$1,295,000
SOLD SEP 4, 2025

4849 Olson Lake Trail N Lake Elmo, MN 55042

4 Beds
2.5 Baths
3,728 Sq Ft
0.9 Acres

Recently Sold

$347 Per Sq Ft

3 Days on Market

Highlights

  • Lake Front
  • Deck
  • No HOA
  • Multiple Garages
  • Family Room with Fireplace
  • Built-In Double Oven

About This Home

As of September 2025

Exceptional home nestled on Olson Lake offering over 119 feet oflakeshore! Enjoy the "Northwoods" feel of this luxurious home featuring quality upgrades throughout, excellent sunlight exposure, open floor plan, and oversized 3 car garage. This rare find rambler boasts attention to detail, large kitchen, sitting area with gas fireplace, upgraded
landscaping, workshop, abundant storage, walk-out lower level, and amazing lakeshore views. Other highlights include: Lower level family room, exercise room, bar area, and built-ins. The screened porch, sun filled deck, spacious patio and large backyard are ideal for outdoor entertaining. This .90 acre lot offers the perfect balance of yard space, privacy and premium lakeshore location. Relax along the shoreline and enjoy all of the recreational
activities that Olson Lake has to offer. Spectacular lakeshore home within the metro area located just minutes to freeway access, coffee shops, restaurants, and more.

Last Agent to Sell the Property

Jonathan Sells

Edina Realty, Inc. Listed on: 07/18/2025

Edina Realty, Inc.

Last Buyer's Agent

Mathew Harmer

Coldwell Banker Realty

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $12,368

Year Built

  • Built in 1999

Lot Details

  • 0.9 Acre Lot
  • Lot Dimensions are 123x346x119x312
  • Lake Front

Parking

  • 3 Car Attached Garage
  • Multiple Garages
  • Parking Storage or Cabinetry
  • Garage Door Opener

Interior Spaces

  • 1-Story Property
  • Wet Bar
  • Central Vacuum
  • Stone Fireplace
  • Family Room with Fireplace
  • 3 Fireplaces
  • Living Room with Fireplace
  • Sitting Room
  • Dining Room
  • Game Room with Fireplace
  • Recreation Room

Kitchen

  • Built-In Double Oven
  • Cooktop
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms

Laundry

  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Basement Window Egress

Eco-Friendly Details

  • Air Exchanger

Outdoor Features

  • Deck
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • 200+ Amp Service
  • Water Filtration System
  • Well

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 0802921110001

Home Details

Home Type

Single Family

Est. Annual Taxes

$12,368

Year Built

Built in 1999

Lot Details

0

Parking

3

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 3
  • Accessibility Features: None
  • Fireplaces: 3
  • Water Source: Well
  • Year Built: 1999
  • Above Grade Finished Sq Ft: 2128
  • Water Body Name: Olson
  • Unit Levels: One
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Basement: Block, Daylight/Lookout Windows, Egress Window(s), Finished, Full, Tile Shower, Walkout
  • Appliances: Air-To-Air Exchanger, Central Vacuum, Cooktop, Dishwasher, Disposal, Double Oven, Dryer, Exhaust Fan, Gas Water Heater, Water Filtration System, Microwave, Range, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Owned
  • Fireplace Features: Amusement Room, Family Room, Gas, Living Room, Stone
  • Living Area: 3728
  • Fireplace: Yes
  • Below Grade Finished Sq Ft: 1600
  • Basement YN: Yes
  • Dining Room Type: Living Room, Dining Room, Kitchen, Family Room, Bedroom 1, Bedroom 2, Bedroom 3, Bedroom 4, Porch, Sitting Room, Informal Dining Room, Deck, Bar/Wet Bar Room, Recreation Room

Beds/Baths

  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4

Exterior Features

  • Roof: Age 8 Years or Less, Asphalt
  • PoolFeatures: None
  • View: East, Lake
  • Other Structures: Storage Shed
  • ConstructionMaterialsDesc: Concrete,Frame
  • PatioPorchType: Composite Decking,Deck,Patio,Porch,Rear Porch
  • Lake Acres: 87
  • LakeChain: N

Garage/Parking

  • Parking Features: Attached Garage, Asphalt, Garage Door Opener, Multiple Garages, Storage
  • Garage Square Feet: 1055
  • ParkingOpen: 1

Utilities

  • Heating: Forced Air, Radiant Floor
  • Sewer: City Sewer/Connected
  • Electric: Circuit Breakers, 200+ Amp Service
  • Fuel: Natural Gas

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Ceiling Fan(s),Deck,Dock,Exercise Room,Hardwood Floors,Kitchen Center Island,Primary Bedroom Walk-In Closet,Main Floor Primary Bedroom,Natural Woodwork,Patio,Paneled Doors,Porch,Security System,In-Ground Sprinkler,Tile Floors,Wet Bar,Walk-In Closet

Schools

  • Junior High Dist: North St Paul-Maplewood
  • SchoolDistrictNumber: 622
  • SchoolDistrictPhone: 651-748-7410

Lot Info

  • Waterfront YN: Yes
  • PropertyAttachedYN: No
  • Lot Size: 123x346x119x312
  • Lot Size Sq Ft: 39204
  • Land Lease: No
  • Lot Features: Many Trees
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Brick/Stone, Wood Siding

Tax Info

  • Tax Year: 2025
  • Assessor Parcel Number: 0802921110001
  • Tax Annual Amount: 12368
  • TaxWithAssessments: 12368.0000

Multi Family

  • WaterfrontFeatures: Lake Front

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Sep 30, 2016
Sold by
Koppy Thomas A and Koppy Judith A
Bought by
Seifert Thomas V and Seifert Daryl P

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$680,000
Outstanding Balance
$546,953
Interest Rate
3.48%
Mortgage Type
New Conventional
Estimated Equity
$730,256
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $850,000 Burnet Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $680,000 New Conventional
Previous Owner $500,000 Credit Line Revolving
Previous Owner $115,000 New Conventional
Previous Owner $100,000 Credit Line Revolving
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/04/2025 09/04/25 Sold $1,295,000 0.0% $347 / Sq Ft
07/21/2025 07/21/25 Pending -- -- --
07/18/2025 07/18/25 For Sale $1,295,000 -- $347 / Sq Ft
Source: NorthstarMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $12,368 $1,072,600 $445,000 $627,600
2023 $12,368 $1,064,700 $445,000 $619,700
2022 $10,588 $1,026,200 $442,800 $583,400
2021 $10,022 $856,900 $367,500 $489,400
2020 $10,304 $857,200 $367,500 $489,700
2019 $9,700 $857,200 $370,000 $487,200
2018 $0 $822,200 $385,000 $437,200
2017 $9,898 $821,600 $385,000 $436,600
2016 $9,594 $835,400 $381,300 $454,100
2015 $9,056 $778,200 $325,000 $453,200
2013 -- $733,300 $280,000 $453,300
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthstarMLS

MLS Number: 6732448

NorthstarMLS

APN: 08-029-21-11-0001