NOT LISTED FOR SALE

481 Keys Ct Tracy, CA 95377

Estimated Value: $847,664 - $888,000

4 Beds
4 Baths
3,140 Sq Ft
$278/Sq Ft Est. Value

About This Home

This 4-bed plus loft, 3.5-bath, 3-car garage home is situated on a corner lot in a quiet court. It is move-in ready, has an excellent floor plan and is in a great location. The inviting covered entry opens to a bright living room featuring high ceilings and windows, an abundance of natural light, and a formal dining area accented by new recessed lighting. The large kitchen is a chef's dream with an oversized island, stainless steel appliances, built in double ovens, generous cabinet space, and a breakfast nook. Adjacent is the great room with a fireplace. The main floor includes two bedrooms, one of which is a spacious primary suite with a walk-in closet, ensuite bath with soaking tub, and sliding door access to a large side yard patio; an excellent space for a hot tub or outdoor lounge area. An additional bedroom and full bath, plus a half bath and laundry room with garage access, complete the first level. Upstairs there is a large loft area and two bedrooms connected by a Jack and Jill full bathroom with dual sinks. The backyard offers a park-like setting with lush green lawn, mature landscaping, and a covered patio. Fresh interior paint and new carpet throughout. Walking distance to Verner Hanson Park and minutes from Tracy Sports Complex, shopping, and Interstate 205 access.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jan 7, 2022
Sold by
Gladys Mateo Living Trust
Bought by
Mateo Gladys Esther
Current Estimated Value
$873,166

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$408,135
Interest Rate
3.11%
Mortgage Type
VA

Purchase Details

Closed on
Dec 17, 2021
Sold by
Mateo Gladys Esther and Gladys Mateo Living Trust
Bought by
Mateo Gladys Esther

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$408,135
Interest Rate
3.11%
Mortgage Type
VA

Purchase Details

Closed on
Dec 7, 2021
Sold by
Mateo Gladys Esther
Bought by
Mateo Gladys Esther and Gladys Mateo Living Trust

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$408,135
Interest Rate
3.11%
Mortgage Type
VA

Purchase Details

Closed on
Dec 28, 2018
Sold by
Mateo Gladys Esther
Bought by
Mateo Gladys Esther and Gladys Mateo Living Trust

Purchase Details

Closed on
Jul 25, 2018
Sold by
Mateo Gladys Esther and Mateo Gladys
Bought by
Mateo Gladys Esther

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$412,000
Interest Rate
4.6%
Mortgage Type
VA

Purchase Details

Closed on
Dec 28, 2007
Sold by
Us Bank National
Bought by
Mateo Gladys

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$367,400
Interest Rate
6.05%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 21, 2007
Sold by
Mateo Ramon
Bought by
Mateo Gladys

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$367,400
Interest Rate
6.05%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Feb 7, 2007
Sold by
Moffett Steve and Moffett Shellah
Bought by
Us Bank National and Mastr Asset Backed Securities Tr 2006-Nc

Purchase Details

Closed on
Sep 22, 2005
Sold by
Malak Michael and Smith Shane R
Bought by
Moffett Steve and Moffett Shellah

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$600,000
Interest Rate
6.95%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Jul 11, 2003
Sold by
Standard Pacific Corp
Bought by
Malak Michael and Smith Shane R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$387,700
Interest Rate
5.79%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Mateo Gladys Esther -- Old Republic Title
Mateo Gladys Esther -- Amrock Llc
Mateo Gladys Esther -- Amrock Llc
Mateo Gladys Esther -- None Available
Mateo Gladys Esther -- North American Title Company
Mateo Gladys $459,500 First American Title Company
Mateo Gladys -- First American Title Company
Us Bank National $650,000 Accommodation
Moffett Steve $750,000 Chicago Title Co
Malak Michael $485,000 First Amer Title Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Closed Mateo Gladys Esther $408,135
Closed Mateo Gladys Esther $401,710
Previous Owner Mateo Gladys Esther $412,000
Previous Owner Mateo Gladys $367,400
Previous Owner Moffett Steve $600,000
Previous Owner Malak Michael $387,700
Closed Malak Michael $72,650
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/25/2026 01/25/26 Price Changed $867,000 -2.3% $276 / Sq Ft
12/10/2025 12/10/25 Price Changed $887,000 -2.2% $282 / Sq Ft
11/11/2025 11/11/25 For Sale $907,000 +1.9% $289 / Sq Ft
09/02/2025 09/02/25 Off Market $890,000 -- --
09/02/2025 09/02/25 For Sale $890,000 -- $283 / Sq Ft

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $9,442 $603,207 $179,942 $423,265
2024 $8,856 $591,380 $176,414 $414,966
2023 $8,690 $579,785 $172,955 $406,830
2022 $8,508 $568,417 $169,564 $398,853
2021 $8,387 $557,273 $166,240 $391,033
2020 $8,296 $551,560 $164,536 $387,024
2019 $8,143 $540,746 $161,310 $379,436
2018 $7,969 $530,145 $158,148 $371,997
2017 $7,650 $519,751 $155,048 $364,703
2016 $7,607 $509,560 $152,008 $357,552
2014 $7,172 $487,000 $145,000 $342,000
Source: Public Records

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