$700,000
SOLD JAN 5, 2018

475 Toccoa River Ln Mineral Bluff, GA 30559

6 Beds
6.5 Baths
6,708 Sq Ft
1.1 Acres

Recently Sold

$104 Per Sq Ft

7% Below List Price

Highlights

  • Second Kitchen
  • River Front
  • Dining Room Seats More Than Twelve
  • Spa
  • Sitting Area In Primary Bedroom
  • Private Lot

About This Home

As of March 2024

Fantastic and immaculate riverfront retreat. This three level elegant 6 bedroom, 6 1/2 bath custom built home has 140 ft. of Toccoa river frontage w/mountain views to complete the dream. Master suite plus another bedroom and bath on the main level, large chef's kitchen, upscale finished terrace level w/2nd kitchen and 2 en-suite bedrooms, wrap around covered porches, new hot tub, new fire pit, and riverside deck. Located on the bend of the river providing great river views. Generate excellent rental income as seasonal rental or B&B . Only 15 minutes to Blue Ridge.

Last Agent to Sell the Property

Caroline Gamma

NOT A VALID MEMBER License #240352 Listed on: 07/11/2017

NOT A VALID MEMBER

Last Buyer's Agent

Kim Knutzen

Ansley Real Estate| Christie's International Real Estate License #246978

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,631

Year Built

  • Built in 2002

Lot Details

  • 1.1 Acre Lot
  • River Front
  • Landscaped
  • Private Lot
  • Level Lot

Parking

  • 2 Car Attached Garage
  • Parking Pad
  • Parking Accessed On Kitchen Level

Home Design

  • Traditional Architecture
  • Composition Roof
  • Cement Siding
  • Stone Siding

Interior Spaces

  • 6,708 Sq Ft Home
  • 3-Story Property
  • Cathedral Ceiling
  • Fireplace With Gas Starter
  • Insulated Windows
  • Entrance Foyer
  • Family Room with Fireplace
  • 4 Fireplaces
  • Great Room
  • Dining Room Seats More Than Twelve
  • Formal Dining Room
  • Game Room
  • Keeping Room
  • Security System Owned

Kitchen

  • Second Kitchen
  • Open to Family Room
  • Gas Range
  • Microwave
  • Dishwasher
  • Stone Countertops
  • Wood Stained Kitchen Cabinets

Bedrooms and Bathrooms

  • Sitting Area In Primary Bedroom
  • 6 Bedrooms | 2 Main Level Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet
  • Dual Vanity Sinks in Primary Bathroom
  • Whirlpool Bathtub
  • Separate Shower in Primary Bathroom

Laundry

  • Laundry Room
  • Laundry on main level

Finished Basement

  • Basement Fills Entire Space Under The House
  • Interior and Exterior Basement Entry
  • Fireplace in Basement
  • Stubbed For A Bathroom
  • Natural lighting in basement

Eco-Friendly Details

  • Energy-Efficient Windows

Outdoor Features

  • Spa
  • Stream or River on Lot
  • Outdoor Fireplace
  • Wrap Around Porch

Schools

  • Blue Ridge - Fannin Elementary School
  • Fannin County Middle School
  • Fannin County High School

Utilities

  • Forced Air Zoned Heating and Cooling System
  • Heating System Uses Natural Gas
  • Well
  • Septic Tank

Community Details

  • Toccoa River Subdivision

Listing and Financial Details

  • Tax Lot 34
  • Assessor Parcel Number 0046 11C12

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,631

Year Built

Built in 2002

Lot Details

0

Parking

2

Listing Details

  • Standard Status: Closed
  • Property Type: Residential
  • MLS Status: Closed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Traditional
  • Property Condition: Resale
  • Year Built: 2002
  • Levels Stories: Three Or More
  • Special Features: None

Property Details

  • Property: Residential Detached

Interior Features

  • Fireplace Features: Basement, Family Room, Gas Starter, Outside
  • Number Of Fireplaces: 4
  • Appliances: Dishwasher, Gas Range, Microwave
  • Interior Amenities: Cathedral Ceiling(s), Entrance Foyer, High Ceilings 9 ft Main, Walk-In Closet(s)
  • Basement: Bath/Stubbed, Daylight, Exterior Entry, Finished, Full, Interior Entry
  • Kitchen Features: Cabinets Stain, Keeping Room, Second Kitchen, Stone Counters, View to Family Room
  • Common Walls: No Common Walls
  • Additional Rooms: Family Room, Game Room, Great Room - 1 Story
  • Dining Room Features: Seats 12+, Separate Dining Room
  • Square Footage: 6708.00
  • Spa Features: Private
  • Window Features: Insulated Windows

Beds/Baths

  • Total Bedrooms: 6
  • Bedroom Features: Master on Main, Sitting Room
  • Lower Bedrooms: 2
  • Main Bedrooms: 2
  • Total Full Baths: 6
  • Total Half Baths: 1
  • Lower Full Bathrooms: 2
  • Main Full Bathrooms: 2
  • Main Half Bathrooms: 1
  • Master Bathroom Features: Double Vanity, Separate Tub/Shower, Whirlpool Tub

Exterior Features

  • Construction Materials: Cement Siding, Stone
  • Roof Type: Composition
  • Patio And Porch Features: Front Porch, Wrap Around

Garage/Parking

  • Carport or Garage: 2
  • Number of Garage Spaces: 2
  • Parking Features: Attached, Garage, Kitchen Level, Parking Pad

Utilities

  • Sewer: Septic Tank
  • Water Source: Well
  • Security: Security System Owned
  • Cooling: Central Air, Zoned
  • Heating: Forced Air, Natural Gas, Zoned
  • Laundry Features: Laundry Room, Main Level

Condo/Co-op/Association

  • Master Association Fee Frequency: Annually
  • Subdivision Complex: Toccoa River

Schools

  • Elementary School: Blue Ridge - Fannin
  • Middle School: Fannin County
  • High School: Fannin County

Lot Info

  • Acres: 1.1000
  • Lot: 34
  • Deed Book: 375
  • Deed Page: 410
  • Lot Features: Landscaped, Level, Private, Stream or River On Lot
  • Lot Dimensions: 1.1
  • Parcel Number: 0046 11C12
  • Property Attached Yn: No

Green Features

  • Efficiency: Windows

Tax Info

  • Taxes: 2631.00
  • Assessor Parcel Number: 0046-11C12
  • Close Date: 2018-01-05
  • Tax Year: 2016

Multi Family

  • Waterfront Features: River Front

MLS Schools

  • Elementary School: Blue Ridge - Fannin
  • High School: Fannin County
  • Middle School: Fannin County

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Sep 30, 2024
Sold by
Whaley Jonathan Taylor
Bought by
Tw & Tw Properties Llc
Current Estimated Value
$1,520,333

Purchase Details

Listed on
Jan 31, 2024
Closed on
Mar 28, 2024
Sold by
475 Toccoa River Lane Llc
Bought by
Whaley Jonathan Taylor and Whaley Tiffany Plain
Seller's Agent
Ralph Harvey
Listwithfreedom.com INC
Buyer's Agent
Laura Elleby
Compass
List Price
$1,400,000
Sold Price
$1,400,000
Views
69

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.26%
Original Mortgage
$1,050,000
Interest Rate
6.5%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jun 9, 2020
Closed on
Aug 3, 2021
Sold by
Young Cynthia
Bought by
475 Toccoa River Lane
Seller's Agent
Kim Knutzen
Ansley Real Estate| Christie's International Real Estate
Buyer's Agent
CHRISTY REECE
Mountain Place Realty, LLC.
List Price
$1,200,000
Sold Price
$990,000
Premium/Discount to List
-$210,000
-17.5%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.97%
Original Mortgage
$750,000
Interest Rate
2.9%
Mortgage Type
Commercial

Purchase Details

Listed on
Jul 11, 2017
Closed on
Jan 5, 2018
Sold by
Leach Ernest R
Bought by
Young Cynthia F
Seller's Agent
Caroline Gamma
NOT A VALID MEMBER
Buyer's Agent
Kim Knutzen
Ansley Real Estate| Christie's International Real Estate
List Price
$750,000
Sold Price
$700,000
Premium/Discount to List
-$50,000
-6.67%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.17%
Original Mortgage
$250,000
Interest Rate
3.94%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 4, 2000
Sold by
Jones Donald E & Mil
Bought by
Leach Ernest R
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed -- --
Warranty Deed $1,400,000 --
Warranty Deed $990,000 --
Warranty Deed $700,000 --
Deed $22,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $1,050,000 New Conventional
Previous Owner $250,000 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/28/2024 03/28/24 Sold $1,400,000 0.0% $209 / Sq Ft
02/29/2024 02/29/24 Pending -- -- --
01/31/2024 01/31/24 For Sale $1,400,000 +41.4% $209 / Sq Ft
08/04/2021 08/04/21 Sold $990,000 -1.0% $148 / Sq Ft
06/24/2021 06/24/21 Pending -- -- --
10/26/2020 10/26/20 Price Changed $1,000,000 -9.1% $149 / Sq Ft
08/17/2020 08/17/20 Price Changed $1,100,000 -8.3% $164 / Sq Ft
06/09/2020 06/09/20 For Sale $1,200,000 +71.4% $179 / Sq Ft
01/05/2018 01/05/18 Sold $700,000 -6.7% $104 / Sq Ft
10/18/2017 10/18/17 Pending -- -- --
07/11/2017 07/11/17 For Sale $750,000 -- $112 / Sq Ft
Source: First Multiple Listing Service (FMLS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,435 $483,870 $37,623 $446,247
2023 $3,949 $387,288 $32,992 $354,296
2022 $3,993 $391,744 $32,992 $358,752
2021 $3,236 $230,762 $31,488 $199,274
2020 $3,289 $230,762 $31,488 $199,274
2019 $3,353 $230,762 $31,488 $199,274
2018 $3,586 $232,788 $33,514 $199,274
2017 $3,984 $225,137 $23,535 $201,602
2016 $2,631 $197,851 $16,168 $181,683
2015 $2,692 $175,122 $16,168 $158,954
2014 $2,517 $165,221 $20,465 $144,756
2013 -- $165,221 $20,465 $144,756
Source: Public Records

Agents Affiliated with this Home

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Map

Source: First Multiple Listing Service (FMLS)

MLS Number: 5876779

First Multiple Listing Service (FMLS)

APN: 0046-11C12