NOT LISTED FOR SALE

4759 Clearwater Ln Unit 1 Naperville, IL 60564

Saddle Creek Neighborhood

Estimated Value: $577,000 - $651,000

5 Beds
4 Baths
2,204 Sq Ft
$277/Sq Ft Est. Value

Last Sold August 01, 2019

Last sale price $395,000 $179 Per Sq Ft

Est. 55% increase in value since last sale

Current estimated payment $4,353/month

5 Days on Market

Highlights

  • Cape Cod Architecture
  • Landscaped Professionally
  • Property is adjacent to nature preserve
  • Oliver Julian Kendall Elementary School Rated A+
  • Deck
  • Recreation Room

About This Home

As of August 2019

WOW! LOCATION, LOCATION, LOCATION! HUGE BACKYARD BACKING TO OPEN GREEN SPACE & CREEK! BEAUTIFUL VIEWS & PRIVACY! GORGEOUS CAPE COD HOME "TOM BART BUILDERS" WITH BRAND NEW QUARTZ COUNTERTOPS, BRAND NEW STAINLESS STEEL APPLIANCES, BRAND NEW CARPET & FRESHLY PAINTED IN TODAY'S COLORS (2019)! WHITE WOODWORK & TRIM! 4 BEDROOMS, 3.5 BATHS, 2 FIREPLACES, & A FINISHED BASEMENT! LOOKS LIKE A MODEL! LIGHT & BRIGHT WITH VOLUME CEILINGS! BEAUTIFUL UPDATED GOURMET KITCHEN W/WHITE CABINETRY & PULL OUT DRAWERS, CENTER ISLAND, BACKSPLASH, GLASS CABINET, NEW QUARTZ COUNTERTOPS, & ALL NEW SS APPLIANCES! GREAT FAMILY ROOM W/FIREPLACE & GAS LOGS OVERLOOK THE DECK & BACKYARD! LUXURY MASTER SUITE W/2ND FIREPLACE, VOLUME CEILINGS, WIC & LAVISH BATH W/WHIRLPOOL TUB! FULL FINISHED BASEMENT WITH FULL BATH, 5TH BEDROOM AND HUGE RECREATION/GAME ROOM. CHARMING WRAP-AROUND FRONT PORCH! HUGE 1ST FLOOR LAUNDRY/MUD RM W/CLOSET & CABINETS! WALK TO ELEMENTARY SCHOOL & PARKS! WONDERFUL QUIET INTERIOR STREET! LOVELY!

Last Agent to Sell the Property

Caroline Senetar

RE/MAX of Naperville License #475130073 Listed on: 06/14/2019

RE/MAX of Naperville

Last Buyer's Agent

Crystal Dekalb

Redfin Corporation License #475176399

Redfin Corporation

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $11,027

Year Built | Renovated

  • 1995 | 2019

Lot Details

  • Property is adjacent to nature preserve
  • Landscaped Professionally

HOA Fees

  • $15 per month

Parking

  • Attached Garage
  • Garage Door Opener
  • Parking Included in Price
  • Garage Is Owned

Home Design

  • Cape Cod Architecture
  • Cedar

Interior Spaces

  • Vaulted Ceiling
  • Gas Log Fireplace
  • Recreation Room

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Oven or Range
  • Range Hood
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • Walk-In Closet
  • Primary Bathroom is a Full Bathroom
  • Dual Sinks
  • Whirlpool Bathtub
  • Separate Shower

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom

Outdoor Features

  • Deck
  • Porch

Utilities

  • Central Air
  • Heating System Uses Gas
  • Lake Michigan Water

Home Details

Home Type

Single Family

Est. Annual Taxes

$11,027

Year Built | Renovated

1995 | 2019

Lot Details

0

HOA Fees

$15 per month

Parking

2

Listing Details

  • Property Type: Detached Single
  • General Information: School Bus Service
  • Recent Rehab: Yes
  • Age: 21-25 Years
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Number Interior Fireplaces: 2
  • Ownership: Fee Simple
  • Rehab Year: 2019
  • Total Full or Half Bathrooms: 3.1
  • Style Of House: Cape Cod
  • Type Detached: 2 Stories
  • Estimated Year Built: 1995
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1995
  • Year Renovated: 2019

Interior Features

  • Interior Property Features: Vaulted/Cathedral Ceilings, 1st Floor Laundry, Walk-In Closet(s)
  • Number Of Rooms: 10
  • Living Room: Dimensions: 16X12, On Level: Main Level, Flooring: Carpet, Windows: All
  • Appliances: Oven/Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, All Stainless Steel Kitchen Appliances, Range Hood
  • Equipment: Humidifier, Ceiling Fan, Sump Pump
  • Fireplace Details: Gas Logs
  • Fireplace Location: Family Room, Master Bedroom
  • Basement: Full
  • Basement: Finished
  • Basement Bathrooms: Yes
  • Bedrooms All Levels: 5
  • Below Grade Bedrooms: 1
  • Primary Bedroom Bath: Full
  • Bathroom Amenities: Whirlpool, Separate Shower, Double Sink
  • Above Grade Bedrooms: 4
  • Laundry: Dimensions: 17X05, On Level: Main Level
  • Dining Room: Dimensions: 13X11, On Level: Main Level, Flooring: Carpet, Windows: All
  • Kitchen Type: Dimensions: 19X15, On Level: Main Level, Flooring: Ceramic Tile, Windows: All
  • Kitchen Type: Eating Area-Breakfast Bar, Island, Pantry-Closet
  • Additional Rooms: 5th Bedroom, Recreation Room
  • Master Bedroom: Dimensions: 17X15, On Level: 2nd Level, Flooring: Carpet, Windows: All
  • Additional Room 1 Name: 5th Bdrm, Dimensions: 20X12, On Level: Basement, Flooring: Carpet
  • Additional Room 2 Name: Recreation Rm, Dimensions: 26X19, On Level: Basement, Flooring: Carpet
  • Bedroom 2: Dimensions: 15X11, On Level: 2nd Level, Flooring: Carpet, Windows: All
  • Bedroom 3: Dimensions: 14X11, On Level: 2nd Level, Flooring: Carpet, Windows: All
  • Bedroom 4: Dimensions: 11X11, On Level: 2nd Level, Flooring: Carpet
  • Estimated Sq Ft: 2204
  • Dining Room Type: Separate
  • Family Room: Dimensions: 17X15, On Level: Main Level, Flooring: Carpet

Exterior Features

  • Lot Size: Less Than .25 Acre
  • Exterior Building Type: Cedar
  • Waterfront: Yes
  • Exterior Property Features: Deck, Porch
  • Acreage: 0.23

Garage/Parking

  • Parking: Garage
  • Garage Type: Attached
  • Garage Details: Garage Door Opener(s)
  • Garage On Site: Yes
  • Number Garage Spaces: 2.5
  • Parking Included In Price: Yes
  • Garage Ownership: Owned

Utilities

  • Air Conditioner: Central Air
  • Water: Lake Michigan
  • Sewer: Sewer-Public
  • Heating Fuel: Gas

Condo/Co-op/Association

  • Fee Frequency: Annual
  • Assessed Sq Ft: 2204
  • Assessment Association Fees: 180

Schools

  • School District: 204
  • Elementary School: Kendall Elementary School
  • High School: Neuqua Valley High School
  • Junior High Dist: 204
  • Junior High/Middle School #2: Crone Middle School

Lot Info

  • Lot Dimensions: 75 X 134 APPRX
  • Lot Description: Nature Preserve Adjacent, Landscaped Professionally
  • Parcel Identification Number: 0701154010070000

Tax Info

  • Taxes: 8941.90

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 14, 2019
Closed on
Aug 1, 2019
Sold by
Liu Fred
Bought by
Ludens Bradley and Ludens Rebecca
Seller's Agent
Caroline Senetar
RE/MAX of Naperville
Buyer's Agent
Crystal Dekalb
Redfin Corporation
List Price
$408,800
Sold Price
$395,000
Premium/Discount to List
-$13,800
-3.38%
Total Days on Market
5
Current Estimated Value
$611,453

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$216,453
Avg. Annual Appreciation
7.74%
Original Mortgage
$316,000
Outstanding Balance
$280,744
Interest Rate
4%
Mortgage Type
New Conventional
Estimated Equity
$330,709

Purchase Details

Closed on
May 31, 2019
Sold by
Liu Shirley C and Chang Shirley
Bought by
Liu Fred

Purchase Details

Closed on
Jul 18, 2005
Sold by
Liu Fred
Bought by
Liu Fred and Liu Shirley C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,000
Interest Rate
5.93%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 28, 2003
Sold by
Capuano James R
Bought by
Liu Fred

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$304,000
Interest Rate
5.75%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Nov 17, 2000
Sold by
Ciesniewski John A and Ciesniewski Amy M
Bought by
Capuano James R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$170,000
Interest Rate
7.7%

Purchase Details

Closed on
Aug 18, 1995
Sold by
Tom Bart Construction Inc
Bought by
Ciesniewski John A and Ciesniewski Amy M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$252,700
Interest Rate
7.55%

Purchase Details

Closed on
Aug 14, 1995
Sold by
First Colonial Trust Company
Bought by
Tom Bart Construction

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$252,700
Interest Rate
7.55%
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ludens Bradley $395,000 Greater Illinois Title Co
Liu Fred $108,461 Greater Illinois Title Co
Liu Fred -- Lawyers Title Insurance Corp
Liu Fred $380,000 Chicago Title Insurance Comp
Capuano James R $350,000 Chicago Title Insurance Co
Ciesniewski John A $266,000 Chicago Title Insurance Co
Tom Bart Construction $60,000 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Ludens Bradley $316,000
Previous Owner Liu Fred $165,000
Previous Owner Liu Fred $150,000
Previous Owner Liu Fred $200,000
Previous Owner Liu Fred $271,000
Previous Owner Liu Fred $304,000
Previous Owner Capuano James R $170,000
Previous Owner Ciesniewski John A $252,700
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/01/2019 08/01/19 Sold $395,000 -3.4% $179 / Sq Ft
06/19/2019 06/19/19 Pending -- -- --
06/14/2019 06/14/19 For Sale $408,800 -- $185 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $11,027 $155,795 $39,034 $116,761
2022 $9,471 $136,721 $36,925 $99,796
2021 $9,048 $130,211 $35,167 $95,044
2020 $8,874 $128,148 $34,610 $93,538
2019 $8,719 $124,537 $33,635 $90,902
2018 $8,554 $120,194 $32,895 $87,299
2017 $8,942 $123,967 $32,046 $91,921
2016 $8,923 $121,298 $31,356 $89,942
2015 $8,636 $116,633 $30,150 $86,483
2014 $8,636 $109,265 $30,150 $79,115
2013 $8,636 $109,265 $30,150 $79,115
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD10416569

Midwest Real Estate Data (MRED)

APN: 07-01-15-401-007