Seller's Agent in 2025
Christopher Fritch
eXp Realty
(763) 746-3997
686 Total Sales
4695 3rd Street Loop NE St. Cloud, MN 56304
Saint Cloud Area
3
Beds
2
Baths
1,604
Sq Ft
0.26
Acre Lot
Highlights
- New Construction
- 4 Car Attached Garage
- 1-Story Property
- Vaulted Ceiling
- Living Room
- Forced Air Heating and Cooling System
About This Home
As of December 2025Built by local builder Heartland Homes, this stunning 3-bedroom, 2-bathroom rambler offers modern finishes and a thoughtfully designed layout. The vaulted main level enhances the open and airy feel, with the kitchen, dining, and living areas flowing seamlessly together. A spacious center island, quartz countertops, and ample cabinet space make the kitchen both stylish and functional, accented by black hardware and Sherwin Williams' Drift of Mist neutral gray paint throughout. The private primary suite features a 3⁄4 bath with a dual vanity, while a shared full bath serves the additional bedrooms. Durable laminate flooring extends through the kitchen, dining, entry, and hall, with carpet in the bedrooms and vinyl in the bathrooms and laundry for easy maintenance. 3 beds on one level! Situated on a lookout lot, this home includes a 4-stall garage, concrete driveway, irrigation system, and full sod.The unfinished basement offers endless possibilities for future expansion. Enjoy miles of neighborhood trails, a park just down the road, and quick access to downtown St. Cloud, all while being less than 3 miles from Territory Golf Club!
Last Agent to Sell the Property
eXp Realty Brokerage Phone: 763-746-3997 Listed on: 02/28/2025
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $262
Year Built
- Built in 2025 | New Construction
Lot Details
- 0.26
HOA Fees
- $24 Monthly HOA Fees
Parking
- 4 Car Attached Garage
Home Design
- Vinyl Siding
Interior Spaces
- 1,604 Sq Ft Home
- 1-Story Property
- Vaulted Ceiling
- Living Room
- Dining Room
- Unfinished Basement
Kitchen
- Range
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms
Additional Features
- 11,456 Sq Ft Lot
- Forced Air Heating and Cooling System
Community Details
- First Service Residential Minnesota Association, Phone Number (952) 641-9355
- Built by HEARTLAND ACRES INC
- Waters Edge At Don Lake Subdivision
Listing and Financial Details
- Assessor Parcel Number 170185400
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 28, 2025
Closed on
Dec 5, 2025
Sold by
Bought by
Seller's Agent
Christopher Fritch
eXp Realty
Buyer's Agent
Tracy Hadler
Central MN Realty LLC
List Price
$434,900
Sold Price
$415,000
Premium/Discount to List
-$19,900
-4.58%
Views
103
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$394,250
Outstanding Balance
$391,560
Interest Rate
6.19%
Mortgage Type
New Conventional
Purchase Details
Closed on
Dec 31, 2024
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$315,000
Interest Rate
6.84%
Mortgage Type
Construction
Purchase Details
Closed on
Oct 16, 2019
Sold by
Bought by
Purchase Details
Closed on
Nov 19, 2009
Sold by
Bought by
Purchase Details
Closed on
Mar 28, 2005
Sold by
Bought by
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $415,000 | Land Title | ||
| $55,000 | Land Title | ||
| -- | None Available | ||
| $40,139 | -- | ||
| $101,751 | Fortress Title Llc |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $394,250 | ||
| Closed | $315,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 12/05/2025 12/05/25 | Sold | $415,000 | -1.2% | $259 / Sq Ft |
| 10/31/2025 10/31/25 | Pending | -- | -- | -- |
| 09/05/2025 09/05/25 | Price Changed | $419,900 | -1.2% | $262 / Sq Ft |
| 06/27/2025 06/27/25 | Price Changed | $424,900 | -2.3% | $265 / Sq Ft |
| 02/28/2025 02/28/25 | For Sale | $434,900 | -- | $271 / Sq Ft |
Source: NorthstarMLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $158 | $387,200 | $60,000 | $327,200 |
| 2025 | $268 | $15,000 | $15,000 | $0 |
| 2024 | $262 | $15,000 | $15,000 | $0 |
| 2023 | $276 | $15,000 | $15,000 | $0 |
| 2022 | $298 | $15,000 | $15,000 | $0 |
| 2021 | $300 | $15,000 | $15,000 | $0 |
| 2018 | $322 | $15,000 | $15,000 | $0 |
| 2017 | $322 | $15,000 | $15,000 | $0 |
| 2016 | $326 | $15,000 | $15,000 | $0 |
| 2015 | $340 | $15,000 | $15,000 | $0 |
| 2014 | -- | $15,000 | $15,000 | $0 |
| 2013 | -- | $15,000 | $15,000 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Christopher Fritch
-
Carly Beach
C
Seller Co-Listing Agent in 2025
Carly Beach
eXp Realty
(651) 285-7896
37 Total Sales
-
Tracy Hadler
Buyer's Agent in 2025
Tracy Hadler
Central MN Realty LLC
(320) 282-2998
28 Total Sales
Map
Source: NorthstarMLS
MLS Number: 6677530
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of NorthstarMLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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