4725 Finchley Terrace San Diego, CA 92130
Carmel Valley Neighborhood
5
Beds
4.5
Baths
3,620
Sq Ft
9,315
Sq Ft Lot
Highlights
- Private Pool
- Solar Power System
- 2 Fireplaces
- Solana Highlands Elementary School Rated A
- Main Floor Bedroom
- Private Yard
About This Home
As of June 2025Welcome to 4725 Finchley Terrace – A Rare Gem in Prestigious Santa Fe Summit Nestled at the end of a tranquil cul-de-sac in the highly sought-after Santa Fe Summit community, this beautifully updated 5-bedroom, 4.5 -bathroom home offers luxury living in the heart of Carmel Valley. Just a short walk to top-rated Torrey Pines High School, this home blends convenience, elegance, and comfort. Step inside to discover brand-new flooring throughout, setting a fresh, modern tone. The main level features a bedroom and full bath, perfect for guests, multigenerational living, or a private home office. Upstairs, the expansive primary suite includes a dedicated office space, ideal for working from home or relaxing in your private retreat. The home features solar, electric car charger and tankless water heater. Enjoy seamless indoor-outdoor living with an incredible backyard oasis—complete with a sparkling pool, rejuvenating jacuzzi, and lush landscaping offering total privacy. Whether you’re entertaining guests or enjoying a quiet evening under the stars, this outdoor space is truly exceptional. Don’t miss your chance to own this stunning home in one of Carmel Valley’s most desirable neighborhoods, close to parks, trails, shopping, dining, and award-winning schools.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $17,392
Year Built
- Built in 1991
Lot Details
- 9,315 Sq Ft Lot
- Property is Fully Fenced
- Level Lot
- Private Yard
- Property is zoned R-1:SINGLE
HOA Fees
- $115 Monthly HOA Fees
Parking
- 3 Car Attached Garage
- Garage Door Opener
- Driveway
Home Design
- Spanish Tile Roof
- Stucco Exterior
Interior Spaces
- 3,620 Sq Ft Home
- 2-Story Property
- 2 Fireplaces
- Gas Fireplace
- Home Office
- Fire Sprinkler System
Kitchen
- Double Oven
- Gas Oven
- Gas Range
- Microwave
- Freezer
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 5 Bedrooms
- Main Floor Bedroom
Laundry
- Laundry Room
- Gas And Electric Dryer Hookup
Pool
- Private Pool
- Pool Equipment or Cover
Schools
- San Dieguito High School District
Additional Features
- Solar Power System
- Separate Water Meter
Community Details
- Association fees include common area maintenance
- Walters Home Management Association, Phone Number (858) 495-0900
Listing and Financial Details
- Assessor Parcel Number 304-343-20-00
- $1,070 annual special tax assessment
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 1, 2025
Closed on
May 31, 2025
Sold by
Reya Tannishtha and Wechsler-Reya Robert J
Bought by
Gobind Anand And Iisha Sethi Revocable Living and Anand
Seller's Agent
Jordan Beal
Compass
Buyer's Agent
Richard Stone
Keller Williams Realty
List Price
$3,200,000
Sold Price
$3,100,000
Premium/Discount to List
-$100,000
-3.12%
Views
110
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-5.69%
Original Mortgage
$1,854,000
Outstanding Balance
$1,849,840
Interest Rate
5.38%
Mortgage Type
New Conventional
Estimated Equity
$1,212,230
Purchase Details
Closed on
Jun 9, 2011
Sold by
Malmuth David and Malmuth Patti
Bought by
Reya Tannishtha and Wechsler Reya Robert J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$1,000,000
Interest Rate
4.55%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Oct 24, 1996
Sold by
Terry Moore and Terry Maureen D
Bought by
Malmuth David and Malmuth Patti
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$505,000
Interest Rate
7.37%
Purchase Details
Closed on
Aug 13, 1991
Similar Homes in the area
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | $3,090,000 | First American Title | |
| Grant Deed | $1,200,000 | California Title | |
| Grant Deed | $635,000 | First American Title | |
| Deed | $534,700 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $1,854,000 | New Conventional | |
| Previous Owner | $250,000 | Credit Line Revolving | |
| Previous Owner | $1,080,000 | New Conventional | |
| Previous Owner | $1,000,000 | Purchase Money Mortgage | |
| Previous Owner | $440,000 | Unknown | |
| Previous Owner | $350,000 | Credit Line Revolving | |
| Previous Owner | $485,000 | Unknown | |
| Previous Owner | $485,000 | Unknown | |
| Previous Owner | $250,000 | Credit Line Revolving | |
| Previous Owner | $505,000 | Unknown | |
| Previous Owner | $505,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/13/2025 06/13/25 | Sold | $3,100,000 | -3.1% | $856 / Sq Ft |
| 05/15/2025 05/15/25 | Pending | -- | -- | -- |
| 05/01/2025 05/01/25 | For Sale | $3,200,000 | 0.0% | $884 / Sq Ft |
| 08/28/2023 08/28/23 | Rented | $8,750 | -2.8% | -- |
| 07/24/2023 07/24/23 | For Rent | $9,000 | -- | -- |
Source: San Diego MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $17,392 | $1,537,400 | $832,759 | $704,641 |
| 2024 | $17,392 | $1,507,256 | $816,431 | $690,825 |
| 2023 | $17,132 | $1,477,703 | $800,423 | $677,280 |
| 2022 | $16,865 | $1,448,729 | $784,729 | $664,000 |
| 2021 | $16,592 | $1,420,324 | $769,343 | $650,981 |
| 2020 | $16,459 | $1,405,761 | $761,455 | $644,306 |
| 2019 | $16,167 | $1,378,198 | $746,525 | $631,673 |
| 2018 | $15,885 | $1,351,176 | $731,888 | $619,288 |
| 2017 | $15,638 | $1,324,684 | $717,538 | $607,146 |
| 2016 | $14,776 | $1,298,711 | $703,469 | $595,242 |
| 2015 | $14,575 | $1,279,204 | $692,903 | $586,301 |
| 2014 | $14,302 | $1,254,147 | $679,330 | $574,817 |
Source: Public Records
Agents Affiliated with this Home
-
Jordan Beal
Seller's Agent in 2025
Jordan Beal
Compass
(858) 354-0980
5 in this area
126 Total Sales
-
Shannon Sun
Seller Co-Listing Agent in 2025
Shannon Sun
Compass
(858) 226-1531
1 in this area
2 Total Sales
-
Richard Stone
Buyer's Agent in 2025
Richard Stone
Keller Williams Realty
(858) 395-7653
127 in this area
177 Total Sales
-
Maria Severino - Roller
Seller's Agent in 2023
Maria Severino - Roller
First Team Real Estate
(760) 415-2217
1 in this area
68 Total Sales
-
Kellie Granito
K
Seller Co-Listing Agent in 2023
Kellie Granito
First Team Real Estate
(760) 729-9922
11 Total Sales
-
C
Buyer's Agent in 2023
C. DANLEY
Fouratt-Simmons Real Estate
Map
Source: San Diego MLS
MLS Number: 250026171
APN: 304-343-20
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