NOT LISTED FOR SALE

Estimated Value: $395,000 - $451,665

3 Beds
2 Baths
1,878 Sq Ft
$229/Sq Ft Est. Value

Last Sold April 15, 2021

Last sale price $348,000 $185 Per Sq Ft

Est. 24% increase in value since last sale

Current estimated payment $2,465/month

370 Days on Market

Highlights

  • 35 Feet of Waterfront
  • Private Dock
  • Fishing
  • Shelby Elementary School Rated A-
  • Community Boat Launch
  • RV or Boat Parking

About This Home

As of April 2021

Much desired LAKE HOME nestled in sought after neighborhood of Shelby Shores! Fabulous main channel view of Lay Lake with your very own private boat launch! This two story 3 BR 2 bath home is ready for you to move right in. Master Bedroom on main, open eat in Kitchen and Family Room with spectacular views. Sit out on the large screen deck endjoy your morning coffee watching sunrise and sunsets over the lake. There's an attached workshop or man cave. So much parking for entertaining family & friends, RV parking, boat parking. Detached storage building & covered pier to fish or sit on to enjoy the lake. Neighborhood Community Center offering many activities as well as available for your own family gatherings. Come experience Lay Lake living at its finest!

Last Agent to Sell the Property

Shirley Satterwhite

RealtySouth-Inverness Office Listed on: 02/09/2021

RealtySouth-Inverness Office

Co-Listed By

Kendra Satterwhite Smith

RealtySouth-Inverness Office

Last Buyer's Agent

Lea Corley

Keller Williams Metro South

Keller Williams Metro South

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $720

Year Built

  • Built in 1979

Lot Details

  • 1.02 Acre Lot
  • 35 Feet of Waterfront
  • Few Trees

Home Design

  • Slab Foundation
  • Ridge Vents on the Roof
  • HardiePlank Siding

Interior Spaces

  • 2-Story Property
  • Smooth Ceilings
  • Ceiling Fan
  • Double Pane Windows
  • Window Treatments
  • Den
  • Lake Views

Kitchen

  • Stove
  • Built-In Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Solid Surface Countertops

Flooring

  • Wood
  • Carpet
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet
  • 2 Full Bathrooms
  • Bathtub and Shower Combination in Primary Bathroom
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Washer and Electric Dryer Hookup

Parking

  • Garage on Main Level
  • Driveway
  • Uncovered Parking
  • RV or Boat Parking

Outdoor Features

  • Swimming Allowed
  • Private Dock
  • Screened Deck
  • Porch

Schools

  • Shelby Elementary School
  • Columbiana Middle School
  • Shelby County High School

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Programmable Thermostat
  • Electric Water Heater
  • Septic Tank

Listing and Financial Details

Community Details

Overview

  • $12 Other Monthly Fees

Recreation

  • Community Boat Launch
  • Fishing

Home Details

Home Type

Single Family

Est. Annual Taxes

$720

Year Built

Built in 1979

Lot Details

0

Listing Details

  • Class: RESIDENTIAL
  • Property Access: Paved Road, Public Road
  • Down Payment Assistance: Yes
  • Down Payment Assistance URL: https://www.workforce-resource.com/dpr/listing/GALMLS/1275986?w=PubMLS
  • Living Area: 1878
  • Legal Description: Block: Lot: 13 SHELBY SHORES 1ST ADDITION 1ST SECTOR
  • List Price per Sq Ft: 186.37
  • Number Levels: 2+ Story
  • Property Type: Single Family
  • Termite Company Name: cooks
  • Termite Contract: Yes
  • Year Built Description: Existing
  • Year Built: 1979
  • Price Per Sq Ft: 185.3
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1979

Interior Features

  • Floors: Carpet, Hardwood, Tile Floor, Vinyl
  • Windows Treatments: All
  • Bedroom/Bathroom Features: Separate Shower, Tub/Shower Combo, Walk-In Closets
  • Bedrooms: 3
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Concatenated Rooms: |Den1|Kitchen1|MasterBR1|MasterBath1|Bedroom2|Bedroom2|FullBath2|
  • Room 1: Den/Family, On Level: 1
  • Room 2: Kitchen, On Level: 1
  • Room 3: Master Bedroom, On Level: 1
  • Room 4: Master Bath, On Level: 1
  • Room 5: Bedroom, On Level: 2
  • Room 6: Bedroom, On Level: 2
  • Room 7: Full Bath, On Level: 2
  • Rooms Level 1: Den/Family (LVL 1), Kitchen (LVL 1), Master Bath (LVL 1), Master Bedroom (LVL 1)
  • Rooms Level 2 Plus: Bedroom (LVL 2+), Full Bath (LVL 2+)
  • Kitchen Countertops: Solid Surface
  • Kitchen Equipment: Dishwasher Built-In, Microwave Built-In, Self-Cleaning, Some Stainless Appl, Stove-Electric
  • Kitchen Features: Eating Area, Pantry
  • Laundry: Yes
  • Laundry Dryer Hookup: Dryer-Electric
  • Laundry Features: Washer Hookup
  • Laundry Location: Laundry (MLVL)
  • Laundry Space: Closet
  • Main Level Sq Ft: 1143
  • Upper Level Sq Ft: 735

Exterior Features

  • Waterfront Name: LAY LAKE
  • Construction: Siding-Hardiplank
  • Decks: Yes
  • Decks Type: Screened (DECK)
  • Exterior Features: Dock Private, Storage Building, Porch
  • Foundation: Slab
  • Waterfront: Yes
  • Waterfront Frontage: 35
  • Water Heater: Electric (WTRHTR)

Garage/Parking

  • Parking Features: Boat Parking, Driveway Parking, Parking (MLVL), RV Parking, Uncovered Parking

Utilities

  • Heating: Central (HEAT), Heat Pump (HEAT)
  • Cooling: Central (COOL), Heat Pump (COOL)
  • Sewer/Septic System: Septic
  • Water: Public Water
  • HVAC Area: 1878

Condo/Co-op/Association

  • Amenities: Boat Launch, Fishing, River, Swimming Allowed

Fee Information

  • Garbage Fee: Yes
  • Garbage Fee Amount: 37
  • Garbage Fee Per: Quarterly

Schools

  • Elementary School: SHELBY
  • Middle School: COLUMBIANA
  • High School: SHELBY COUNTY

Lot Info

  • Assessor Parcel Number: 31-3-07-0-001-013.000
  • Lot Description: Some Trees, Subdivision
  • Lot View: Yes
  • Lot View Type: Lake/Water View
  • Number Acres: 1.02

Green Features

  • Energy Green Features: Ceiling Fans, Doub Paned Windows, Programmable Thermostat, Ridge Vent

Tax Info

  • Tax District: COUNTY
  • Annual Tax: 720

MLS Schools

  • Elementary School: SHELBY
  • High School: SHELBY COUNTY
  • Jr Middle School: COLUMBIANA

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Aug 24, 2022
Sold by
Collins Gerald J and Collins Anne M
Bought by
Polley Dennis
Current Estimated Value
$430,916

Purchase Details

Listed on
Feb 9, 2021
Closed on
Apr 23, 2021
Sold by
Glass Phillip E and Glass Charlotte R
Bought by
Collins Gerald J and Collins Anne M
Seller's Agent
Shirley Satterwhite
RealtySouth-Inverness Office
Buyer's Agent
Lea Corley
Keller Williams Metro South
List Price
$350,000
Sold Price
$348,000
Premium/Discount to List
-$2,000
-0.57%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.83%
Original Mortgage
$348,000
Interest Rate
3.05%
Mortgage Type
VA

Purchase Details

Closed on
Mar 30, 2018
Sold by
Glass Charlotte R and Glass Phillip
Bought by
Glass Charlotte R and Glass Philip

Purchase Details

Listed on
May 1, 2015
Closed on
Jun 26, 2015
Sold by
Cunningham Charles R and Cunningham Carla J
Bought by
Glass Charlotte R
Seller's Agent
Jean Lowe
Lowe and Associates Realty Inc
Buyer's Agent
Scotty Walters
RE/MAX Marketplace
List Price
$248,900
Sold Price
$243,900
Premium/Discount to List
-$5,000
-2.01%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.68%
Original Mortgage
$232,359
Interest Rate
3.75%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 30, 2003
Sold by
Meredith Sam N and Meredith Eleanor D
Bought by
Cunningham Charles R and Cunningham Carla J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$124,700
Interest Rate
5.43%
Mortgage Type
Unknown
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Polley Dennis $370,000 Atchison Mike T
Collins Gerald J $348,000 None Available
Glass Charlotte R $83,900 None Available
Glass Charlotte R $243,900 None Available
Cunningham Charles R $155,900 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Collins Gerald J $348,000
Previous Owner Glass Charlotte R $232,359
Previous Owner Cunningham Charles Roy $105,776
Previous Owner Cunningham Charles R $50,000
Previous Owner Cunningham Charles R $124,700
Previous Owner Merideth Sam N $168,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/15/2021 04/15/21 Sold $348,000 -0.6% $185 / Sq Ft
02/09/2020 02/09/20 For Sale $350,000 +43.5% $186 / Sq Ft
06/26/2015 06/26/15 Sold $243,900 -2.0% $116 / Sq Ft
05/15/2015 05/15/15 Pending -- -- --
05/01/2015 05/01/15 For Sale $248,900 -- $118 / Sq Ft
Source: Greater Alabama MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,620 $36,820 $0 $0
2023 $1,510 $34,320 $0 $0
2022 $1,239 $29,100 $0 $0
2021 $786 $18,800 $0 $0
2020 $720 $17,300 $0 $0
2019 $705 $16,960 $0 $0
2017 $697 $16,780 $0 $0
2015 $689 $16,600 $0 $0
2014 $674 $16,260 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Alabama MLS

MLS Number: 1275986

Greater Alabama MLS

APN: 31-3-07-0-001-013-000