$998,996
$51K PRICE DROP

49 Why Worry Ln Winchester, TN 37398

Estimated payment $5,925/month

Total Views 6,988
4 Beds
4 Baths
3,521 Sq Ft
$284 Price per Sq Ft

Highlights

  • Boat Slip
  • Open Floorplan
  • Contemporary Architecture
  • Gated Community
  • Clubhouse
  • Living Room with Fireplace

About This Home

Experience elevated lake living in this fully custom residence in sought-after Twin Creeks Village, offering over 3,500 square feet of thoughtfully curated design and exceptional craftsmanship. Created for both grand entertaining and everyday comfort, the expansive open-concept layout is anchored by a true chef’s kitchen featuring a dramatic oversized quartz island with integrated dining, 60” refrigerator/freezer towers, gas cooktop with pot filler, double ovens, and extensive custom cabinetry. A hidden walk-in pantry with direct grocery door access from the garage adds a rare and thoughtful touch. The great room makes a statement with its coffered ceiling, soaring floor-to-ceiling stone fireplace, and custom built-ins. A stunning brick archway leads to a warm and inviting den with wood beams and a second gas fireplace, offering an intimate retreat within the home. This residence offers 4 bedrooms (2 up / 2 down), including a luxurious primary suite with shiplap ceiling and wood beam accents. The spa-inspired primary bath features a large walk-in shower, soaking tub, dual vanities, and linen towers—designed for both beauty and function. A large Bonus Room with closet could easily serve as Bedroom 5, if needed. Designer details abound, including extensive board and batten trim throughout. Outdoor living is equally impressive with a rear porch enclosed by Poly-Vinyl windows, along with a front porch, screened porch, and sidewalks all finished in sleek epoxy coatings. An oversized rear patio and full irrigation system (front and back) complete the outdoor experience. Set within the gated, lakefront community of Twin Creeks Village, this home offers not just a residence—but a lifestyle defined by elegance, ease, and connection to the water.

Listing Agent

Shelia Lunsford

Benchmark Realty, LLC Brokerage Phone: 6155451998 License #287701 Listed on: 04/19/2026

Benchmark Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,307

Year Built

  • Built in 2023

Lot Details

  • 12,197 Sq Ft Lot
  • Back Yard Fenced
  • Level Lot
  • Irrigation

HOA Fees

  • $170 Monthly HOA Fees

Parking

  • 3 Car Garage
  • Side Facing Garage
  • Garage Door Opener

Home Design

  • Contemporary Architecture
  • Brick Exterior Construction
  • Shingle Roof
  • Stone Siding

Interior Spaces

  • 3,521 Sq Ft Home
  • Property has 2 Levels
  • Open Floorplan
  • Built-In Features
  • High Ceiling
  • Ceiling Fan
  • Gas Fireplace
  • ENERGY STAR Qualified Windows
  • Entrance Foyer
  • Living Room with Fireplace
  • 2 Fireplaces
  • Den with Fireplace
  • Screened Porch
  • Interior Storage Closet
  • Washer and Electric Dryer Hookup
  • Crawl Space

Kitchen

  • Double Oven
  • Built-In Gas Oven
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Disposal

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms | 2 Main Level Bedrooms
  • Walk-In Closet
  • 4 Full Bathrooms
  • Soaking Tub

Home Security

  • Security Gate
  • Indoor Smart Camera
  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Outdoor Features

  • Boat Slip
  • Patio
  • Outdoor Gas Grill

Schools

  • Clark Memorial Elementary School
  • South Middle School
  • Franklin Co High School

Utilities

  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Heat Pump System
  • Underground Utilities
  • High-Efficiency Water Heater
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 065J J 01600 000

Community Details

Overview

  • $1,200 One-Time Secondary Association Fee
  • Association fees include ground maintenance, recreation facilities
  • Twin Creeks Village Ph V Subdivision

Recreation

  • Community Pool
  • Trails

Additional Features

  • Clubhouse
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,307

Year Built

Built in 2023

Lot Details

0.28 Acres

HOA Fees

$170 per month

Parking

3

Listing Details

  • Prop. Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Contemporary
  • Year Built: 2023
  • Unit Levels: Two
  • New Construction: No
  • Building Stories: 2
  • Year Built Details: Existing
  • Special Features: None
  • Stories: 2

Interior Features

  • Interior Amenities: Built-in Features, Ceiling Fan(s), Entrance Foyer, Extra Closets, High Ceilings, Open Floorplan, Pantry, Smart Camera(s)/Recording, Walk-In Closet(s), High Speed Internet, Kitchen Island
  • Appliances: Built-In Gas Oven, Double Oven, Built-In Gas Range, Dishwasher, Disposal, Refrigerator, Stainless Steel Appliance(s)
  • Fireplace Features: Den, Gas, Living Room
  • Fireplace: Yes
  • Fireplaces: 2
  • Flooring: Carpet, Luxury Vinyl, Tile
  • Total Bedrooms: 4
  • Main Level Bedrooms: 2
  • Full Bathrooms: 4
  • Has Basement: Crawl Space
  • Above Grade Finished Sq Ft: 3521
  • Building Area Units: Square Feet
  • Living Area: 3521
  • Living Area Units: Square Feet
  • Other Equipment: Irrigation System

Exterior Features

  • Exterior Features: Boat Slip, Gas Grill, Smart Camera(s)/Recording
  • Construction Type: Fiber Cement, Brick, Stone
  • Fencing: Back Yard
  • Foundation Details: Brick/Mortar
  • Patio And Porch Features: Porch, Covered, Patio, Screened
  • Pool Private: No
  • Roof: Shingle
  • Topography: Level
  • View: No
  • Waterfront: No

Garage/Parking

  • Attached Garage: No
  • Covered Parking Spaces: 3
  • Garage Spaces: 3
  • Garage Yn: Yes
  • Parking Features: Garage Door Opener, Garage Faces Side
  • Total Parking Spaces: 3

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central, Heat Pump, Natural Gas
  • Heating Yn: Yes
  • Laundry Features: Electric Dryer Hookup, Washer Hookup
  • Security: Carbon Monoxide Detector(s), Security Gate, Smoke Detector(s)
  • Utilities: Natural Gas Available, Water Available, Cable Connected

Condo/Co-op/Association

  • HOA Fee Includes: Maintenance Grounds, Recreation Facilities
  • Association Fee: 170
  • Association #2 Fee: 1200
  • Association #2 Fee Frequency: One Time
  • Association Fee Frequency: Monthly
  • Amenities: Clubhouse, Gated, Pool, Sidewalks, Underground Utilities, Trail(s)
  • Association: Yes
  • Senior Community: No

Green Features

  • Efficiency: Windows, Water Heater

Lot Info

  • Lot Features: Level
  • Lot Size Acres: 0.28
  • Lot Size Units: Acres
  • Parcel #: 065J J 01600 000
  • Property Attached Yn: No

Rental Info

  • Pets Allowed: Yes

Multi Family

  • Above Grade Finished Area Units: Square Feet

Tax Info

  • Tax Annual Amount: 4307

MLS Schools

  • Elementary School: Clark Memorial School
  • High School: Franklin Co High School
  • Middle Or Junior School: South Middle School

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 -- $167,525 $25,000 $142,525
2024 -- $164,850 $25,000 $139,850
2023 $2,703 $164,850 $25,000 $139,850
2022 $2,703 $107,200 $25,000 $82,200
2021 $538 $107,200 $25,000 $82,200
2020 $530 $15,000 $13,750 $1,250
2019 $499 $15,000 $13,750 $1,250
2018 $499 $15,000 $13,750 $1,250
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
05/09/2026 05/09/26 Price Changed $998,996 -4.9% $284 / Sq Ft
04/19/2026 04/19/26 For Sale $1,049,990 -- $298 / Sq Ft
Source: Realtracs

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $57,900 None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Closed $51,500 New Conventional
Source: Public Records

Source: Realtracs

MLS Number: 3179314

Realtracs

APN: 026065J J 01600

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