$398,000
SOLD FEB 13, 2020

4815 Saddle Horn Way Cumming, GA 30040

4 Beds
3.5 Baths
3,542 Sq Ft
0.36 Acres

Recently Sold

$112 Per Sq Ft

39 Days on Market

Highlights

  • Sitting Area In Primary Bedroom
  • Clubhouse
  • Loft
  • Sawnee Elementary School Rated A
  • Traditional Architecture
  • Stone Countertops

About This Home

As of February 2020

Beautiful 2-story brick and hardiplank home in cul-de-sac. Open floorplan with large master on main with sitting room, and two walk in closets. Upgraded kitchen features maple cabinets throughout and stone counters. Spacious secondary bedrooms feature tile showers and floors with roomy loft area. Gorgeous, fenced backyard with slate patio and sunset awning. Oversized 2 car garage, 3 zone heating and air, plus efficient foam insulation. Quiet and comfortable neighborhood with great neighbors!

Last Agent to Sell the Property

Kim Parmenter

Harry Norman Realtors License #349701 Listed on: 12/03/2019

Harry Norman Realtors

Co-Listed By

Harry Parmenter

Harry Norman Realtors License #372639

Last Buyer's Agent

Amanda Tello

Keller Williams Realty Community Partners License #362320

Keller Williams Realty Community Partners

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,144

Year Built

  • Built in 2011

Lot Details

  • 0.36 Acre Lot
  • Property fronts a private road
  • Cul-De-Sac
  • Fenced
  • Private Yard

HOA Fees

  • $63 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Parking Accessed On Kitchen Level
  • Side Facing Garage
  • Driveway Level

Home Design

  • Traditional Architecture
  • Composition Roof
  • Cement Siding
  • Brick Front

Interior Spaces

  • 3,542 Sq Ft Home
  • 2-Story Property
  • Tray Ceiling
  • Ceiling height of 9 feet on the main level
  • Ceiling Fan
  • Factory Built Fireplace
  • Insulated Windows
  • Two Story Entrance Foyer
  • Family Room with Fireplace
  • Formal Dining Room
  • Loft
  • Carpet
  • Pull Down Stairs to Attic

Kitchen

  • Eat-In Kitchen
  • Electric Range
  • <<microwave>>
  • Dishwasher
  • Stone Countertops
  • Wood Stained Kitchen Cabinets
  • Disposal

Bedrooms and Bathrooms

  • Sitting Area In Primary Bedroom
  • 4 Bedrooms | 1 Primary Bedroom on Main
  • Walk-In Closet
  • Dual Vanity Sinks in Primary Bathroom
  • Soaking Tub

Laundry

  • Laundry Room
  • Laundry on main level

Outdoor Features

  • Patio

Schools

  • Sawnee Elementary School
  • Liberty - Forsyth Middle School
  • West Forsyth High School

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Heating System Uses Natural Gas
  • Underground Utilities
  • Gas Water Heater
  • Phone Available

Listing and Financial Details

  • Assessor Parcel Number 054 212

Community Details

Overview

  • Waterford Owners Assoc. Association
  • Waterford Subdivision

Amenities

  • Clubhouse

Recreation

  • Swim or tennis dues are required
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,144

Year Built

Built in 2011

Lot Details

0

HOA Fees

$63 per month

Parking

2

Listing Details

  • Standard Status: Closed
  • Property Type: Residential
  • MLS Status: Closed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Traditional
  • Property Condition: Resale
  • Year Built: 2011
  • Levels Stories: Two
  • Special Features: None

Property Details

  • Property: Residential Detached

Interior Features

  • Flooring: Carpet
  • Fireplace Features: Factory Built, Family Room
  • Number Of Fireplaces: 1
  • Appliances: Dishwasher, Disposal, Electric Range, Gas Water Heater, Microwave
  • Interior Amenities: Disappearing Attic Stairs, Entrance Foyer 2 Story, High Ceilings 9 ft Main, Tray Ceiling(s), Walk-In Closet(s)
  • Kitchen Features: Cabinets Stain, Eat-in Kitchen, Pantry, Stone Counters
  • Common Walls: No Common Walls
  • Additional Rooms: Loft
  • Dining Room Features: Separate Dining Room
  • Square Footage: 3542.00
  • Spa Features: None
  • Window Features: Insulated Windows

Beds/Baths

  • Total Bedrooms: 4
  • Bedroom Features: Master on Main, Sitting Room
  • Main Bedrooms: 1
  • Total Bathrooms: 4
  • Total Full Baths: 3
  • Total Half Baths: 1
  • Main Full Bathrooms: 1
  • Main Half Bathrooms: 1
  • Master Bathroom Features: Double Vanity, Soaking Tub

Exterior Features

  • Construction Materials: Brick Front, Cement Siding
  • Roof Type: Composition
  • Fencing: Fenced
  • Patio And Porch Features: Patio
  • Exterior Features: Private Yard

Garage/Parking

  • Carport or Garage: 2
  • Number of Garage Spaces: 2
  • Parking Features: Attached, Garage, Garage Faces Side, Kitchen Level, Level Driveway

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Central, Heat Pump, Natural Gas
  • Laundry Features: Laundry Room, Main Level
  • Utilities: Electricity Available, Natural Gas Available, Phone Available, Sewer Available, Underground Utilities, Water Available
  • Electric: Other

Condo/Co-op/Association

  • HOA Fee Includes: Swim/Tennis
  • Community Features: Clubhouse, Homeowners Assoc, Pool
  • Association Fee: 750
  • Association Fee Frequency: Annually
  • Swim Tennis Fee Due: Required
  • Association: Yes
  • Subdivision Complex: Waterford

Association/Amenities

  • Management Company: Waterford Owners Assoc.

Schools

  • Elementary School: Sawnee
  • Middle School: Liberty - Forsyth
  • High School: West Forsyth

Lot Info

  • Acres: 0.3600
  • Lot Features: Cul-De-Sac, Private
  • Parcel Number: 054 212
  • Horse Amenities: None
  • Land Lease: No
  • Property Attached Yn: No

Green Features

  • Green Energy Generation: None

Tax Info

  • Taxes: 1144.00
  • Assessor Parcel Number: 054-000-212
  • Close Date: 2020-02-13
  • Tax Year: 2018

MLS Schools

  • Elementary School: Sawnee
  • High School: West Forsyth
  • Middle School: Liberty - Forsyth

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 3, 2019
Closed on
Feb 13, 2020
Sold by
Park Joon C
Bought by
Thompson Louis and Thompson Gabrielle Alessandra
Seller's Agent
Kim Parmenter
Harry Norman Realtors
Buyer's Agent
Amanda Tello
Keller Williams Realty Community Partners
List Price
$399,900
Sold Price
$398,000
Premium/Discount to List
-$1,900
-0.48%
Current Estimated Value
$738,207

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$340,207
Avg. Annual Appreciation
12.01%
Original Mortgage
$390,791
Interest Rate
3.75%
Mortgage Type
FHA

Purchase Details

Listed on
Aug 10, 2017
Closed on
Dec 18, 2017
Sold by
Buchanan Judith
Bought by
Park Joon C
Seller's Agent
David Buchanan
NOT A VALID MEMBER
Buyer's Agent
Kim Parmenter
Harry Norman Realtors
List Price
$459,250
Sold Price
$377,000
Premium/Discount to List
-$82,250
-17.91%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.54%
Original Mortgage
$140,000
Interest Rate
3.95%
Mortgage Type
New Conventional

Purchase Details

Listed on
Aug 14, 2015
Closed on
Oct 19, 2015
Sold by
Goor Marten E
Bought by
Buchanan Judith and Buchanan David
Seller's Agent
Doug Ferguson
Atlanta Communities
Buyer's Agent
BRIAN BURNS
Keller Williams Community Partners
List Price
$359,900
Sold Price
$358,000
Premium/Discount to List
-$1,900
-0.53%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.42%
Original Mortgage
$286,400
Interest Rate
3.93%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 24, 2011
Sold by
Goor Shelley R
Bought by
Goor Marten E and Goor Shelley R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$299,466
Interest Rate
4.62%
Mortgage Type
VA

Purchase Details

Closed on
Mar 3, 2010
Sold by
Patrick Malloy Communities Llc
Bought by
Patrick Malloy Companies Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$240,000
Interest Rate
4.97%
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $398,000 --
Warranty Deed $377,000 --
Warranty Deed $358,000 --
Warranty Deed -- --
Warranty Deed -- --
Deed $61,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $457,875 FHA
Closed $390,791 FHA
Previous Owner $140,000 New Conventional
Previous Owner $286,400 New Conventional
Previous Owner $289,750 VA
Previous Owner $299,466 VA
Previous Owner $240,000 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/13/2020 02/13/20 Sold $398,000 -0.5% $112 / Sq Ft
01/11/2020 01/11/20 Pending -- -- --
12/03/2019 12/03/19 For Sale $399,900 +6.1% $113 / Sq Ft
12/18/2017 12/18/17 Sold $377,000 -0.8% $106 / Sq Ft
11/26/2017 11/26/17 Pending -- -- --
10/15/2017 10/15/17 Price Changed $379,900 -3.0% $107 / Sq Ft
09/23/2017 09/23/17 Price Changed $391,750 -1.6% $111 / Sq Ft
09/05/2017 09/05/17 Price Changed $398,250 -5.0% $112 / Sq Ft
09/04/2017 09/04/17 Price Changed $419,120 -4.7% $118 / Sq Ft
08/15/2017 08/15/17 Price Changed $439,900 -4.2% $124 / Sq Ft
08/10/2017 08/10/17 For Sale $459,250 +28.3% $130 / Sq Ft
10/19/2015 10/19/15 Sold $358,000 -0.5% --
09/08/2015 09/08/15 Pending -- -- --
08/14/2015 08/14/15 For Sale $359,900 -- --
Source: First Multiple Listing Service (FMLS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,608 $269,492 $64,000 $205,492
2023 $5,514 $224,000 $52,000 $172,000
2022 $4,555 $155,792 $24,000 $131,792
2021 $4,302 $155,792 $24,000 $131,792
2020 $1,108 $147,340 $24,000 $123,340
2019 $1,144 $151,168 $24,000 $127,168
2018 $1,144 $150,800 $23,760 $127,040
2017 $4,225 $152,224 $24,000 $128,224
2016 $3,974 $143,188 $24,548 $118,640
2015 $3,578 $139,988 $24,000 $115,988
2014 $3,144 $127,668 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: First Multiple Listing Service (FMLS)

MLS Number: 6651849

First Multiple Listing Service (FMLS)

APN: 054-212