$412,000
OPEN SAT 12PM - 2PM NEW CONSTRUCTION

981 45th Ave NE St. Cloud, MN 56304

Estimated payment $2,327/month

4 Beds
3.5 Baths
2,545 Sq Ft
$162 Price per Sq Ft

Highlights

  • New Construction
  • Stainless Steel Appliances
  • 2 Car Attached Garage
  • Breakfast Area or Nook
  • The kitchen features windows
  • Laundry Room

About This Home

Stunning New Construction with Finished Walk-Out Lower Level
Welcome to this impeccably designed 4-bedroom, 3.5-bathroom two-story home, where modern elegance meets functional living. The expansive main floor welcomes you with a grand foyer that flows seamlessly into a bright, open-concept living and dining area—perfect for hosting large gatherings. The gourmet kitchen is a true centerpiece, featuring crisp white cabinetry, gleaming quartz countertops, and premium finishes that will delight any home chef.
Retreat to the upper level, where luxury awaits in the oversized primary suite. The sophisticated tray vault ceiling adds architectural interest, while the spa-like primary bath features a large walk-in shower and a spacious walk-in closet. Two additional well-appointed bedrooms and a full bath complete the top floor.
The finished walk-out lower level significantly expands your living space, offering a massive family room that leads directly to the backyard. This level also includes a private 4th bedroom and a full bathroom, making it an ideal setup for guests, a teen suite, or a quiet home office.
Combining high-end finishes with a thoughtful layout, this home is ready for you to move in and enjoy!

Listing Agent

Rebecca Nielsen

RE/MAX Results Listed on: 05/01/2026

RE/MAX Results

Open House Schedule

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $300

Year Built

  • Built in 2026 | New Construction

HOA Fees

  • $118 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Guest Parking

Home Design

  • Frame Construction
  • Block Exterior
  • Vinyl Siding

Interior Spaces

  • 2-Story Property
  • Chandelier
  • Dining Room
  • Open Floorplan

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Breakfast Bar
  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal
  • The kitchen features windows

Bedrooms and Bathrooms

  • 4 Bedrooms

Laundry

  • Laundry Room
  • Laundry on upper level
  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Drainage System
  • Sump Pump
  • Block Basement Construction
  • Natural lighting in basement

Eco-Friendly Details

  • Air Exchanger

Utilities

  • Forced Air Heating and Cooling System
  • 100 Amp Service
  • Electric Water Heater

Community Details

  • Association fees include lawn care, snow removal
  • Whispering Meadows HOA, Phone Number (763) 228-3446
  • Built by BML BUILDERS INC
  • Whispering Meadows Community
  • Whispering Meadows Subdivision

Listing and Financial Details

  • Property Available on 5/1/26
  • Assessor Parcel Number 170249100

Home Details

Home Type

Single Family

Est. Annual Taxes

$300

Year Built

Built in 2026 | New Construction

Lot Details

6,098 Sq Ft Lot

HOA Fees

$118 per month

Parking

2

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family
  • Cooling System: Central Air
  • Outside Features: Vinyl
  • Garage Spaces: 2
  • Accessibility Features: None
  • Water Source: City Water/Connected
  • Fee Frequency: Monthly
  • Year Built: 2026
  • Above Grade Finished Sq Ft: 1720
  • Unit Levels: Two
  • New Construction: Yes
  • FractionalOwnershipYN: No
  • Special Features: 3
  • Property Sub Type: Detached

Interior Features

  • Basement: Block, Daylight/Lookout Windows, Drainage System, Finished, Sump Basket, Sump Pump, Walkout
  • Appliances: Air-To-Air Exchanger, Chandelier, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
  • Living Area: 2545
  • Fireplace: No
  • Below Grade Finished Sq Ft: 825
  • Basement YN: Yes

Beds/Baths

  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Three Quarter Bathrooms: 2

Exterior Features

  • Roof: Age 8 Years or Less, Asphalt
  • PoolFeatures: None
  • Fencing: None
  • Foundation Details: Block

Garage/Parking

  • Parking Features: Attached Garage, Concrete, Guest Parking

Utilities

  • Heating: Forced Air
  • Sewer: City Sewer/Connected
  • LaundryFeatures: Laundry Room, Upper Level
  • Electric: Circuit Breakers, 100 Amp Service
  • Fuel: Electric, Natural Gas
  • Power Company: East Central Energy

Condo/Co-op/Association

  • HOA Fee Includes: Lawn Care, Snow Removal
  • Phone: 7632283446
  • Association Fee: 118
  • Association: Yes
  • Amenities Unit: Ceiling Fan(s), Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Natural Woodwork, Paneled Doors, In-Ground Sprinkler, Washer/Dryer Hookup, Walk-In Closet
  • Community Name: Whispering Meadows

Association/Amenities

  • HOA Management Co: Whispering Meadows HOA

Schools

  • Junior High Dist: Sauk Rapids-Rice
  • SchoolDistrictPhone: 3202534703

Lot Info

  • PropertyAttachedYN: No
  • Lot Size: 6119
  • Land Lease: No
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: No
  • Builder License: 1301
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Block, Frame

Rental Info

  • Available Date: 2026-05-01

Tax Info

  • Tax Year: 2026
  • Assessor Parcel Number: 170249100
  • Tax Annual Amount: 300
  • TaxWithAssessments: 300

Map

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Property History

Date Event Price List to Sale Price per Sq Ft
05/01/2026 05/01/26 For Sale $412,000 -- $162 / Sq Ft
Source: NorthstarMLS

Source: NorthstarMLS

MLS Number: 7065907

NorthstarMLS
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