NOT LISTED FOR SALE

4623 E 3rd St Panama City, FL 32404

Estimated Value: $254,000 - $303,000

4 Beds
2 Baths
1,590 Sq Ft
$179/Sq Ft Est. Value

Sale Details

Date Sold: July 16, 2025

Last sale price $190,000 $119 Per Sq Ft

Est. 50% increase in value since last sale

Current estimated payment $1,819 / mo

184 Days on Market

Highlights

  • Lake Front
  • No HOA
  • Fireplace
  • Deck
  • Covered Patio or Porch
  • Heating Available

About This Home

As of July 2025

*CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS* Discover the Potential! Nestled on a spacious 1/2-acre lot, this 4-bedroom, 2-bathroom home offers the charm of original hardwood floors, abundant natural light, and updated recessed lighting. While the property is in need of TLC, it holds immense potential to become the serene escape you've been dreaming of. The kitchen, equipped with Quartz countertops and stainless steel appliances, overlooks a cozy living room. The master bedroom boasts an ensuite bathroom and walk-in closet accessed through sliding wood farm doors, with a bathroom featuring a floor-to-ceiling tiled shower. The expansive outdoor space invites creativity, whether for gatherings, gardening, or simply unwinding. Updates in 2022 include a new roof, windows, kitchen, and bathrooms. However, the home is priced to reflect its current condition and will require short sale approval through the current mortgage company. This is your opportunity to transform a home with great bones into a space uniquely your own!

Last Agent to Sell the Property

Lauren Beninate

Beachy Beach Real Estate Listed on: 11/27/2024

Beachy Beach Real Estate

Last Buyer's Agent

Jen LaChance

SimpliHOM

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,345

Year Built

  • Built in 1951

Lot Details

  • 20,473 Sq Ft Lot
  • Lot Dimensions are 167x125
  • Lake Front

Parking

  • Carport

Home Design

  • Brick Exterior Construction

Interior Spaces

  • 1-Story Property
  • Fireplace

Kitchen

  • Electric Oven
  • Electric Cooktop

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Deck
  • Covered Patio or Porch

Schools

  • Parker Elementary School
  • Rutherford Middle School
  • Rutherford High School

Utilities

  • Heating Available

Community Details

  • No Home Owners Association

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,345

Year Built

Built in 1951

Lot Details

0.47 Acres

Listing Details

  • Property Type: Residential
  • Year Built: 1951
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.47
  • Lot Size: 167x125
  • Road Frontage Type: City Street
  • Subdivision Name: No Named Subdivision
  • Architectural Style: Ranch
  • Carport Y N: Yes
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Electric Cooktop, Electric Oven
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Dining Room Type: Kitchen, Patio, Porch
  • Stories: 1

Exterior Features

  • Waterfront Features: Lake, Lake Front
  • Waterfront: Yes
  • Construction Type: Brick, Block
  • Exterior Features: Deck
  • Patio And Porch Features: Deck, Covered, Porch
  • Roof: Shake

Garage/Parking

  • Garage: No
  • Attached Garage: No

Utilities

  • Utilities: Cable Connected, Electricity Available
  • Heating: Electric, Fireplace(s)
  • Heating Yn: Yes
  • Sewer: Public Sewer

Condo/Co-op/Association

  • Community Features: Short Term Rental Allowed
  • Association: No

Schools

  • Middle Or Junior School: Rutherford Middle

Lot Info

  • Lot Size Sq Ft: 20473.0
  • Mobile Dim Units: Feet
  • Zoning Description: Resid Single Family

Multi Family

  • Number Of Units Furnished: None

Tax Info

  • Tax Annual Amount: 3345.0
  • Tax Year: 2023

MLS Schools

  • Elementary School: Parker
  • High School: Rutherford

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 27, 2024
Closed on
Jul 16, 2025
Sold by
Bought by
Seller's Agent
Lauren Beninate
Beachy Beach Real Estate
Buyer's Agent
Jen LaChance
SimpliHOM
List Price
$270,000
Sold Price
$190,000
Premium/Discount to List
-$80,000
-29.63%
Views
327
Current Estimated Value
$284,864

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$94,864
Avg. Annual Appreciation
54.57%
Original Mortgage
$152,000
Outstanding Balance
$151,219
Interest Rate
6.85%
Mortgage Type
New Conventional
Estimated Equity
$133,645

Purchase Details

Listed on
Apr 27, 2022
Closed on
Jun 10, 2022
Sold by
Bought by
Seller's Agent
Chrystabel Luya
Keller Williams Success Realty
Buyer's Agent
Beth Mulvey
Counts Real Estate Group Inc
List Price
$285,500
Sold Price
$283,500
Premium/Discount to List
-$2,000
-0.7%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-12.11%
Original Mortgage
$290,020
Interest Rate
5.1%
Mortgage Type
VA

Purchase Details

Listed on
Aug 10, 2021
Closed on
Nov 30, 2021
Sold by
Bought by
Seller's Agent
Teresa Dyer
Realty One of Northwest Florida LLC
Buyer's Agent
Chrystabel Luya
Keller Williams Success Realty
List Price
$115,000
Sold Price
$85,000
Premium/Discount to List
-$30,000
-26.09%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
870.61%
Original Mortgage
$155,400
Interest Rate
3.09%
Mortgage Type
Commercial

Purchase Details

Closed on
Dec 29, 2004
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$120,000
Interest Rate
5.11%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$190,000 Defender Title & Escrow
$190,000 Defender Title & Escrow
$283,500 New Title Company Name
$283,500 New Title Company Name
$85,000 Defender T&E Agcy Llc
$150,000 Diamond Title Agency Inc
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $152,000
Closed $152,000
Previous Owner $290,020
Previous Owner $155,400
Previous Owner $120,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/16/2025 07/16/25 Sold $190,000 -4.5% $119 / Sq Ft
04/26/2025 04/26/25 Price Changed $199,000 -11.6% $125 / Sq Ft
03/05/2025 03/05/25 Price Changed $225,000 -10.0% $142 / Sq Ft
12/26/2024 12/26/24 Price Changed $250,000 -7.4% $157 / Sq Ft
11/27/2024 11/27/24 For Sale $270,000 -4.8% $170 / Sq Ft
12/05/2022 12/05/22 Off Market $283,500 -- --
06/20/2022 06/20/22 Off Market $85,000 -- --
06/10/2022 06/10/22 Sold $283,500 +0.2% $178 / Sq Ft View Prior Sale
05/04/2022 05/04/22 Price Changed $283,000 -0.9% $178 / Sq Ft
04/26/2022 04/26/22 For Sale $285,500 0.0% $180 / Sq Ft
04/11/2022 04/11/22 Pending -- -- --
04/02/2022 04/02/22 For Sale $285,500 +235.9% $180 / Sq Ft
11/30/2021 11/30/21 Sold $85,000 -13.7% $57 / Sq Ft View Prior Sale
10/25/2021 10/25/21 Pending -- -- --
07/28/2021 07/28/21 Price Changed $98,500 -14.3% $66 / Sq Ft
07/19/2021 07/19/21 For Sale $115,000 0.0% $77 / Sq Ft
07/06/2021 07/06/21 Pending -- -- --
05/06/2021 05/06/21 For Sale $115,000 0.0% $77 / Sq Ft
05/06/2021 05/06/21 Price Changed $115,000 -8.0% $77 / Sq Ft
04/22/2021 04/22/21 Pending -- -- --
04/05/2021 04/05/21 For Sale $125,000 -- $84 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,400 $266,205 $63,577 $202,628
2024 $3,345 $247,859 $57,454 $190,405
2023 $3,345 $240,788 $49,448 $191,340
2022 $954 $73,826 $45,838 $27,988
2021 $1,325 $99,878 $43,954 $55,924
2020 $1,263 $94,369 $42,384 $51,985
2019 $1,268 $94,838 $42,384 $52,454
2018 $1,280 $100,149 $0 $0
2017 $1,324 $99,832 $0 $0
2016 $1,365 $100,300 $0 $0
2015 $1,415 $100,769 $0 $0
2014 $1,420 $101,237 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Central Panhandle Association of REALTORS®

MLS Number: 765619

Central Panhandle Association of REALTORS®

APN: 24315-000-000

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