$835,000
SOLD SEP 19, 2025

478 Old Oak Cir Palm Harbor, FL 34683

4 Beds
3 Baths
2,536 Sq Ft
0.27 Acres

Recently Sold

$329 Per Sq Ft

Highlights

  • Oak Trees
  • Property is near a marina
  • Open Floorplan
  • Lake St. George Elementary School Rated A-
  • Solar Heated In Ground Pool
  • Property is near public transit

About This Home

As of September 2025

Sold data entry only. 3 way split plan with newer LVP flooring, new HVAC, privacy fenced yard and irrigation system on reclaimed water.

Last Agent to Sell the Property

Stellar Non-Member Agent

STELLAR NON-MEMBER OFFICE Listed on: 09/19/2025

STELLAR NON-MEMBER OFFICE

Last Buyer's Agent

Amanda Lebiszczak

CHARLES RUTENBERG REALTY INC License #3305825

CHARLES RUTENBERG REALTY INC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,857

Year Built

  • Built in 1992

Lot Details

  • 0.27 Acre Lot
  • Lot Dimensions are 140x85
  • West Facing Home
  • Wood Fence
  • Mature Landscaping
  • Level Lot
  • Cleared Lot
  • Oak Trees

HOA Fees

  • $58 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Ground Level Parking
  • Garage Door Opener
  • Driveway
  • Off-Street Parking

Home Design

  • Florida Architecture
  • Entry on the 1st floor
  • Slab Foundation
  • Tile Roof
  • Stucco

Interior Spaces

  • 2,536 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Cathedral Ceiling
  • Ceiling Fan
  • Wood Burning Fireplace
  • Family Room with Fireplace
  • Family Room Off Kitchen
  • Formal Dining Room
  • Inside Utility
  • Laundry Room
  • Utility Room
  • Pool Views
  • Fire and Smoke Detector
  • Attic

Kitchen

  • Eat-In Kitchen
  • Range
  • Microwave
  • Dishwasher
  • Solid Surface Countertops
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Carpet
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 3 Full Bathrooms

Eco-Friendly Details

  • Reclaimed Water Irrigation System

Pool

  • Solar Heated In Ground Pool
  • In Ground Spa
  • Gunite Pool

Outdoor Features

  • Property is near a marina
  • Screened Patio
  • Exterior Lighting
  • Front Porch

Location

  • Property is near public transit
  • Property is near a golf course

Schools

  • Lake St George Elementary School
  • Palm Harbor Middle School
  • Palm Harbor Univ High School

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Underground Utilities
  • Electric Water Heater
  • Phone Available

Community Details

  • Association fees include ground maintenance
  • Sentry Management Association, Phone Number (727) 942-1906
  • Oak Trail Subdivision
  • The community has rules related to deed restrictions

Listing and Financial Details

  • Tax Lot 50
  • Assessor Parcel Number 07-28-16-63582-000-0500

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,857

Year Built

Built in 1992

Lot Details

0

HOA Fees

$58 per month

Parking

3

Listing Details

  • HOA Fee Includes: Maintenance Grounds
  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Florida
  • Construction Materials: Stucco
  • Fireplace: Yes
  • Living Area: 2536
  • Lot Size Acres: 0.27
  • New Construction: No
  • Year Built: 1992
  • Accessibility Features: Central Living Area
  • Building Area Total: 3456
  • Lot Size Sq Ft: 11818
  • Status: Sold
  • Ownership: Fee Simple
  • Entry Level: 1
  • Building Area Total Srch Sq M: 321.07
  • Floor Number: 1
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 329.26
  • Total Acreage: 1/4 to less than 1/2
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • MFR_CommunityAssociationWaterFeatures: Fishing,Water Access
  • Tax Year: 2024
  • Special Features: None

Interior Features

  • Fireplace Features: Family Room, Wood Burning
  • Living Area Units: Square Feet
  • Flooring: Carpet, Laminate
  • Full Bathrooms: 3
  • Interior Amenities: Cathedral Ceiling(s), Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Thermostat, Walk-In Closet(s)
  • Appliances Included: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Spa Features: In Ground
  • Spa Yn: Yes
  • Stories: 1
  • Additional Rooms: Attic,Family Room,Formal Dining Room Separate,Inside Utility
  • Living Area Meters: 235.60

Exterior Features

  • Direction Faces: West
  • Pool Features: Gunite, In Ground, Solar Heat
  • Exterior Features: Lighting
  • Roof: Tile
  • Pool Private: Yes
  • View: Pool
  • Waterfront: No
  • Patio and Porch Features: Front Porch, Rear Porch, Screened
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12103C0078G

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 3
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener, Ground Level, Off Street, Oversized

Utilities

  • Utilities: Electricity Connected, Natural Gas Available, Phone Available, Public, Sprinkler Recycled, Underground Utilities, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Deed Restrictions, Sidewalks, Street Lights
  • Association Fee: 700
  • Association Fee Frequency: Annually
  • Association Name: Sentry Management
  • Phone: 727-942-1906
  • Association: Yes
  • Security: Smoke Detector(s)
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: No farm animals or aggressive breeds.
  • Association Fee Requirement: Required

Fee Information

  • Total Annual Fees: 700.00
  • Total Monthly Fees: 58.33
  • Monthly HOA Amount: 58.33

Schools

  • Elementary School: Lake St George Elementary-PN
  • High School: Palm Harbor Univ High-PN
  • Middle Or Junior School: Palm Harbor Middle-PN

Lot Info

  • Zoning: R-1
  • Parcel Number: 07-28-16-63582-000-0500
  • Additional Parcels: No
  • Fencing: Fenced, Wood
  • Lot Features: Cleared, In County, Level, Near Golf Course, Near Marina, Near Public Transit, Sidewalk, Paved
  • Lot Dimensions: 140x85
  • Property Attached Yn: No
  • Flood Zone Code: X

Rental Info

  • Pets Allowed: Breed Restrictions, Yes
  • Lease Restrictions YN: 0
  • Additional Lease Restrictions: See county restrictions.

Tax Info

  • Tax Annual Amount: 7857
  • Tax Block: 0000
  • Tax Book Number: 102-69
  • Tax Lot: 50

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 19, 2025
Closed on
Sep 19, 2025
Sold by
Hawthorne April Lynn and Hawthone Robert Shreve
Bought by
Matthews Heather and Matthews Daniel R
Seller's Agent
Stellar Non-Member Agent
STELLAR NON-MEMBER OFFICE
Buyer's Agent
Amanda Lebiszczak
CHARLES RUTENBERG REALTY INC
List Price
$835,000
Sold Price
$835,000
Current Estimated Value
$842,398

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$7,398
Avg. Annual Appreciation
3.45%
Original Mortgage
$200,000
Outstanding Balance
$200,000
Interest Rate
5.75%
Mortgage Type
New Conventional
Estimated Equity
$642,398

Purchase Details

Closed on
Jun 7, 2023
Sold by
Hawthorne Robert Shreve and Hawthorne April Lynn
Bought by
Hawthorne Living Trust

Purchase Details

Listed on
Nov 16, 2020
Closed on
Dec 9, 2020
Sold by
Schirmer Garrett M and Schirmer Lauren E
Bought by
Hawthorne Robert S and Hawthorne April L
Seller's Agent
Amanda Lebiszczak
CHARLES RUTENBERG REALTY INC
Buyer's Agent
Cindy Fazzini
RE/MAX REALTEC GROUP INC
List Price
$569,900
Sold Price
$555,000
Premium/Discount to List
-$14,900
-2.61%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.63%
Original Mortgage
$471,750
Interest Rate
2.7%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 24, 2019
Sold by
Schirmer Garrett M and Carrigan Lauren E
Bought by
Schirmer Garrett M and Schirmer Lauren E

Purchase Details

Listed on
Aug 25, 2017
Closed on
Aug 25, 2017
Sold by
Ebbers Laura G
Bought by
Schirmer Garrett M and Carrigan Lauren E
Seller's Agent
Amanda Lebiszczak
CHARLES RUTENBERG REALTY INC
Buyer's Agent
Amanda Lebiszczak
CHARLES RUTENBERG REALTY INC
List Price
$450,000
Sold Price
$450,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.82%
Original Mortgage
$450,000
Interest Rate
4.03%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 20, 2009
Sold by
Courchane Gregory and Courchane Ann
Bought by
Ebbers Laura G

Purchase Details

Closed on
Jun 1, 2004
Sold by
Rowley John L and Rowley Bonita T
Bought by
Courchane Gregory and Courchane Ann

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$150,000
Interest Rate
5.98%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 15, 1994
Sold by
Taylor Timothy M and Taylor Brenda N
Bought by
Rowley John L and Rowley Bonita T

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$191,150
Interest Rate
7.47%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $835,000 Sunbelt Title
Quit Claim Deed $100 None Listed On Document
Warranty Deed $555,000 Sunbelt Title Agency
Interfamily Deed Transfer -- Attorney
Warranty Deed $450,000 Sunbelt Title Agency
Warranty Deed $323,500 Fidelity National Title
Warranty Deed $340,000 Republic Land & Title Inc
Warranty Deed $224,900 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $200,000 New Conventional
Previous Owner $471,750 New Conventional
Previous Owner $450,000 Purchase Money Mortgage
Previous Owner $150,000 Purchase Money Mortgage
Previous Owner $191,150 No Value Available
Closed $140,000 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/19/2025 09/19/25 Sold $835,000 0.0% $329 / Sq Ft
09/19/2025 09/19/25 For Sale $835,000 +50.5% $329 / Sq Ft
08/12/2025 08/12/25 Pending -- -- --
12/09/2020 12/09/20 Sold $555,000 -2.6% $219 / Sq Ft View Prior Sale
11/20/2020 11/20/20 Pending -- -- --
11/16/2020 11/16/20 For Sale $569,900 +26.6% $225 / Sq Ft
08/17/2018 08/17/18 Off Market $450,000 -- --
08/25/2017 08/25/17 Sold $450,000 0.0% $177 / Sq Ft View Prior Sale
08/25/2017 08/25/17 Pending -- -- --
08/25/2017 08/25/17 For Sale $450,000 -- $177 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,185 $509,132 -- --
2024 $8,077 $494,783 -- --
2023 $8,077 $480,372 $0 $0
2022 $7,863 $466,381 $0 $0
2021 $7,958 $452,797 $0 $0
2020 $6,592 $376,038 $0 $0
2019 $6,491 $367,584 $0 $0
2018 $6,411 $360,730 $0 $0
2017 $3,531 $210,597 $0 $0
2016 $3,499 $206,265 $0 $0
2015 $3,554 $204,831 $0 $0
2014 $3,533 $203,205 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: J993250

Stellar MLS

APN: 07-28-16-63582-000-0500