$350,000
SOLD MAY 29, 2025

4693 1st St NE Saint Cloud, MN 56304

4 Beds
3.5 Baths
2,714 Sq Ft
0.29 Acres

Recently Sold

$129 Per Sq Ft

4% Below List Price

69 Days on Market

Highlights

  • Two Way Fireplace
  • Living Room
  • Dining Room
  • 3 Car Attached Garage
  • Forced Air Heating and Cooling System

About This Home

As of May 2025

Updated 2 story with FINISHED basement in Waters Edge at Donovan Lake. Brand new flooring throughout the
open concept main level. Huge pantry, custom lockers, laundry room, and half bath in mudroom area. 3 bedrooms and 2 bathrooms on upper level. Newly finished basement includes 4th bedroom and another full bathroom! Completely fenced in backyard plus no backyard neighbors!

Last Agent to Sell the Property

David Kramer

Keller Williams Classic Rlty NW Brokerage Phone: 320-250-8127 Listed on: 02/27/2025

Keller Williams Classic Rlty NW

Last Buyer's Agent

Debbie Niemeyer

Coldwell Banker Realty

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,340

Year Built

  • Built in 2005

Lot Details

  • 0.29 Acre Lot
  • Lot Dimensions are 75x164x75x175
  • Chain Link Fence

HOA Fees

  • $21 Monthly HOA Fees

Parking

  • 3 Car Attached Garage

Home Design

  • Vinyl Siding

Interior Spaces

  • 2-Story Property
  • Two Way Fireplace
  • Gas Fireplace
  • Family Room with Fireplace
  • Living Room
  • Dining Room
  • Finished Basement
  • Block Basement Construction

Bedrooms and Bathrooms

  • 4 Bedrooms

Utilities

  • Forced Air Heating and Cooling System

Community Details

  • Association fees include professional mgmt, shared amenities
  • Firstservice Residential Minnesota Association, Phone Number (952) 406-1789
  • Waters Edge At Don Lake Subdivision

Listing and Financial Details

  • Assessor Parcel Number 170184500

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,340

Year Built

Built in 2005

Lot Details

0

HOA Fees

$21 per month

Parking

3

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 3
  • Accessibility Features: None
  • Fireplaces: 1
  • Water Source: City Water/Connected
  • Fee Frequency: Annually
  • Year Built: 2005
  • Above Grade Finished Sq Ft: 1824
  • Unit Levels: Two
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Attribution Contact: 320-250-8127
  • Attribution Contact: 320-250-8127
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Block, Finished
  • Fireplace Features: Two Sided, Family Room, Gas
  • Living Area: 2714
  • Fireplace: Yes
  • Below Grade Finished Sq Ft: 890
  • Basement YN: Yes
  • Dining Room Type: Living Room, Dining Room, Kitchen, Bedroom 1, Bedroom 2, Bedroom 3, Bedroom 4, Family Room

Beds/Baths

  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Three Quarter Bathrooms: 1

Exterior Features

  • Fencing: Chain Link

Garage/Parking

  • Parking Features: Attached Garage

Utilities

  • Heating: Forced Air
  • Sewer: City Sewer/Connected
  • Electric: Circuit Breakers
  • Fuel: Natural Gas

Condo/Co-op/Association

  • HOA Fee Includes: Professional Mgmt, Shared Amenities
  • Phone: 952-406-1789
  • Association Fee: 250
  • Association: Yes

Association/Amenities

  • HOA Management Co: FirstService Residential Minnesota

Schools

  • Junior High Dist: Sauk Rapids-Rice
  • SchoolDistrictPhone: 320-253-4703

Lot Info

  • PropertyAttachedYN: No
  • Lot Size: 75x164x75x175
  • Lot Size Sq Ft: 12763.08
  • Land Lease: No
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Brick/Stone, Vinyl Siding

Tax Info

  • Tax Year: 2024
  • Assessor Parcel Number: 170184500
  • Tax Annual Amount: 4340
  • TaxWithAssessments: 4340.0000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 27, 2025
Closed on
May 29, 2025
Sold by
Miller John and Miller Debra
Bought by
Rjl Properties Llc
Seller's Agent
David Kramer
Keller Williams Classic Rlty NW
Buyer's Agent
Debbie Niemeyer
Coldwell Banker Realty
List Price
$365,000
Sold Price
$350,000
Premium/Discount to List
-$15,000
-4.11%
Views
123
Current Estimated Value
$348,091

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$1,909
Avg. Annual Appreciation
0.94%
Original Mortgage
$280,000
Outstanding Balance
$268,148
Interest Rate
6.83%
Mortgage Type
Credit Line Revolving
Estimated Equity
$83,751

Purchase Details

Listed on
Dec 1, 2022
Closed on
Mar 1, 2023
Sold by
Nistler Bradley L and Nistler Karen S
Bought by
Miller John and Miller Debra
Seller's Agent
Lane Johnson
Arthur Grant Realty
Buyer's Agent
David Kramer
Keller Williams Classic Rlty NW
List Price
$349,900
Sold Price
$330,000
Premium/Discount to List
-$19,900
-5.69%
Views
158

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.60%
Original Mortgage
$280,500
Interest Rate
4.63%
Mortgage Type
Construction

Purchase Details

Listed on
Dec 1, 2022
Closed on
Feb 15, 2023
Sold by
Nistler Bradley and Nistler Karen
Bought by
Miller John and Miller Debra
Seller's Agent
Lane Johnson
Arthur Grant Realty
Buyer's Agent
David Kramer
Keller Williams Classic Rlty NW
List Price
$349,900
Sold Price
$330,000
Premium/Discount to List
-$19,900
-5.69%
Views
158

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$280,500
Interest Rate
4.63%
Mortgage Type
Construction

Purchase Details

Closed on
Apr 8, 2008
Sold by
Stock Building Supply Llc
Bought by
Nistler Bradley L and Schultz Karen S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$212,135
Interest Rate
5.93%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 21, 2005
Sold by
Waters Edge Development Llc
Bought by
Northland Diversifield Services Inc and Red Cliff Homes

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$112,000
Interest Rate
5.87%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $350,000 Unique Title
Warranty Deed $330,000 Titlesmart
Deed $330,000 --
Limited Warranty Deed $220,000 --
Warranty Deed $65,000 Fortress Title Llc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $280,000 Credit Line Revolving
Previous Owner $280,500 Construction
Previous Owner $328,000 New Conventional
Previous Owner $212,135 FHA
Previous Owner $112,000 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/29/2025 05/29/25 Sold $350,000 0.0% $129 / Sq Ft
05/07/2025 05/07/25 Pending -- -- --
05/01/2025 05/01/25 Off Market $350,000 -- --
03/25/2025 03/25/25 Price Changed $360,000 -1.4% $133 / Sq Ft
03/17/2025 03/17/25 For Sale $365,000 +4.3% $134 / Sq Ft
03/12/2025 03/12/25 Off Market $350,000 -- --
02/27/2025 02/27/25 For Sale $365,000 +10.6% $134 / Sq Ft
02/14/2023 02/14/23 Sold $330,000 -5.7% $121 / Sq Ft View Prior Sale
01/25/2023 01/25/23 Pending -- -- --
12/01/2022 12/01/22 For Sale $349,900 -- $128 / Sq Ft
Source: NorthstarMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,330 $333,400 $45,000 $288,400
2024 $4,340 $312,000 $45,000 $267,000
2023 $4,126 $312,000 $45,000 $267,000
2022 $3,600 $283,400 $45,000 $238,400
2021 $3,578 $235,700 $45,000 $190,700
2018 $3,108 $207,400 $41,591 $165,809
2017 $3,108 $181,700 $31,655 $150,045
2016 $3,130 $193,000 $35,000 $158,000
2015 $3,100 $163,400 $31,065 $132,335
2014 -- $148,700 $26,149 $122,551
2013 -- $132,400 $25,527 $106,873
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthstarMLS

MLS Number: 6658524

NorthstarMLS

APN: 17.01845.00