$899,999
$95K PRICE DROP

4697 E Elmer Girtz Dr Monticello, IN 47960

Estimated payment $5,145/month

Total Views 3,821
5 Beds
3 Baths
3,588 Sq Ft
$251 Price per Sq Ft

Highlights

  • 75 Feet of Waterfront
  • Lake Property
  • Traditional Architecture
  • Primary Bedroom Suite
  • Cathedral Ceiling
  • Solid Surface Countertops

About This Home

This stunning, nearly new, one-and-a-half-story modern farmhouse offers an abundance of natural light with the stunning waterfront windows and vaulted ceiling. Offering cozy ambiance with a fireplace and fabulous lakefront views from the great room, kitchen, family room, and the lakeside bedrooms. Custom-built, with luxury and functionality, the details were well planned. Just two years young, with a wonderful outdoor living space - a deck that spans beyond the width of the home, a permanent double waverunner lift that is currently used as a swim and sun pier, a covered boat lift, and a steel seawall. It's all fresh and new, just waiting for a new family to begin living the lake life! Can’t move in right away? This meticulous seller will consider a rent-back while they build their next home! A win-win for all!

Listing Agent

Christine Thayer

REAL ESTATE NETWORK L.L.C Brokerage Phone: 574-870-1354 Listed on: 08/02/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,349

Year Built

  • Built in 2023

Lot Details

  • 9,148 Sq Ft Lot
  • Lot Dimensions are 75x120
  • 75 Feet of Waterfront
  • Lake Front

Parking

  • 2.5 Car Attached Garage
  • Driveway

Home Design

  • Traditional Architecture
  • Shingle Roof
  • Vinyl Construction Material

Interior Spaces

  • 3,588 Sq Ft Home
  • 1.5-Story Property
  • Cathedral Ceiling
  • Gas Log Fireplace
  • Living Room with Fireplace
  • Crawl Space
  • Solid Surface Countertops
  • Laundry on main level

Flooring

  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Primary Bedroom Suite

Outdoor Features

  • Waterski or Wakeboard
  • Seawall
  • Lake Property
  • Lake, Pond or Stream
  • Covered Patio or Porch

Schools

  • North White Primary Elementary School
  • North White Jr/Sr Middle School
  • North White Jr/Sr High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Private Company Owned Well
  • Well

Community Details

  • Elmer Girtz Subdivision

Listing and Financial Details

  • Assessor Parcel Number 91-83-32-000-010.100-010

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,349

Year Built

Built in 2023

Lot Details

0

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Waterfront: Yes
  • Year Built: 2023
  • Age: 2
  • Style: One and Half Story
  • Architectural Style: Traditional
  • Total Number of Rooms: 12
  • Bedrooms: 5
  • Number Above Grade Bedrooms: 5
  • Total Bathrooms: 3
  • Total Full Bathrooms: 3
  • Legal Description: ELMER GIRTZ CAMP LOT 21 & 25' OF EVEN WIDTH OFF E/S LOT 20
  • Parcel Number ID: 91-83-32-000-010.100-010
  • Platted: Yes
  • Amenities: Ceiling-9+, Ceiling-Cathedral, Countertops-Solid Surf, Deck Open, Porch Covered, Main Level Bedroom Suite, Main Floor Laundry
  • Location: Lake
  • Year Taxes Payable: 2025
  • Special Features: NewHome
  • Stories: 1

Interior Features

  • Total Sq Ft: 3588
  • Total Finished Sq Ft: 3588
  • Above Grade Finished Sq Ft: 3588
  • Price Per Sq Ft: 250.84
  • Basement Foundation: Crawl
  • Number Of Fireplaces: 1
  • Fireplace: Living/Great Rm, Gas Log
  • Fireplace: Yes
  • Flooring: Carpet, Laminate
  • Living Great Room: Dimensions: 21x17, On Level: Main
  • Kitchen: Dimensions: 12x12, On Level: Main
  • Dining Room: Dimensions: 11x11, On Level: Main
  • Family Room: Dimensions: 21x13, On Level: Main
  • Recreation Room: Dimensions: 13x12, On Level: Upper
  • Extra Room: Mud Room, Dimensions: 9x8, On Level: Main
  • Bedroom 1: Dimensions: 17x14, On Level: Main
  • Bedroom 2: Dimensions: 12x11, On Level: Main
  • Bedroom 3: Dimensions: 17x13, On Level: Upper
  • Bedroom 4: Dimensions: 15x12, On Level: Upper
  • Bedroom 5: Dimensions: 14x10, On Level: Upper
  • Number of Main Level Full Bathrooms: 2

Exterior Features

  • Exterior: Vinyl
  • Roof Material: Shingle
  • Outbuilding1: None
  • Lake Type: Ski Lake
  • Sea Wall Type: Steel
  • Water Frontage: 75
  • Water Name: Lake Shafer

Garage/Parking

  • Driveway: Concrete
  • Garage Type: Attached
  • Garage Number Of Cars: 2.5
  • Garage Size: Dimensions: 24x28
  • Garage Sq Ft: 672
  • Garage: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Gas, Forced Air
  • Water Utilities: Well
  • Electric Company: REMC
  • Gas Company: NIPSCO
  • Laundry: Dimensions: Mainx7, On Level: 9
  • Water Type: Lake
  • Well Type: Private

Schools

  • School District: North White School Corp.
  • Elementary School: North White Primary
  • Middle School: North White Jr/Sr
  • High School: North White Jr/Sr
  • Elementary School: North White Primary

Lot Info

  • Lot Description: Waterfront
  • Lot Dimensions: 75X120
  • Estimated Lot Sq Ft: 9148
  • Estimated Lot Size Acres: 0.21
  • Lot Number: 2125

Tax Info

  • Annual Taxes: 3348.92
  • Exemptions: Homestead

Multi Family

  • Water Access: Lakefront

MLS Schools

  • High School: North White Jr/Sr
  • Middle School: North White Jr/Sr
  • School District: North White School Corp.

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,349 $734,700 $121,500 $613,200
2023 $1,056 $121,500 $121,500 $0
2022 $580 $58,100 $54,000 $4,100
2021 $775 $75,600 $72,000 $3,600
2020 $750 $66,900 $63,000 $3,900
2019 $648 $60,600 $56,700 $3,900
2018 $636 $60,800 $56,700 $4,100
2017 $421 $60,700 $56,700 $4,000
2016 $387 $60,700 $56,700 $4,000
2014 $684 $73,400 $69,400 $4,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/26/2025 08/26/25 Price Changed $899,999 -5.3% $251 / Sq Ft
08/12/2025 08/12/25 Price Changed $949,900 -4.5% $265 / Sq Ft
08/02/2025 08/02/25 For Sale $995,000 -- $277 / Sq Ft
Source: Indiana Regional MLS

Purchase History

Date Type Sale Price Title Company
Corporate Deed $749,600 Metropolitan Title Company
Source: Public Records

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Source: Indiana Regional MLS

MLS Number: 202530550

Indiana Regional MLS

APN: 91-83-32-000-010.100-010