$1,899,000

4678 N Bear Flat Rd Payson, AZ 85541

Estimated payment $10,462/month

Total Views 59,824
6 Beds
4 Baths
4,378 Sq Ft
$434 Price per Sq Ft

Highlights

  • Horses Allowed On Property
  • Gated Parking
  • Waterfront
  • Solar Power System
  • Gated Community
  • Mountain View

About This Home

OFF THE GRID in Bear Flat. The last 3 miles is not for sissies, but the reward is a gated community in the National Forest with Tonto Creek flowing through. 90 feet up from the water's edge is The Retreat on Tonto Creek. This magnificent mountain home has deck and views galore. Wild game everywhere. Redundant systems - APS electric, solar on the steel roof and a thousand-gallon propane tank to run the generator. City water, plus a well and a community water tank. Fire truck just across the road. WiFi. You are fully self-contained. Big island and dining for 8. Huge family room with double fireplace to large game room with full bar. Write that novel in the sky office off the spacious primary bedroom. Everything stays, including the golf cart and a year's supply of survival food.

Listing Agent

Joseph Callaway

eXp Realty Brokerage Phone: 480-596-5751 License #SA116603000 Listed on: 01/09/2026

eXp Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,182

Year Built

  • Built in 2001

Lot Details

  • 1.73 Acre Lot
  • Waterfront
  • Wood Fence
  • Front and Back Yard Sprinklers
  • Sprinklers on Timer
  • Private Yard

HOA Fees

  • $17 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Garage ceiling height seven feet or more
  • Side or Rear Entrance to Parking
  • Garage Door Opener
  • Gated Parking

Home Design

  • Wood Frame Construction
  • Metal Roof

Interior Spaces

  • 4,378 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Fireplace
  • Double Pane Windows
  • Mountain Views
  • Security System Owned
  • Finished Basement

Kitchen

  • Breakfast Bar
  • Gas Cooktop
  • Built-In Microwave
  • Kitchen Island
  • Granite Countertops

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 6 Bedrooms
  • Primary Bathroom is a Full Bathroom
  • 4 Bathrooms
  • Dual Vanity Sinks in Primary Bathroom
  • Bidet

Outdoor Features

  • Balcony
  • Covered Patio or Porch
  • Playground

Schools

  • Payson Elementary School
  • Rim Country Middle School
  • Payson High School

Utilities

  • Zoned Heating and Cooling System
  • Heating System Uses Propane
  • Propane
  • Tankless Water Heater
  • High Speed Internet

Additional Features

  • Multiple Entries or Exits
  • Solar Power System
  • Horses Allowed On Property

Listing and Financial Details

  • Tax Lot 8
  • Assessor Parcel Number 303-06-132-B

Community Details

Overview

  • Association fees include street maintenance
  • Bear Flat Poa, Phone Number (480) 993-6816
  • Bear Flat Subdivision

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,182

Year Built

Built in 2001

Lot Details

0

HOA Fees

$17 per month

Parking

2

Listing Details

  • Cross Street: Hwy 260 & Nf-405A
  • Legal Info Range: 111
  • Property Type: Residential
  • Ownership: Fee Simple
  • HOA #2: N
  • Association Fees Land Lease Fee: N
  • Recreation Center Fee: N
  • Total Monthly Fee Equivalent: 16.67
  • Basement: Y
  • Parking Spaces Total Covered Spaces: 2.0
  • Separate Den Office Sep Den Office: Y
  • Year Built: 2001
  • Tax Year: 2025
  • Property Sub Type: Single Family Residence
  • Horses: Yes
  • Lot Size Acres: 1.73
  • Subdivision Name: BEAR FLAT SUBDIVISION
  • Efficiency: Solar Panels, Multi-Zones
  • Property Attached Yn: No
  • Tax Parcel Letter: B
  • General Property Description:PriceSqFt: 433.76
  • Association Fees:HOA Fee2: 200.0
  • Dining Area:Breakfast Bar: Yes
  • Cooling:Ceiling Fan(s): Yes
  • Utilities Butane Propane: Yes
  • Cooling:Central Air: Yes
  • Kitchen Features:Gas Cooktop: Yes
  • Technology:High Speed Internet: Yes
  • Special Features: None

Interior Features

  • Basement: Finished
  • Flooring: Carpet, Tile
  • Basement YN: Yes
  • Spa Features: None
  • Appliances: Gas Cooktop, Water Purifier
  • Accessibility Features: Mltpl Entries/Exits
  • Full Bathrooms: 4
  • Total Bedrooms: 6
  • Fireplace: No
  • Interior Amenities: High Speed Internet, Granite Counters, Double Vanity, Breakfast Bar, Vaulted Ceiling(s), Kitchen Island, Bidet, Full Bth Master Bdrm
  • Living Area: 4378.0
  • Stories: 2
  • Window Features: Dual Pane
  • Kitchen Features:Built-in Microwave: Yes
  • Kitchen Features:Kitchen Island: Yes
  • Master Bathroom:Double Sinks: Yes
  • Other Rooms:Family Room: Yes
  • Kitchen Features:Reverse Osmosis: Yes
  • Other Rooms:BonusGame Room: Yes
  • Basement Description:Finished2: Yes
  • Community Features:Gated: Yes
  • Kitchen Features:Granite Counters: Yes

Exterior Features

  • Fencing: Wood
  • Exterior Features: Playground, Balcony, Private Yard
  • Lot Features: Street(s) Not Paved, Hillside Lot, Waterfront Lot, Sprinklers In Rear, Sprinklers In Front, Gravel/Stone Front, Gravel/Stone Back, Auto Timer H2O Front, Auto Timer H2O Back
  • Pool Private: No
  • View: Mountain(s)
  • Waterfront: Yes
  • Disclosures: Agency Discl Req, Seller Discl Avail, Well Disclosure
  • Construction Type: Wood Frame, Painted
  • Patio And Porch Features: Covered Patio(s)
  • Roof: Metal
  • Construction:Frame - Wood: Yes
  • Exterior Features:Covered Patio(s): Yes
  • Exterior Features:Childrens Play Area: Yes
  • Exterior Features:Pvt Yrd(s)Crtyrd(s): Yes
  • Exterior Features:Balcony: Yes

Garage/Parking

  • Total Covered Spaces: 2.0
  • Parking Features: Gated, Garage Door Opener, Over Height Garage, Rear Vehicle Entry
  • Attached Garage: No
  • Garage Spaces: 2.0
  • Parking Features:Rear Vehicle Entry: Yes
  • Parking Features:Over Height Garage: Yes
  • Parking Features:Garage Door Opener: Yes
  • Parking Features:Gated2: Yes

Utilities

  • Utilities: Propane
  • Cooling: Central Air, Ceiling Fan(s), Programmable Thmstat
  • Heating: Propane
  • Security: Security System Owned
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Water Source: Private Well
  • Heating:Propane: Yes

Condo/Co-op/Association

  • Community Features: Gated
  • Association Fee: 200.0
  • Association Fee Frequency: Annually
  • Association Name: Bear Flat POA
  • Phone: 480-993-6816
  • Association: Yes

Association/Amenities

  • Association Fees:HOA YN2: Y
  • Association Fees:HOA DisclosureAddendum Affirmation: Yes
  • Association Fees:HOA Paid Frequency: Annually
  • Association Fees:HOA Name4: Bear Flat POA
  • Association Fees:Special Assessment HOA: No
  • Association Fees:PAD Fee YN2: N
  • Association Fees:Cap ImprovementImpact Fee _percent_: $
  • Association Fees:Other Fees Description: This is a voluntary HOA
  • Association Fee Incl:Street Maint: Yes

Fee Information

  • Association Fee Includes: Street Maint

Schools

  • Elementary School: Payson Elementary School
  • High School: Payson High School
  • Junior High Dist: Payson Unified District
  • Middle Or Junior School: Rim Country Middle School

Lot Info

  • Land Lease: No
  • Lot Size Sq Ft: 75559.0
  • Parcel #: 303-06-132-B

Green Features

  • Green Water Conservation: Tankless Ht Wtr Heat

Building Info

  • Builder Name: Unknown

Tax Info

  • Tax Annual Amount: 6182.0
  • Tax Book Number: 303.00
  • Tax Lot: 8
  • Tax Map Number: 6.00

Map

Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,835 -- -- --
2024 $5,835 $137,607 $18,399 $119,208
2023 $5,835 $46,050 $9,234 $36,816
2022 $5,688 $44,720 $9,234 $35,486
2021 $5,790 $44,720 $9,234 $35,486
2020 $5,838 $0 $0 $0
2019 $5,573 $0 $0 $0
2018 $5,409 $0 $0 $0
2017 $5,197 $0 $0 $0
2016 $5,065 $0 $0 $0
2015 $4,562 $0 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/09/2026 01/09/26 For Sale $1,899,000 -- $434 / Sq Ft
Source: Arizona Regional Multiple Listing Service (ARMLS)

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- None Available
Source: Public Records

Source: Arizona Regional Multiple Listing Service (ARMLS)

MLS Number: 6965924

Arizona Regional Multiple Listing Service (ARMLS)

APN: 303-06-132B

Arizona Gila County Payson 85541

4678 N Bear Flat Rd, Payson, AZ

For Sale

Detached

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Arizona Regional Multiple Listing Service (ARMLS) All information should be verified by the recipient and none is guaranteed as accurate by ARMLS

Listing Information presented by local MLS brokerage: Ten-X, local REALTOR®- Arlene Richardson - (888)-952-6393

Nearby Homes
Joseph Callaway
Listing Agent
Joseph Callaway
Section Image
eXp Realty
(928) 264-9643