$360,000
SOLD APR 10, 2023

4726 Bay Point Rd Unit A102 Panama City Beach, FL 32408

1 Bed
2 Baths
900 Sq Ft
$345/mo HOA Fee

Recently Sold

$400 Per Sq Ft

5% Below List Price

3 Days on Market

Highlights

  • On Golf Course
  • 24-Hour Security
  • Gated Community
  • J.R. Arnold High School Rated A-
  • Gated Parking
  • Lagoon View

About This Home

As of September 2025

What a stunning waterfront condo in the heart of Bay Point. This ground floor unit offers a spacious and inviting living area, complete with a private deck that overlooks the marina, making it the perfect place to unwind and relax after a long day.This beautiful condo boasts one bedroom, two full bathrooms, and has been updated to include modern finishes and appliances, ensuring that you have everything you need to live comfortably. In addition to the updates, the unit is located in a gated community, providing an extra layer of security and peace of mind.As a resident of this community, you will have access to a wide range of amenities to stay active including golf, tennis, and boating. The Marina views from this unit are just breathtaking making a perfect backdrop for entertaining.

Last Agent to Sell the Property

Eric Bowman

Counts Real Estate Group Inc Listed on: 03/25/2023

Counts Real Estate Group Inc

Co-Listed By

Connie Bowman

Counts Real Estate Group Inc License #3398224

Last Buyer's Agent

Mia Nadeau

Beachy Beach Real Estate

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $1,830

Year Built

  • Built in 1981

Lot Details

  • Waterfront
  • Property fronts a private road
  • Property fronts a county road
  • On Golf Course

HOA Fees

  • $345 Monthly HOA Fees

Home Design

  • Shingle Roof
  • Composition Roof
  • HardiePlank Type

Interior Spaces

  • 900 Sq Ft Home
  • Furnished
  • Ceiling Fan
  • Recessed Lighting
  • Electric Fireplace
  • Living Room
  • Lagoon Views
  • Stacked Washer and Dryer

Kitchen

  • Convection Oven
  • Electric Oven
  • Electric Cooktop
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • 1 Bedroom
  • 2 Full Bathrooms

Parking

  • Gated Parking
  • Additional Parking
  • Parking Lot

Outdoor Features

  • Deck
  • Patio

Location

  • Flood Insurance May Be Required

Schools

  • Patronis Elementary School
  • Surfside Middle School
  • Arnold High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Community Details

Overview

  • Association fees include management, insurance, internet, legal/accounting, ground maintenance, pest control, sewer, security, water
  • Low-Rise Condominium
  • Bay Point Harbour Villas Subdivision

Recreation

  • Golf Course Community
  • Tennis Courts

Security

  • 24-Hour Security
  • Gated Community

Property Details

Home Type

Condominium

Est. Annual Taxes

$1,830

Year Built

Built in 1981

Lot Details

0

HOA Fees

$345 per month

Listing Details

  • Property Type: Residential
  • Year Built: 1981
  • Property Sub Type: Condominium
  • Lot Size: 0 x 0
  • Road Frontage Type: County Road, Private Road
  • Road Surface Type: Paved
  • Co List Office Mls Id: BSG4
  • Co List Office Phone: (850) 231-1483
  • Subdivision Name: Bay Point Harbour Villas
  • Architectural Style: Low Rise
  • ResoPropertyType: Residential
  • Property Sub Type Additional: Condominium
  • Special Features: None

Interior Features

  • Appliances: Convection Oven, Washer/Dryer Stacked, Dishwasher, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Disposal, Microwave, Refrigerator
  • Interior Amenities: Fireplace, Kitchen Island, Pantry, Recessed Lighting
  • Full Bathrooms: 2
  • Total Bedrooms: 1
  • Fireplace Features: Electric
  • Fireplace: Yes
  • Living Area: 900.0
  • Dining Room Type: Living Room, Primary Bathroom, Primary Bedroom
  • ResoLivingAreaSource: Appraiser

Exterior Features

  • View: Lagoon
  • View: Yes
  • Waterfront Features: Waterfront
  • Waterfront: Yes
  • Disclosures: Flood Insurance Required
  • Construction Type: HardiPlank Type
  • Patio And Porch Features: Deck, Open
  • Roof: Composition, Shingle

Garage/Parking

  • Parking Features: Additional Parking, Gated, Parking Lot
  • Garage: No

Utilities

  • Security Features: 24 Hour Security, Security Service
  • Cooling: Central Air, Ceiling Fan(s), Electric
  • Heating: Central, Electric, Fireplace(s)
  • Laundry Features: Stacked
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association Fee: 1035.0
  • Community Features: Boat Facilities, Golf, Gated, Other, See Remarks, Short Term Rental Allowed, Tennis Court(s)
  • Amenities: Gated
  • Association Fee Frequency: Quarterly
  • Association: Yes
  • ResoAssociationFeeFrequency: Quarterly

Fee Information

  • Association Fee Includes: Association Management, Insurance, Internet, Legal/Accounting, Maintenance Grounds, Pest Control, Sewer, Security, Water

Schools

  • Middle Or Junior School: Surfside

Lot Info

  • Lot Features: On Golf Course, Waterfront
  • Zoning Description: Resid Multi-Family

Rental Info

  • Furnished: Furnished

Tax Info

  • Tax Annual Amount: 1830.0
  • Tax Year: 2022

MLS Schools

  • Elementary School: Patronis
  • High School: Arnold

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 12, 2025
Closed on
Sep 8, 2025
Sold by
Mcgowan Gary C and Mcgowan Lisa W
Bought by
Mitchell George W
Seller's Agent
Mia Nadeau
Beachy Beach Real Estate
Buyer's Agent
Michelle Rydeski
CENTURY 21 Smith & Assoc Inc
List Price
$359,000
Sold Price
$355,000
Premium/Discount to List
-$4,000
-1.11%
Views
15

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-22.70%

Purchase Details

Listed on
Mar 25, 2023
Closed on
Apr 10, 2023
Sold by
Bowman Dow Eric and Bowman Connie
Bought by
Mcgowan Gary C and Mcgowan Lisa W
Seller's Agent
Eric Bowman
Counts Real Estate Group Inc
Buyer's Agent
Mia Nadeau
Beachy Beach Real Estate
List Price
$379,900
Sold Price
$360,000
Premium/Discount to List
-$19,900
-5.24%
Views
28

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-0.58%

Purchase Details

Closed on
Dec 11, 2017
Sold by
Southern Patrick D
Bought by
Bowman Dow Eric and Bowman Connie

Purchase Details

Closed on
Jan 7, 2013
Sold by
Lantinga Norma Allen
Bought by
Southern Patrick D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$67,500
Interest Rate
3.36%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $355,000 Defender Title & Escrow
Warranty Deed $360,000 First International Title
Warranty Deed $175,500 Attorney
Warranty Deed $90,000 Diamond Title Agency Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $67,500 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/08/2025 09/08/25 Sold $355,000 -1.1% $394 / Sq Ft
08/20/2025 08/20/25 Pending -- -- --
08/12/2025 08/12/25 For Sale $359,000 -0.3% $399 / Sq Ft
04/10/2023 04/10/23 Sold $360,000 -5.2% $400 / Sq Ft
03/28/2023 03/28/23 Pending -- -- --
03/24/2023 03/24/23 For Sale $379,900 -- $422 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,260 $263,500 -- $263,500
2023 $2,260 $195,500 $0 $195,500
2022 $1,830 $148,665 $0 $0
2021 $1,217 $98,175 $0 $98,175
2020 $739 $95,170 $0 $95,170
2019 $738 $94,605 $0 $94,605
2018 $1,732 $135,150 $0 $0
2017 $1,699 $128,563 $0 $0
2016 $1,540 $116,875 $0 $0
2015 $1,779 $131,750 $0 $0
2014 $1,777 $131,750 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Mia Nadeau

    Seller's Agent in 2025

    Mia Nadeau

    Beachy Beach Real Estate

    (229) 220-0101

    30 in this area

    66 Total Sales

    Mia Nadeau
    Section Image

  • M

    Buyer's Agent in 2025

    Michelle Rydeski

    CENTURY 21 Smith & Assoc Inc

  • Eric Bowman

    Seller's Agent in 2023

    Eric Bowman

    Counts Real Estate Group Inc

    (325) 716-0870

    5 in this area

    30 Total Sales

    Eric Bowman
    Section Image

  • C

    Seller Co-Listing Agent in 2023

    Connie Bowman

    Counts Real Estate Group Inc

    Section Image
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Map

Source: Central Panhandle Association of REALTORS®

MLS Number: 739246

Central Panhandle Association of REALTORS®

APN: 31416-003-000

Florida Bay County Panama City Beach 32408

4726 Bay Point Rd Unit A102, Panama City Beach, FL

This home is located at 4726 Bay Point Rd Unit A102, Panama City Beach, FL 32408 and is currently priced at $360,000, approximately $400 per square foot. This property was built in 1981. 4726 Bay Point Rd Unit A102 is a home located in Bay County with nearby schools including J.R. Arnold High School, Surfside Middle School, and Patronis Elementary School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Central Panhandle Association of REALTORS® IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.

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