Seller's Agent in 2024
Phyllis Bowen
Stewart & Associates RE, LLC
(256) 714-6535
8 in this area
123 Total Sales
4810 Saddle Ridge Dr SE Owens Cross Roads, AL 35763
Hampton Cove NeighborhoodEstimated Value: $464,000 - $507,000
4
Beds
2.5
Baths
3,085
Sq Ft
$157/Sq Ft
Est. Value
Highlights
- Community Lake
- Property is near a park
- Gazebo
- Goldsmith-Schiffman Elementary School Rated A-
- Outdoor Fireplace
- 2 Car Attached Garage
About This Home
As of October 2024Welcome to this custom brick ranch featuring a Southern front porch and stunning mountain views. The kitchen is an entertainer’s dream with a farm sink, granite countertops, a large island, backsplash, recessed lighting, and abundant cabinetry. The open layout flows seamlessly into a cozy family room with vaulted beamed ceilings, shiplap accents, a gas log fireplace, and custom built-ins. Enjoy transom windows throughout, sunlit interiors, a luxurious owner’s suite, and outdoor living with a pergola, fire pit, and additional paver patio. Laundry room includes tile, built-ins, and a sink. Classic charm meets modern comfort.
Last Agent to Sell the Property
Stewart & Associates RE, LLC License #79034 Listed on: 08/03/2024
Home Details
Home Type
- Single Family
Year Built
- Built in 2001
Lot Details
- 0.34 Acre Lot
- Lot Dimensions are 86 x 171 x 145 x 150
- Sprinkler System
- Landscaped with Trees
HOA Fees
- $13 Monthly HOA Fees
Interior Spaces
- 3,085 Sq Ft Home
- Property has 1 Level
- Gas Log Fireplace
- Crawl Space
- Property Views
Kitchen
- Oven or Range
- Microwave
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 4 Bedrooms
Parking
- 2 Car Attached Garage
- Side Facing Garage
- Garage Door Opener
- Driveway
Outdoor Features
- Outdoor Fireplace
- Gazebo
Location
- Property is near a park
Schools
- Hampton Cove Elementary School
- Huntsville High School
Utilities
- Central Heating and Cooling System
- Underground Utilities
- Water Heater
Listing and Financial Details
- Tax Lot 42
- Assessor Parcel Number 1807350000081.026
Community Details
Overview
- Saddle Ridge HOA
- Saddle Ridge Subdivision
- Community Lake
Amenities
- Common Area
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 3, 2024
Closed on
Oct 25, 2024
Sold by
Hyche Andrew and Blackwell Justn Scott
Bought by
Crespo Ivan and Crespo Amy E
Seller's Agent
Phyllis Bowen
Stewart & Associates RE, LLC
Buyer's Agent
Ainsley Runels
BHHS Rise Real Estate
List Price
$499,900
Sold Price
$485,000
Premium/Discount to List
-$14,900
-2.98%
Views
116
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$1,430
Avg. Annual Appreciation
-0.26%
Original Mortgage
$145,000
Outstanding Balance
$143,285
Interest Rate
6.2%
Mortgage Type
VA
Estimated Equity
$340,285
Purchase Details
Listed on
Jul 8, 2022
Closed on
Sep 14, 2022
Sold by
Allen Mark G and Allen Donna T
Bought by
Blackwell Justin Scott and Hyche Andrew
Seller's Agent
Blake Landry
RE/MAX Today
Buyer's Agent
Roger Wallace
RE/MAX Today
List Price
$475,000
Sold Price
$470,000
Premium/Discount to List
-$5,000
-1.05%
Views
28
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.51%
Original Mortgage
$376,000
Interest Rate
5.13%
Mortgage Type
New Conventional
Purchase Details
Listed on
Jul 18, 2020
Closed on
Aug 25, 2020
Sold by
Mccoy Ayesha and Mccoy Randall
Bought by
Allen Mark G
Seller's Agent
Pam Nicastro
KW Huntsville Keller Williams
Buyer's Agent
Michelle Daymond
Realty South Tennessee Valley
List Price
$330,000
Sold Price
$315,000
Premium/Discount to List
-$15,000
-4.55%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
21.44%
Original Mortgage
$252,000
Interest Rate
2.9%
Mortgage Type
New Conventional
Purchase Details
Listed on
Apr 24, 2014
Closed on
Jul 2, 2014
Sold by
Muse Eugene Mann Jr Revocable Trust
Bought by
Mccoy Ayesha and Mccoy Randall
Seller's Agent
Pam Nicastro
KW Huntsville Keller Williams
Buyer's Agent
Pam Nicastro
KW Huntsville Keller Williams
List Price
$275,000
Sold Price
$280,000
Premium/Discount to List
$5,000
1.82%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.93%
Original Mortgage
$280,000
Interest Rate
4.5%
Mortgage Type
Adjustable Rate Mortgage/ARM
Purchase Details
Closed on
Oct 16, 2013
Sold by
Mann M E
Bought by
Muse Eugene Mann Jr Revocable Trust
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Crespo Ivan | $485,000 | None Listed On Document | |
| Crespo Ivan | $485,000 | None Listed On Document | |
| Blackwell Justin Scott | $470,000 | -- | |
| Allen Mark G | $315,000 | First American Mortgage Sln | |
| Mccoy Ayesha | $280,000 | None Available | |
| Muse Eugene Mann Jr Revocable Trust | $201,000 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Crespo Ivan | $145,000 | |
| Closed | Crespo Ivan | $145,000 | |
| Previous Owner | Blackwell Justin Scott | $376,000 | |
| Previous Owner | Allen Mark G | $252,000 | |
| Previous Owner | Mccoy Ayesha | $280,000 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 10/25/2024 10/25/24 | Sold | $485,000 | -3.0% | $157 / Sq Ft | |
| 08/03/2024 08/03/24 | For Sale | $499,900 | +6.4% | $162 / Sq Ft | |
| 09/19/2022 09/19/22 | Sold | $470,000 | -1.1% | $153 / Sq Ft | View Prior Sale |
| 08/21/2022 08/21/22 | Pending | -- | -- | -- | |
| 07/08/2022 07/08/22 | For Sale | $475,000 | +50.8% | $155 / Sq Ft | |
| 11/26/2020 11/26/20 | Off Market | $315,000 | -- | -- | |
| 08/27/2020 08/27/20 | Sold | $315,000 | -4.5% | $106 / Sq Ft | View Prior Sale |
| 08/03/2020 08/03/20 | Pending | -- | -- | -- | |
| 07/18/2020 07/18/20 | For Sale | $330,000 | 0.0% | $111 / Sq Ft | |
| 10/31/2018 10/31/18 | Off Market | $1,900 | -- | -- | |
| 07/29/2018 07/29/18 | Rented | $1,900 | 0.0% | -- | |
| 07/18/2018 07/18/18 | For Rent | $1,900 | 0.0% | -- | |
| 09/30/2014 09/30/14 | Off Market | $280,000 | -- | -- | |
| 07/02/2014 07/02/14 | Sold | $280,000 | +1.8% | $94 / Sq Ft | View Prior Sale |
| 06/14/2014 06/14/14 | Pending | -- | -- | -- | |
| 04/24/2014 04/24/14 | For Sale | $275,000 | -- | $92 / Sq Ft |
Source: ValleyMLS.com
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,528 | $44,420 | $3,500 | $40,920 |
| 2024 | $2,528 | $41,520 | $3,500 | $38,020 |
| 2023 | $2,360 | $40,400 | $3,500 | $36,900 |
| 2022 | $2,040 | $35,920 | $3,500 | $32,420 |
| 2021 | $1,787 | $31,560 | $3,500 | $28,060 |
| 2020 | $3,477 | $59,940 | $7,000 | $52,940 |
| 2019 | $3,354 | $57,820 | $7,000 | $50,820 |
| 2018 | $3,327 | $57,360 | $0 | $0 |
| 2017 | $1,615 | $28,680 | $0 | $0 |
| 2016 | $1,615 | $28,680 | $0 | $0 |
| 2015 | $1,663 | $28,680 | $0 | $0 |
| 2014 | $1,455 | $28,680 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Phyllis Bowen
-
Ainsley Runels
Buyer's Agent in 2024
Ainsley Runels
BHHS Rise Real Estate
(256) 783-9193
6 in this area
140 Total Sales
-
Blake Landry
Seller's Agent in 2022
Blake Landry
RE/MAX
(256) 468-2190
11 in this area
130 Total Sales
-
Katie Crawford
Seller Co-Listing Agent in 2022
Katie Crawford
Capstone Realty LLC Huntsville
(256) 202-3541
15 in this area
108 Total Sales
-
Roger Wallace
Buyer's Agent in 2022
Roger Wallace
RE/MAX
(256) 318-5147
3 in this area
104 Total Sales
-
Pam Nicastro
Seller's Agent in 2020
Pam Nicastro
KW Huntsville Keller Williams
(256) 694-6069
12 in this area
154 Total Sales
Map
Source: ValleyMLS.com
MLS Number: 21867585
APN: 18-07-35-0-000-081.026
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Copyright 2025 Valley MLS
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