NOT LISTED FOR SALE

470 Ernest Phann Ln Gainesboro, TN 38562

Estimated Value: $199,000 - $222,857

4 Beds
1 Bath
1,458 Sq Ft
$146/Sq Ft Est. Value

Last Sold April 13, 2020

Last sale price $93,850 $64 Per Sq Ft

Est. 126% increase in value since last sale

Current estimated payment $1,178/month

Highlights

  • Horses Allowed On Property
  • Waterfall on Lot
  • Newly Painted Property
  • RV Access or Parking
  • New Flooring
  • Property is near a spring

About This Home

As of April 2020

Outdoor Paradise! This charming country home is situated on 3.98 unrestricted acres with waterfalls, deer and turkeys. The home has 4 bedrooms with main level master, cozy living room, and a large kitchen with a brand new floor. This home features new windows, a new refrigerator and a new washer/dryer that stays with the home. The 10x12 shed and hot water heater were new in 2016, and a corn stove was installed in 2019.

Last Agent to Sell the Property

Chris Baker

Crye-Leike Realtors Brokerage Phone: 9315206450 License #350943 Listed on: 03/04/2020

Crye-Leike Realtors

Last Buyer's Agent

Chris Baker

Crye-Leike Realtors

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $326

Year Built

  • Built in 1973

Lot Details

  • 3.98 Acre Lot
  • Landscaped with Trees
  • Garden

Parking

  • RV Access or Parking

Home Design

  • Newly Painted Property
  • Frame Construction
  • Metal Roof
  • Vinyl Siding

Interior Spaces

  • 1,458 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Fireplace
  • New Flooring
  • Fire and Smoke Detector
  • Unfinished Basement

Kitchen

  • Electric Oven
  • Electric Range
  • Range Hood
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 1 Full Bathroom

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Property is near a spring
  • Waterfall on Lot

Horse Facilities and Amenities

  • Horses Allowed On Property

Utilities

  • Cooling Available
  • Heating System Uses Propane
  • Propane
  • Electric Water Heater
  • Septic Tank

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 13

Home Details

Home Type

Single Family

Est. Annual Taxes

$326

Year Built

Built in 1973

Lot Details

0

Listing Details

  • Attribution Contact: 9315206450
  • Directions: Head North on S Main Street. Turn Right onto E Hul Ave. Turn left onto TN-53N/ TN 56-N go 2 miles, Turn right onto TN 85-E go 3 miles. Turn left onto Harmony Road for .3 miles. Turn right onto Ernest Phann go .7 miles. Home is off the road on the right.
  • Unit Levels: Two
  • Prop. Type: Residential
  • Year Built: 1973
  • Property Sub Type: Site Built w/Acreage
  • Horses: Yes
  • Lot Size Acres: 3.98
  • Lot Size: see ac
  • Road Surface Type: Paved
  • Subdivision Name: None
  • Carport Y N: No
  • Garage Yn: No
  • Special Features: None

Interior Features

  • Appliances: Electric Water Heater, Dishwasher, Electric Range, Washer, Dryer, Refrigerator, Range Hood, Electric Oven
  • Has Basement: Unfinished
  • Flooring: New Floor Covering, Vinyl, Carpet
  • Interior Amenities: New Paint, Ceiling Fan(s)
  • Full Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace: Yes
  • Living Area: 1458

Exterior Features

  • Exterior Features: Horses Allowed, Garden
  • Roof: Metal
  • Lot Features: Trees, Waterfall
  • Waterfront Features: Spring
  • Disclosures: Lead Paint Disclosure
  • Construction Type: Frame, Vinyl Siding

Garage/Parking

  • Attached Garage: No
  • Parking Features: RV Access/Parking, None

Utilities

  • Electric: Circuit Breakers, UCEM
  • Heating: Electric, Propane
  • Sewer: Septic Tank
  • Gas Company: -
  • Laundry Features: Main Level
  • Security: Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Propane
  • Water Source: Public, Jackson Co Utility

Condo/Co-op/Association

  • Association: No

Lot Info

  • Lot Size Sq Ft: 173368.8
  • Farm Land Area Units: Square Feet
  • Parcel #: 13
  • Irrigation Water Rights: No

Tax Info

  • Tax Annual Amount: 326.43
  • Tax Book Number: 81
  • Tax Map Number: 034

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 4, 2020
Closed on
Apr 13, 2020
Sold by
Little Howard A and Little Irene
Bought by
Reed Ashley E
Seller's Agent
Chris Baker
Crye-Leike Realtors
Buyer's Agent
Chris Baker
Crye-Leike Realtors
Sold Price
$93,850
Current Estimated Value
$212,214

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$118,364
Avg. Annual Appreciation
16.02%
Original Mortgage
$94,797
Outstanding Balance
$83,658
Interest Rate
3.2%
Mortgage Type
New Conventional
Estimated Equity
$128,556

Purchase Details

Closed on
Aug 19, 2019
Sold by
Little Howard A and Little Irene
Bought by
Welty Phillip P

Purchase Details

Listed on
Oct 7, 2015
Closed on
Jun 6, 2016
Sold by
Smith Patricia A
Bought by
Little Howard A and Little Irene
Seller's Agent
Vickie Loftis
American Way Real Estate
Buyer's Agent
Vickie Loftis
American Way Real Estate
Sold Price
$63,200

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.83%
Original Mortgage
$64,558
Interest Rate
3.61%
Mortgage Type
VA

Purchase Details

Closed on
Jan 30, 1979
Bought by
Smith Patricia A
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Reed Ashley E $93,850 None Available
Welty Phillip P -- None Available
Little Howard A $63,200 --
Smith Patricia A -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Reed Ashley E $94,797
Previous Owner Little Howard A $64,558
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/13/2020 04/13/20 Sold $93,850 +48.5% $64 / Sq Ft
06/06/2016 06/06/16 Sold $63,200 0.0% $29 / Sq Ft View Prior Sale
01/01/1970 01/01/70 Off Market $63,200 -- --
01/01/1970 01/01/70 Off Market $93,850 -- --
Source: Upper Cumberland Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $592 $23,200 $4,175 $19,025
2023 $592 $23,200 $4,175 $19,025
2022 $522 $23,200 $4,175 $19,025
2021 $522 $23,200 $4,175 $19,025
2020 $326 $23,200 $4,175 $19,025
2019 $342 $11,700 $3,725 $7,975
2018 $342 $12,250 $4,275 $7,975
2017 $342 $12,250 $4,275 $7,975
2016 $341 $12,250 $4,275 $7,975
2015 $348 $12,200 $4,225 $7,975
2014 $358 $12,575 $3,600 $8,975
Source: Public Records

Agents Affiliated with this Home

  • C

    Seller's Agent in 2020

    Chris Baker

    Crye-Leike Realtors

    (931) 319-0755

    12 Total Sales

    Chris Baker
    Section Image

  • D

    Buyer Co-Listing Agent in 2020

    Dallas Edwards

    The Realty Firm

  • Vickie Loftis

    Seller's Agent in 2016

    Vickie Loftis

    American Way Real Estate

    (931) 510-4143

    437 Total Sales

    Vickie Loftis
    Section Image
  • Amanda Wiegand-Selby

    Buyer Co-Listing Agent in 2016

    Amanda Wiegand-Selby

    The Realty Firm

    (931) 267-1310

    206 Total Sales

    Amanda Wiegand-Selby
    Section Image
See All Agents

Map

Source: Upper Cumberland Association of REALTORS®

MLS Number: 196498

Upper Cumberland Association of REALTORS®

APN: 034-013.00

Tennessee Jackson County Gainesboro 38562

470 Ernest Phann Ln, Gainesboro, TN

This home is located at 470 Ernest Phann Ln, Gainesboro, TN 38562 since 04 March 2020 and is currently estimated at $212,214, approximately $145 per square foot. This property was built in 1973. 470 Ernest Phann Ln is a home located in Jackson County with nearby schools including Jackson County High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Upper Cumberland Association of REALTORS® Copyright 2025 Upper Cumberland Board of Realtors. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes from Upper Cumberland Board of Realtors.
Some or all of the listings displayed may not belong to the firm whose website is being visited.

Nearby Homes