$603,000
SOLD MAR 5, 2025
4 Beds
4 Baths
2,546 Sq Ft
10,019 Sq Ft Lot

Recently Sold

$237 Per Sq Ft

2% Below List Price

6 Days on Market

Highlights

  • Landscaped Professionally
  • Deck
  • Traditional Architecture
  • Oliver Julian Kendall Elementary School Rated A+
  • Recreation Room
  • Whirlpool Bathtub

About This Home

As of March 2025

Welcome to this exquisite 4-bedroom, home, where elegance and comfort blend seamlessly. Situated in a peaceful neighborhood, this residence offers ample space and luxurious amenities for modern living. As you enter, you'll be greeted by a grand foyer leading to a spacious living room filled with natural light. The open-concept design connects the living room to a gourmet kitchen, complete with top-of-the-line stainless steel appliances, center island perfect for entertaining. Adjacent to the kitchen, the family room features a cozy fireplace and large windows that provide stunning views of the beautifully landscaped backyard. A formal dining room offers the ideal setting for hosting dinner parties or family gatherings. The first floor also includes a room that can serve as a guest suite or home office. Upstairs, the luxurious master suite boasts a private retreat with a spa-like bathroom featuring a soaking tub, separate shower, dual vanities, and a spacious walk-in closet. Generously sized bedrooms ensure plenty of space for family and guests. A finished basement adds even more living space, with a media room, exercise area, and ample storage options. Outside, the large backyard is a true oasis, complete with a patio area for outdoor dining and a lush lawn for recreation.

Last Agent to Sell the Property

Halina Zdanowski

LPT Realty License #471018308 Listed on: 01/23/2025

LPT Realty

Last Buyer's Agent

Calvin Wilson

eXp Realty License #475208062

eXp Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $12,280

Year Built

  • Built in 1996

Lot Details

  • Lot Dimensions are 137x72x134x89
  • Fenced Yard
  • Landscaped Professionally

HOA Fees

  • $26 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Space is Owned

Home Design

  • Traditional Architecture
  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,546 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Skylights
  • Gas Log Fireplace
  • Family Room with Fireplace
  • Living Room
  • Formal Dining Room
  • Den
  • Recreation Room
  • Unfinished Attic
  • Laundry Room

Kitchen

  • Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Dual Sinks
  • Whirlpool Bathtub
  • Separate Shower

Finished Basement

  • Partial Basement
  • Sump Pump
  • Finished Basement Bathroom
  • Crawl Space

Outdoor Features

  • Deck

Schools

  • Kendall Elementary School
  • Crone Middle School
  • Neuqua Valley High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

  • Association fees include insurance
  • Service@Ciramail.Com Association, Phone Number (855) 877-2472
  • Saddle Creek Subdivision
  • Property managed by Saddle Creek Home Owners Association

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$12,280

Year Built

Built in 1996

Lot Details

0

HOA Fees

$26 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • ArchitecturalStyle: Traditional
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Saddle Creek
  • Year Built: 1996
  • Age: 26-30 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: Closed
  • ResoPropertyType: Residential
  • SomePhotosVirtuallyStaged: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Humidifier
  • Basement: Partial
  • Full Bathrooms: 2
  • Half Bathrooms: 2
  • Total Bathrooms: 4
  • Total Bedrooms: 4
  • Fireplace Features: Gas Log, Gas Starter
  • Fireplaces: 1
  • Interior Amenities: Cathedral Ceiling(s), Skylight(s)
  • LivingArea: 2546
  • Other Equipment: Ceiling Fan(s), Sump Pump
  • Room Type: Den, Recreation Room
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Finished,Crawl
  • Bathroom Amenities: Whirlpool,Separate Shower,Double Sink
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Fireplace Location: Family Room
  • Total Sq Ft: 0
  • Attic: Unfinished
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Foundation Details: Concrete Perimeter
  • Lot Features: Fenced Yard, Landscaped
  • Patio And Porch Features: Deck
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Brick,Cedar

Garage/Parking

  • Garage Spaces: 2
  • ParkingTotal: 2
  • Driveway: Asphalt
  • Garage Details: Garage Door Opener(s),Transmitter(s)
  • Garage On-Site: No
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Natural Gas, Forced Air
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 310
  • Association Fee Frequency: Annually
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Saddle Creek Home Owners Association
  • Management Contact Name: service@ciramail.com
  • Management Phone: 855-877-2472
  • ResoAssociationFeeFrequency: Annually

Fee Information

  • Association Fee Includes: Insurance

Schools

  • Elementary School: Kendall Elementary School
  • High School: Neuqua Valley High School
  • Middle/Junior School: Crone Middle School

Lot Info

  • Additional Parcels: No
  • Lot Dimensions: 137X72X134X89
  • Lot Size: .25-.49 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10

Tax Info

  • Tax Annual Amount: 12280
  • Tax Year: 2023
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 23, 2025
Closed on
Mar 4, 2025
Sold by
Hpa Borrower 2018-1 Ml Llc
Bought by
Mikin Michelle and Bross Nils
Seller's Agent
Halina Zdanowski
LPT Realty
Buyer's Agent
Calvin Wilson
eXp Realty
List Price
$614,900
Sold Price
$603,000
Premium/Discount to List
-$11,900
-1.94%
Views
146
Current Estimated Value
$624,748

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$21,748
Avg. Annual Appreciation
4.11%
Original Mortgage
$572,850
Outstanding Balance
$569,986
Interest Rate
6.99%
Mortgage Type
New Conventional
Estimated Equity
$54,762

Purchase Details

Closed on
Sep 27, 2018
Sold by
Hp Illinois Llc
Bought by
Hpa Borrower 2018-1 Ml Llc

Purchase Details

Listed on
May 29, 2018
Closed on
Jul 5, 2018
Sold by
Foster Robert H and Foster Stephanie P
Bought by
The Grantee Hp Illinois I Llc
Seller's Agent
Keith Dickerson
Y Realty
Buyer's Agent
Brian O'Dea
Mon Ami Residential
List Price
$450,000
Sold Price
$440,000
Premium/Discount to List
-$10,000
-2.22%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.76%

Purchase Details

Closed on
Jun 13, 2007
Sold by
Murphy Patrick J and Murphy Kristin G
Bought by
Foster Robert H and Foster Stephanie P

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$348,000
Interest Rate
6.26%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Aug 18, 2000
Sold by
Hayes John H and Hayes Gina R
Bought by
Murphy Patrick J and Murphy Kristin G

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$252,000
Interest Rate
8.12%

Purchase Details

Closed on
Jun 27, 1996
Sold by
Stembridge Builders Inc
Bought by
Hayes John H and Hayes Gina R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$207,000
Interest Rate
8.09%
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $603,000 None Listed On Document
Special Warranty Deed -- Stewart Title Guaranty Co
Warranty Deed $440,000 Attorney
Warranty Deed $435,000 First American Title
Warranty Deed $327,500 --
Warranty Deed $232,500 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $572,850 New Conventional
Previous Owner $348,000 Purchase Money Mortgage
Previous Owner $252,000 No Value Available
Previous Owner $207,000 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/05/2025 03/05/25 Sold $603,000 -1.9% $237 / Sq Ft
01/29/2025 01/29/25 Pending -- -- --
01/23/2025 01/23/25 For Sale $614,900 +39.8% $242 / Sq Ft
07/11/2018 07/11/18 Sold $440,000 -2.2% $169 / Sq Ft View Prior Sale
06/16/2018 06/16/18 Pending -- -- --
05/29/2018 05/29/18 For Sale $450,000 -- $173 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $12,811 $195,592 $44,186 $151,406
2023 $12,280 $172,785 $39,034 $133,751
2022 $10,958 $151,242 $36,925 $114,317
2021 $10,492 $144,040 $35,167 $108,873
2020 $10,299 $141,758 $34,610 $107,148
2019 $10,134 $137,763 $33,635 $104,128
2018 $9,506 $132,897 $32,895 $100,002
2017 $9,956 $137,342 $32,046 $105,296
2016 $9,936 $134,385 $31,356 $103,029
2015 $9,598 $129,216 $30,150 $99,066
2014 $9,598 $120,770 $30,150 $90,620
2013 $9,598 $120,770 $30,150 $90,620
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12276589

Midwest Real Estate Data (MRED)

APN: 07-01-15-403-016