$415,000
SOLD DEC 5, 2025

4695 3rd Street Loop NE St. Cloud, MN 56304

3 Beds
2 Baths
1,604 Sq Ft
11,456 Sq Ft Lot

Recently Sold

$259 Per Sq Ft

5% Below List Price

245 Days on Market

Highlights

  • New Construction
  • 4 Car Attached Garage
  • 1-Story Property
  • Vaulted Ceiling
  • Living Room
  • Forced Air Heating and Cooling System

About This Home

As of December 2025

Built by local builder Heartland Homes, this stunning 3-bedroom, 2-bathroom rambler offers modern finishes and a thoughtfully designed layout. The vaulted main level enhances the open and airy feel, with the kitchen, dining, and living areas flowing seamlessly together. A spacious center island, quartz countertops, and ample cabinet space make the kitchen both stylish and functional, accented by black hardware and Sherwin Williams' Drift of Mist neutral gray paint throughout. The private primary suite features a 3⁄4 bath with a dual vanity, while a shared full bath serves the additional bedrooms. Durable laminate flooring extends through the kitchen, dining, entry, and hall, with carpet in the bedrooms and vinyl in the bathrooms and laundry for easy maintenance. 3 beds on one level! Situated on a lookout lot, this home includes a 4-stall garage, concrete driveway, irrigation system, and full sod.The unfinished basement offers endless possibilities for future expansion. Enjoy miles of neighborhood trails, a park just down the road, and quick access to downtown St. Cloud, all while being less than 3 miles from Territory Golf Club!

Last Agent to Sell the Property

Christopher Fritch

eXp Realty Brokerage Phone: 763-746-3997 Listed on: 02/28/2025

eXp Realty

Co-Listed By

Carly Beach

eXp Realty Brokerage Phone: 763-746-3997

Last Buyer's Agent

Tracy Hadler

Central MN Realty LLC

Central MN Realty LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $262

Year Built

  • Built in 2025 | New Construction

HOA Fees

  • $24 Monthly HOA Fees

Parking

  • 4 Car Attached Garage

Home Design

  • Vinyl Siding

Interior Spaces

  • 1,604 Sq Ft Home
  • 1-Story Property
  • Vaulted Ceiling
  • Living Room
  • Dining Room
  • Unfinished Basement

Kitchen

  • Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms

Additional Features

  • 0.26 Acre Lot
  • Forced Air Heating and Cooling System

Community Details

  • First Service Residential Minnesota Association, Phone Number (952) 641-9355
  • Built by HEARTLAND ACRES INC
  • Waters Edge At Don Lake Subdivision

Listing and Financial Details

  • Assessor Parcel Number 170185400

Home Details

Home Type

Single Family

Est. Annual Taxes

$262

Year Built

Built in 2025 | New Construction

Lot Details

0.26 Acres

HOA Fees

$24 per month

Parking

4

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 4
  • Accessibility Features: None
  • Water Source: City Water/Connected
  • Fee Frequency: Annually
  • Year Built: 2025
  • Above Grade Finished Sq Ft: 1604
  • Unit Levels: One
  • New Construction: Yes
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Attribution Contact: 763-746-3997
  • Attribution Contact: 763-746-3997
  • Special Features: NewHome
  • Property Sub Type: Detached

Interior Features

  • Basement: Unfinished
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • Living Area: 1604
  • Fireplace: No
  • Basement YN: Yes
  • Dining Room Type: Living Room, Dining Room, Kitchen, Bedroom 1, Bedroom 2, Bedroom 3

Beds/Baths

  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Three Quarter Bathrooms: 1

Garage/Parking

  • Parking Features: Attached Garage

Utilities

  • Heating: Forced Air
  • Sewer: City Sewer/Connected
  • Fuel: Natural Gas

Condo/Co-op/Association

  • HOA Fee Includes: Other
  • Phone: 952-641-9355
  • Association Fee: 287
  • Association: Yes
  • Amenities Unit: Main Floor Primary Bedroom,Vaulted Ceiling(s)

Association/Amenities

  • HOA Management Co: First Service Residential Minnesota

Schools

  • Junior High Dist: Sauk Rapids-Rice
  • SchoolDistrictPhone: 320-253-4703

Lot Info

  • PropertyAttachedYN: No
  • Lot Size: Irregular
  • Lot Size Sq Ft: 11456.28
  • Land Lease: No
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: No
  • Builder License: 711685
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Vinyl Siding

Tax Info

  • Tax Year: 2024
  • Assessor Parcel Number: 170185400
  • Tax Annual Amount: 262
  • TaxWithAssessments: 262.0000
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Property History

Date Event Price List to Sale Price per Sq Ft
12/05/2025 12/05/25 Sold $415,000 -1.2% $259 / Sq Ft
10/31/2025 10/31/25 Pending -- -- --
09/05/2025 09/05/25 Price Changed $419,900 -1.2% $262 / Sq Ft
06/27/2025 06/27/25 Price Changed $424,900 -2.3% $265 / Sq Ft
02/28/2025 02/28/25 For Sale $434,900 -- $271 / Sq Ft
Source: NorthstarMLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $268 $15,000 $15,000 $0
2024 $262 $15,000 $15,000 $0
2023 $276 $15,000 $15,000 $0
2022 $298 $15,000 $15,000 $0
2021 $300 $15,000 $15,000 $0
2018 $322 $15,000 $15,000 $0
2017 $322 $15,000 $15,000 $0
2016 $326 $15,000 $15,000 $0
2015 $340 $15,000 $15,000 $0
2014 -- $15,000 $15,000 $0
2013 -- $15,000 $15,000 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthstarMLS

MLS Number: 6677530

NorthstarMLS
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