$319,900

Estimated payment $1,818/month

1 Bed
1.5 Baths
1,000 Sq Ft
$320 Price per Sq Ft

Highlights

  • Marina
  • Docks
  • Golf Course Community
  • J.R. Arnold High School Rated A-
  • Home fronts a seawall
  • 24-Hour Security

About This Home

This spacious second-story unit offers unparalleled views of stunning sunsets, elegant yachts, playful dolphins, and the radiant lights of beach condos. A wall of new windows reveals breathtaking water vistas of the beautiful Grand Lagoon from every room, except the bathroom.

Residents will enjoy exclusive access to all Point South Marina events, including the renowned Billfish Tournament, as well as golfing at the world-famous Jack Nicklaus course.

Bay Point is a secure location with roving security and a guarded gate, ensuring peace of mind. This unit checks all the boxes with its spectacular waterviews, generously sized rooms, and a kitchen featuring a 9-foot granite peninsula, tile backsplash, and new stainless-steel appliances. The bathroom has been completely remodeled within the past year and opens to a large dressing room, complete with sink and granite vanity. Many of these second-floor units have taken advantage of the expansive 400 square feet of attic storage space with pull-down stairs, even converting them into two-bedroom units.

Best of all, these affordable, waterfront units boast some of the lowest association fees on the entire Emerald Coast and allow for weekly vacation rentals in a serene, well-maintained environment. This unit is perfect for those seeking a vacation home with great rental potential. It comes fully furnished, including antiques, dishes, and flatware. Just bring your own bed, TV, toothbrush, and flip-flops to start enjoying afternoon walks on the marina or simply oversee the activities from the comfort of your air-conditioned unit.

This is a ''B'' Unit, with the largest sunroom floorplan overlooking Hattaras. These units are rarely available and highly sought after for their expansive view and spacious rooms.

Listing Agent

Cathy Jones

Overstreet Realty License #SL0690927 Listed on: 09/03/2025

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $716

Year Built

  • Built in 1981

Lot Details

  • Home fronts a lagoon or estuary
  • Home fronts a seawall
  • Property fronts a private road
  • Landscaped

HOA Fees

  • $28 Monthly HOA Fees

Interior Spaces

  • 2-Story Property
  • Ceiling Fan
  • Double Pane Windows
  • Tinted Windows
  • Window Treatments
  • Living Room
  • Sun or Florida Room
  • Lagoon Views
  • Pull Down Stairs to Attic
  • Security Gate
  • Stacked Washer and Dryer

Kitchen

  • Microwave
  • Dishwasher

Flooring

  • Tile
  • Vinyl Plank

Bedrooms and Bathrooms

  • 1 Bedroom

Parking

  • Gated Parking
  • Paved Parking
  • Parking Lot

Outdoor Features

  • Docks

Schools

  • Patronis Elementary School
  • Surfside Middle School
  • Arnold High School

Utilities

  • Central Heating and Cooling System
  • High Speed Internet

Community Details

Overview

  • Association fees include insurance, internet, legal/accounting, ground maintenance, sewer, security, trash, water
  • 8 Units
  • Low-Rise Condominium
  • Bay Point Harbour Villas Subdivision

Recreation

  • Marina
  • Golf Course Community
  • Fishing

Security

  • 24-Hour Security

Property Details

Home Type

Condominium

Est. Annual Taxes

$716

Year Built

Built in 1981

Lot Details

0

HOA Fees

$28 per month

Listing Details

  • Property Type: Residential
  • Year Built: 1981
  • Property Sub Type: Condominium
  • Road Frontage Type: Private Road
  • Road Surface Type: Paved
  • Subdivision Name: Bay Point Harbour Villas
  • Architectural Style: Low Rise
  • Unit Levels: Two
  • New Construction: No
  • Building Stories: 2
  • Property Sub Type Additional: Condominium
  • Special Features: None
  • Stories: 2

Interior Features

  • Appliances: Washer/Dryer Stacked, Dishwasher, Microwave, Refrigerator
  • Interior Amenities: Attic, Pull Down Attic Stairs, Window Treatments
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 1
  • Flooring: Tile, Vinyl
  • Dining Room Type: Bedroom, Living Room, Sunroom
  • Stories: 2
  • Window Features: Double Pane Windows, Tinted Windows

Exterior Features

  • View: Lagoon
  • View: Yes
  • Waterfront Features: Bay Access, Canal Access, Lagoon, Seawall
  • Waterfront: Yes
  • Exterior Features: Dock

Garage/Parking

  • Parking Features: Paved, Parking Lot, Gated
  • Garage: No
  • Attached Garage: No

Utilities

  • Utilities: High Speed Internet Available
  • Security Features: Gated with Guard, Gated Community, 24 Hour Security, Security Gate, Security Service
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Central
  • Laundry Features: Stacked
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association Fee: 335.0
  • Community Features: Fishing, Golf, Marina, Shopping, Waterfront, Gated
  • Amenities: Gated
  • Association Fee Frequency: Annually
  • Association: Yes

Fee Information

  • Association Fee Includes: Insurance, Internet, Legal/Accounting, Maintenance Grounds, Sewer, Security, Trash, Water

Schools

  • Middle Or Junior School: Surfside

Lot Info

  • Lot Features: Landscaped, Paved
  • Mobile Dim Units: Feet
  • Zoning Description: Resid Multi-Family, Resort

Multi Family

  • Number Of Units Total: 8
  • Number Of Units Furnished: All Units

Tax Info

  • Tax Annual Amount: 716.0
  • Tax Year: 2024

MLS Schools

  • Elementary School: Patronis
  • High School: Arnold

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $689 $130,223 -- --
2023 $689 $126,430 $0 $0
2022 $682 $122,748 $0 $0
2021 $719 $119,173 $0 $0
2020 $1,198 $95,170 $0 $95,170
2019 $1,206 $94,605 $0 $94,605
2018 $1,732 $135,150 $0 $0
2017 $1,738 $134,725 $0 $0
2016 $1,540 $116,875 $0 $0
2015 $1,694 $118,278 $0 $0
2014 $1,624 $107,525 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/03/2025 09/03/25 For Sale $319,900 +120.6% $320 / Sq Ft
12/05/2022 12/05/22 Off Market $145,000 -- --
07/07/2020 07/07/20 For Sale $145,000 0.0% $161 / Sq Ft
06/30/2020 06/30/20 Sold $145,000 -- $161 / Sq Ft
05/28/2020 05/28/20 Pending -- -- --
Source: Central Panhandle Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- None Available
Warranty Deed $145,000 South Oak Title Panama City
Warranty Deed $145,000 South Oak Title
Warranty Deed $107,500 Mti Title Ins Agency Inc
Warranty Deed $110,000 Lawyers Title Agency N Fl In
Interfamily Deed Transfer -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $86,000 Adjustable Rate Mortgage/ARM
Previous Owner $88,000 Purchase Money Mortgage
Source: Public Records

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Source: Central Panhandle Association of REALTORS®

MLS Number: 778508

Central Panhandle Association of REALTORS®

APN: 31416-033-000