475 Toccoa River Ln Mineral Bluff, GA 30559
6
Beds
6.5
Baths
6,708
Sq Ft
1.1
Acres
Highlights
- Second Kitchen
- River Front
- Dining Room Seats More Than Twelve
- Spa
- Sitting Area In Primary Bedroom
- Private Lot
About This Home
As of March 2024Fantastic and immaculate riverfront retreat. This three level elegant 6 bedroom, 6 1/2 bath custom built home has 140 ft. of Toccoa river frontage w/mountain views to complete the dream. Master suite plus another bedroom and bath on the main level, large chef's kitchen, upscale finished terrace level w/2nd kitchen and 2 en-suite bedrooms, wrap around covered porches, new hot tub, new fire pit, and riverside deck. Located on the bend of the river providing great river views. Generate excellent rental income as seasonal rental or B&B . Only 15 minutes to Blue Ridge.
Last Agent to Sell the Property
Caroline Gamma
NOT A VALID MEMBER License #240352 Listed on: 07/11/2017
Last Buyer's Agent
Ansley Real Estate| Christie's International Real Estate License #246978
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,631
Year Built
- Built in 2002
Lot Details
- 1.1 Acre Lot
- River Front
- Landscaped
- Private Lot
- Level Lot
Parking
- 2 Car Attached Garage
- Parking Pad
- Parking Accessed On Kitchen Level
Home Design
- Traditional Architecture
- Composition Roof
- Cement Siding
- Stone Siding
Interior Spaces
- 6,708 Sq Ft Home
- 3-Story Property
- Cathedral Ceiling
- Fireplace With Gas Starter
- Insulated Windows
- Entrance Foyer
- Family Room with Fireplace
- 4 Fireplaces
- Great Room
- Dining Room Seats More Than Twelve
- Formal Dining Room
- Game Room
- Keeping Room
- Security System Owned
Kitchen
- Second Kitchen
- Open to Family Room
- Gas Range
- Microwave
- Dishwasher
- Stone Countertops
- Wood Stained Kitchen Cabinets
Bedrooms and Bathrooms
- Sitting Area In Primary Bedroom
- 6 Bedrooms | 2 Main Level Bedrooms
- Primary Bedroom on Main
- Walk-In Closet
- Dual Vanity Sinks in Primary Bathroom
- Whirlpool Bathtub
- Separate Shower in Primary Bathroom
Laundry
- Laundry Room
- Laundry on main level
Finished Basement
- Basement Fills Entire Space Under The House
- Interior and Exterior Basement Entry
- Fireplace in Basement
- Stubbed For A Bathroom
- Natural lighting in basement
Eco-Friendly Details
- Energy-Efficient Windows
Outdoor Features
- Spa
- Stream or River on Lot
- Outdoor Fireplace
- Wrap Around Porch
Schools
- Blue Ridge - Fannin Elementary School
- Fannin County Middle School
- Fannin County High School
Utilities
- Forced Air Zoned Heating and Cooling System
- Heating System Uses Natural Gas
- Well
- Septic Tank
Community Details
- Toccoa River Subdivision
Listing and Financial Details
- Tax Lot 34
- Assessor Parcel Number 0046 11C12
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Sep 30, 2024
Sold by
Whaley Jonathan Taylor
Bought by
Tw & Tw Properties Llc
Current Estimated Value
Purchase Details
Listed on
Jan 31, 2024
Closed on
Mar 28, 2024
Sold by
475 Toccoa River Lane Llc
Bought by
Whaley Jonathan Taylor and Whaley Tiffany Plain
Seller's Agent
Ralph Harvey
Listwithfreedom.com INC
Buyer's Agent
Laura Elleby
Compass
List Price
$1,400,000
Sold Price
$1,400,000
Views
69
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.83%
Original Mortgage
$1,050,000
Interest Rate
6.5%
Mortgage Type
New Conventional
Purchase Details
Listed on
Jun 9, 2020
Closed on
Aug 3, 2021
Sold by
Young Cynthia
Bought by
475 Toccoa River Lane
Seller's Agent
Kim Knutzen
Ansley Real Estate| Christie's International Real Estate
Buyer's Agent
CHRISTY REECE
Mountain Place Realty, LLC.
List Price
$1,200,000
Sold Price
$990,000
Premium/Discount to List
-$210,000
-17.5%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.97%
Original Mortgage
$750,000
Interest Rate
2.9%
Mortgage Type
Commercial
Purchase Details
Listed on
Jul 11, 2017
Closed on
Jan 5, 2018
Sold by
Leach Ernest R
Bought by
Young Cynthia F
Seller's Agent
Caroline Gamma
NOT A VALID MEMBER
Buyer's Agent
Kim Knutzen
Ansley Real Estate| Christie's International Real Estate
List Price
$750,000
Sold Price
$700,000
Premium/Discount to List
-$50,000
-6.67%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.17%
Original Mortgage
$250,000
Interest Rate
3.94%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Dec 4, 2000
Sold by
Jones Donald E & Mil
Bought by
Leach Ernest R
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Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Quit Claim Deed | -- | -- | |
| Warranty Deed | $1,400,000 | -- | |
| Warranty Deed | $990,000 | -- | |
| Warranty Deed | $700,000 | -- | |
| Deed | $22,500 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $1,050,000 | New Conventional | |
| Previous Owner | $1,080,610 | New Conventional | |
| Previous Owner | $750,000 | Commercial | |
| Previous Owner | $250,000 | Purchase Money Mortgage | |
| Previous Owner | $100,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 03/28/2024 03/28/24 | Sold | $1,400,000 | 0.0% | $209 / Sq Ft |
| 02/29/2024 02/29/24 | Pending | -- | -- | -- |
| 01/31/2024 01/31/24 | For Sale | $1,400,000 | +41.4% | $209 / Sq Ft |
| 08/04/2021 08/04/21 | Sold | $990,000 | -1.0% | $148 / Sq Ft |
| 06/24/2021 06/24/21 | Pending | -- | -- | -- |
| 10/26/2020 10/26/20 | Price Changed | $1,000,000 | -9.1% | $149 / Sq Ft |
| 08/17/2020 08/17/20 | Price Changed | $1,100,000 | -8.3% | $164 / Sq Ft |
| 06/09/2020 06/09/20 | For Sale | $1,200,000 | +71.4% | $179 / Sq Ft |
| 01/05/2018 01/05/18 | Sold | $700,000 | -6.7% | $104 / Sq Ft |
| 10/18/2017 10/18/17 | Pending | -- | -- | -- |
| 07/11/2017 07/11/17 | For Sale | $750,000 | -- | $112 / Sq Ft |
Source: First Multiple Listing Service (FMLS)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,435 | $483,870 | $37,623 | $446,247 |
| 2023 | $3,949 | $387,288 | $32,992 | $354,296 |
| 2022 | $3,993 | $391,744 | $32,992 | $358,752 |
| 2021 | $3,236 | $230,762 | $31,488 | $199,274 |
| 2020 | $3,289 | $230,762 | $31,488 | $199,274 |
| 2019 | $3,353 | $230,762 | $31,488 | $199,274 |
| 2018 | $3,586 | $232,788 | $33,514 | $199,274 |
| 2017 | $3,984 | $225,137 | $23,535 | $201,602 |
| 2016 | $2,631 | $197,851 | $16,168 | $181,683 |
| 2015 | $2,692 | $175,122 | $16,168 | $158,954 |
| 2014 | $2,517 | $165,221 | $20,465 | $144,756 |
| 2013 | -- | $165,221 | $20,465 | $144,756 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2024
Ralph Harvey
Listwithfreedom.com INC
(855) 456-4945
1 in this area
11,036 Total Sales
-
Buyer's Agent in 2024
Laura Elleby
Compass
(678) 736-1132
7 in this area
156 Total Sales
-
Seller's Agent in 2021
Kim Knutzen
Ansley Real Estate| Christie's International Real Estate
(770) 402-1908
26 in this area
301 Total Sales
-
C
Buyer's Agent in 2021
CHRISTY REECE
Mountain Place Realty, LLC.
-
C
Seller's Agent in 2018
Caroline Gamma
NOT A VALID MEMBER
Map
Source: First Multiple Listing Service (FMLS)
MLS Number: 5876779
APN: 0046-11C12
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