$490,000
SOLD MAR 28, 2025
2 Beds
2.5 Baths
2,321 Sq Ft
$369/mo HOA Fee

Recently Sold

$211 Per Sq Ft

2% Below List Price

13 Days on Market

Highlights

  • Waterfront
  • Open Floorplan
  • Deck
  • Chippewa Elementary School Rated A-
  • Mature Trees
  • Pond

About This Home

As of March 2025

A rare find... Ranch townhome in highly desirable, yet rarely available Keystone Crossing. Prime location with very large corner lot, and spacious deck overlooking the pond lengthwise. This unit had first pick of all the lots in the Keystone Crossing development! Welcoming foyer opens to the large, well-designed, open concept living space with vaulted ceilings and gas fireplace. Enter the private study through French doors. Townhome features large master suite with vaulted ceilings and a spacious 2nd bedroom, both have private full ensuite bathrooms and spacious walk-in closets. There are hardwood floors throughout the main living areas and bedrooms. Very bright unit with many windows and custom window treatments. There is a full unfinished basement with roughed in plumbing for a full bath. Newer furnace, A/C, built in microwave, washer, dryer, and roof.

Last Agent to Sell the Property

Michelle Fudala

Village Realty, Inc. License #475175552 Listed on: 02/28/2025

Village Realty, Inc.

Last Buyer's Agent

Steven Loerop

Village Realty, Inc. License #475128554

Village Realty, Inc.

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $8,531

Year Built

  • Built in 2001

Lot Details

  • Waterfront
  • End Unit
  • Sprinkler System
  • Mature Trees

HOA Fees

  • $369 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Driveway
  • Off-Street Parking
  • Parking Included in Price
  • Unassigned Parking

Home Design

  • Half Duplex
  • Brick Exterior Construction
  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,321 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Ceiling height of 10 feet or more
  • Ceiling Fan
  • Skylights
  • Gas Log Fireplace
  • Blinds
  • Entrance Foyer
  • Family Room with Fireplace
  • Living Room
  • Family or Dining Combination
  • Home Office
  • Storage
  • Wood Flooring
  • Basement Fills Entire Space Under The House

Kitchen

  • Cooktop<<rangeHoodToken>>
  • <<microwave>>
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Potential Bedrooms
  • Walk-In Closet
  • Bathroom on Main Level
  • Dual Sinks
  • <<bathWithWhirlpoolToken>>
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer
  • Sink Near Laundry

Home Security

Outdoor Features

  • Pond
  • Deck
  • Exterior Lighting

Schools

  • A B Shepard High School (Campus

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Lake Michigan Water

Listing and Financial Details

  • Senior Tax Exemptions
  • Homeowner Tax Exemptions

Community Details

Overview

  • Association fees include insurance, exterior maintenance, lawn care, snow removal
  • 2 Units
  • Colby Association, Phone Number (815) 730-1500
  • Property managed by Celtic Property Management

Pet Policy

  • Dogs and Cats Allowed

Additional Features

  • Common Area
  • Storm Screens

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$8,531

Year Built

Built in 2001

Lot Details

0

HOA Fees

$369 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Attached Single
  • Type Attached: 1/2 Duplex,Townhouse-Ranch
  • Ownership: Fee Simple w/ HO Assn.
  • New Construction: No
  • Property Sub-Type: 1/2 Duplex,Townhouse-Ranch
  • Year Built: 2001
  • Age: 21-25 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service,Commuter Bus,Non-Smoking Building
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Townhouses
  • Stories: 1

Interior Features

  • Appliances: Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Cooktop, Oven
  • Basement: Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 2
  • Fireplace Features: Gas Log
  • Fireplaces: 1
  • Interior Amenities: Cathedral Ceiling(s), Skylight(s), Hardwood Floors, First Floor Bedroom, First Floor Laundry, First Floor Full Bath, Laundry Hook-Up in Unit, Storage, Walk-In Closet(s), Ceiling - 10 Foot, Open Floorplan, Drapes/Blinds
  • LivingArea: 2321
  • Room Type: Office, Foyer
  • Stories Total: 1
  • Estimated Total Finished Sq Ft: 0
  • Assessed Sq Ft: 2321
  • Bathroom Amenities: Whirlpool,Separate Shower,Double Sink
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Combined w/ FamRm
  • Total Sq Ft: 0
  • Fireplace Location: Family Room
  • Total Sq Ft: 0
  • Flooring: Hardwood
  • ResoLivingAreaSource: Estimated

Exterior Features

  • ExteriorFeatures: Storms/Screens, End Unit
  • Foundation Details: Concrete Perimeter
  • List Price: 499000
  • Lot Features: Common Grounds, Corner Lot, Pond(s), Mature Trees, Outdoor Lighting, Sidewalks, Streetlights
  • Patio And Porch Features: Deck
  • Roof: Asphalt
  • Waterfront: Yes
  • Exterior Building Type: Brick

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Unassigned, Off Street, Driveway
  • ParkingTotal: 4

Utilities

  • Sewer: Public Sewer, Sewer-Storm
  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Gas Dryer Hookup, In Unit, Sink
  • Water Source: Lake Michigan, Public

Condo/Co-op/Association

  • Pets Allowed: Cats OK, Dogs OK
  • Association Fee: 369
  • Association Amenities: Ceiling Fan, In-Ground Sprinkler System, Skylights
  • Association Fee Frequency: Monthly
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Celtic Property Management
  • Management Contact Name: Colby
  • Management Phone: 815-730-1500
  • ResoAssociationFeeFrequency: Monthly

Fee Information

  • Association Fee Includes: Insurance, Exterior Maintenance, Lawn Care, Snow Removal

Schools

  • High School: A B Shepard High School (Campus
  • Middle/Junior School District: 128

Lot Info

  • Additional Parcels: No
  • Lot Dimensions: 5453
  • Rural (Y/N): N
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Pets Allowed (Y/N): Yes
  • Is Parking Included in Price: Yes
  • Max Pet Weight: 999

Tax Info

  • Tax Annual Amount: 8531
  • Tax Year: 2022
  • Tax Exemptions: Homeowner,Senior

Multi Family

  • Units in Building: 2

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 28, 2025
Closed on
Mar 28, 2025
Sold by
Jeffrey-Busen Susan M and Jeffrey-Busen Jeffrey Karen
Bought by
Schutt Jennifer L and Schutt Richard C
Seller's Agent
Michelle Fudala
Village Realty, Inc.
Buyer's Agent
Steven Loerop
Village Realty, Inc.
List Price
$499,000
Sold Price
$490,000
Premium/Discount to List
-$9,000
-1.8%
Views
29
Current Estimated Value
$494,653

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$4,653
Avg. Annual Appreciation
3.00%

Purchase Details

Closed on
Dec 15, 2003
Sold by
Jeffrey Lucille E and Jeffrey Busen Susan M
Bought by
Jeffrey Busen Susan M and Jeffrey Karen L

Purchase Details

Closed on
Jun 20, 2001
Sold by
First Midwest Trust Company Natl Assn
Bought by
Jeffrey Lucille E and Jeffrey Busen Susan M
Source: Public Records

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $490,000 Old Republic Title
Interfamily Deed Transfer -- --
Deed $355,000 --
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/28/2025 03/28/25 Sold $490,000 -1.8% $211 / Sq Ft
03/13/2025 03/13/25 Pending -- -- --
02/28/2025 02/28/25 For Sale $499,000 -- $215 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $10,605 $41,000 $6,471 $34,529
2023 $8,531 $41,000 $6,471 $34,529
2022 $8,531 $29,783 $5,597 $24,186
2021 $8,201 $29,781 $5,596 $24,185
2020 $8,184 $29,781 $5,596 $24,185
2019 $9,800 $35,755 $4,897 $30,858
2018 $9,275 $35,755 $4,897 $30,858
2017 $10,025 $38,064 $4,897 $33,167
2016 $9,470 $33,104 $4,022 $29,082
2015 $9,203 $33,104 $4,022 $29,082
2014 $9,269 $34,080 $4,022 $30,058
2013 $9,667 $37,941 $4,022 $33,919
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12300665

Midwest Real Estate Data (MRED)

APN: 24-32-302-047-0000