NOT LISTED FOR SALE

477 Ripple Creek Dr Elsmere, KY 41018

Estimated Value: $245,000 - $268,000

3 Beds
2.5 Baths
1,040 Sq Ft
$249/Sq Ft Est. Value

Last Sold July 01, 2024

Last sale price $250,000 $240 Per Sq Ft

Est. 4% increase in value since last sale

Current estimated payment $1,720/month

Highlights

  • Traditional Architecture
  • Fireplace
  • En-Suite Primary Bedroom
  • No HOA
  • Living Room
  • Forced Air Heating and Cooling System

About This Home

As of July 2024

Move into this well maintained home and enjoy the cathedral ceilings, 2 car garage, newer mechanics, fenced in backyard, stainless appliances, and much more! The upper level has 2 full bathrooms including one adjoining to the primary bedroom. The second large living area on the lower level also has a half-bath. Several new Pella windows including a new sliding glass door. Make this house your home today!

Last Agent to Sell the Property

Brock Hart

Keller Williams Realty Services Listed on: 05/16/2024

Keller Williams Realty Services

Last Buyer's Agent

Brett Slusher

Keller Williams Realty Services License #269056

Keller Williams Realty Services

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,684

Year Built

  • Built in 1993

Lot Details

  • 6,098

Parking

  • 2 Car Garage
  • Driveway

Home Design

  • Traditional Architecture
  • Bi-Level Home
  • Brick Exterior Construction
  • Poured Concrete
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,040 Sq Ft Home
  • Fireplace
  • Vinyl Clad Windows
  • Insulated Windows
  • Family Room
  • Living Room
  • Dining Room
  • Finished Basement

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Primary Bedroom
  • En-Suite Bathroom

Laundry

  • Laundry on lower level
  • Dryer
  • Washer

Schools

  • Howell Elementary School
  • Tichenor Middle School
  • Lloyd High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 016-20-00-001.03

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,684

Year Built

Built in 1993

Lot Details

0

Parking

2

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Year Built: 1993
  • Lot Size: of record
  • Co List Office Mls Id: o432501236
  • Co List Office Phone: 859-240-0727
  • Directions: Dixie hwy to Garvey to Ripple Creek.
  • Architectural Style: Traditional
  • Garage Yn: Yes
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • ResoPropertyType: Residential
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Howell Elementary
  • Location Tax Legal Info:Middle or Junior School: Tichenor Middle School
  • Location Tax Legal Info:High School: Lloyd High
  • Contract Info:Auction YN: No
  • General Property Description:Half Baths: 1
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: No
  • General Property Description:Lot Size Dimensions: of record
  • Appliances Microwave: Yes
  • Cooling:Central Air: Yes
  • Foundation:Poured Concrete: Yes
  • Roof:Shingle: Yes
  • Room Type:Dining Room4: Yes
  • Room Type:Family Room4: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Cable Available: Yes
  • Water Source:Public: Yes
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: No
  • General Property Description:Living Area: 1040.0
  • Structure Type:House: Yes
  • Architecture:Traditional: Yes
  • Location Tax Legal Info:Tax ID: 016-20-00-001.03
  • Appliances Refrigerators: Yes
  • Room Type:Living Room4: Yes
  • Appliances Dryer: Yes
  • Washers: Yes
  • Laundry Features:Lower Level: Yes
  • Levels:Bi-Level: Yes
  • Percent Basement Finished: Yes
  • Special Features: None

Interior Features

  • Basement: Finished
  • Heating: Natural Gas, Forced Air
  • Levels: Bi-Level
  • Property Type: Residential
  • Appliances: Electric Range, Dishwasher, Dryer, Microwave, Refrigerator, Washer
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace: No
  • Living Area: 1040.0
  • Window Features: Insulated Windows, Vinyl Frames
  • Appliances Dishwasher: Yes
  • Family Room Features:See Remarks6: Yes
  • Primary Bedroom Features:Bath Adjoins: Yes
  • Appliances:Electric Range: Yes
  • Dining Room Features:See Remarks22: Yes
  • Kitchen Features:See Remarks8: Yes
  • Living Room Features:See Remarks11: Yes

Exterior Features

  • Roof: Shingle
  • Construction Type: Brick, Vinyl Siding
  • Foundation Details: Poured Concrete
  • Construction Materials:Brick2: Yes
  • Construction Materials:Vinyl Siding: Yes
  • Window Features:Insulated Window(s): Yes
  • Window Features:Vinyl Frames: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway, Garage
  • General Property Description:Garage Spaces: 2.0
  • Parking Features:Driveway: Yes
  • Parking Features:Garage5: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: Lower Level
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Cable Available
  • Heating:Natural Gas2: Yes
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Howell Elementary
  • Junior High Dist: Erlanger/Elsmere
  • High School: Lloyd High
  • Middle Or Junior School: Tichenor Middle School

Lot Info

  • Zoning Description: Residential

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 16, 2024
Closed on
Jul 1, 2024
Sold by
Carroll Megan and Boyers Richard F
Bought by
Midwest Properties Of Cincinnati Llc
Seller's Agent
Brock Hart
Keller Williams Realty Services
Buyer's Agent
Brett Slusher
Keller Williams Realty Services
List Price
$250,000
Sold Price
$250,000
Views
12
Current Estimated Value
$259,290

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$9,290
Avg. Annual Appreciation
5.42%

Purchase Details

Listed on
Jun 21, 2023
Closed on
Jul 26, 2023
Sold by
Minard Matthew M and Minard Leslie S
Bought by
Carroll Megan and Boyers Richard F
Seller's Agent
CoCo James
RE/MAX Victory + Affiliates
Buyer's Agent
Brock Hart
Keller Williams Realty Services
List Price
$225,000
Sold Price
$240,000
Premium/Discount to List
$15,000
6.67%
Views
84

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.49%
Original Mortgage
$228,000
Interest Rate
6.69%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 16, 2018
Sold by
Vuittonet Andres and Vuittonet Danielle
Bought by
Minard Matthew M and Minard Leslie S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$126,100
Interest Rate
3.99%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 31, 2012
Sold by
Westmark Properties Llc
Bought by
Vuittonet Andres and Vuittonet Danielle

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$120,434
Interest Rate
3.68%
Mortgage Type
VA

Purchase Details

Closed on
Mar 23, 2012
Sold by
West Jane Aschraft and West Larry C
Bought by
Westmark Properties Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$81,681
Interest Rate
3.96%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan

Purchase Details

Closed on
Oct 3, 2011
Sold by
Hughes Albert L and Hughes Tammy L
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Jul 27, 2001
Sold by
Mcpeak Margaret S
Bought by
Hughes Albert L and Hughes Tammy L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$80,000
Interest Rate
7.08%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 19, 1995
Sold by
Finley Timothy W
Bought by
Mcpeak Margaret S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$66,400
Interest Rate
5.99%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Midwest Properties Of Cincinnati Llc $250,000 None Listed On Document
Carroll Megan $240,000 Cosmopolitan Title
Minard Matthew M $130,000 360 American Title Services
Vuittonet Andres $117,900 Lawyers Title Of Cincinnati
Westmark Properties Llc -- Kentucky Land Title Agency
West Jane Ashcraft $80,550 Kentucky Land Title Agency
Federal National Mortgage Association $86,000 None Available
Hughes Albert L $83,000 --
Mcpeak Margaret S $83,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Carroll Megan $228,000
Previous Owner Minard Matthew M $126,100
Previous Owner Vuittonet Andres $120,434
Previous Owner Westmark Properties Llc $81,681
Previous Owner Hughes Albert $5,000
Previous Owner Hughes Albert L $80,000
Previous Owner Mcpeak Margaret S $66,400
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/01/2024 07/01/24 Sold $250,000 0.0% $240 / Sq Ft
05/17/2024 05/17/24 Pending -- -- --
05/17/2024 05/17/24 For Sale $250,000 +4.2% $240 / Sq Ft
07/26/2023 07/26/23 Sold $240,000 +6.7% $231 / Sq Ft
06/22/2023 06/22/23 Pending -- -- --
06/21/2023 06/21/23 For Sale $225,000 -- $216 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,684 $240,000 $25,000 $215,000
2023 $2,776 $185,200 $25,000 $160,200
2022 $2,172 $130,000 $25,000 $105,000
2021 $2,199 $130,000 $25,000 $105,000
2020 $2,187 $130,000 $25,000 $105,000
2019 $2,157 $130,000 $25,000 $105,000
2018 $2,004 $117,900 $20,000 $97,900
2017 $1,883 $117,900 $20,000 $97,900
2015 $2,222 $117,900 $20,000 $97,900
2014 $2,173 $117,900 $20,000 $97,900
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 622886

Northern Kentucky Multiple Listing Service

APN: 016-20-00-001.03