$669,000

474 Lake Rd Troy, VA 22974

Estimated payment $4,018/month

Total Views 10,794
4 Beds
3 Baths
3,300 Sq Ft
$203 Price per Sq Ft

Highlights

  • Water Oriented
  • Community Lake
  • Cathedral Ceiling
  • Waterfront
  • Partially Wooded Lot
  • Wood Flooring

About This Home

PRICE IMPROVEMENT - LAKEFRONT LIVING AT IT'S FINEST ? 474 Lake Road, Troy, VA Welcome to your beautiful LAKESIDE RETREAT! This stunning 4-bedroom, 3-bath home offers over 3,300 finished square feet of flexible living space, set on 2 serene acres with an impressive 400 feet of waterfront on Hunter?s Lake. - Main-Level Living ? Spacious primary suite on the first floor - Open Concept Design ? Vaulted ceilings and natural light galore - Fully Finished Lower Level ? Includes kitchenette, large bedroom with walk-in closet, full bath, and walk-out access to the lakefront fire pit - Handicap Accessible ? Ramp entry, accessible features throughout - Rear Deck with Water Views ? Watch blue herons, ducks, and geese from your own backyard - Ideal for Families, Airbnb, or Multi-Generational Living - and EVERYONE! With a versatile floor plan and tranquil setting, this home offers a rare opportunity to live, vacation, or invest in a true LAKEFRONT lifestyle?all just a short drive to Charlottesville and Zion Crossroads. ** 474 Lake Road, Troy, VA 22974 **4 BR | 3 BA | 3,300+ Sq Ft | 2 Acres | 400? Lake Frontage **Schedule your private showing today and experience the peaceful beauty of Hunter?s Lake!,Granite Counter

Listing Agent

LISA CAMPBELL

YES REALTY PARTNERS License #0225100540[2031] Listed on: 03/19/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,428

Year Built

  • Built in 2008

Lot Details

  • 2.03 Acre Lot
  • Waterfront
  • Landscaped
  • Sloped Lot
  • Partially Wooded Lot
  • Property is zoned A-1, Agricultural

HOA Fees

  • $37 Monthly HOA Fees

Property Views

  • Water
  • Woods
  • Pasture
  • Garden

Home Design

  • Block Foundation
  • Architectural Shingle Roof

Interior Spaces

  • Property has 1 Level
  • Cathedral Ceiling
  • Vinyl Clad Windows
  • Insulated Windows
  • Double Hung Windows
  • Entrance Foyer
  • Great Room
  • Dining Room
  • Den
  • Home Gym
  • Wood Flooring

Bedrooms and Bathrooms

  • 3 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Finished Basement

  • Heated Basement
  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Interior and Exterior Basement Entry
  • Basement Windows

Home Security

  • Home Security System
  • Fire and Smoke Detector

Outdoor Features

  • Water Oriented
  • Property is near a lake

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Well
  • Septic Tank

Community Details

Overview

  • Jim Snyder 434 962 6653 HOA
  • The Lake House Community
  • Hunters Lake Subdivision
  • Community Lake

Amenities

  • Picnic Area

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,428

Year Built

Built in 2008

Lot Details

0

HOA Fees

$37 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Building Total Sq Ft: 3400.00
  • Inclusions: Washer, Dryer, Refrigerator, Dishwasher, Range, Microwave.
  • New Construction: No
  • Story List: Main
  • Year Built: 2008
  • Remarks Public: PRICE IMPROVEMENT - LAKEFRONT LIVING AT IT'S FINEST ? 474 Lake Road, Troy, VA Welcome to your beautiful LAKESIDE RETREAT! This stunning 4-bedroom, 3-bath home offers over 3,300 finished square feet of flexible living space, set on 2 serene acres with an impressive 400 feet of waterfront on Hunter?s Lake. - Main-Level Living ? Spacious primary suite on the first floor - Open Concept Design ? Vaulted ceilings and natural light galore - Fully Finished Lower Level ? Includes kitchenette, large bedroom with walk-in closet, full bath, and walk-out access to the lakefront fire pit - Handicap Accessible ? Ramp entry, accessible features throughout - Rear Deck with Water Views ? Watch blue herons, ducks, and geese from your own backyard - Ideal for Families, Airbnb, or Multi-Generational Living - and EVERYONE! With a versatile floor plan and tranquil setting, this home offers a rare opportunity to live, vacation, or invest in a true LAKEFRONT lifestyle?all just a short drive to Charlottesville and Zion Crossroads. ** 474 Lake Road, Troy, VA 22974 **4 BR | 3 BA | 3,300+ Sq Ft | 2 Acres | 400? Lake Frontage **Schedule your private showing today and experience the peaceful beauty of Hunter?s Lake!,Granite Counter
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dryer, Washer/Dryer Hookups Only, Washer
  • Flooring Type: Hardwood
  • Interior Amenities: Entry Level Bedroom
  • Window Features: Double Hung, Insulated, Vinyl Clad
  • Fireplace: No
  • Wall Ceiling Types: Vaulted Ceilings, Cathedral Ceilings
  • Foundation Details: Block
  • Levels Count: 1
  • Room List: Dining Room, Kitchen, Den, Basement, Foyer, Exercise Room, Great Room, Laundry, Full Bath, Additional Bedroom
  • Basement: Yes
  • Basement Type: Fully Finished, Full, Heated, Interior Access, Outside Entrance, Walkout Level, Windows
  • Living Area Units: Square Feet
  • Total Sq Ft: 3400
  • Living Area Sq Ft: 3300
  • Price Per Sq Ft: 393.53
  • Above Grade Finished Sq Ft: 1700
  • Below Grade Finished Sq Ft: 1600
  • Below Grade Sq Ft: 100
  • Total Below Grade Sq Ft: 1700
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 474

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 3
  • All Lower Level Bedrooms: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Completed: No
  • Roof: Architectural Shingle
  • View: Garden/Lawn, Pasture, Water, Trees/Woods
  • Water Body Type: Lake
  • Waterfront: Yes
  • Water Oriented: Yes
  • Water View: Yes

Garage/Parking

  • Garage: No

Utilities

  • Central Air Conditioning: Yes
  • Cooling Type: Central A/C, Heat Pump(s)
  • Cooling: No
  • Heating Type: Central, Heat Pump(s)
  • Heating: Yes
  • Security: Security System, Smoke Detector
  • Sewer/Septic System: Septic Exists
  • Water Source: Well
  • Internet Services: Fiber Optic

Condo/Co-op/Association

  • HOA Fees: 441.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Lake, Picnic Area
  • HOA Name: JIM SNYDER 434-962-6653
  • HOA: Yes

Schools

  • School District: FLUVANNA COUNTY PUBLIC SCHOOLS
  • Elementary School: CENTRAL
  • Middle School: FLUVANNA
  • High School: FLUVANNA
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121140888891
  • School District Source: Listing Agent
  • Elementary School: CENTRAL
  • High School: FLUVANNA
  • Middle Or Junior School: FLUVANNA

Lot Info

  • Lot Features: Sloping, Landscaping, Partly Wooded, Trees/Wooded
  • Lot Size Acres: 2.03
  • Zoning: A-1
  • Zoning Description: Agricultural

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 3428.00
  • Tax Year: 2024

MLS Schools

  • School District Name: FLUVANNA COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,094 $545,800 $50,000 $495,800
2024 $34 $406,200 $50,000 $356,200
2023 $3,428 $406,200 $50,000 $356,200
2022 $2,529 $290,700 $42,500 $248,200
2021 $2,529 $290,700 $42,500 $248,200
2020 $2,415 $261,100 $42,500 $218,600
2019 $6,191 $261,100 $42,500 $218,600
2018 $2,165 $238,700 $42,500 $196,200
2017 $2,165 $238,700 $42,500 $196,200
2016 $2,133 $232,600 $42,500 $190,100
2015 $2,006 $232,600 $42,500 $190,100
2014 $2,006 $228,000 $42,500 $185,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/18/2025 06/18/25 Price Changed $669,000 -2.3% $203 / Sq Ft
03/19/2025 03/19/25 For Sale $685,000 +63.9% $208 / Sq Ft
06/10/2022 06/10/22 Sold $418,000 -1.6% $131 / Sq Ft
05/07/2022 05/07/22 Pending -- -- --
04/27/2022 04/27/22 For Sale $425,000 0.0% $133 / Sq Ft
04/27/2022 04/27/22 Price Changed $425,000 +2.4% $133 / Sq Ft
03/08/2022 03/08/22 Pending -- -- --
03/04/2022 03/04/22 For Sale $415,000 -- $130 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $418,000 Stewart Title
Deed $290,700 Old Republic National Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $386,650 New Conventional
Previous Owner $176,500 New Conventional
Previous Owner $180,000 New Conventional
Previous Owner $180,000 Unknown
Source: Public Records

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Source: Bright MLS

MLS Number: 662097

Bright MLS

APN: 11 5 14A