$390,000
SOLD JUN 9, 2025

479 Cardinal Dr Lusby, MD 20657

4 Beds
2 Baths
2,800 Sq Ft
14,810 Sq Ft Lot

Recently Sold

$139 Per Sq Ft

3% Above List Price

17 Days on Market

Highlights

  • Home fronts navigable water
  • Cape Cod Architecture
  • Central Air
  • Water Access
  • 1 Fireplace
  • Creek or Stream

About This Home

As of June 2025

Sellers are offering $10,000 in closing cost assistance with an accepted full-price offer—a rare and valuable opportunity for today’s buyers.

Step inside and feel instantly at home in this charming, move-in ready property located in the highly desirable Drum Point community. Freshly updated, this home features a stylishly remodeled bathroom, modern lighting throughout, and a brand-new sliding glass door that fills the space with natural light and offers easy access to outdoor living.

The refreshed kitchen is both functional and inviting—perfect for entertaining or enjoying quiet mornings. The roof was replaced in 2021, giving you added peace of mind. Additional updates throughout ensure a warm, welcoming feel from the moment you arrive.

Enjoy the quiet lifestyle with proximity to the Chesapeake Bay and the relaxed atmosphere of Drum Point, known for its sense of community and scenic surroundings. Commuters will appreciate the easy access to PAX River, as well as convenient routes to Washington, D.C., Annapolis, and Baltimore—making this home the perfect blend of serene living and urban accessibility.

Don't miss your chance to make this inviting coastal retreat your own!

Last Agent to Sell the Property

Lesa Clark

(301) 658-6186 lesa.clark@redfin.com Redfin Corp Listed on: 04/16/2025

Redfin Corp

Last Buyer's Agent

Lindsey Burch

(443) 975-7555 kara@samsonproperties.net Samson Properties License #667637

Samson Properties

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,856

Year Built

  • Built in 1991

Lot Details

  • 14,941 Sq Ft Lot
  • Home fronts navigable water
  • Creek or Stream

HOA Fees

  • $16 Monthly HOA Fees

Home Design

  • Cape Cod Architecture
  • Aluminum Siding

Interior Spaces

  • Property has 3 Levels
  • 1 Fireplace
  • Finished Basement

Bedrooms and Bathrooms

Parking

  • Driveway
  • On-Street Parking

Outdoor Features

  • Water Access

Utilities

  • Central Air
  • Heat Pump System
  • Well
  • Electric Water Heater
  • Septic Tank

Community Details

  • Association fees include snow removal, common area maintenance
  • Drum Point Community Association
  • Drum Point Subdivision

Listing and Financial Details

  • Tax Lot 6
  • Assessor Parcel Number 0501141333

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,856

Year Built

Built in 1991

Lot Details

0.34 Acres

HOA Fees

$16 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cape Cod
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 2025-04-16
  • Federal Flood Zone: No
  • Year Built: 1991
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Other
  • Levels Count: 3
  • Basement: Yes
  • Basement Type: Fully Finished
  • Total Sq Ft: 2800
  • Living Area Sq Ft: 2800
  • Price Per Sq Ft: 226.19
  • Above Grade Finished Sq Ft: 1680
  • Below Grade Finished Sq Ft: 1120
  • Total Below Grade Sq Ft: 1120
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 2
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Aluminum Siding
  • Water Access: Yes
  • Water Body Name: Mill Creek
  • Water Body Type: Creek/Stream
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: On Street, Driveway

Utilities

  • Refuse: 350.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Private Septic Tank
  • Water Source: Well, Private

Condo/Co-op/Association

  • HOA Fees: 188.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Fee Includes: Snow Removal, Common Area Maintenance
  • HOA Name: DRUM POINT COMMUNITY ASSOCIATION
  • HOA: Yes
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Lot Size Acres: 0.34
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 14941.00
  • Zoning: R
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 3856.00
  • Assessor Parcel Number: 0501141333
  • Tax Lot: 6
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: CALVERT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 16, 2025
Closed on
Jun 9, 2025
Sold by
Kitts Makenzie
Bought by
Moreno John and Moreno Susan
Seller's Agent
Lesa Clark
Redfin Corp
Buyer's Agent
Lindsey Burch
Samson Properties
List Price
$380,000
Sold Price
$390,000
Premium/Discount to List
$10,000
2.63%
Views
135
Current Estimated Value
$407,863

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$17,863
Avg. Annual Appreciation
6.91%
Original Mortgage
$18,915
Outstanding Balance
$18,799
Interest Rate
6.76%
Estimated Equity
$392,346

Purchase Details

Listed on
Jan 29, 2020
Closed on
Apr 16, 2020
Sold by
Lopez Daniel
Bought by
Kitts Makenxie
Seller's Agent
Connie Fitzgerald
RE/MAX One
Buyer's Agent
Tinamarie Gallagher
EXP Realty, LLC
List Price
$220,000
Sold Price
$223,000
Premium/Discount to List
$3,000
1.36%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.46%
Original Mortgage
$226,902
Interest Rate
3.3%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 28, 2011
Sold by
Nei Global Relocation Company
Bought by
Lopez Daniel

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$224,730
Interest Rate
4.01%
Mortgage Type
VA

Purchase Details

Closed on
Nov 7, 1996
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Grigg John Troy and Grigg Patricia S

Purchase Details

Closed on
Oct 11, 1996
Sold by
Milmine James Scott and Milmine Alesia Fay
Bought by
Grigg John Troy and Grigg Patricia S
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $390,000 Bridge Title Group
Deed $390,000 Bridge Title Group
Deed $223,000 Bay County Settlements Inc
Deed $220,000 Brennan Title Company
Deed $220,000 Brennan Title Company
Deed $220,000 Brennan Title Company
Deed $115,000 --
Deed $115,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $18,915 No Value Available
Closed $18,915 No Value Available
Open $378,300 New Conventional
Closed $378,300 New Conventional
Previous Owner $226,902 New Conventional
Previous Owner $224,730 VA
Closed -- No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/09/2025 06/09/25 Sold $390,000 +2.6% $139 / Sq Ft
04/16/2025 04/16/25 For Sale $380,000 +70.4% $136 / Sq Ft
04/17/2020 04/17/20 Sold $223,000 +1.4% $80 / Sq Ft View Prior Sale
02/16/2020 02/16/20 Pending -- -- --
01/29/2020 01/29/20 For Sale $220,000 0.0% $79 / Sq Ft
03/19/2013 03/19/13 Rented $1,700 0.0% --
03/19/2013 03/19/13 Under Contract -- -- --
02/02/2013 02/02/13 For Rent $1,700 -- --
Source: Bright MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,161 $348,867 $0 $0
2024 $3,838 $319,333 $0 $0
2023 $3,400 $289,800 $67,200 $222,600
2022 $3,244 $275,100 $0 $0
2021 $6,489 $260,400 $0 $0
2020 $2,885 $245,700 $67,200 $178,500
2019 $2,452 $233,700 $0 $0
2018 $2,326 $221,700 $0 $0
2017 $2,526 $209,700 $0 $0
2016 -- $209,433 $0 $0
2015 $2,626 $209,167 $0 $0
2014 $2,626 $208,900 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDCA2020602

Bright MLS

APN: 01-141333

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