NOT LISTED FOR SALE

4640 Otter Ct NE Saint Michael, MN 55376

Estimated Value: $615,000 - $670,000

4 Beds
3.5 Baths
3,126 Sq Ft
$203/Sq Ft Est. Value

Last Sold September 13, 2024

Last sale price $598,400 $191 Per Sq Ft

Est. 6% increase in value since last sale

Current estimated payment $4,024/month

127 Days on Market

Highlights

  • In Ground Pool
  • Deck
  • Cul-De-Sac
  • Hassan Elementary School Rated A-
  • The kitchen features windows
  • 2 Car Attached Garage

About This Home

As of September 2024

INCREDIBLE PRICE FOR A TRIBUTARY HOME. Impeccably maintained Robert Thomas Homes 2-story on an oversized cul-de-sac, fenced, walkout lot in the high demand Tributary on Foster Lake neighborhood. You’ll love the beautiful high-end finishes, custom window treatments, open dining room w/large 3 panel window/door to deck w/stairs down to patio (wired for 220A service-hot tub is negotiable but not included). Enjoy cooking & entertaining guests in your open concept kitchen & living area, boasting 10-foot ceilings, incredible oversized windows & fireplace. Kitchen features a center island w/quartz counters, backsplash & gas stove. The Tributary features a community pool, pool house, parks, walking trails, fishing dock, kayak launch, Foster Lake access with direct access to Fox Hollow Golf Club via private golf cart trail. Easy access to I94 & Hwy 101. Choice of schools: Rogers Schools (free busing or open enrollment at STMA w/fee based busing) All remaining builder warranties apply.

Last Agent to Sell the Property

Vivian Backmann

Keller Williams Classic Rlty NW Brokerage Phone: 612-599-6866 Listed on: 04/08/2024

Keller Williams Classic Rlty NW

Last Buyer's Agent

Michelle Turgeon

Edina Realty, Inc.

Edina Realty, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,048

Year Built

  • Built in 2019

Lot Details

  • 0.35 Acre Lot
  • Lot Dimensions are 23x45x152x65x158
  • Cul-De-Sac
  • Property is Fully Fenced

HOA Fees

  • $104 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Pitched Roof

Interior Spaces

  • 2-Story Property
  • Family Room
  • Living Room with Fireplace
  • Dining Room

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Disposal
  • The kitchen features windows

Bedrooms and Bathrooms

  • 4 Bedrooms

Laundry

  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Drain

Eco-Friendly Details

  • Air Exchanger

Outdoor Features

  • In Ground Pool
  • Shared Waterfront
  • Deck

Utilities

  • Forced Air Zoned Cooling and Heating System
  • Humidifier
  • 200+ Amp Service

Listing and Financial Details

  • Assessor Parcel Number 114343001060

Community Details

Overview

  • Association fees include dock, professional mgmt, shared amenities
  • First Service Residential Association, Phone Number (952) 277-2700
  • Tributary Xing 3Rd Add Subdivision

Recreation

  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,048

Year Built

Built in 2019

Lot Details

0

HOA Fees

$104 per month

Parking

2

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 2
  • Accessibility Features: None
  • Fireplaces: 1
  • Water Source: City Water/Connected
  • Fee Frequency: Monthly
  • Year Built: 2019
  • Above Grade Finished Sq Ft: 2376
  • Water Body Name: Foster
  • Unit Levels: Two
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • InternetOptions: Cable,Fiber Optic
  • Attribution Contact: 612-599-6866
  • Attribution Contact: 612-599-6866
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Drain Tiled, Finished, Full, Concrete, Sump Pump, Walkout
  • Appliances: Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, Exhaust Fan, Humidifier, Microwave, Range, Refrigerator, Washer, Water Softener Owned
  • Fireplace Features: Gas, Living Room
  • Living Area: 3126
  • Below Grade Finished Sq Ft: 750
  • Basement YN: Yes
  • Dining Room Type: Living Room, Dining Room, Family Room, Kitchen, Bedroom 1, Bedroom 2, Bedroom 3, Bedroom 4, Deck

Beds/Baths

  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Three Quarter Bathrooms: 1

Exterior Features

  • Roof: Age 8 Years or Less, Asphalt, Pitched
  • PoolFeatures: Below Ground, Shared
  • Fencing: Full, Other
  • PatioPorchType: Deck,Front Porch,Patio
  • Lake Acres: 115
  • Lake Bottom: Soft
  • LakeChain: N

Garage/Parking

  • Parking Features: Attached Garage, Asphalt
  • Garage Square Feet: 600

Utilities

  • Heating: Forced Air, Fireplace(s), Zoned
  • Sewer: City Sewer/Connected
  • Electric: 200+ Amp Service
  • Fuel: Natural Gas

Condo/Co-op/Association

  • HOA Fee Includes: Dock, Other, Professional Mgmt, Shared Amenities
  • Phone: 952-277-2700
  • Association Fee: 104
  • Association: Yes
  • Amenities Unit: Cable,Ceiling Fan(s),Deck,Hardwood Floors,Kitchen Center Island,Kitchen Window,Primary Bedroom Walk-In Closet,Natural Woodwork,Porch,In-Ground Sprinkler,Tile Floors,Walk-In Closet

Association/Amenities

  • HOA Management Co: First Service Residential

Schools

  • Junior High Dist: Elk River
  • SchoolDistrictNumber: 728
  • SchoolDistrictPhone: 763-241-3400

Lot Info

  • Waterfront YN: No
  • PropertyAttachedYN: No
  • Lot Size: 23x45x152x65x158
  • Lot Size Sq Ft: 15420.24
  • Land Lease: No
  • Lot Features: Some Trees
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: Unknown
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Engineered Wood

Tax Info

  • Tax Year: 2023
  • Assessor Parcel Number: 114343001060
  • Tax Annual Amount: 7048
  • TaxWithAssessments: 7048.0000

Multi Family

  • WaterfrontFeatures: Association Access, Dock, Shared

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 8, 2024
Closed on
Sep 5, 2024
Sold by
Germundson Darren and Germundson Theresa
Bought by
Turgeon Zachary and Turgeon Lovejot
Seller's Agent
Vivian Backmann
Keller Williams Classic Rlty NW
Buyer's Agent
Michelle Turgeon
Edina Realty, Inc.
List Price
$625,000
Sold Price
$598,400
Premium/Discount to List
-$26,600
-4.26%
Views
74
Current Estimated Value
$635,346

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$36,946
Avg. Annual Appreciation
5.87%
Original Mortgage
$478,720
Outstanding Balance
$474,517
Interest Rate
6.78%
Mortgage Type
New Conventional
Estimated Equity
$160,829

Purchase Details

Closed on
Jun 3, 2022
Sold by
Cummings Daniel and Cummings Katie
Bought by
Germundson Darren and Germundson Theresa

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$527,000
Interest Rate
5.11%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 23, 2019
Sold by
Robert Thomas Homes Inc
Bought by
Cummings Daniel W and Cummings Katie A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$416,415
Interest Rate
3.6%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 29, 2018
Sold by
Fox Hollow Development Llc
Bought by
Robert Thomas Homes Inc
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Turgeon Zachary $598,400 --
Germundson Darren $620,000 --
Cummings Daniel W $489,900 Esquire Title Service Llc
Robert Thomas Homes Inc $172,506 Custom Home Builders Title L
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Turgeon Zachary $478,720
Previous Owner Germundson Darren $527,000
Previous Owner Cummings Daniel W $416,415
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/13/2024 09/13/24 Sold $598,400 -0.3% $191 / Sq Ft
08/13/2024 08/13/24 Pending -- -- --
06/05/2024 06/05/24 Price Changed $599,900 -2.4% $192 / Sq Ft
05/20/2024 05/20/24 Price Changed $614,900 -1.6% $197 / Sq Ft
04/08/2024 04/08/24 For Sale $625,000 -- $200 / Sq Ft
Source: NorthstarMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,622 $575,600 $168,000 $407,600
2024 $7,192 $570,200 $161,000 $409,200
2023 $7,046 $631,200 $166,400 $464,800
2022 $6,218 $575,300 $154,000 $421,300
2021 $6,106 $450,900 $110,000 $340,900
2020 $1,434 $428,300 $90,000 $338,300
2019 $80 $119,200 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthstarMLS

MLS Number: 6515304

NorthstarMLS

APN: 114-343-001060