49 Ludlow Ln W Palm Coast, FL 32137
3
Beds
2
Baths
1,912
Sq Ft
10,193
Sq Ft Lot
Highlights
- Lake Front
- Dock made with wood
- No HOA
- Indian Trails Middle School Rated A-
- Cathedral Ceiling
- 2 Car Attached Garage
About This Home
As of December 2024SELLERS ARE MOTIVATED AND ENCOURAGE YOUR BEST OFFER TODAY! Discover serene living in this 3-bedroom, 2-bathroom lakefront home boasting 1,912 sq ft of living space. Unwind by the cozy fireplace, entertain in the inviting courtyard, or relax in the screened enclosure overlooking the tranquil lake. The 2-car garage offers ample storage, and the private dock lets you enjoy fishing and waterfront activities. This charming home offers the perfect blend of comfort, elegance, and lakeside living.
Last Agent to Sell the Property
SHELL REALTY License #3104448 Listed on: 09/27/2024
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,647
Year Built
- Built in 1996
Lot Details
- 10,193 Sq Ft Lot
- Lake Front
- South Facing Home
Parking
- 2 Car Attached Garage
Home Design
- Slab Foundation
- Shingle Roof
- Block Exterior
- Stucco
Interior Spaces
- 1,912 Sq Ft Home
- Partially Furnished
- Cathedral Ceiling
- Ceiling Fan
- Family Room
- Living Room
- Dining Room
- Lake Views
Kitchen
- Built-In Oven
- Microwave
- Dishwasher
Flooring
- Laminate
- Ceramic Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Closet Cabinetry
- 2 Full Bathrooms
Laundry
- Laundry closet
- Dryer
- Washer
Outdoor Features
- Dock made with wood
- Private Mailbox
Utilities
- Central Heating and Cooling System
- Pep-Holding Tank
Community Details
- No Home Owners Association
- 04 Fairways Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 11 / 6
- Assessor Parcel Number 07-11-31-7037-00060-0110
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 27, 2024
Closed on
Dec 10, 2024
Sold by
Fay Carole Hinton Living Trust and Carole F Scott Living Trust
Bought by
Candlewood Realty Llc
Seller's Agent
Michelle Cecchini
SHELL REALTY
Buyer's Agent
Michelle Cecchini
SHELL REALTY
List Price
$359,000
Sold Price
$300,000
Premium/Discount to List
-$59,000
-16.43%
Views
41
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
46.30%
Original Mortgage
$150,000
Outstanding Balance
$134,808
Interest Rate
6.84%
Mortgage Type
New Conventional
Estimated Equity
$239,278
Purchase Details
Closed on
Oct 7, 2021
Sold by
Hinton Fay Carole
Bought by
Hinton Fay Carole and The Carole F Scott Living Trus
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,000
Interest Rate
2.8%
Mortgage Type
New Conventional
Purchase Details
Closed on
Sep 21, 2020
Sold by
Hinton Fay Carole
Bought by
Hinton Fay Carole and The Carole F Scott Living Trus
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$180,000
Interest Rate
2.6%
Mortgage Type
New Conventional
Purchase Details
Closed on
Oct 8, 2019
Sold by
Hinton Fay Carole
Bought by
Hinton Fay Carole and The Carole F Scott Living Trust
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$160,500
Interest Rate
3.5%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 17, 2018
Sold by
Hinton Fay Carole and Hinton Carole
Bought by
Hinton Fay Carole
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$146,550
Interest Rate
4.6%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 12, 2018
Sold by
Hinton Fay Carole
Bought by
Hinton Fay Carole and The Carole F Scott Living Trust
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$146,550
Interest Rate
4.6%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 10, 2010
Sold by
Hinton Carole
Bought by
Hinton Fay Carole and Carole F Scott Living Trust
Purchase Details
Closed on
Jan 9, 1996
Sold by
Scott Carole F
Bought by
Hinton Carole
Similar Homes in Palm Coast, FL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $300,000 | Covenant Closing & Title Servi | |
| Warranty Deed | $300,000 | Covenant Closing & Title Servi | |
| Interfamily Deed Transfer | -- | Amrock Llc | |
| Interfamily Deed Transfer | -- | Amrock Llc | |
| Interfamily Deed Transfer | -- | Accommodation | |
| Interfamily Deed Transfer | -- | Accommodation | |
| Interfamily Deed Transfer | -- | Amrock | |
| Interfamily Deed Transfer | -- | Amrock | |
| Interfamily Deed Transfer | -- | Attorney | |
| Interfamily Deed Transfer | -- | Amrock | |
| Interfamily Deed Transfer | -- | Attorney | |
| Quit Claim Deed | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $150,000 | New Conventional | |
| Closed | $150,000 | New Conventional | |
| Previous Owner | $200,000 | New Conventional | |
| Previous Owner | $180,000 | New Conventional | |
| Previous Owner | $160,500 | New Conventional | |
| Previous Owner | $146,550 | New Conventional | |
| Previous Owner | $29,679 | Stand Alone Second | |
| Previous Owner | $150,000 | Credit Line Revolving | |
| Previous Owner | $35,000 | Credit Line Revolving |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 05/30/2025 05/30/25 | For Sale | $375,000 | +25.0% | $196 / Sq Ft |
| 12/27/2024 12/27/24 | Sold | $300,000 | -7.4% | $157 / Sq Ft |
| 11/18/2024 11/18/24 | Pending | -- | -- | -- |
| 11/06/2024 11/06/24 | Price Changed | $324,000 | -3.0% | $169 / Sq Ft |
| 10/23/2024 10/23/24 | Price Changed | $334,000 | -1.5% | $175 / Sq Ft |
| 10/07/2024 10/07/24 | Price Changed | $339,000 | -5.6% | $177 / Sq Ft |
| 09/27/2024 09/27/24 | For Sale | $359,000 | -- | $188 / Sq Ft |
Source: Stellar MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,647 | $145,838 | -- | -- |
| 2023 | $1,647 | $141,591 | $0 | $0 |
| 2022 | $1,784 | $137,467 | $0 | $0 |
| 2021 | $1,752 | $133,463 | $0 | $0 |
| 2020 | $1,081 | $131,622 | $0 | $0 |
| 2019 | $1,045 | $128,663 | $0 | $0 |
| 2018 | $1,022 | $126,264 | $0 | $0 |
| 2017 | $987 | $123,667 | $0 | $0 |
| 2016 | $960 | $121,123 | $0 | $0 |
| 2015 | $969 | $120,281 | $0 | $0 |
| 2014 | $970 | $119,326 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
D
Seller's Agent in 2025
Dick Hoover
FLORIDA HOMES REALTY & MORTGAGE
(386) 864-3337
9 in this area
15 Total Sales
-
Seller Co-Listing Agent in 2025
Jinnelie Kerouac
FLORIDA HOMES REALTY & MORTGAGE
(386) 585-5553
9 in this area
9 Total Sales
-
Seller's Agent in 2024
Michelle Cecchini
SHELL REALTY
(386) 717-8005
3 in this area
47 Total Sales
Map
Source: Stellar MLS
MLS Number: O6245228
APN: 07-11-31-7037-00060-0110
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