$535,000
$14K PRICE DROP

4738 Pebble Brook Dr Oldsmar, FL 34677

Estimated payment $3,624/month

Total Views 5,055
2 Beds
2 Baths
1,938 Sq Ft
$276 Price per Sq Ft

Highlights

  • 79 Feet of Pond Waterfront
  • Golf Course Community
  • Pond View
  • Forest Lakes Elementary School Rated A-
  • Fitness Center
  • Open Floorplan

About This Home

One or more photo(s) has been virtually staged. Enjoy a Relaxing Lifestyle in the desirable Gated, Golf Community of East Lake Woodlands and the convenience of Less Maintenance responsibilities! This home provides Privacy and Stunning Water Views with a Large, Covered Screened Lanai to enjoy that morning cup of coffee or evening glass of wine. Plus it’s situated in the preferred Zone X so no flood insurance is required. An added bonus is the Cul de Sac location and longer driveway for more parking for family and guests. Volume Ceilings, Crown Molding and an Open Concept highlight a versatile floor plan featuring 2 Bedrooms plus an Office or Den - complete with Custom Paneling, Spacious Desk and Bookcase and even the Luxury of a Wood Burning Fireplace! Open to the generous 28’ x 18’ Great Room, the bright Kitchen features an Eat-In Breakfast Area, Bay Windows with Plantation Shutters, Double Ovens, French Door Fridge and plenty of storage. The Primary Suite features 2 Walk-In Closets complete with Custom Built-in Shelving and Pull-Down Clothing Racks and a Large Bath with Dual Vanities, Large Soaking Tub and Separate Shower. Relax since the reasonable HOA fee includes Lawn Maintenance with Mowing, Fertilizing and Mulching, Cable TV and Internet, Trash and Recycling Collection, a Sparkling Community Pool and Spa for Cross Creek residents, Escrow Reserves, Pressure Cleaning of Roofs and Exterior Painting every 7 years. Home Updates include New Water Heater in Dec. 2025, New Tile Roof in 2019, A/C Unit New in 2018. Washer and Dryer included in the sale plus Manual and Remote-Controlled Exterior Hurricane Shutters and a Generac Generator. This long-time owner had no issues with the 2024 Hurricanes. Enjoy that Gorgeous View and put your touches on this home since this amazing price takes updating into account. All this in a Great Location convenient to Tampa International Airport, beautiful Beaches, Medical Facilities, Professional Sporting Events and Fine Dining. A variety of memberships to Ardea Country Club are available for additional fees and include access to 2 Golf Courses, a Fitness Center, Heated Lap Pool and Freeform Pool, Pickle Ball and Tennis plus Dining and a host of Activities and Events!

Listing Agent

Claudia Tweed

COLDWELL BANKER REALTY Brokerage Phone: 727-781-3700 License #708416 Listed on: 03/13/2026

COLDWELL BANKER REALTY

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,041

Year Built

  • Built in 1996

Lot Details

  • 9,230 Sq Ft Lot
  • Lot Dimensions are 79x137
  • 79 Feet of Pond Waterfront
  • Cul-De-Sac
  • North Facing Home
  • Mature Landscaping
  • Irrigation Equipment
  • Landscaped with Trees
  • Property is zoned RPD-2.5_1.0

HOA Fees

  • $470 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Florida Architecture
  • Slab Foundation
  • Tile Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 1,938 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Crown Molding
  • High Ceiling
  • Ceiling Fan
  • Wood Burning Fireplace
  • Plantation Shutters
  • Sliding Doors
  • Great Room
  • Family Room Off Kitchen
  • Combination Dining and Living Room
  • Home Office
  • Inside Utility
  • Pond Views
  • Hurricane or Storm Shutters

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Double Oven
  • Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms
  • Soaking Tub

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • Covered Patio or Porch
  • Rain Gutters

Location

  • Property is near golf course

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • Electric Water Heater
  • Water Softener
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Association fees include 24-Hour Guard, cable TV, pool, internet, ground maintenance, private road, trash
  • Management & Associates Peggy Semsey Association, Phone Number (813) 433-2000
  • Visit Association Website
  • Cross Creek Unit Two Subdivision
  • The community has rules related to deed restrictions, fencing, allowable golf cart usage in the community

Amenities

  • Restaurant
  • Clubhouse

Recreation

  • Golf Course Community
  • Tennis Courts
  • Fitness Center
  • Community Pool

Security

  • Security Guard

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,041

Year Built

Built in 1996

Lot Details

9,230 Sq Ft Lot

HOA Fees

$470 per month

Parking

2

Listing Details

  • HOA Fee Includes: Guard - 24 Hour, Cable TV, Pool, Internet, Maintenance Grounds, Private Road, Trash
  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Florida
  • Construction Materials: Block, Stucco
  • Fireplace: Yes
  • Living Area: 1938
  • Lot Size Acres: 0.21
  • New Construction: No
  • Year Built: 1996
  • Building Area Total: 2644
  • Lot Size Sq Ft: 9230
  • Status: Active
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 245.64
  • Escrow City: Palm Harbor
  • Escrow State: FL
  • Escrow Street Name: Tampa Road
  • Minimum Lease: 1-2 Years
  • RATIO Current Price By Calculate: 276.06
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • Amenities Additional Fees: Amenities listed under Community Features are available with Ardea Country Club for additional fee.
  • MFR_InLawSuiteYN: 0
  • MFR_DockYN: 0
  • Attribution Contact: 727-781-3700
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Fireplace Features: Other, Wood Burning
  • Living Area Units: Square Feet
  • Flooring: Carpet, Tile, Wood
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Crown Molding, Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Walk-In Closet(s)
  • Appliances Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener
  • Foundation Details: Slab
  • Total Bedrooms: 2
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Stories: 1
  • Window Features: Shutters
  • Additional Rooms: Den/Library/Office,Great Room,Inside Utility
  • Living Area Meters: 180.05

Exterior Features

  • Direction Faces: North
  • Exterior Features: Hurricane Shutters, Rain Gutters, Sidewalk, Sliding Doors
  • Roof: Tile
  • Pool Private: No
  • Waterfront: No
  • Patio and Porch Features: Covered, Patio, Screened
  • Road Surface Type: Paved
  • Water View: Pond
  • Water View YN: 1
  • Waterfront Feet Total: 79
  • Water Frontage Feet Pond: 79

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: Cable Connected, Electricity Connected, Sewer Connected, Underground Utilities, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Clubhouse, Deed Restrictions, Fitness Center, Gated Community - Guard, Golf Carts OK, Golf, Restaurant, Sidewalks, Tennis Court(s), Street Lights
  • Association Amenities: Cable TV, Fence Restrictions, Pool
  • Association Fee: 470
  • Association Fee Frequency: Monthly
  • Association Name: Management & Associates - Peggy Semsey
  • Phone: 813-433-2000
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Pet Restrictions: No Pitbull Terriers. Confirm all pet restrictions with HOA.
  • Association Fee Requirement: Required
  • Association Email: psemsey@mgmt-assoc.com
  • Pet Size: Extra Large (101+ Lbs.)
  • Association URL: elwcrosscreek.com

Fee Information

  • Total Annual Fees: 5640.00
  • Total Monthly Fees: 470.00
  • Monthly HOA Amount: 470.00

Lot Info

  • Zoning: RPD-2.5_1.0
  • Parcel Number: 10-28-16-19676-000-0220
  • Additional Parcels: No
  • Lot Features: Cul-De-Sac, Near Golf Course, Sidewalk, Paved
  • Lot Dimensions: 79x137
  • Flood Zone Code: X

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Breed Restrictions, Cats OK, Dogs OK
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Must own 1.5 years before leasing. Confirm all lease restrictions with HOA.

Tax Info

  • Tax Annual Amount: 4041.38
  • Tax Block: 0220
  • Tax Book Number: 112-53
  • Tax Lot: 22

Multi Family

  • Approval Process: Conform any approval process with HOA.

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,815 $265,448 -- --
2024 $3,740 $257,967 -- --
2023 $3,740 $250,453 $0 $0
2022 $3,710 $243,158 $0 $0
2021 $3,751 $236,076 $0 $0
2020 $3,750 $232,817 $0 $0
2019 $3,684 $227,583 $0 $0
2018 $3,633 $223,340 $0 $0
2017 $3,601 $218,746 $0 $0
2016 $3,570 $214,247 $0 $0
2015 $3,660 $212,758 $0 $0
2014 $3,641 $211,069 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/22/2026 04/22/26 Price Changed $535,000 -2.6% $276 / Sq Ft
03/13/2026 03/13/26 For Sale $549,000 -- $283 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $100 None Listed On Document
Warranty Deed $87,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $117,000 New Conventional
Previous Owner $117,000 New Conventional
Previous Owner $150,000 New Conventional
Source: Public Records

Source: Stellar MLS

MLS Number: TB8460875

Stellar MLS

APN: 10-28-16-19676-000-0220

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