NOT LISTED FOR SALE

Estimated Value: $331,000 - $369,000

3 Beds
2 Baths
1,526 Sq Ft
$229/Sq Ft Est. Value

Last Sold August 14, 2020

Last sale price $240,000 $157 Per Sq Ft

Est. 46% increase in value since last sale

Current estimated payment $2,183/month

9 Days on Market

Highlights

  • High Ceiling
  • Front Porch
  • Ceramic Tile Flooring
  • No HOA
  • 2 Car Attached Garage
  • Central Heating and Cooling System

About This Home

As of August 2020

Charming 3 bed, 2 bath St. Cloud home with a 2 car garage, NO HOA OR CDD, and on over a quarter of an acre! This home is centrally located near the Hickory Tree Rd./Narcoossee Rd. corridor, providing quick access to Harmony, the downtown St. Cloud area, and a short drive to Lake Nona. Here you have grocery stores and restaurants within 5-10 minutes in any direction, plus A rated schools nearby. There are plenty of big-ticket updates to this home, including a NEW ROOF with warranty in 2019, AC unit in 2016, garbage disposal in 2018, new exterior doors in 2019, guest bath renovation in 2016, and more, including much of the well and chlorinator system. This alone brings so much value to the home and brings peace of mind. The spacious back yard is fenced, so bring the doggies! Or, use the space to grow your own garden or create a backyard getaway. There's so many pluses with this home, and at under $250,000, it's sure to move! *Measurements are approximate. Buyers should verify any measurements if of importance.

Last Agent to Sell the Property

Tiffany Chapman

IRON VALLEY REAL ESTATE OSCEOLA License #3279737 Listed on: 07/02/2020

IRON VALLEY REAL ESTATE OSCEOLA

Last Buyer's Agent

Laura Mcadams

EXP REALTY LLC License #3318563

EXP REALTY LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,994

Year Built

  • Built in 1997

Lot Details

  • 0.32 Acre Lot
  • Lot Dimensions are 100x140
  • North Facing Home
  • Chain Link Fence
  • Property is zoned OAE1

Parking

  • 2 Car Attached Garage

Home Design

  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Vinyl Siding

Interior Spaces

  • 1,526 Sq Ft Home
  • 1-Story Property
  • High Ceiling
  • Ceiling Fan
  • Fire and Smoke Detector

Kitchen

  • Convection Oven
  • Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • 2 Full Bathrooms

Laundry

  • Laundry in Garage
  • Dryer
  • Washer

Outdoor Features

  • Exterior Lighting
  • Front Porch

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Water Filtration System
  • Well
  • Electric Water Heater
  • Septic Tank

Community Details

  • No Home Owners Association
  • St Cloud Manor Village Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,994

Year Built

Built in 1997

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Vinyl Siding
  • Fireplace: No
  • Living Area: 1526
  • Lot Size Acres: 0.32
  • New Construction: No
  • Year Built: 1997
  • Lot Size Sq Ft: 13983
  • Status: Sold
  • Down Payment Resource URL: https://www.workforce-resource.com/dpr/listing/MFRMLS/S5036151?w=Agent&skip_sso=true
  • Down Payment Resource URL 2: https://www.workforce-resource.com/dpr/listing/MFRMLS/S5036151?w=Customer
  • Homestead Y N: Yes
  • Number Of Pets: 10+
  • Total Acreage: 1/4 to less than 1/2
  • Unit Number Y N: No
  • Ratio: Close Price\List Price: 0.97959
  • Price per Sq Ft: 157.27
  • Close to Original List Price Ratio: 0.97959
  • View: No
  • Ownership: Fee Simple
  • Tax Year: 2019
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile, Laminate
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), High Ceiling(s), Split Bedroom, Thermostat
  • Appliances Included: Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Filtration System
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Stories: 1
  • Room Count: 3

Exterior Features

  • Direction Faces: North
  • Exterior Features: Fenced, Lighting
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Patio and Porch Features: Front Porch
  • Road Surface Type: Paved
  • Water View Y N: No
  • Water Access Y N: No
  • Water Extras Y N: No
  • Disclosures: Seller Property Disclosure

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Covered Parking Spaces: 2
  • Open Parking: No

Utilities

  • Utilities: Electricity Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: In Garage
  • Sewer: Septic Tank
  • Water Source: Well
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association: No
  • Security: Smoke Detector(s)
  • Senior Community: No
  • Association Approval Required YN: No

Lot Info

  • Zoning: OAE1
  • Parcel Number: 31-26-31-5130-00FF-0040
  • Additional Parcels: No
  • Fencing: Chain Link
  • Lot Features: In County
  • Lot Dimensions: 100x140
  • Flood Zone Code: X

Rental Info

  • Pets Allowed: Yes
  • Minimum Lease: 8-12 Months
  • Pet Restrictions: BUYERS SHOULD VERIFY ANY ANIMAL RESTRICTIONS WITH OSCEOLA COUNTY ANIMAL CONTROL AND ZONING.
  • Lease Restrictions Y N: No
  • Additional Lease Restrictions: BUYERS SHOULD VERIFY ANY LEASE RESTRICTIONS WITH OSCEOLA COUNTY

Tax Info

  • Tax Annual Amount: 1994.03
  • Tax Block: FF
  • Tax Book Number: 1-395
  • Tax Lot: 4

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 2, 2020
Closed on
Aug 14, 2020
Sold by
Smith James Franklin and Smith Heather Adrianna
Bought by
Zamudio Camerino Villagomez and Guzman Alejandra Lopez
Seller's Agent
Tiffany Chapman
IRON VALLEY REAL ESTATE OSCEOLA
Buyer's Agent
Laura Mcadams
EXP REALTY LLC
List Price
$245,000
Sold Price
$240,000
Premium/Discount to List
-$5,000
-2.04%
Current Estimated Value
$350,115

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$110,115
Avg. Annual Appreciation
7.29%
Original Mortgage
$235,653
Outstanding Balance
$208,098
Interest Rate
3%
Mortgage Type
FHA
Estimated Equity
$142,017

Purchase Details

Closed on
Feb 5, 2016
Sold by
Zern Adam and Zern Sarah
Bought by
Smith James Franklin and Slimmen Smith Heather Adrianna

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$174,807
Interest Rate
3.97%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 2, 2009
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Zern Adam

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$95,407
Interest Rate
5.03%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 2, 2009
Sold by
Dela Cruz Marco
Bought by
Federal Home Loan Mortgage Corp

Purchase Details

Closed on
Aug 8, 2006
Sold by
Clauss Michael J and Clauss Diana J
Bought by
Delacruz Marco

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$55,250
Interest Rate
6.67%
Mortgage Type
Stand Alone Second

Purchase Details

Closed on
May 28, 2004
Sold by
Engler Keith D and Engler Julia
Bought by
Clauss Michael J and Clauss Diana J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$128,155
Interest Rate
5%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
May 18, 2001
Sold by
Franey Thomas E and Franey Penny J
Bought by
Engler Keith D and Engler Julia

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$101,722
Interest Rate
7.11%
Mortgage Type
VA
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Zamudio Camerino Villagomez $240,000 Land Title Professionals Llc
Smith James Franklin $170,000 Stewart Title Company
Zern Adam $93,500 Attorney
Federal Home Loan Mortgage Corp -- Attorney
Delacruz Marco $221,000 None Available
Clauss Michael J $134,900 Fidelity National Title
Engler Keith D $99,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Zamudio Camerino Villagomez $235,653
Previous Owner Smith James Franklin $174,807
Previous Owner Zern Adam $95,407
Previous Owner Delacruz Marco $55,250
Previous Owner Delacruz Marco $165,750
Previous Owner Clauss Michael J $128,155
Previous Owner Engler Keith D $101,722
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
08/14/2020 08/14/20 Sold $240,000 -2.0% $157 / Sq Ft
07/11/2020 07/11/20 Pending -- -- --
07/02/2020 07/02/20 For Sale $245,000 -- $161 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,178 $305,878 -- --
2024 $4,091 $297,258 -- --
2023 $4,091 $288,600 $45,000 $243,600
2022 $3,709 $237,600 $40,000 $197,600
2021 $3,381 $195,800 $40,000 $155,800
2020 $2,033 $143,151 $0 $0
2019 $1,994 $139,933 $0 $0
2018 $1,898 $137,324 $0 $0
2017 $1,891 $134,500 $0 $0
2016 $920 $66,010 $0 $0
2015 $923 $65,552 $0 $0
2014 $886 $65,032 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: S5036151

Stellar MLS

APN: 31-26-31-5130-00FF-0040