$1,025,000
SOLD SEP 7, 2023

470 Swift Creek Cove Clover, SC 29710

5 Beds
4.5 Baths
5,493 Sq Ft
1.37 Acres

Recently Sold

$187 Per Sq Ft

2% Below List Price

3 Days on Market

Highlights

  • Whirlpool in Pool
  • Open Floorplan
  • Wooded Lot
  • Crowders Creek Elementary School Rated A
  • Deck
  • Cathedral Ceiling

About This Home

As of September 2023

Did you miss out on a 3% interest rate? Well here is your chance to correct that! This immaculate home not only comes with beautiful updates, high ceilings, a private cul-de-sac lot on over an acre, a movie theater room, an expansive basement with its own arcade, but it also has an assumable VA loan for 2.875% (call list agent for more information)!!! This home shows like a model and the seller has put in gorgeous touches throughout the home with stunning fixtures, smart home technology and a pride of ownership you'll see when you enter. Note: Basement HVAC was permitted and plumbing was done by a licensed plumber. Electrical work was done to code and for a fun party trick you can even say "Alexa turn off the arcade" or "Alexa turn on the arcade", check it out when you are down there. However, finished basement was not fully permitted.

Last Agent to Sell the Property

Andrew Rosen

COMPASS License #274498 Listed on: 07/14/2023

COMPASS

Last Buyer's Agent

Heather Rains

Rains Realty Carolinas LLC License #218120

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,520

Year Built

  • Built in 2009

Lot Details

  • Cul-De-Sac
  • Back Yard Fenced
  • Wooded Lot
  • Property is zoned RD-II

HOA Fees

  • $83 Monthly HOA Fees

Parking

  • 3 Car Attached Garage

Home Design

  • Four Sided Brick Exterior Elevation

Interior Spaces

  • 2-Story Property
  • Open Floorplan
  • Built-In Features
  • Cathedral Ceiling
  • Ceiling Fan
  • French Doors
  • Entrance Foyer
  • Great Room with Fireplace
  • Screened Porch
  • Laundry Room

Kitchen

  • Breakfast Bar
  • Built-In Oven
  • Gas Cooktop
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • Split Bedroom Floorplan
  • Walk-In Closet

Partially Finished Basement

  • Walk-Out Basement
  • Exterior Basement Entry
  • Workshop
  • Stubbed For A Bathroom
  • Basement Storage
  • Natural lighting in basement

Accessible Home Design

  • More Than Two Accessible Exits

Outdoor Features

  • Whirlpool in Pool
  • Deck
  • Fireplace in Patio
  • Patio

Schools

  • Crowders Creek Elementary School
  • Oakridge Middle School
  • Clover High School

Utilities

  • Forced Air Heating and Cooling System
  • Gas Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 556-02-01-008

Community Details

Overview

  • The Retreat At Sunset Ridge Subdivision
  • Mandatory home owners association

Recreation

  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,520

Year Built

Built in 2009

Lot Details

0

HOA Fees

$83 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 2009
  • Special Assessment Description: N/A
  • Proposed Special Assessment Desc: N/A
  • Road Surface Type: Concrete
  • Unit Levels: Two
  • ResoPropertyType: Residential
  • Ratio CurrentPrice/TotalPropertyHLA: 186.60
  • Geocode Confidence: Medium
  • Special Features: None

Interior Features

  • Foundation Details: Basement
  • Fireplace: Yes
  • Flooring: Carpet, Tile, Wood
  • Interior Amenities: Breakfast Bar, Built-in Features, Cathedral Ceiling(s), Entrance Foyer, Open Floorplan, Pantry, Split Bedroom, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s), Walk-In Pantry, Whirlpool
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 2497
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Basement: 818
  • Sq Ft Unheated Total: 818
  • Sq Ft Upper: 1272
  • Appliances: Dishwasher, Disposal, Gas Cooktop, Gas Water Heater, Microwave, Wall Oven
  • Above Grade Finished Sq Ft: 3769
  • Accessibility Features: Two or More Access Exits
  • Has Basement: Basement Shop, Bath/Stubbed, Daylight, Exterior Entry, Partially Finished, Storage Space, Walk-Out Access
  • Basement YN: Yes
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Total Bedrooms: 5
  • Below Grade Sq Ft: 1724
  • Door Features: French Doors
  • Fireplace Features: Gas Log, Great Room, Porch
  • Living Area: 5493
  • Bedroom Main: 2
  • Room Count: 18
  • Bedroom Basement: 1

Exterior Features

  • New Construction: No
  • Construction Type: Site Built
  • Fencing: Back Yard
  • Construction Type: Brick Full
  • Patio And Porch Features: Deck, Patio, Screened

Garage/Parking

  • Main Level Garage YN: 1
  • Carport Y N: No
  • Garage Spaces: 3
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Attached Garage, Garage Faces Side

Utilities

  • Heating: Forced Air
  • Sewer: County Sewer
  • Laundry Features: Laundry Room, Main Level
  • Cooling: Ceiling Fan(s), Central Air
  • Utilities: Cable Available, Gas
  • Water Source: County Water

Condo/Co-op/Association

  • Community Features: Outdoor Pool
  • Association Fee: 990
  • Association Fee Frequency: Annually
  • Hoa Subject To Dues: Mandatory
  • Senior Community: No
  • ResoAssociationFeeFrequency: Annually

Association/Amenities

  • Association Annual Expense: 990.00

Schools

  • Middle Or Junior School: Oakridge
  • HOA Subject To: Required

Lot Info

  • Lot Features: Cul-De-Sac, Wooded, Views
  • Lot Size Area: 1.37
  • Lot Size Units: Acres
  • Parcel Number: 556-02-01-008
  • ResoLotSizeUnits: Acres
  • Zoning Specification: RD-II

Green Features

  • Green Verification Count: 0

MLS Schools

  • Elementary School: Crowders Creek
  • High School: Clover

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 14, 2023
Closed on
Sep 7, 2023
Sold by
Mccarthy Justin and Mccarthy Jennifer
Bought by
Castaneda Julio and Delgado Sandra
Seller's Agent
Andrew Rosen
COMPASS
Buyer's Agent
Heather Rains
Rains Realty Carolinas LLC
List Price
$1,050,000
Sold Price
$1,025,000
Premium/Discount to List
-$25,000
-2.38%
Views
75
Current Estimated Value
$1,000,623

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$24,377
Avg. Annual Appreciation
-1.27%
Original Mortgage
$630,000
Outstanding Balance
$619,277
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$381,346

Purchase Details

Listed on
Mar 25, 2020
Closed on
Jun 19, 2020
Sold by
Vanwie Joseph J and Vanwie Van Wie
Bought by
Mccarthy Justin and Mccarthy Jennifer
Seller's Agent
Stephen Cooley
Stephen Cooley Real Estate
Buyer's Agent
Matthew VanHoughton Sr.
Carolinas Dynamic Realty
List Price
$599,900
Sold Price
$570,000
Premium/Discount to List
-$29,900
-4.98%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
19.99%
Original Mortgage
$570,000
Interest Rate
3%
Mortgage Type
VA

Purchase Details

Closed on
Apr 28, 2016
Sold by
Stone Ronnie D and Stone Jenet P
Bought by
Wie Joseph J Van and Wie Audra J Van

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$503,405
Interest Rate
3.5%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Dec 22, 2010
Sold by
Stanek Duane J and Stanek Sandra R
Bought by
Stone Janet P and Stone Ronnie D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$372,000
Interest Rate
4.4%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 29, 2007
Sold by
Pinewood Of Lake Wylie Llc
Bought by
Stanek Duane J and Stanek Sandra R
Source: Public Records

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $1,025,000 None Listed On Document
Deed $570,000 None Available
Deed $529,000 None Available
Deed $465,000 --
Deed $110,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $630,000 New Conventional
Previous Owner $570,000 VA
Previous Owner $503,405 Adjustable Rate Mortgage/ARM
Previous Owner $363,350 New Conventional
Previous Owner $372,000 New Conventional
Previous Owner $95,200 Unknown
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/07/2023 09/07/23 Sold $1,025,000 -2.4% $187 / Sq Ft
07/18/2023 07/18/23 Pending -- -- --
07/14/2023 07/14/23 For Sale $1,050,000 +84.2% $191 / Sq Ft
06/19/2020 06/19/20 Sold $570,000 -3.4% $154 / Sq Ft
05/15/2020 05/15/20 Pending -- -- --
05/05/2020 05/05/20 Price Changed $589,900 -1.7% $159 / Sq Ft
03/25/2020 03/25/20 For Sale $599,900 -- $162 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,520 $39,063 $3,400 $35,663
2023 $2,404 $0 $0 $0
2022 $2,708 $0 $0 $0
2021 -- $0 $0 $0
2020 $2,708 $23,920 $0 $0
2019 $2,569 $20,800 $0 $0
2018 $2,581 $20,800 $0 $0
2017 $2,404 $20,800 $0 $0
2016 $2,102 $19,300 $0 $0
2014 $2,104 $21,228 $2,600 $18,628
2013 $2,104 $18,460 $2,600 $15,860
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4046794

Canopy MLS (Canopy Realtor® Association)

APN: 5560201008