Cathy Miles
Responds Quickly
Miles Home Team, LLC
(513) 586-5142
158 Total Sales
2 in Ludlow
$175K - $275K Price Range
476 Elm St Ludlow, KY 41016
Ludlow Area
3
Beds
2.5
Baths
1,764
Sq Ft
3,220
Sq Ft Lot
Highlights
- River View
- Deck
- 2 Fireplaces
- Craftsman Architecture
- Wood Flooring
- Bonus Room
About This Home
As of May 2026This home features stunning river and park views from the rear deck, plus city and Ludlow Elementary School views from the front balcony. This home blends classic architectural details--coffered and tray ceilings, stained-glass windows, and hardwood floors--with contemporary updates. The huge, updated kitchen features granite countertops and ample workspace. It offers three bedrooms plus a versatile bonus room ideal for an office, gym, or studio. Additional conveniences include a private driveway and covered parking beneath the deck.
Last Agent to Sell the Property
National Real Estate License #267191 Listed on: 04/17/2026
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Home Details
Home Type
- Single Family
Lot Details
- 3,220 Sq Ft Lot
- Partially Fenced Property
- Aluminum or Metal Fence
- Land Lease
Property Views
- River
- City
- Park or Greenbelt
Home Design
- Craftsman Architecture
- Brick Exterior Construction
- Poured Concrete
- Shingle Roof
Interior Spaces
- 1,764 Sq Ft Home
- 2-Story Property
- Coffered Ceiling
- Ceiling Fan
- Skylights
- 2 Fireplaces
- Entrance Foyer
- Family Room
- Formal Dining Room
- Bonus Room
- Storage
Kitchen
- Eat-In Kitchen
- Double Oven
- Electric Cooktop
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Granite Countertops
- Disposal
Flooring
- Wood
- Carpet
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Bathtub with Shower
Laundry
- Laundry on main level
- Stacked Washer and Dryer
Unfinished Basement
- Walk-Out Basement
- Basement Storage
Home Security
- Home Security System
- Storm Doors
Parking
- No Garage
- Driveway
Outdoor Features
- Balcony
- Deck
- Covered Patio or Porch
Schools
- Mary A. Goetz Elementary School
- Ludlow Middle School
- Ludlow High School
Utilities
- Central Air
- Heating System Uses Natural Gas
Community Details
- No Home Owners Association
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 17, 2026
Closed on
May 18, 2026
Sold by
Bought by
Seller's Agent
Jessica Bottoms
National Real Estate
Buyer's Agent
Kaylee Frohloff
Pivot Realty Group
List Price
$335,000
Sold Price
$336,000
Premium/Discount to List
$1,000
0.3%
Views
3
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-6.20%
Original Mortgage
$309,120
Outstanding Balance
$308,833
Interest Rate
6.37%
Mortgage Type
New Conventional
Estimated Equity
$22,681
Purchase Details
Listed on
Nov 11, 2021
Closed on
Dec 22, 2021
Sold by
Bought by
Seller's Agent
Liz Jacobs
Coldwell Banker Realty FM
Buyer's Agent
Tom Reese
Huff Realty - Florence
List Price
$210,000
Sold Price
$210,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.27%
Original Mortgage
$199,500
Interest Rate
3.11%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 5, 2018
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$6,000
Interest Rate
4.22%
Mortgage Type
New Conventional
Purchase Details
Closed on
Sep 15, 2017
Sold by
Bought by
Purchase Details
Closed on
Mar 3, 2014
Sold by
Bought by
Purchase Details
Closed on
Jun 28, 2006
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$10,000
Interest Rate
6.68%
Mortgage Type
Credit Line Revolving
Purchase Details
Closed on
Oct 21, 2004
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$102,273
Interest Rate
5.73%
Mortgage Type
Construction
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Ludlow, KY
-
Cathy Miles
-
David Schneider
David Schneider
Blue Chicken Realty
(513) 586-5839
93 Total Sales
1 in Ludlow
$152,000 Price
-
Jody Connett
JC
Jody Connett
Huff Realty - CC
(513) 586-6213
115 Total Sales
2 in Ludlow
$272K - $328K Price Range
-
Sara Scheyer-Arnett
Sara Scheyer-Arnett
RE/MAX Victory + Affiliates
(859) 600-0275
92 Total Sales
1 in Ludlow
$190,000 Price
-
Melissa Jakubowski
Melissa Jakubowski
eXp Realty, LLC
(513) 866-3028
81 Total Sales
1 in Ludlow
$171,000 Price
-
Kim Hermann
Kim Hermann
Huff Realty - CC
(859) 479-0331
237 Total Sales
2 in Ludlow
$245K - $270K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $336,000 | Indecomm Global Services | |
| Warranty Deed | $210,000 | None Listed On Document | |
| Deed | $187,500 | None Available | |
| Special Warranty Deed | $75,000 | None Available | |
| Interfamily Deed Transfer | -- | None Available | |
| Warranty Deed | -- | Homeowners Title | |
| Deed | $80,000 | Kentucky Land Title Agency I |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $309,120 | New Conventional | |
| Previous Owner | $199,500 | New Conventional | |
| Previous Owner | $6,000 | New Conventional | |
| Previous Owner | $181,875 | New Conventional | |
| Previous Owner | $10,000 | Credit Line Revolving | |
| Previous Owner | $111,000 | Unknown | |
| Previous Owner | $102,273 | Construction |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 05/18/2026 05/18/26 | Sold | $336,000 | +0.3% | $190 / Sq Ft | |
| 04/17/2026 04/17/26 | Pending | -- | -- | -- | |
| 04/17/2026 04/17/26 | For Sale | $335,000 | +59.5% | $190 / Sq Ft | |
| 12/23/2021 12/23/21 | Sold | $210,000 | 0.0% | $119 / Sq Ft | View Prior Sale |
| 11/12/2021 11/12/21 | Pending | -- | -- | -- | |
| 11/11/2021 11/11/21 | For Sale | $210,000 | -- | $119 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,743 | $210,000 | $10,000 | $200,000 |
| 2024 | $2,730 | $210,000 | $10,000 | $200,000 |
| 2023 | $2,703 | $210,000 | $10,000 | $200,000 |
| 2022 | $2,701 | $210,000 | $10,000 | $200,000 |
| 2021 | $2,685 | $187,500 | $10,000 | $177,500 |
| 2020 | $2,674 | $187,500 | $10,000 | $177,500 |
| 2019 | $2,659 | $187,500 | $10,000 | $177,500 |
| 2018 | $1,102 | $75,000 | $10,000 | $65,000 |
| 2017 | $1,492 | $105,000 | $10,000 | $95,000 |
| 2015 | $1,423 | $105,000 | $10,000 | $95,000 |
| 2014 | $1,367 | $105,000 | $10,000 | $95,000 |
Source: Public Records
Agents Affiliated with this Home
-
Jessica Bottoms
Seller's Agent in 2026
Jessica Bottoms
National Real Estate
(601) 927-3102
13 Total Sales
-
Kaylee Frohloff
Buyer's Agent in 2026
Kaylee Frohloff
Pivot Realty Group
(513) 642-1884
29 Total Sales
-
Liz Jacobs
Seller's Agent in 2021
Liz Jacobs
Coldwell Banker Realty FM
(859) 655-5818
79 Total Sales
-
T
Buyer's Agent in 2021
Tom Reese
Huff Realty - Florence
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 641641
APN: 026-33-05-020.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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