$460,000
SOLD AUG 14, 2025

4600 Fern St Maple Plain, MN 55359

4 Beds
3 Baths
2,298 Sq Ft
0.26 Acres

Recently Sold

$200 Per Sq Ft

8% Above List Price

4 Days on Market

Highlights

  • Deeded Waterfront Access Rights
  • Deck
  • No HOA
  • Schumann Elementary School Rated A-
  • Main Floor Primary Bedroom
  • Home Office

About This Home

As of August 2025

Always wanted a lake house but not the lakeshore price? This home is less than 800 feet from Lake Independence and you'll have unbeatable access to the lake and its full array of watersports. Medina residents can use a secure boat launch at Lakeshore Park and can enter a seasonal lottery for use of a a “small watercraft” storage rack for canoes, sailboards, paddleboards, and kayaks. The lake lifestyle is at your doorstep!

An open kitchen with quick access to the deck makes dining al fresco your new favorite thing! The private owner’s suite is a true retreat, with a luxurious bathroom you’ll love! There are 3 bedrooms conveniently located on the same level so mornings just got easier. Need a place to get things done? The home office is perfect for productivity—or just some peace and quiet!
Outside, you’ll fall in love with the expansive backyard bordering 82 acres of land owned by the YMCA. Host the best BBQs or simply relax and soak in the calm surroundings. Price of eggs getting you down? Raise your own chickens in the backyard chicken coop! If you like to garden, you’ll love the garden shed.

Nature lovers, rejoice! This home is biking distance from 3 local parks and Baker Lake Park Preserve, which offers trails, camping, sport courts, and lots more. Plus, it’s just a hop, skip, and jump from Loretto—a charming town with a cozy small-town feel. Another plus? This home is in the highly sought-after Orono school district, known for its excellent academic and athletic programs. Unique, fun, and full of possibilities, this home is one you truly won’t want to miss.

Last Agent to Sell the Property

Jennifer Geisinger

Luke Team Real Estate Listed on: 07/03/2025

Last Buyer's Agent

Christopher Goble

RE/MAX Results

RE/MAX Results

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,595

Year Built

  • Built in 1987

Lot Details

  • 0.26 Acre Lot
  • Lot Dimensions are 60 x 190
  • Property has an invisible fence for dogs

Parking

  • 2 Car Attached Garage
  • Heated Garage
  • Insulated Garage
  • Garage Door Opener

Home Design

  • Bi-Level Home
  • Pitched Roof
  • Architectural Shingle Roof

Interior Spaces

  • Family Room
  • Living Room
  • Combination Kitchen and Dining Room
  • Home Office

Kitchen

  • Range
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal
  • The kitchen features windows

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • 3 Full Bathrooms

Laundry

  • Dryer
  • Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Drain
  • Basement Window Egress

Outdoor Features

  • Deeded Waterfront Access Rights
  • Shared Waterfront
  • Deck
  • Patio

Utilities

  • Forced Air Heating and Cooling System
  • Humidifier

Community Details

  • No Home Owners Association
  • Independence Beach Subdivision

Listing and Financial Details

  • Assessor Parcel Number 1811823220172

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,595

Year Built

Built in 1987

Lot Details

0

Parking

2

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 2
  • Accessibility Features: None
  • Water Source: City Water/Connected
  • Year Built: 1987
  • Above Grade Finished Sq Ft: 1494
  • Water Body Name: Independence
  • Unit Levels: Split Entry (Bi-Level)
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • InternetOptions: Cable,Fiber Optic
  • FoundationDimensions: 41 x 26
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Basement: Block, Drain Tiled, Egress Window(s), Finished, Full, Sump Basket, Sump Pump, Tile Shower
  • Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Humidifier, Gas Water Heater, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
  • Living Area: 2298
  • Fireplace: No
  • Below Grade Finished Sq Ft: 804
  • Basement YN: Yes
  • Dining Room Type: Living Room, Dining Room, Kitchen, Family Room, Bedroom 1, Bedroom 2, Bedroom 3, Bedroom 4, Office, Deck, Patio

Beds/Baths

  • Full Bathrooms: 3
  • Total Bedrooms: 4

Exterior Features

  • Roof: Age Over 8 Years, Architectural Shingle, Asphalt, Pitched
  • PoolFeatures: None
  • Fencing: Invisible
  • Other Structures: Chicken Coop/Barn, Storage Shed
  • ConstructionMaterialsDesc: Frame
  • PatioPorchType: Deck,Patio
  • Lake Acres: 832
  • LakeChain: N

Garage/Parking

  • Parking Features: Attached Garage, Garage Door Opener, Heated Garage, Insulated Garage
  • Garage Square Feet: 397

Utilities

  • Heating: Forced Air, Radiant Floor
  • Sewer: City Sewer/Connected
  • Electric: Circuit Breakers
  • Fuel: Natural Gas

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Ceiling Fan(s),Deck,Kitchen Center Island,Kitchen Window,Main Floor Primary Bedroom,Paneled Doors,Vaulted Ceiling(s)

Schools

  • Junior High Dist: Orono
  • SchoolDistrictNumber: 278
  • SchoolDistrictPhone: 952-449-8305

Lot Info

  • Waterfront YN: No
  • PropertyAttachedYN: No
  • Lot Size: 60 x 190
  • Lot Size Sq Ft: 11325.6
  • Land Lease: No
  • Lot Features: Many Trees
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Vinyl Siding

Tax Info

  • Tax Year: 2025
  • Assessor Parcel Number: 1811823220172
  • Tax Annual Amount: 4595
  • TaxWithAssessments: 4595.0000

Multi Family

  • WaterfrontFeatures: Deeded Access, Shared

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 3, 2025
Closed on
Aug 12, 2025
Sold by
Brody Jennifer D and Heit Derek C
Bought by
Marohn Lisa
Seller's Agent
Jennifer Geisinger
Luke Team Real Estate
Buyer's Agent
Christopher Goble
RE/MAX Results
List Price
$425,000
Sold Price
$460,000
Premium/Discount to List
$35,000
8.24%
Views
102

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-44.05%
Original Mortgage
$368,000
Outstanding Balance
$368,000
Interest Rate
6.72%
Mortgage Type
New Conventional
Estimated Equity
$66,045

Purchase Details

Closed on
Sep 12, 2012
Sold by
Affield Steven D and Affield Rhonda F
Bought by
Heit Derek C and Brody Jennifer D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$183,200
Interest Rate
3.66%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $460,000 Midland Title
Warranty Deed $229,000 Midland Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $368,000 New Conventional
Previous Owner $183,200 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/14/2025 08/14/25 Sold $460,000 +8.2% $200 / Sq Ft
07/15/2025 07/15/25 Pending -- -- --
07/11/2025 07/11/25 For Sale $425,000 -- $185 / Sq Ft
Source: NorthstarMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,595 $460,100 $175,000 $285,100
2023 $3,976 $410,600 $123,000 $287,600
2022 $3,881 $401,000 $123,000 $278,000
2021 $3,343 $344,000 $116,000 $228,000
2020 $3,369 $299,000 $93,000 $206,000
2019 $3,298 $289,000 $93,000 $196,000
2018 $3,126 $281,000 $93,000 $188,000
2017 $2,920 $243,000 $81,000 $162,000
2016 $2,620 $218,000 $81,000 $137,000
2015 $2,376 $212,000 $75,000 $137,000
2014 -- $192,000 $75,000 $117,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthstarMLS

MLS Number: 6744473

NorthstarMLS

APN: 18-118-23-22-0172