48 Merganser Ln Key West, FL 33040
2
Beds
1.5
Baths
780
Sq Ft
$425/mo
HOA Fee
Highlights
- Gated with Attendant
- Clubhouse
- Wood Flooring
- Concrete Pool
- Key West Architecture
- Stainless Steel Appliances
About This Home
As of July 2023Charming cottage full of character in the gorgeous Key West Golf Club gated community! This darling two-story home has been lovingly maintained, offering an efficient floor plan flowing from the updated stainless kitchen into the dining area and living room, with tasteful shiplap accent wall, all overlooking the lush tropical landscaping in the backyard. Hosting game night, dinner parties, & more are a breeze with the downstairs flowing onto the screened back porch through stacking sliding glass doors, while the bonus half bath downstairs offers a cheerful accent wall & additional storage. Two tankless water heaters installed, and the AC is only a year old for peace of mind and low maintenance living. *Transferable flood insurance available for great savings to Buyer!* Soak up the sun at your choice of two resort pools, burn off energy at the playground, host your friends & family with guest parking nearby, as well as ample lot parking instead of street parking. Beautiful tropical foliage creates a serene environment in the Key West Golf Club, all maintained by the HOA! Peaceful moments are plentiful in the butterfly garden, just steps from the on-site gym at the clubhouse. This darling home makes for a fabulous personal home, vacation rental, or second home. Furnishings negotiable.Current Insurances: Flood $1167, Home $900, Wind $2054
Co-Listed By
Louise Steinke
eXp Realty LLC License #3503272
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $4,025
Year Built
- Built in 1995 | Remodeled
Lot Details
- 1,363 Sq Ft Lot
- Fenced
HOA Fees
- $425 Monthly HOA Fees
Home Design
- Key West Architecture
- Frame Construction
- Metal Roof
Interior Spaces
- 780 Sq Ft Home
- Ceiling Fan
- Shutters
- Sliding Doors
Kitchen
- Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
Flooring
- Wood
- Tile
- Vinyl
Bedrooms and Bathrooms
- 2 Bedrooms
- Split Bedroom Floorplan
Laundry
- Dryer
- Washer
Parking
- 2 Parking Spaces
- Guest Parking
- Open Parking
- Off-Street Parking
Pool
- Concrete Pool
- Heated In Ground Pool
- Pool Deck
Outdoor Features
- Screened Balcony
- Patio
Utilities
- Central Air
- Programmable Thermostat
- Separate Meters
- Tankless Water Heater
- Community Sewer or Septic
- Cable TV Available
Listing and Financial Details
- Minimum Rental Period: 30
- Assessor Parcel Number 00072081-000124
Community Details
Overview
- Association fees include common area mnt, security
- Key West Golf Club Dev Subdivision
Recreation
- Community Pool
- Bike Trail
Pet Policy
- Pets Allowed
Additional Features
- Clubhouse
- Gated with Attendant
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 17, 2023
Closed on
Jul 17, 2023
Sold by
Fox Lisa Ann
Bought by
Williams Cory and Williams Renea
Seller's Agent
Lindsay Ryan
EXP Realty LLC
Buyer's Agent
Creative Technology
List Price
$750,000
Sold Price
$688,000
Premium/Discount to List
-$62,000
-8.27%
Views
322
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$30,886
Avg. Annual Appreciation
-2.22%
Original Mortgage
$619,200
Outstanding Balance
$607,263
Interest Rate
6.71%
Mortgage Type
New Conventional
Estimated Equity
$49,851
Purchase Details
Closed on
Apr 4, 2022
Sold by
Michael Fox Anthony
Bought by
Fox Lisa Ann
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$331,000
Interest Rate
5.11%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 2, 2021
Sold by
Ogle David and Ogle Elizabeth Ann
Bought by
Fox Anthony Michael and Fox Lisa Ann
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$360,000
Interest Rate
2.9%
Mortgage Type
New Conventional
Purchase Details
Listed on
Jul 21, 2019
Closed on
Sep 4, 2019
Sold by
Kalle Diana
Bought by
Ogle David and Ogle Elizabeth Ann
Seller's Agent
Suzanne Washburn
Coldwell Banker Schmitt Real Estate Co. (KW)
Buyer's Agent
Stacey Pillari
Coldwell Banker Schmitt RE Co. Lower Keys Office
List Price
$425,000
Sold Price
$417,500
Premium/Discount to List
-$7,500
-1.76%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.95%
Original Mortgage
$431,277
Interest Rate
3.7%
Mortgage Type
VA
Purchase Details
Listed on
Oct 3, 2018
Closed on
Feb 15, 2019
Sold by
Gill James P and Gill Ardellie
Bought by
Kulle Diana
Seller's Agent
The Behmke Group
Keller Williams Key West Compass Realty
Buyer's Agent
Behmke The
Compass Realty (KW)
List Price
$399,000
Sold Price
$380,000
Premium/Discount to List
-$19,000
-4.76%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
18.66%
Original Mortgage
$0
Interest Rate
4.5%
Mortgage Type
New Conventional
Purchase Details
Listed on
Oct 3, 2018
Closed on
Jan 30, 2019
Sold by
Gill James P and Gill Ardellie
Bought by
Kulle Diana
Seller's Agent
The Behmke Group
Keller Williams Key West Compass Realty
Buyer's Agent
Behmke The
Compass Realty (KW)
List Price
$399,000
Sold Price
$380,000
Premium/Discount to List
-$19,000
-4.76%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$0
Interest Rate
4.5%
Mortgage Type
New Conventional
Purchase Details
Listed on
May 4, 2015
Closed on
Jun 26, 2015
Sold by
Long Mark T
Bought by
Gill James P and Rivera Ardellie
Seller's Agent
Darrin Smith
Key West Luxury Real Estate Inc (KW)
Buyer's Agent
Steven Schwartz
Seaport Realtors (KW)
List Price
$329,000
Sold Price
$315,000
Premium/Discount to List
-$14,000
-4.26%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.29%
Original Mortgage
$252,000
Interest Rate
3.92%
Mortgage Type
New Conventional
Purchase Details
Listed on
Aug 19, 2012
Closed on
Nov 12, 2012
Sold by
Parrish Joseph L
Bought by
Long Mark T
Seller's Agent
Robin Mitchell
Compass Realty Branch (KW)
Buyer's Agent
Robin Mitchell
Compass Realty Branch (KW)
List Price
$280,000
Sold Price
$272,500
Premium/Discount to List
-$7,500
-2.68%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.69%
Original Mortgage
$175,000
Interest Rate
3.4%
Mortgage Type
New Conventional
Purchase Details
Closed on
Feb 28, 2003
Sold by
Joyce James P and Joyce Cheryle C
Bought by
Parish Joseph L
Purchase Details
Closed on
Nov 1, 1995
Bought by
Gill James P
Similar Homes in Key West, FL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $688,000 | None Listed On Document | |
| Quit Claim Deed | -- | Highsmith & Van Loon Pa | |
| Warranty Deed | $460,000 | Accommodation | |
| Warranty Deed | $417,500 | Attorney | |
| Warranty Deed | $380,000 | None Listed On Document | |
| Warranty Deed | $380,000 | None Listed On Document | |
| Warranty Deed | $315,000 | Attorney | |
| Warranty Deed | $272,500 | First American Title Ins Co | |
| Warranty Deed | $249,000 | Chicago Title Of The Fl Keys | |
| Warranty Deed | $116,900 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $619,200 | New Conventional | |
| Previous Owner | $331,000 | New Conventional | |
| Previous Owner | $360,000 | New Conventional | |
| Previous Owner | $399,000 | New Conventional | |
| Previous Owner | $431,277 | VA | |
| Previous Owner | $0 | New Conventional | |
| Previous Owner | $252,000 | New Conventional | |
| Previous Owner | $175,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/19/2023 07/19/23 | Sold | $688,000 | -1.6% | $882 / Sq Ft |
| 04/24/2023 04/24/23 | Price Changed | $699,000 | -2.9% | $896 / Sq Ft |
| 03/29/2023 03/29/23 | Price Changed | $720,000 | -4.0% | $923 / Sq Ft |
| 02/17/2023 02/17/23 | For Sale | $750,000 | +79.6% | $962 / Sq Ft |
| 09/04/2019 09/04/19 | Sold | $417,500 | -1.8% | $535 / Sq Ft |
| 09/03/2019 09/03/19 | Pending | -- | -- | -- |
| 07/21/2019 07/21/19 | For Sale | $425,000 | +11.8% | $545 / Sq Ft |
| 02/15/2019 02/15/19 | Sold | $380,000 | -4.8% | $487 / Sq Ft |
| 12/21/2018 12/21/18 | Pending | -- | -- | -- |
| 10/03/2018 10/03/18 | For Sale | $399,000 | +26.7% | $512 / Sq Ft |
| 06/26/2015 06/26/15 | Sold | $315,000 | -4.3% | $404 / Sq Ft |
| 05/24/2015 05/24/15 | Pending | -- | -- | -- |
| 05/04/2015 05/04/15 | For Sale | $329,000 | +20.7% | $422 / Sq Ft |
| 11/12/2012 11/12/12 | Sold | $272,500 | -2.7% | $349 / Sq Ft |
| 10/24/2012 10/24/12 | Pending | -- | -- | -- |
| 08/19/2012 08/19/12 | For Sale | $280,000 | -- | $359 / Sq Ft |
Source: Marathon and Lower Keys Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,636 | $551,974 | $360,650 | $191,324 |
| 2023 | $4,636 | $539,681 | $360,650 | $179,031 |
| 2022 | $4,025 | $433,539 | $252,598 | $180,941 |
| 2021 | $3,232 | $320,239 | $167,802 | $152,437 |
| 2020 | $3,267 | $325,768 | $171,738 | $154,030 |
| 2019 | $3,043 | $297,801 | $155,709 | $142,092 |
| 2018 | $2,850 | $270,717 | $137,636 | $133,081 |
| 2017 | $3,121 | $295,551 | $0 | $0 |
| 2016 | $2,975 | $274,715 | $0 | $0 |
| 2015 | $2,122 | $221,644 | $0 | $0 |
| 2014 | $2,202 | $222,194 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2023
Lindsay Ryan
EXP Realty LLC
(305) 850-1771
104 Total Sales
-
L
Seller Co-Listing Agent in 2023
Louise Steinke
eXp Realty LLC
-
o
Buyer's Agent in 2023
outside of mls
Outside Of MLS
-
S
Seller's Agent in 2019
Suzanne Washburn
Coldwell Banker Schmitt Real Estate Co. (KW)
(407) 839-3111
60 Total Sales
-
Seller's Agent in 2019
The Behmke Group
Keller Williams Key West Compass Realty
(305) 304-0998
189 Total Sales
-
S
Buyer's Agent in 2019
Stacey Pillari
Coldwell Banker Schmitt RE Co. Lower Keys Office
Map
Source: Marathon and Lower Keys Association of REALTORS®
MLS Number: 604240
APN: 00072081-000124
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