$200,100
SOLD SEP 12, 2025

478 Eagles Bluff Rd Monticello, KY 42633

3 Beds
2 Baths
1,122 Sq Ft
2.24 Acres

Recently Sold

$178 Per Sq Ft

20% Below List Price

8 Days on Market

Highlights

  • Boat Ramp
  • Lake View
  • Craftsman Architecture
  • Public Water Access
  • Waterfront
  • Deck

About This Home

As of September 2025

Lake living at its best!! Beautiful lake view cottage on Lake Cumberland overlooking Otter Creek sitting on 2.24 acres of wooded land. Secluded lake community on a dead-end road. Come and enjoy a short walk to the lake to the neighborhood ramp. Built in 2012, 3 Bed, 2 full bath, 1,122 sq feet of living space, 390 sq feet garage. Some furniture stays. If you're looking for a quiet place to enjoy the lake? This is it!! Call today for your viewing!

Last Agent to Sell the Property

Robert Corder

CENTURY 21 Advantage Realty License #220253 Listed on: 07/15/2025

CENTURY 21 Advantage Realty

Last Buyer's Agent

Robert Corder

CENTURY 21 Advantage Realty License #220253 Listed on: 07/15/2025

CENTURY 21 Advantage Realty

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2012

Lot Details

  • 2.24 Acre Lot
  • Waterfront
  • Secluded Lot
  • Wooded Lot

Parking

  • 1 Car Detached Garage
  • Carport
  • Driveway

Property Views

  • Lake
  • Woods
  • Mountain

Home Design

  • Craftsman Architecture
  • Pillar, Post or Pier Foundation
  • Metal Roof
  • Wood Siding

Interior Spaces

  • 1,122 Sq Ft Home
  • 1.5-Story Property
  • Living Room
  • Dining Room

Kitchen

  • Cooktop
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry on main level
  • Washer and Electric Dryer Hookup

Outdoor Features

  • Public Water Access
  • Boat Ramp
  • Deck
  • Patio
  • Porch

Schools

  • Monticello Elementary School
  • Wayne Co Middle School
  • Wayne Co High School

Utilities

  • Cooling Available
  • Air Source Heat Pump
  • Electric Water Heater
  • Septic Tank

Community Details

  • Rural Subdivision

Listing and Financial Details

  • Assessor Parcel Number 5224

Home Details

Home Type

Single Family

Year Built

Built in 2012

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub-Type: Single Family Residence
  • Architectural Style: Craftsman
  • Structure Type: House
  • Year Built: 2012
  • Above Grade Finished Sq Ft: 1122.0
  • Levels: One and One Half
  • New Construction: No
  • Structure Type:House: Yes
  • Water Source:Public: Yes
  • Appliances Microwave: Yes
  • Laundry Features:Washer Hookup: Yes
  • Laundry Features:Electric Dryer Hookup: Yes
  • Laundry Features:Main Level: Yes
  • Appliances Refrigerators: Yes
  • View:Mountains: Yes
  • Architectural Style:Craftsman: Yes
  • Foundation Details:PillarPostPier: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Cooktop, Dishwasher, Microwave, Refrigerator
  • Flooring: Other
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Basement: No
  • Total Bedrooms: 3
  • LivingArea: 1122.0
  • Lot Size Area: 2.24
  • Appliances:Cooktop: Yes
  • Appliances Dishwasher: Yes

Exterior Features

  • Roof: Metal
  • Construction Materials: Wood Siding
  • Foundation Details: Pillar/Post/Pier
  • List Price: 249500.0
  • Lot Features: Secluded, Wooded
  • Patio And Porch Features: Deck, Patio, Porch
  • View: Lake, Mountain(s), Trees/Woods
  • View YN: Yes
  • Water Body Name: Lake Cumberland
  • Waterfront: Yes
  • Lot Features:Secluded: Yes
  • Lot Features:Wooded: Yes
  • View:Lake: Yes
  • Construction Materials:Wood Siding: Yes

Garage/Parking

  • Attached Garage: No
  • Carport: Yes
  • Garage Spaces: 1.0
  • Garage: Yes
  • Parking Features: Detached Garage, Driveway
  • Parking Features:Driveway: Yes

Utilities

  • Sewer: Septic Tank
  • Heating: Heat Pump
  • Cooling: Heat Pump
  • Cooling: Yes
  • Heating: Yes
  • Laundry Features: Electric Dryer Hookup, Main Level, Washer Hookup
  • Utilities: Electricity Connected, Sewer Connected, Water Connected
  • Water Source: Public
  • Heating:Heat Pump2: Yes
  • Sewer Septic Tank: Yes

Schools

  • Elementary School: Monticello
  • High School: Wayne Co
  • Middle or Junior School: Wayne Co

Lot Info

  • Lot Size Acres: 2.24
  • Lot Size Sq Ft: 97574.0
  • Parcel Number: 5224

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 15, 2025
Closed on
Sep 12, 2025
Sold by
Eugene R Lewis And Shirley Lewis Trust
Bought by
Wilcox Veryl A
Seller's Agent
Robert Corder
CENTURY 21 Advantage Realty
Buyer's Agent
Robert Corder
CENTURY 21 Advantage Realty
List Price
$249,500
Sold Price
$200,100
Premium/Discount to List
-$49,400
-19.8%
Views
54
Current Estimated Value
$207,426

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$7,326
Avg. Annual Appreciation
13.20%

Purchase Details

Closed on
Oct 25, 2013
Sold by
Lewis Eugene R and Lewis Shirley
Bought by
Lewis Eugene R & Shirley Lewis Trust
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $200,100 None Listed On Document
Interfamily Deed Transfer -- None Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/12/2025 09/12/25 Sold $200,100 -19.8% $178 / Sq Ft
07/23/2025 07/23/25 Pending -- -- --
07/15/2025 07/15/25 For Sale $249,500 -- $222 / Sq Ft
Source: ImagineMLS (Bluegrass REALTORS®)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $615 $70,000 $0 $0
2024 $632 $70,000 $0 $0
2023 $564 $59,680 $0 $0
2022 $568 $59,680 $15,000 $44,680
2021 $572 $59,680 $15,000 $44,680
2020 $579 $59,680 $15,000 $44,680
2019 $580 $59,680 $15,000 $44,680
2018 $578 $59,680 $15,000 $44,680
2017 $581 $59,680 $0 $0
2016 $550 $59,680 $15,000 $44,680
2015 $499 $59,680 $15,000 $44,680
2012 $129 $55,000 $15,000 $40,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: ImagineMLS (Bluegrass REALTORS®)

MLS Number: 25015340

ImagineMLS (Bluegrass REALTORS®)

APN: 005-40-03-015.00