4855 Gardenia St Oceanside, CA 92057
San Luis Rey NeighborhoodEstimated Value: $735,195 - $824,000
3
Beds
2
Baths
1,307
Sq Ft
$599/Sq Ft
Est. Value
About This Home
This home is located at 4855 Gardenia St, Oceanside, CA 92057 and is currently estimated at $783,299, approximately $599 per square foot. 4855 Gardenia St is a home located in San Diego County with nearby schools including Del Rio Elementary School, Cesar Chavez Middle School, and El Camino High School.
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Jul 21, 2005
Sold by
Bankerd Kathleen
Bought by
Bankerd Kathleen M
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$290,000
Outstanding Balance
$149,423
Interest Rate
5.46%
Mortgage Type
New Conventional
Estimated Equity
$633,876
Purchase Details
Closed on
Jul 2, 2003
Sold by
Bankerd Kathleen M
Bought by
Bankerd Kathleen M
Purchase Details
Closed on
Mar 31, 2003
Sold by
Balancia Donna S
Bought by
Bankerd Kathleen M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$213,750
Interest Rate
5.6%
Mortgage Type
Stand Alone First
Purchase Details
Closed on
Aug 24, 2001
Sold by
Balancia Donna S
Bought by
Balancia Donna S
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$194,372
Interest Rate
7.09%
Mortgage Type
FHA
Purchase Details
Closed on
Jun 20, 2000
Sold by
Beaumont Phillip E and Beaumont Pamela D
Bought by
Balancia Donna S
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$164,835
Interest Rate
8.2%
Mortgage Type
FHA
Purchase Details
Closed on
Sep 25, 1997
Sold by
Russell Varnals and Russell Victoria R
Bought by
Beaumont Phillip E and Beaumont Pamela D
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$118,320
Interest Rate
7.33%
Mortgage Type
VA
Purchase Details
Closed on
Apr 22, 1992
Purchase Details
Closed on
Jul 20, 1988
Purchase Details
Closed on
Oct 17, 1986
Purchase Details
Closed on
Apr 30, 1985
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Bankerd Kathleen M | -- | First American Title Company | |
| Bankerd Kathleen | -- | First American Title Company | |
| Bankerd Kathleen M | -- | -- | |
| Bankerd Kathleen M | $285,000 | Commonwealth Land Title Co | |
| Balancia Donna S | -- | Southland Title | |
| Balancia Donna S | $180,000 | Southland Title | |
| Beaumont Phillip E | $116,000 | South Coast Title Company | |
| -- | $146,700 | -- | |
| -- | $119,900 | -- | |
| -- | $95,000 | -- | |
| -- | $102,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Bankerd Kathleen | $290,000 | |
| Closed | Bankerd Kathleen M | $213,750 | |
| Previous Owner | Balancia Donna S | $194,372 | |
| Previous Owner | Balancia Donna S | $164,835 | |
| Previous Owner | Beaumont Phillip E | $118,320 |
Source: Public Records
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,576 | $412,757 | $231,725 | $181,032 |
| 2024 | $4,576 | $404,665 | $227,182 | $177,483 |
| 2023 | $4,435 | $396,731 | $222,728 | $174,003 |
| 2022 | $4,368 | $388,953 | $218,361 | $170,592 |
| 2021 | $4,385 | $381,328 | $214,080 | $167,248 |
| 2020 | $4,250 | $377,419 | $211,885 | $165,534 |
| 2019 | $4,127 | $370,020 | $207,731 | $162,289 |
| 2018 | $4,084 | $362,765 | $203,658 | $159,107 |
| 2017 | $4,009 | $355,653 | $199,665 | $155,988 |
| 2016 | $3,879 | $348,680 | $195,750 | $152,930 |
| 2015 | $3,621 | $330,000 | $195,000 | $135,000 |
| 2014 | $3,232 | $300,000 | $178,000 | $122,000 |
Source: Public Records
Map
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