3% $257 / Sq Ft
07/01/2022 07/01/22 For Sale $230,000 +29.6% $246 / Sq Ft
07/26/2021 07/26/21 Sold $177,500 0.0% $190 / Sq Ft
06/09/2021 06/09/21 Pending -- -- --
06/08/2021 06/08/21 For Sale $177,500 0.0% $190 / Sq Ft
06/04/2021 06/04/21 Pending -- -- --
06/02/2021 06/02/21 Price Changed $177,500 -1.4% $190 / Sq Ft
05/23/2021 05/23/21 For Sale $180,000 +183.5% $193 / Sq Ft
02/20/2014 02/20/14 Sold $63,500 -2.2% $68 / Sq Ft
01/23/2014 01/23/14 Pending -- -- --
01/04/2014 01/04/14 For Sale $64,900 -- $69 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $1,966 $117,756 $0 $0
2022 $2,817 $133,654 $17,000 $116,654
2021 $2,171 $90,021 $11,050 $78,971
2020 $2,038 $84,535 $11,050 $73,485
2019 $1,900 $81,910 $9,350 $72,560
2018 $1,685 $76,517 $7,650 $68,867
2017 $1,547 $62,637 $5,100 $57,537
2016 $1,463 $56,250 $0 $0
2015 $1,385 $52,073 $0 $0
2014 $1,170 $40,416 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: D6126359

Stellar MLS

APN: 402204352014