NOT LISTED FOR SALE

48 Stephen Ln Lake Luzerne, NY 12846

Estimated Value: $428,000 - $700,004

3 Beds
2.5 Baths
1,946 Sq Ft
$289/Sq Ft Est. Value

Last Sold October 03, 2016

Last sale price $232,500 $119 Per Sq Ft

Est. 136% increase in value since last sale

Current estimated payment $3,593/month

66 Days on Market

Highlights

  • Home fronts a seawall
  • Ranch Style House
  • Attached Garage
  • Deck
  • Porch
  • Eat-In Kitchen

About This Home

As of October 2016

175 feet of direct waterfront on the upper Hudson River! Take a look at this 3 BR 2 BA ranch home. This 1946 sq. ft. home sits on a dead end street and is in excellent condition. The home has a large living room and family room, with a spacious eat in kitchen and a formal dining room. Situated ion a nice level lot, water access is just steps away. Come and take a look at this lovely home!

Last Agent to Sell the Property

Thomas Welch

Welch Group Realty, LLC Listed on: 05/14/2016

Last Buyer's Agent

Denise Hill

Hunt ERA - GF

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,793

Year Built

  • Built in 1995

Lot Details

  • 0.4 Acre Lot
  • Home fronts a seawall
  • River Front
  • Level Lot
  • Cleared Lot
  • Property is zoned Single Residence

Home Design

  • Ranch Style House
  • Vinyl Siding
  • Asphalt

Interior Spaces

  • 1,946 Sq Ft Home
  • Insulated Windows
  • Family Room
  • Living Room
  • Dining Room
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Electric Oven
  • Dishwasher

Flooring

  • Carpet
  • Linoleum

Bedrooms and Bathrooms

  • 3 Bedrooms

Basement

  • Heated Basement
  • Interior and Exterior Basement Entry

Parking

  • Attached Garage
  • Tuck Under Parking

Outdoor Features

  • Seawall
  • Deck
  • Outbuilding
  • Porch

Schools

  • Hadley-Luzerne Elementary School
  • Hadley-Luzerne High School

Utilities

  • Radiant Heating System
  • Baseboard Heating
  • Drilled Well
  • Gas Water Heater
  • Septic Tank

Listing and Financial Details

  • Legal Lot and Block 2 / 8

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,793

Year Built

Built in 1995

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Zoning: Single Residence
  • Year Built: 1995
  • Directions: 9N to Lake Luzerne to Stephen Lane.
  • Above Grade Finished Sq Ft: 1946.0
  • Architectural Style: Ranch
  • Financial Details Full Market Assessment: 297300
  • Lot Size Acres: 0.4
  • Lot Size: 175 x 100 x x
  • New Construction: No
  • Water Body Name: Hudson River
  • Garage Yn: Yes
  • Appliances Refrigerators: Yes
  • Flooring:Carpet: Yes
  • Architectural Style:Ranch: Yes
  • Basement Heated: Yes
  • Special Features: None

Interior Features

  • Flooring: Carpet, Linoleum
  • Basement: Exterior Entry, Heated, Interior Entry
  • Interior Amenities: Eat-in Kitchen
  • Appliances: Dishwasher, Electric Oven, Gas Water Heater, Refrigerator
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Living Area: 1946.0
  • Dining Room Level: First
  • Family Room Level: First
  • Kitchen Level: First
  • Living Room Level: First
  • Window Features: Insulated Windows
  • Appliances Dishwasher: Yes
  • Appliances:Gas Water Heater: Yes
  • Kitchen Features:Eat-in Kitchen: Yes
  • Appliances:Electric Oven: Yes
  • Basement:Exterior Entry: Yes
  • Kitchen Features:Country Kitchen: Yes
  • Basement:Interior Entry: Yes

Exterior Features

  • Roof: Asphalt
  • Construction Type: Drywall, Vinyl Siding
  • Other Structures: Outbuilding
  • Patio And Porch Features: Deck, Porch
  • Waterfront Features: River Front, Seawall
  • Waterfront: Yes
  • Construction Materials:Drywall: Yes
  • Waterfront Features:Waterfront: Yes
  • Construction Materials:Vinyl Siding: Yes
  • Patio And Porch Features:Porch: Yes
  • Patio And Porch Features:Deck: Yes
  • Window Features:Insulated Windows: Yes
  • Lot Features:Level: Yes
  • Waterfront Features:River Front: Yes
  • Lot Features:Cleared: Yes
  • Waterfront Features:Seawall: Yes

Garage/Parking

  • Parking Features: Under Residence, Attached
  • Attached Garage: Yes
  • Parking Features:Attached: Yes
  • Parking Features:Garage: Yes
  • Parking Features:Under Residence: Yes

Utilities

  • Sewer: Septic Tank
  • Heating: Baseboard, Radiant
  • Laundry Features: W/D Connections
  • Security: Smoke Detector(s)
  • Water Source: Drilled Well
  • Heating Yn: Yes
  • Sewer Septic Tank: Yes
  • Heating:Baseboard: Yes
  • Heating:Radiant: Yes

Schools

  • Junior High Dist: Hadley Luzerne

Lot Info

  • Lot Features: Level, Cleared, Waterfront
  • Lot Size Sq Ft: 17424.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 5793.0
  • Tax Block: 8
  • Tax Lot: 2
  • Tax Tract: 305

MLS Schools

  • Elementary School: Hadley-Luzerne
  • HighSchool: Hadley-Luzerne

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 14, 2016
Closed on
Oct 3, 2016
Sold by
Roger Holmes Estate
Bought by
Maher Christopher
Seller's Agent
Thomas Welch
Welch Group Realty, LLC
Buyer's Agent
Denise Hill
Hunt ERA - GF
List Price
$274,900
Sold Price
$232,500
Premium/Discount to List
-$42,400
-15.42%
Current Estimated Value
$548,734

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$316,234
Avg. Annual Appreciation
9.87%
Source: Public Records

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Maher Christopher $232,500 Timothy S. Shuler
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Maher Christopher P $203,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/03/2016 10/03/16 Sold $232,500 -15.4% $119 / Sq Ft
07/19/2016 07/19/16 Pending -- -- --
05/14/2016 05/14/16 For Sale $274,900 -- $141 / Sq Ft
Source: Global MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,069 $340,000 $148,000 $192,000
2023 $6,745 $340,000 $148,000 $192,000
2022 $6,421 $340,000 $148,000 $192,000
2021 $6,499 $340,000 $148,000 $192,000
2020 $6,512 $340,000 $148,000 $192,000
2019 $5,196 $340,000 $148,000 $192,000
2018 $5,196 $275,000 $150,000 $125,000
2017 $5,248 $275,000 $150,000 $125,000
2016 $5,047 $275,000 $150,000 $125,000
2015 -- $275,000 $94,000 $181,000
2014 -- $275,000 $94,000 $181,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Global MLS

MLS Number: 161598

Global MLS

APN: 523200-305-008-0002-076-000-0000