NOT LISTED FOR SALE

Estimated Value: $433,000 - $498,000

4 Beds
3 Baths
2,400 Sq Ft
$193/Sq Ft Est. Value

Last Sold February 02, 2021

Last sale price $336,100 $140 Per Sq Ft

Est. 38% increase in value since last sale

Current estimated payment $2,740/month

88 Days on Market

Highlights

  • Water Views
  • Deck
  • Double Shower
  • New Construction
  • Wooded Lot
  • Engineered Wood Flooring

About This Home

As of February 2021

NEW CONSTRUCTION. Beautiful spacious home on WATER. Split foyer with open floor plan. Mountain stone fireplace with gas logs. Hardwood floors . Split bedroom. Kitchen with granite countertops and stainless appliances and breakfast nook. Formal Dining room. Master suite and bath with double shower and vanities. Laundry upstairs and downstairs. Covered patio off main room. DOWNSTAIRS is 4th bedroom and 5th bedroom/bonus room. Third full bath. Large walk in closets. Over sized two car garage. Walkout to concrete patio over looking the lake. Beautiful large home for a growing family.

Last Listed By

Ava Rowan

Horizon Sotheby's International Realty License #288108 Listed on: 09/04/2020

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $218

Year Built

  • Built in 2020 | New Construction

Lot Details

  • 0.57 Acre Lot
  • Cul-De-Sac
  • Rural Setting
  • Wooded Lot
  • May Be Possible The Lot Can Be Split Into 2+ Parcels

Parking

  • 2 Car Garage
  • Basement Garage

Home Design

  • Split Foyer
  • Brick Exterior Construction
  • Slab Foundation
  • Shingle Roof
  • Asphalt Roof
  • Vinyl Siding
  • Stone

Interior Spaces

  • 2,400 Sq Ft Home
  • Cathedral Ceiling
  • Gas Log Fireplace
  • Vinyl Clad Windows
  • Insulated Windows
  • Great Room with Fireplace
  • Formal Dining Room
  • Game Room with Fireplace
  • Bonus Room
  • Water Views
  • Finished Basement
  • Partial Basement
  • Fire and Smoke Detector

Kitchen

  • Breakfast Area or Nook
  • Free-Standing Electric Range
  • Microwave
  • Dishwasher
  • Granite Countertops

Flooring

  • Engineered Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 3 Full Bathrooms
  • Double Vanity
  • Bathtub with Shower
  • Double Shower
  • Separate Shower

Laundry

  • Laundry Room
  • Washer and Gas Dryer Hookup

Outdoor Features

  • Deck
  • Covered patio or porch

Schools

  • Saddle Ridge Elementary School
  • Saddle Ridge Middle School
  • Lafayette High School

Farming

  • Bureau of Land Management Grazing Rights

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • Electric Water Heater
  • Phone Available

Community Details

  • No Home Owners Association
  • Ginger Lake Ests Subdivision
  • Pond in Community

Listing and Financial Details

  • Assessor Parcel Number 0317 072

Home Details

Home Type

Single Family

Est. Annual Taxes

$218

Year Built

Built in 2020 | New Construction

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.57
  • Lot Size: 0.57
  • Subdivision Name: Ginger Lake Ests
  • Directions: Hwy 27 South, Right on Turnipseed, left on Farming Rock, Right on Goodson Circle, Right on Ginger Lake Drive. Go to back of subdivision and turn right on Inlet. Home on right.
  • Architectural Style: Split Foyer
  • Carport Y N: No
  • Garage Yn: Yes
  • Living Area: 2400.0
  • New Construction: Yes
  • Structure Type: Free Standing Building
  • Year Built: 2020
  • Cooling:Electric: Yes
  • Appliances Microwave: Yes
  • Percent Basement Finished: Yes
  • Location Tax and Legal Parcel Number2: 0317 072
  • Location Tax and Legal Elementary School: Saddle Ridge Elem
  • Location Tax and Legal Middle Or Junior School2: Saddle Ridge Middle
  • Location Tax and Legal High School: LaFayette High
  • Location Tax and Legal:Tax Annual Amount: 217.81
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: Yes
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: Yes
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.57
  • General Property Information Lot Size Square Feet2: 24829.2
  • General Property Information Lot Size Dimensions: 0.57
  • General Property Information View YN2: Yes
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: Yes
  • Utilities:Electricity Available: Yes
  • Utilities Sewer Connected: Yes
  • Utilities Underground Utilities: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Foundation Details Slab: Yes
  • Flooring:Carpet: Yes
  • Flooring:Tile: Yes
  • Interior Features Tub Shower Combo: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Gas Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Roof:Shingle: Yes
  • Utilities Phone Available: Yes
  • Roof Asphalt5: Yes
  • Security Features:Smoke Detector(s): Yes
  • Laundry Features Laundry Room: Yes
  • Interior Features Separate Dining Room: Yes
  • Interior Features Separate Shower: Yes
  • Patio And Porch Features Porch - Covered: Yes
  • Interior Features Split Bedrooms2: Yes
  • View:Water2: Yes
  • Interior Features Breakfast Nook: Yes
  • Lot Features Rural: Yes
  • Brick and Stone Features Partial Brick: Yes
  • Flooring Engineered Hardwood: Yes
  • Brick and Stone Features Partial Stone: Yes
  • Community Features Pond3: Yes
  • Interior Features Double Shower: Yes
  • Architectural Style Split Foyer: Yes
  • Special Features: NewHome

Interior Features

  • Appliances: Microwave, Free-Standing Electric Range, Electric Water Heater, Dishwasher
  • Has Basement: Finished, Partial
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: Gas Log, Great Room
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Tile
  • Interior Amenities: Breakfast Nook, Cathedral Ceiling(s), Double Shower, Double Vanity, Granite Counters, High Ceilings, Pantry, Primary Downstairs, Separate Dining Room, Separate Shower, Split Bedrooms, Tub/shower Combo, Walk-In Closet(s)
  • Window Features: Insulated Windows, Vinyl Frames
  • ResoLivingAreaSource: Plans
  • Appliances Dishwasher: Yes
  • Community Features:Sidewalks: Yes
  • Basement:Partial: Yes
  • Appliances:Free-Standing Electric Range: Yes
  • Appliances:Electric Water Heater: Yes
  • Interior Features:Pantry: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Interior Features:High Ceilings: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Primary Downstairs: Yes
  • Fireplace Features:Gas Log: Yes
  • Interior Features:Double Vanity: Yes
  • Interior Features:Cathedral Ceiling(s): Yes
  • Interior Features:Granite Counters: Yes
  • Fireplace Features:Great Room2: Yes

Exterior Features

  • Lot Features: Cul-De-Sac, Rural, Split Possible, Wooded, Other
  • View: Water
  • View: Yes
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Brick, Stone, Vinyl Siding, Other
  • Foundation Details: Slab
  • Patio And Porch Features: Covered, Deck, Patio, Porch, Porch - Covered
  • Roof: Asphalt, Shingle
  • Construction Materials:Brick: Yes
  • Construction Materials:Vinyl Siding: Yes
  • Patio And Porch Features:Deck: Yes
  • Patio And Porch Features:Patio: Yes
  • Patio and Porch Features:Porch: Yes
  • Window Features:Vinyl Frames: Yes
  • Lot Features:Cul-De-Sac: Yes
  • Lot Features:Split Possible: Yes
  • Lot Features:Wooded: Yes
  • Patio And Porch Features:Covered: Yes
  • Window Features:Insulated Windows: Yes
  • Construction Materials:Stone: Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Parking Features: Basement
  • General Property Information:Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Basement: Yes

Utilities

  • Laundry Features: Electric Dryer Hookup, Gas Dryer Hookup, Laundry Room, Washer Hookup
  • Security: Smoke Detector(s)
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Utilities: Electricity Available, Phone Available, Sewer Connected, Underground Utilities
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Community Features: Sidewalks, Pond
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Saddle Ridge Elem
  • High School: LaFayette High
  • Middle Or Junior School: Saddle Ridge Middle

Lot Info

  • Lot Size Sq Ft: 24829.2
  • Additional Parcels: No
  • Parcel #: 0317 072
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 217.81

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 4, 2020
Closed on
Feb 2, 2021
Sold by
Hartman Lee
Bought by
Graham Jimmy R and Graham Rebecca L
Seller's Agent
Ava Rowan
Horizon Sotheby's International Realty
Buyer's Agent
Paula McDaniel
Real Estate Partners Chattanooga LLC
List Price
$325,000
Sold Price
$336,100
Premium/Discount to List
$11,100
3.42%
Total Days on Market
88
Current Estimated Value
$463,278

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$127,178
Avg. Annual Appreciation
7.95%
Original Mortgage
$188,000
Interest Rate
2.65%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 8, 2020
Sold by
Baker & Summers Construction Co Inc
Bought by
Hartman Lee

Purchase Details

Closed on
Sep 25, 2006
Sold by
Not Provided
Bought by
Baker & Summers Construction and Co Inc

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Graham Jimmy R $336,100 --
Hartman Lee $60,000 --
Baker & Summers Construction -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Graham Rebecca L $400,000
Closed Graham Jimmy R $188,000
Previous Owner Hartman Lee $233,176
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/21/2024 09/21/24 Off Market $336,100 -- --
02/02/2021 02/02/21 Sold $336,100 +3.4% $140 / Sq Ft
12/01/2020 12/01/20 Pending -- -- --
09/04/2020 09/04/20 For Sale $325,000 -- $135 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,058 $180,725 $18,000 $162,725
2023 $1,929 $172,045 $18,000 $154,045
2022 $1,373 $132,325 $18,000 $114,325
2021 $1,730 $84,150 $18,000 $66,150
2020 $214 $8,000 $8,000 $0
2019 $218 $8,000 $8,000 $0
2018 $212 $8,000 $8,000 $0
2017 $240 $8,000 $8,000 $0
2016 $374 $18,000 $18,000 $0
2015 $156 $6,000 $6,000 $0
2014 $151 $6,000 $6,000 $0
2013 -- $6,000 $6,000 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1323913

Greater Chattanooga REALTORS®

APN: 0317-072