NOT LISTED FOR SALE

4720 Whitewater Ln Crestview, FL 32539

Crestview Area

Estimated Value: $338,340

4 Beds
2 Baths
1,750 Sq Ft
$193/Sq Ft Est. Value

Sale Details

Date Sold: April 26, 2026

Last sale price $350,000 $200 Per Sq Ft

Est. 3% decrease in value since last sale

Current estimated payment $2,074 / mo

129 Days on Market

Highlights

  • No HOA
  • Central Heating and Cooling System
  • East Facing Home
  • Ceramic Tile Flooring
  • 2 Car Garage
  • 1-Story Property

About This Home

As of April 2026

NO BANK NEEDED | SELLER FINANCING | OWNER FINANCING | FOR SALE BY OWNER | FINANCIAMIENTO DISPONIBLE | Spacious 4-Bedroom Ranch with Fenced Yard & No HOA! This one level home situated at 4720 Whitewater Lane, Crestview--perfectly blending comfort, convenience, and smart living. With 4 bedrooms and 2 full baths, this ranch-style residence offers approximately 1,750 sq ft of living space and is ideally positioned on a ~0.24-acre lot in the desirable Sugar Creek subdivision. Located south of I-10 and minutes from military bases, schools, hospitals, and the beach. EasyDwell provides exclusive access to homes without traditional bank financing. Inquire for details and eligibility.

Last Agent to Sell the Property

Dustin Cook

The Keyes Company License #3555802 Listed on: 10/30/2025

The Keyes Company

Last Buyer's Agent

Tina Fingerman

Beaches MLS License #276503012

Beaches MLS

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

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Average Value
Not Available
List Price
Sold Price
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,564

Year Built

  • Built in 1999

Lot Details

  • 10,546 Sq Ft Lot
  • East Facing Home

Parking

  • 2 Car Garage

Interior Spaces

  • 1,750 Sq Ft Home
  • 1-Story Property

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Main Level Bedrooms
  • 2 Full Bathrooms

Utilities

  • Central Heating and Cooling System
  • Water Not Available

Community Details

  • No Home Owners Association
  • Sugar Creek Subdivision

Listing and Financial Details

  • Assessor Parcel Number 333n232555000b0260

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,564

Year Built

Built in 1999

Lot Details

10,546 Sq Ft Lot

Parking

2

Listing Details

  • Prop. Type: Residential
  • Property Sub Type: Single Family Residence
  • Property Sub Type Additional: Single Family Residence
  • Year Built: 1999
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • Pets No Pets Comments: Other Pet Restrictions:n/a
  • DelayedMarketingYN: No
  • Special Features: VirtualTour
  • Stories: 1

Interior Features

  • Interior Amenities: Main Level Primary, None
  • Main Level Bedrooms: 4
  • Furnished: Unfurnished
  • Appliances: Refrigerator
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Flooring: Carpet, Ceramic Tile
  • Living Area: 1750.0
  • Stories: 1

Exterior Features

  • Lot Features: < 1/4 Acre
  • Pool Private: No
  • Waterfront Features: None
  • Waterfront: No
  • Construction Type: Other
  • Direction Faces: East
  • Property Condition: Resale

Garage/Parking

  • Covered Parking Spaces: 2.0
  • Garage Spaces: 2.0
  • Garage Yn: Yes
  • Parking Features: Garage

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Utilities: None

Condo/Co-op/Association

  • Pets Allowed: Yes
  • Senior Community: No
  • Amenities: None
  • Association: No
  • Pets Allowed: Yes

Lot Info

  • Parcel #: 333n232555000b0260
  • Lot Size Acres: 0.24
  • Mobile Dim Units: Feet
  • Zoning: R-1

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 2564.01

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 30, 2024
Closed on
Dec 6, 2024
Sold by
Carnell Julian
Bought by
Seller's Agent
Caleb Drake
Levin Rinke Realty
Buyer's Agent
Aaron Howard
Levin Rinke Realty
List Price
$328,000
Sold Price
$306,300
Premium/Discount to List
-$21,700
-6.62%
Views
15
Current Estimated Value
$338,340

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$32,040
Avg. Annual Appreciation
5.82%

Purchase Details

Closed on
Jun 1, 2022
Sold by
Zigulis Jon J
Bought by
Carnell Julian

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$317,130
Interest Rate
5.11%
Mortgage Type
VA

Purchase Details

Listed on
Aug 2, 2018
Closed on
Sep 28, 2018
Sold by
Burruss Jason L and Burruss Emily
Bought by
Zigulie Jon Joseph
Seller's Agent
Sandra Pearson
Keller Williams Realty Navarre
Buyer's Agent
Tiffany Watts
KELLER WILLIAMS REALTY EMERALD COAST-NAVARRE
List Price
$171,900
Sold Price
$171,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.86%
Original Mortgage
$175,595
Interest Rate
4.5%
Mortgage Type
VA

Purchase Details

Listed on
Jun 15, 2014
Closed on
Oct 13, 2014
Sold by
Thames Marcus P and Thames Tara M
Bought by
Burruss Jason L
Seller's Agent
Michelle Lally
Coldwell Banker Realty
Buyer's Agent
Ed Smith
RE/MAX Coastal Properties
List Price
$154,500
Sold Price
$154,500

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.73%
Original Mortgage
$157,821
Interest Rate
4.17%
Mortgage Type
VA

Purchase Details

Closed on
Feb 26, 2010
Sold by
Scott Riotta M
Bought by
Thames Marcus P and Thames Tara M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$157,532
Interest Rate
5%
Mortgage Type
VA

Purchase Details

Closed on
Jun 4, 2009
Sold by
Scott Geoffrey K and Scott Riotta M
Bought by
Scott Riotta M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$40,000
Interest Rate
5.26%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Feb 15, 2000
Sold by
Whitworth Bldrs Inc
Bought by
Scott Geoffrey K and Scott Riotta M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$99,807
Interest Rate
8.17%
Mortgage Type
VA
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Agents Specializing in Crestview, FL

  • Holly Lovett Real Estate Agent - Better Homes And Gardens Real Estate Main Street Properties

    Holly Lovett

    Better Homes And Gardens Real Estate Main Street Properties

    (850) 407-6485

    16 Total Sales

    1 in Crestview

    $339,000 Price

    Holly Lovett
     Section Image
  • MaryAlyce Outlaw Real Estate Agent - Outlaw Realty

    MaryAlyce Outlaw

    Outlaw Realty

    (334) 542-4149

    140 Total Sales

    1 in Crestview

    $440,000 Price

    MaryAlyce Outlaw
     Section Image
  • Amy Wise Real Estate Agent - Levin Rinke Realty

    Amy Wise

    Levin Rinke Realty

    (850) 750-9282

    133 Total Sales

    5 in Crestview

    $208K - $222K Price Range

    Amy Wise
     Section Image
  • Myles Reeves Real Estate Agent - Better Homes And Gardens Real Estate Main Street Properties

    Myles Reeves

    Better Homes And Gardens Real Estate Main Street Properties

    (850) 935-5030

    94 Total Sales

    2 in Crestview

    $285K - $292K Price Range

    Myles Reeves
     Section Image
  • Judy Griffin Real Estate Agent - Coastal Villages Real Estate

    Judy Griffin

    Coastal Villages Real Estate

    (850) 613-0396

    169 Total Sales

    37 in Crestview

    $150K - $520K Price Range

    Judy Griffin
     Section Image
  • Jess Webb Real Estate Agent - Better Homes And Gardens Real Estate Main Street Properties

    Jess Webb

    Better Homes And Gardens Real Estate Main Street Properties

    (850) 848-3715

    9 Total Sales

    1 in Crestview

    $285,000 Price

    Jess Webb
     Section Image
See All Agents

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$306,300 Amz Title
Carnell Julian $310,000 Old South Land Title
Zigulie Jon Joseph $171,900 Attorney
Burruss Jason L $154,500 None Available
Thames Marcus P $152,500 Stewart Title Company
Scott Riotta M -- None Available
Scott Geoffrey K $96,900 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Previous Owner $317,130
Previous Owner Zigulis Jon Joseph $176,374
Previous Owner Zigulie Jon Joseph $175,595
Previous Owner Burruss Jason L $157,821
Previous Owner Thames Marcus P $157,532
Previous Owner Scott Riotta M $40,000
Previous Owner Scott Geoffrey K $99,500
Previous Owner Scott Geoffrey K $99,807
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/26/2026 04/26/26 Sold $350,000 +14.8% $200 / Sq Ft
02/06/2026 02/06/26 Price Changed $305,000 -1.6% $174 / Sq Ft
01/19/2026 01/19/26 Price Changed $310,000 -1.6% $177 / Sq Ft
11/19/2025 11/19/25 Price Changed $315,000 -1.6% $180 / Sq Ft
10/29/2025 10/29/25 For Sale $320,000 +4.5% $183 / Sq Ft
12/13/2024 12/13/24 Sold $306,300 -6.6% $175 / Sq Ft View Prior Sale
11/12/2024 11/12/24 Pending -- -- --
09/30/2024 09/30/24 For Sale $328,000 +90.8% $187 / Sq Ft
09/28/2018 09/28/18 Sold $171,900 0.0% $98 / Sq Ft View Prior Sale
08/18/2018 08/18/18 Pending -- -- --
08/02/2018 08/02/18 For Sale $171,900 +11.3% $98 / Sq Ft
10/13/2014 10/13/14 Sold $154,500 0.0% $88 / Sq Ft View Prior Sale
09/08/2014 09/08/14 Pending -- -- --
06/15/2014 06/15/14 For Sale $154,500 -- $88 / Sq Ft
Source: BeachesMLS (Greater Fort Lauderdale)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,382 $237,246 $47,080 $190,166
2024 $2,568 $256,401 $42,800 $213,601
2023 $2,568 $255,411 $40,000 $215,411
2022 $2,112 $231,380 $28,719 $202,661
2021 $1,683 $156,517 $27,335 $129,182
2020 $1,561 $143,363 $26,799 $116,564
2019 $1,454 $130,688 $26,799 $103,889
2018 $1,424 $125,872 $0 $0
2017 $1,371 $118,276 $0 $0
2016 $1,326 $114,907 $0 $0
2015 $1,330 $111,457 $0 $0
2014 $910 $105,973 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Dustin Cook Real Estate Agent - The Keyes Company

    Seller's Agent in 2026

    Dustin Cook

    The Keyes Company

    (772) 303-3377

    62 Total Sales

    Dustin Cook
    Section Image
  • Tina Fingerman Real Estate Agent - Beaches MLS

    Buyer's Agent in 2026

    Tina Fingerman

    Beaches MLS

    (727) 946-2348

    1,285 Total Sales

    Tina Fingerman
    Section Image
  • Caleb Drake Real Estate Agent - Levin Rinke Realty

    Seller's Agent in 2024

    Caleb Drake

    Levin Rinke Realty

    (850) 407-7652

    143 Total Sales

    Caleb Drake
    Section Image
  • Aaron Howard Real Estate Agent - Levin Rinke Realty

    Buyer's Agent in 2024

    Aaron Howard

    Levin Rinke Realty

    (850) 820-8885

    46 Total Sales

    Aaron Howard
    Section Image

  • SP

    Seller's Agent in 2018

    Sandra Pearson

    Keller Williams Realty Navarre

  • TW

    Buyer's Agent in 2018

    Tiffany Watts

    KELLER WILLIAMS REALTY EMERALD COAST-NAVARRE

See All Agents

Map

Source: BeachesMLS (Greater Fort Lauderdale)

MLS Number: R11136570

BeachesMLS (Greater Fort Lauderdale)

APN: 33-3N-23-2555-000B-0260

Florida Okaloosa County Crestview 32539

4720 Whitewater Ln, Crestview, FL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

BeachesMLS (Greater Fort Lauderdale) All listings featuring the BMLS logo are provided by Beaches MLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright 2026 Beaches Multiple Listing Service, Inc. Information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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