$416,000
SOLD JAN 2, 2020

4815 Saddle Trail Signal Mountain, TN 37377

4 Beds
3.5 Baths
3,045 Sq Ft
1 Acres

Recently Sold

$137 Per Sq Ft

7% Below List Price

131 Days on Market

Highlights

  • Wood Flooring
  • Separate Formal Living Room
  • 2 Car Attached Garage
  • Nolan Elementary School Rated A-
  • Covered Patio or Porch
  • Covered Deck

About This Home

As of June 2021

Welcome home to this beautiful, custom 4 Bedroom, 3.5 Bathroom home nestled within a large, level, wooded lot in the peaceful Signal Forest Subdivision, a great neighborhood for families and pets. Enjoy cooking and entertaining in your spacious kitchen with custom cabinetry, huge island, pantry, and upgraded stainless appliances. Enjoy a quick meal at the sun-filled breakfast nook. Entertain guests in the brightly lit formal dining room and living room with 9' custom ceilings and hardwood flooring throughout or out on the adjoining covered porch or deck overlooking a fenced-in backyard. During the cooler months, the family room will become an instant favorite for cozy evenings by the rustic stacked stone gas fireplace. Relax in the master on main with double tray ceilings, and luxurious en suite bath with 6' jetted tub, separate shower, and 3 closets with plenty of storage space. As you head upstairs, you'll notice the grand oak staircase with balcony overlook. On the second level, you'll find another large master suite with hardwoods, along with two other spacious bedrooms. The second story also features all new carpeting, a bonus room which would be perfect for an office or playroom, walkout attic storage, as well as an attic space that could easily be finished into another bonus room, if desired. On the exterior of this home, you'll find that it is almost entirely brick which is extremely low maintenance. You'll have plenty of room for parking with a 2-car attached garage as well as an enormous driveway with plenty of room for guest parking. Feel confident knowing that this home is in immaculate condition with fresh paint throughout along with two new HVAC units. You will also love living on Signal Mountain which is well-known for its breathtaking scenery and which has been named one of the "Best Places to Live" in Tennessee.

Last Agent to Sell the Property

Sarah Brogdon

Real Estate Partners Chattanooga, LLC Brokerage Phone: 4232904416 License #324028 Listed on: 06/26/2019

Real Estate Partners Chattanooga, LLC

Last Buyer's Agent

Cindy Coppage

eXp Realty License #335683

eXp Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,544

Year Built

  • Built in 2007

Lot Details

  • 1 Acre Lot
  • Lot Dimensions are 83.25x108.7
  • Level Lot

HOA Fees

  • $4 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Brick Exterior Construction

Interior Spaces

  • 3,045 Sq Ft Home
  • Property has 3 Levels
  • Gas Fireplace
  • ENERGY STAR Qualified Windows
  • Separate Formal Living Room
  • Den with Fireplace
  • Wood Flooring
  • Crawl Space
  • Fire and Smoke Detector

Kitchen

  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet

Outdoor Features

  • Covered Deck
  • Covered Patio or Porch

Schools

  • Nolan Elementary School
  • Signal Mountain Middle/High School

Utilities

  • Cooling Available
  • Central Heating
  • Septic Tank

Community Details

  • Signal Forest Subdivision

Listing and Financial Details

  • Assessor Parcel Number 080I C 007

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,544

Year Built

Built in 2007

Lot Details

0

HOA Fees

$4 per month

Parking

2

Listing Details

  • Prop. Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 2007
  • Unit Levels: Three Or More
  • Year Built Details: EXIST
  • ResoPropertyType: Residential
  • ResoBuildingAreaSource: Assessor
  • Attribution Contact: 4232904416
  • Special Features: VirtualTour
  • Stories: 0

Interior Features

  • Interior Amenities: High Ceilings, Walk-In Closet(s), Primary Bedroom Main Floor
  • Appliances: Microwave, Dishwasher
  • Fireplace Features: Den, Gas, Family Room
  • Fireplace: Yes
  • Fireplaces: 1
  • Flooring: Finished Wood
  • Total Bedrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Has Basement: Crawl Space
  • Building Area Units: Square Feet
  • Living Area: 3045
  • Living Area Units: Square Feet
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Exterior Features: Garage Door Opener
  • Construction Type: Other, Brick
  • Patio And Porch Features: Covered Deck, Covered Patio, Covered Porch
  • Pool Private: No
  • Roof: Other
  • View: No
  • Waterfront: No

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Covered Parking Spaces: 2
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Attached
  • Total Parking Spaces: 2

Utilities

  • Sewer: Septic Tank
  • Water Source: Public
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Security: Smoke Detector(s)
  • Utilities: Electricity Available, Water Available

Condo/Co-op/Association

  • Association Fee: 45
  • Association Fee Frequency: Annually
  • Association: Yes
  • Senior Community: No
  • ResoAssociationFeeFrequency: Annually

Green Features

  • Efficiency: Windows

Lot Info

  • Lot Features: Level, Cul-De-Sac, Other
  • Lot Size Acres: 1
  • Lot Size: 83.25X108.7
  • Lot Size Units: Acres
  • Parcel #: 080I C 007
  • Property Attached Yn: No
  • ResoLotSizeUnits: Acres

Multi Family

  • Above Grade Finished Area Units: Square Feet

Tax Info

  • Tax Annual Amount: 2544

MLS Schools

  • Elementary School: Nolan Elementary School
  • High School: Signal Mountain Middle/High School
  • Middle Or Junior School: Signal Mountain Middle/High School

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 19, 2021
Closed on
Jun 25, 2021
Sold by
Jones Lucas Ryan and Jones Aimee
Bought by
Burkholder Darian L and Burkholder Christal L
Seller's Agent
Cindy Coppage
eXp Realty
Buyer's Agent
Louellen Smith
Greater Downtown Realty dba Keller Williams Realty
List Price
$465,000
Sold Price
$475,000
Premium/Discount to List
$10,000
2.15%
Current Estimated Value
$736,823

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$261,823
Avg. Annual Appreciation
10.76%
Original Mortgage
$300,000
Outstanding Balance
$272,793
Interest Rate
2.9%
Mortgage Type
New Conventional
Estimated Equity
$458,311

Purchase Details

Listed on
Jun 26, 2019
Closed on
Dec 31, 2019
Sold by
Torgler Christopher Robert and Torgler Amanda
Bought by
Jones Lucas Ryan and Jones Aimee
Seller's Agent
Sarah Brogdon
Real Estate Partners Chattanooga, LLC
Buyer's Agent
Cindy Coppage
eXp Realty
List Price
$445,000
Sold Price
$416,000
Premium/Discount to List
-$29,000
-6.52%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.38%
Original Mortgage
$332,800
Interest Rate
3.6%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jan 12, 2015
Closed on
Apr 25, 2015
Sold by
Lockert Jason R and Lockert Annetta D
Bought by
Torgler Christopher Robert and Torgler Amanda
Seller's Agent
David Turner
RE/MAX Properties
Buyer's Agent
Sarah Brogdon
Keller Williams Realty
List Price
$359,900
Sold Price
$344,900
Premium/Discount to List
-$15,000
-4.17%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.07%
Original Mortgage
$352,315
Interest Rate
3.95%
Mortgage Type
VA

Purchase Details

Closed on
Jan 25, 2006
Sold by
Signal Forest Development Llc
Bought by
Lockert Jason R and Lockert Annetta D
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $475,000 Equititle Inc
Warranty Deed $416,000 Team Title Services Llc
Warranty Deed $344,900 Jones Raulston Title Ins
Special Warranty Deed $37,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $300,000 New Conventional
Previous Owner $332,800 New Conventional
Previous Owner $352,315 VA
Previous Owner $70,000 Credit Line Revolving
Previous Owner $108,329 Unknown
Previous Owner $70,000 Credit Line Revolving
Previous Owner $182,000 New Conventional
Previous Owner $222,500 Credit Line Revolving
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/26/2021 06/26/21 Sold $475,000 +2.2% $158 / Sq Ft
05/24/2021 05/24/21 Pending -- -- --
05/19/2021 05/19/21 For Sale $465,000 +11.8% $155 / Sq Ft
01/02/2020 01/02/20 Sold $416,000 -6.5% $137 / Sq Ft
11/04/2019 11/04/19 Pending -- -- --
06/26/2019 06/26/19 For Sale $445,000 +29.0% $146 / Sq Ft
04/24/2015 04/24/15 Sold $344,900 -4.2% $113 / Sq Ft
03/14/2015 03/14/15 Pending -- -- --
01/12/2015 01/12/15 For Sale $359,900 -- $118 / Sq Ft
Source: Realtracs

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,193 $98,000 $0 $0
2023 $2,202 $98,000 $0 $0
2022 $2,202 $98,000 $0 $0
2021 $2,202 $98,000 $0 $0
2020 $2,544 $91,675 $0 $0
2019 $2,544 $91,675 $0 $0
2018 $2,544 $91,675 $0 $0
2017 $2,544 $91,675 $0 $0
2016 $2,465 $0 $0 $0
2015 $2,465 $88,825 $0 $0
2014 $2,465 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Realtracs

MLS Number: 2416648

Realtracs

APN: 080I-C-007