4765 Ragged Mountain Ln Charlottesville, VA 22903
4
Beds
4.5
Baths
3,956
Sq Ft
3.12
Acres
Highlights
- Sitting Area In Primary Bedroom
- Views of Trees
- High Ceiling
- Virginia L. Murray Elementary School Rated A
- Hydromassage or Jetted Bathtub
- Mud Room
About This Home
As of June 2025This stately French provincial-inspired 2017 custom home sits on 3+ serene acres in sought-after Ragged Mountain Farm. The stucco exterior, classic rooflines, and symmetrical architecture evoke Old World charm, while thoughtful modern amenities ensure luxurious day-to-day living. Inside, you’ll find four spacious bedrooms, each with its own en suite bathroom, including a well-appointed main-level suite ideal for guests or multi-generational living. The primary suite is a sanctuary with a private sitting area, spa-inspired bathroom, and a beverage station for morning coffee or evening unwinding. A double-sided gas fireplace serves as a dramatic centerpiece between the inviting living room and playroom, creating a warm, shared atmosphere with defined spaces. The gourmet kitchen flows seamlessly into an open living area, while a refined library with custom built-in shelving provides a quiet retreat for reading or remote work. Outdoor living abounds with an outdoor kitchen, covered deck and patio, and a screened porch to take in the sprawling lot and wooded privacy. Additional features include a huge ready-to-finish basement, hardwood floors throughout, 3-car garage with EV charger, ample storage, and fresh paint. See 3-D tour!
Last Agent to Sell the Property
CORE REAL ESTATE PARTNERS LLC Brokerage Phone: 434-882-1761 License #0225196879 Listed on: 05/13/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $11,567
Year Built
- Built in 2017
Lot Details
- 3.12 Acre Lot
- Cul-De-Sac
- Zoning described as RA Rural Area
HOA Fees
- $42 per month
Parking
- 3 Car Garage
- Basement Garage
- Side Facing Garage
- Garage Door Opener
Home Design
- Poured Concrete
- Stick Built Home
- Stucco
Interior Spaces
- 2-Story Property
- Wet Bar
- High Ceiling
- Recessed Lighting
- Fireplace With Glass Doors
- Gas Log Fireplace
- Double Pane Windows
- Window Screens
- Mud Room
- Entrance Foyer
- Home Office
- Screened Porch
- Views of Trees
- Sink Near Laundry
Kitchen
- Eat-In Kitchen
- Breakfast Bar
- Electric Range
- Microwave
- Dishwasher
- Kitchen Island
Bedrooms and Bathrooms
- Sitting Area In Primary Bedroom
- 4 Bedrooms | 1 Primary Bedroom on Main
- Walk-In Closet
- Double Vanity
- Hydromassage or Jetted Bathtub
Outdoor Features
- Patio
Schools
- Murray Elementary School
- Henley Middle School
- Western Albemarle High School
Utilities
- Central Air
- Heat Pump System
- Programmable Thermostat
- Private Water Source
- Well
Community Details
- Built by BRAXTON DESIGN GROUP
- Ragged Mountain Farm Subdivision
Listing and Financial Details
- Assessor Parcel Number 07400-00-00-005B7
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 13, 2025
Closed on
Jun 13, 2025
Sold by
Hickey Timothy and Hickey Elizabeth Khan
Bought by
Lovin Benjamin and Lovin Julia
Seller's Agent
Shannon Thomas
CORE REAL ESTATE PARTNERS LLC
Buyer's Agent
Maggie Hollloway
CORE REAL ESTATE PARTNERS LLC
List Price
$1,650,000
Sold Price
$1,700,000
Premium/Discount to List
$50,000
3.03%
Views
46
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-37.63%
Original Mortgage
$1,300,000
Outstanding Balance
$1,298,894
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$322,720
Similar Homes in Charlottesville, VA
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $1,700,000 | Old Republic National Title In |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $1,300,000 | New Conventional | |
| Previous Owner | $1,000,000 | New Conventional | |
| Previous Owner | $761,348 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/25/2025 06/25/25 | Sold | $1,700,000 | +3.0% | $430 / Sq Ft |
| 05/18/2025 05/18/25 | Pending | -- | -- | -- |
| 05/13/2025 05/13/25 | For Sale | $1,650,000 | -- | $417 / Sq Ft |
Source: Charlottesville area Association of Realtors®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $13,522 | $1,512,500 | $300,800 | $1,211,700 |
| 2024 | $11,567 | $1,354,500 | $315,500 | $1,039,000 |
| 2023 | $11,179 | $1,309,000 | $308,200 | $1,000,800 |
| 2022 | $10,135 | $1,186,800 | $308,200 | $878,600 |
| 2021 | $9,405 | $1,101,300 | $300,900 | $800,400 |
| 2020 | $9,861 | $1,154,700 | $344,900 | $809,800 |
| 2019 | $9,561 | $1,119,600 | $344,900 | $774,700 |
| 2018 | $4,457 | $1,062,500 | $344,900 | $717,600 |
| 2017 | $6,895 | $821,800 | $372,600 | $449,200 |
| 2016 | $2,654 | $316,300 | $316,300 | $0 |
| 2015 | $2,449 | $299,000 | $299,000 | $0 |
| 2014 | -- | $250,000 | $250,000 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
S
Seller's Agent in 2025
Shannon Thomas
CORE REAL ESTATE PARTNERS LLC
-
M
Buyer's Agent in 2025
Maggie Hollloway
CORE REAL ESTATE PARTNERS LLC
Map
Source: Charlottesville area Association of Realtors®
MLS Number: 664473
APN: 07400-00-00-005B7
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