NOT LISTED FOR SALE

489 Captains Cir Destin, FL 32541

Estimated Value: $1,001,337 - $1,234,000

4 Beds
3 Baths
2,584 Sq Ft
$436/Sq Ft Est. Value

Last Sold May 31, 2023

Last sale price $1,050,000 $406 Per Sq Ft

Est. 7% increase in value since last sale

Current estimated payment $6,542/month

42 Days on Market

Highlights

  • Lake Front
  • Fishing
  • Contemporary Architecture
  • Destin Elementary School Rated A-
  • Gated Community
  • Vaulted Ceiling

About This Home

As of May 2023

This beautiful lakefront home is nestled in the highly desired Commodore Point area of Regatta Bay. The single story Arthur Rutenberg home offers a split floor plan with plenty of privacy for the owner and their guests or family. The kitchen was completely renovated in 2017 to include a gas range, a farm sink, and beautiful granite countertops. There are two living areas overlooking the lake and opening up to the lovely westward facing lanai. No need to go to the beach to enjoy spectacular sunsets! Enjoy them from your own patio. Be entertained by ducks, herons, and ospreys, as well as hummingbirds and butterflies that frequent the backyard of this nature lover's paradise. A rose and iris garden walk open up to an extensive backyard that includes a rose bed and butterfly garden. The breakfast nook is the perfect spot to have coffee, overlooking the lake and back yard. The dining room is a great space for entertaining. Each bathroom has been updated nicely, one guest bathroom, updated in 2020, includes double sinks. The other guest bath opens to the lanai area, making it convenient if a pool is added in the future. The two car garage also includes cabinets to enhance storage. Regatta Bay is a wonderful neighborhood offering a community pool, tennis courts, pickle ball courts and a golf course. You can golf cart to the beach or to multiple shopping destinations. Make an appointment to see this beautiful home today!

Last Agent to Sell the Property

Cindy Cole Fine Homes

Corcoran Reverie Destin Listed on: 04/11/2023

Last Buyer's Agent

Susan Young

Scenic Sotheby's International Realty License #454991

Scenic Sotheby's International Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,939

Year Built

  • Built in 1999

Lot Details

  • 0.38 Acre Lot
  • Lot Dimensions are 90x181x90x184
  • Lake Front
  • Property fronts a private road
  • Coastal Barrier Zone
  • Interior Lot

HOA Fees

  • $253 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Automatic Garage Door Opener

Home Design

  • Contemporary Architecture
  • Frame Construction
  • Slate Roof
  • Stone Siding
  • Vinyl Trim
  • Stucco
  • Slate

Interior Spaces

  • 2,584 Sq Ft Home
  • 1-Story Property
  • Built-in Bookshelves
  • Shelving
  • Woodwork
  • Crown Molding
  • Coffered Ceiling
  • Tray Ceiling
  • Vaulted Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Gas Fireplace
  • Entrance Foyer
  • Family Room
  • Living Room
  • Dining Room
  • Home Office
  • Sun or Florida Room
  • Screened Porch
  • Lake Views

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Microwave
  • Ice Maker
  • Dishwasher
  • Disposal

Flooring

  • Painted or Stained Flooring
  • Wall to Wall Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • En-Suite Primary Bedroom
  • 3 Full Bathrooms
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom

Laundry

  • Dryer
  • Washer

Home Security

  • Home Security System
  • Fire and Smoke Detector

Schools

  • Destin Elementary And Middle School
  • Destin High School

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • Electric Water Heater
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 00-2S-22-0515-0000-0460

Community Details

Overview

  • Association fees include accounting, ground keeping, management, recreational faclty, security
  • Regatta Bay Subdivision
  • The community has rules related to covenants

Recreation

  • Tennis Courts
  • Community Pool
  • Fishing

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,939

Year Built

Built in 1999

Lot Details

0

HOA Fees

$253 per month

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.38
  • Lot Size: 90X181X90X184
  • Road Frontage Type: Private Road
  • Road Surface Type: Paved
  • Subdivision Name: REGATTA BAY
  • Directions: Turn in Regatta Bay off of Hwy 98. Go through the gate, take a right at first stop sign on Commodore Pt Rd. Take a right on Captains Cir. House is the second home on the left.
  • Architectural Style: Contemporary
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 1
  • Year Built: 1999
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Dryer: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Living Room: Yes
  • Rooms:Dining Room: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • Energy:Ceiling Fans: Yes
  • Rooms:Foyer: Yes
  • Waterview:Lake2: Yes
  • Utilities:Gas - Natural: Yes
  • Utilities:Underground: Yes
  • Rooms:Screened Porch: Yes
  • Rooms:Family Room: Yes
  • Waterfront:Lake: Yes
  • Rooms:Office2: Yes
  • Rooms:Florida Room: Yes
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Dryer, Microwave, Refrigerator W/IceMk, Security System, Smoke Detector, Washer
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Interior Amenities: Breakfast Bar, Built-In Bookcases, Ceiling Crwn Molding, Ceiling Raised, Ceiling Tray/Cofferd, Fireplace Gas, Floor Tile, Floor WW Carpet, Furnished - None, Lighting Recessed, Pantry, Shelving, Split Bedroom, Washer/Dryer Hookup, Window Treatmnt Some, Woodwork Painted
  • Interior:WasherDryer Hookup: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Smoke Detector: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Interior:Breakfast Bar: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Interior:Split Bedroom: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Ceiling Crwn Molding: Yes
  • Interior:Floor WW Carpet: Yes
  • Interior:Lighting Recessed: Yes
  • Interior:Woodwork Painted: Yes
  • Appliances:Security System: Yes
  • Interior:Ceiling TrayCofferd: Yes
  • Interior:Fireplace Gas: Yes
  • Interior:Shelving: Yes
  • Interior:Built-In Bookcases: Yes

Exterior Features

  • Lot Features: Covenants, Interior, Restrictions, Within 1/2 Mile to Water
  • View: Lake
  • Waterfront Features: Lake
  • Waterfront: Yes
  • Construction Type: Frame, Roof Tile/Slate, Slab, Stone, Stucco, Trim Vinyl
  • Exterior Features: Porch, Porch Screened
  • Property Condition: Construction Complete
  • Lot Features:Within 12 Mile to Water: Yes
  • Construction Status:Construction Complete: Yes
  • Lot Features:Interior: Yes
  • ConstructionSiding:Slab: Yes
  • Exterior:Porch: Yes
  • Lot Features:Covenants: Yes
  • Lot Features:Restrictions: Yes
  • ConstructionSiding:Stucco: Yes
  • ConstructionSiding:Trim Vinyl: Yes
  • ConstructionSiding:Frame: Yes
  • Exterior:Porch Screened: Yes
  • ConstructionSiding:Roof TileSlate: Yes
  • ConstructionSiding:Stone: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Appliances:Auto Garage Door Opn: Yes

Utilities

  • Cooling: Ceiling Fan(s), Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Utilities: Electric, Gas - Natural, Phone, Public Sewer, Public Water, TV Cable, Underground
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: Fishing, Gated Community, Pool, Tennis
  • Association #2 Fee: 760.0
  • Association Fee Frequency: Quarterly
  • Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Ground Keeping, Management, Recreational Faclty, Security

Schools

  • Elementary School: Destin
  • High School: Destin
  • Middle Or Junior School: Destin

Lot Info

  • Lot Size Sq Ft: 16552.8
  • Parcel #: 00-2S-22-0515-0000-0460
  • Zoning: Resid Single Family
  • ResoLotSizeUnits: Acres
  • Lot Features Coastal Barrier Zone: Yes

Tax Info

  • Tax Annual Amount: 3938.85
  • Tax Year: 2022

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 11, 2023
Closed on
May 31, 2023
Sold by
Felicia Lynn Ferguson Revocable Trust
Bought by
Feinsod Jason Keith
Seller's Agent
Cindy Cole Fine Homes
Corcoran Reverie Destin
Buyer's Agent
Susan Young
Scenic Sotheby's International Realty
List Price
$1,095,000
Sold Price
$1,050,000
Premium/Discount to List
-$45,000
-4.11%
Views
39
Current Estimated Value
$1,126,084

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$76,084
Avg. Annual Appreciation
3.01%
Original Mortgage
$840,000
Outstanding Balance
$820,845
Interest Rate
7.25%
Mortgage Type
New Conventional
Estimated Equity
$305,239

Purchase Details

Listed on
Apr 4, 2017
Closed on
Aug 17, 2017
Sold by
Hader John E and Hader Maria Irene
Bought by
Ferguson Felicia Lynn and Felicia Lynn Ferguson Revocable Trust
Seller's Agent
Susan Diebolt
The Premier Property Group
Buyer's Agent
Kendall Hood
Compass
List Price
$650,000
Sold Price
$650,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.64%

Purchase Details

Closed on
Nov 29, 2016
Sold by
Hadder John E and Hadder Maria Irene
Bought by
Hadder John E and Hadder Maria Irene

Purchase Details

Closed on
Jul 28, 2000
Sold by
Mcnabb & Runnels Corp Inc
Bought by
Hadder John E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$340,000
Interest Rate
8.23%
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Feinsod Jason Keith $1,050,000 Scenic Title Llc
Ferguson Felicia Lynn $650,000 Provident Title Llc
Hadder John E $257,143 None Available
Hadder John E $425,000 Advance Title Inc
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Feinsod Jason Keith $840,000
Previous Owner Hadder John E $340,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/31/2023 05/31/23 Sold $1,050,000 +61.5% $406 / Sq Ft
04/30/2023 04/30/23 Off Market $650,000 -- --
04/25/2023 04/25/23 Pending -- -- --
04/11/2023 04/11/23 Price Changed $1,095,000 0.0% $424 / Sq Ft
04/11/2023 04/11/23 For Sale $1,095,000 -4.8% $424 / Sq Ft
04/01/2023 04/01/23 Pending -- -- --
03/14/2023 03/14/23 For Sale $1,150,000 +76.9% $445 / Sq Ft
08/18/2017 08/18/17 Sold $650,000 0.0% $233 / Sq Ft View Prior Sale
08/03/2017 08/03/17 Pending -- -- --
04/04/2017 04/04/17 For Sale $650,000 -- $233 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,028 $622,805 -- --
2023 $4,028 $416,045 $0 $0
2022 $3,939 $403,927 $0 $0
2021 $3,947 $392,162 $0 $0
2020 $3,921 $386,748 $0 $0
2019 $3,885 $378,053 $0 $0
2018 $3,858 $371,004 $0 $0
2017 $3,565 $339,348 $0 $0
2016 $3,469 $332,368 $0 $0
2015 $3,556 $330,058 $0 $0
2014 $3,573 $327,438 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 918851

Emerald Coast Association of REALTORS®

APN: 00-2S-22-0515-0000-0460