$399,000
UNDER CONTRACT

4831 Red Oak Dr Waterloo, IL 62298

Estimated payment $2,696/month

Total Views 2,227
4 Beds
2 Baths
2,148 Sq Ft
$186 Price per Sq Ft

Highlights

  • In Ground Pool
  • Open Floorplan
  • Stainless Steel Appliances
  • Rogers Elementary School Rated A-
  • Ranch Style House
  • Brick or Stone Veneer

About This Home

Get ready to fall in love with this 4-bed, 2-bath ranch in the popular Oak Valley Subdivision on Waterloo’s south end! Sitting on just under a half-acre, this backyard is your private oasis—complete with an in-ground pool, pergola, and vinyl privacy fence. Inside, the open floor plan features a massive living room perfect for gatherings, and a kitchen with like-new appliances (less than a year old!). The oversized 3-car garage offers tons of storage plus attic space. No basement? No problem—there’s storage galore throughout, including walk-in closets in every corner. The spacious primary suite is a true retreat with dual walk-in closets and a dreamy soaking tub. The other bedrooms are just as roomy! Bonus features include owned 7.5 kW rooftop solar panels and a brand-new pool liner and pump (installed this summer!). Don't miss this move-in ready gem! Professional photos coming 07/26. (Sale of this home is contingent upon sellers finding suitable housing.)

Listing Agent

Lauren Luke

eXp Realty License #IL248965 Listed on: 07/26/2025

eXp Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,679

Year Built

  • Built in 2005

Lot Details

  • 0.41 Acre Lot
  • Lot Dimensions are 110x164x110x164
  • Landscaped
  • Level Lot
  • Few Trees
  • Back Yard Fenced and Front Yard

HOA Fees

  • $13 Monthly HOA Fees

Parking

  • 3 Car Garage

Home Design

  • Ranch Style House
  • Brick or Stone Veneer
  • Architectural Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 2,148 Sq Ft Home
  • Open Floorplan
  • Ceiling Fan
  • Propane Fireplace
  • Living Room with Fireplace
  • Combination Kitchen and Dining Room
  • Basement
  • Crawl Space
  • Smart Thermostat

Kitchen

  • Gas Oven
  • Gas Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island

Flooring

  • Carpet
  • Laminate
  • Luxury Vinyl Plank Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms
  • Soaking Tub
  • Shower Only

Laundry

  • Laundry Room
  • Laundry in Hall
  • Laundry on main level
  • Washer and Dryer

Pool

  • In Ground Pool
  • Outdoor Pool
  • Saltwater Pool
  • Fence Around Pool
  • Pool Liner

Outdoor Features

  • Patio
  • Pergola

Schools

  • Waterloo Dist 5 Elementary And Middle School
  • Waterloo High School

Utilities

  • Forced Air Heating and Cooling System
  • Water Heater
  • Shared Septic
  • High Speed Internet

Listing and Financial Details

  • Assessor Parcel Number 11-07-117-043-000

Community Details

Overview

  • Association fees include ground maintenance, common area maintenance
  • Oak Valley HOA

Recreation

  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,679

Year Built

Built in 2005

Lot Details

0

HOA Fees

$13 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Cross Street: Willow Oak Ln
  • Year Built: 2005
  • Directions: GPS Friendly
  • Property Sub-Type: Single Family Residence
  • ResoLaundryFeatures: In Hall, Inside, Laundry Room, Main Level
  • ResoLotFeatures: Adjoins Open Ground, Back Yard, Few Trees, Front Yard, Landscaped, Level
  • Lot Size Acres: 0.41
  • Reso Association Amenities: None
  • Co List Office Phone: 888-574-9405
  • MLS Status: Active Under Contract
  • Subdivision Name: Oak Valley Estates
  • Above Grade Finished Sq Ft: 2148
  • Architectural Style: Ranch
  • Carport Y N: No
  • Reso Fireplace Features: Living Room, Propane
  • Unit Levels: One
  • New Construction: No
  • Property Attached Yn: No
  • MIS_RoomFlooring: Laminate
  • MIS_AboveGradeFinishedAreaSrchSqFt: 2148.00
  • MIS_RoomFlooring: Vinyl
  • MIS_RoomFlooring: Vinyl
  • MIS_RoomFlooring: Luxury Vinyl Plank
  • MIS_RoomFlooring: Vinyl
  • MIS_SellerConsiderConcessionYN: 1
  • MIS_RoomFlooring: Luxury Vinyl Plank
  • MIS_RoomFlooring: Luxury Vinyl Plank
  • MIS_RoomFlooring: Luxury Vinyl Plank
  • MIS_RoomFlooring: Vinyl
  • MIS_PoolYN: 1
  • MIS_EfficiencyYN: 1
  • MIS_RoomFlooring: Vinyl
  • MIS_AuctionYN: 0
  • Special Features: UnderContract
  • Property Sub Type: Detached

Interior Features

  • Basement: Crawl Space
  • Interior Amenities: Ceiling Fan(s), High Speed Internet, Kitchen Island, Kitchen/Dining Room Combo, Open Floorplan, Pantry, Shower, Smart Thermostat, Soaking Tub, Walk-In Closet(s)
  • Appliances: Stainless Steel Appliance(s), Dishwasher, Dryer, Microwave, Gas Oven, Gas Range, Refrigerator, Washer, Washer/Dryer, Water Heater
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Laminate, Luxury Vinyl
  • Main Level Bedrooms: 4
  • MIS_LowerLevelBathroomsFull: 0
  • MIS_LowerLevelBathroomsHalf: 0
  • MIS_LowerLevelBedrooms: 0
  • MIS_MainLevelBathroomsFull: 2
  • MIS_MainLevelBathroomsHalf: 0
  • MIS_UpperLevelBathroomsFull: 0
  • MIS_UpperLevelBathroomsHalf: 0
  • MIS_UpperLevelBedrooms: 0

Exterior Features

  • Fencing: Back Yard, Fenced, Vinyl
  • Roof: Architectural Shingle
  • Pool Features: Fenced, In Ground, Liner, Outdoor Pool, Salt Water
  • Pool Private: Yes
  • Disclosures: Seller Property Disclosure
  • Home Warranty: No
  • Construction Type: Brick, Stone Veneer, Vinyl Siding
  • Other Structures: Pergola
  • Patio And Porch Features: Patio

Garage/Parking

  • Garage Spaces: 3
  • Attached Garage: Yes

Utilities

  • Sewer: Shared Septic
  • Cooling: Central Air, Electric
  • Heating: Forced Air
  • Green Building Features: Bathrooms, Patio, Pool
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 150
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • General Property Information:Association Name: Oak Valley HOA

Fee Information

  • Association Fee Includes: Maintenance Grounds, Common Area Maintenance

Schools

  • Elementary School: WATERLOO DIST 5
  • Junior High Dist: Waterloo DIST 5
  • High School: Waterloo
  • Middle Or Junior School: WATERLOO DIST 5

Lot Info

  • Lot Dimensions: 110x164x110x164
  • Parcel Number: 11-07-117-043-000

Tax Info

  • Tax Year: 2023
  • Tax Annual Amount: 6679

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,210 $132,351 $15,842 $116,509
2023 $6,679 $116,990 $15,000 $101,990
2022 $6,275 $108,510 $15,000 $93,510
2021 $5,637 $95,900 $15,000 $80,900
2020 $4,276 $72,330 $15,000 $57,330
2019 $4,334 $72,330 $15,000 $57,330
2018 $4,467 $72,330 $15,000 $57,330
2017 $4,330 $73,632 $15,270 $58,362
2016 $0 $79,030 $15,000 $64,030
2015 $3,658 $62,640 $15,000 $47,640
2014 $3,509 $62,640 $15,000 $47,640
2012 -- $62,310 $15,000 $47,310
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/26/2025 07/26/25 For Sale $399,000 +22.8% $186 / Sq Ft
11/09/2021 11/09/21 Sold $325,000 +4.8% $151 / Sq Ft
10/07/2021 10/07/21 For Sale $310,000 +42.9% $144 / Sq Ft
03/11/2016 03/11/16 Sold $217,000 -1.3% $101 / Sq Ft
03/11/2016 03/11/16 Pending -- -- --
11/30/2015 11/30/15 For Sale $219,900 -- $102 / Sq Ft
Source: MARIS MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $325,000 None Listed On Document
Warranty Deed $325,000 None Listed On Document
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $308,750 New Conventional
Closed $308,750 New Conventional
Previous Owner $214,600 New Conventional
Previous Owner $212,000 New Conventional
Previous Owner $25,000 New Conventional
Source: Public Records

Source: MARIS MLS

MLS Number: MIS25050983

MARIS MLS

APN: 11-07-117-043-000